Business Insurance Provider Reviews: Check Before You Buy

Browse sourced reviews of business insurance providers, including customer feedback, independent ratings, complaint evidence, and Reliability Scores.

Coalition has a BBB A+ grade. The reviewed independent sources did not establish a customer-star rating; the displayed RaveCapture collection is broker-focused. Its Trustpilot page has no reviews, and its best-looking rating comes from a review page the company arranges for brokers.

10.0/ 10

Review Score

1 rated source

6.2/ 10

Reliability Score

Reliability Score breakdown

Average of 2 rated assessments. Unrated assessments stay out of the average.

  • 6.1/ 10

    Broker

  • 6.3/ 10

    Carrier & MGA

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.

10.0/ 10

Review Score

1 rated source

5.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

At-Bay’s public review evidence is thin: one old G2 review and a BBB complaint record. It is not enough to judge day-to-day service or claims handling.

9.5/ 10

Review Score

2 rated sources

6.2/ 10

Reliability Score

Reliability Score breakdown

Average of 2 rated assessments. Unrated assessments stay out of the average.

  • 5.2/ 10

    Broker

  • 7.1/ 10

    Carrier & MGA

Gallagher has strong Trustpilot feedback and a favorable historical large-commercial survey result. Neither directly measures today’s US small-business service.

9.3/ 10

Review Score

3 rated sources

5.5/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.5/ 10

    Broker

TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling.

9.1/ 10

Review Score

2 rated sources

5.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

Customers rate biBerk well: Trustpilot shows 4.5 out of 5 from 2,620 reviews, and NerdWallet gives it 4.0. The complaints are about slow service after you buy, billing and audits, and slow refunds.

9.0/ 10

Review Score

3 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    unavailable

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.

9.0/ 10

Review Score

1 rated source

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    unavailable

There's almost nothing public to go on. G2 shows 4.5 out of 5 for Resilience, but from a single review.

9.0/ 10

Review Score

1 rated source

5.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

NEXT’s favorable ratings come with a warning: NerdWallet reports more commercial liability complaints than expected. Check complaint handling and support before relying on its headline scores.

8.9/ 10

Review Score

5 rated sources

5.8/ 10

Reliability Score

Reliability Score breakdown

Average of 2 rated assessments. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

  • 6.7/ 10

    Carrier & MGA

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

8.9/ 10

Review Score

3 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    unavailable

Lockton’s reviews vary by office and entity. Local Google-derived ratings provide some service feedback, but no reliable firmwide verdict.

8.4/ 10

Review Score

3 rated sources

5.6/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.6/ 10

    Broker

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

8.2/ 10

Review Score

2 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Broker

    unavailable

WTW has little useful review evidence for a business buyer. Its one counted score is 807 out of 1,000 from a 2017 J.D. Power study of large commercial brokers, and Trustpilot's 2.1 from 9 reviews isn't counted.

8.1/ 10

Review Score

1 rated source

7.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 7.0/ 10

    Broker

Experts like Nationwide more than customers do. NerdWallet gives it 4.5 out of 5 for business insurance, while small-business customers on ConsumerAffairs give it 2.5 out of 5 from 19 reviews.

7.8/ 10

Review Score

4 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    unavailable

Mylo has strong feedback on its Kansas City Birdeye listing, while its tiny Trustpilot sample is negative. Most available feedback mixes personal and business insurance.

7.7/ 10

Review Score

2 rated sources

5.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

7.5/ 10

Review Score

2 rated sources

7.1/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 7.1/ 10

    Carrier & MGA

Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record.

7.4/ 10

Review Score

1 rated source

5.3/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.3/ 10

    Broker

The inspected sources report separate measures: NerdWallet’s 4.0/5 editorial rating is excluded from the source-rating average; Trustpilot displayed 2.5/5 from five user posts and BBB displayed 4.8/5 from 265 reviews. Trustpilot and BBB include different purchase, service and agent/intermediary interactions, not a verified common policyholder cohort. BBB separately lists complaints. Any source-rating average weights eligible platforms equally and is not a pooled, representative customer-experience estimate or a claims-quality measure.

7.3/ 10

Review Score

2 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    Not Rated

Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.

7.2/ 10

Review Score

2 rated sources

5.1/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.1/ 10

    Broker

Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected.

7.2/ 10

Review Score

2 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    unavailable

Coterie’s BBB complaint record is a concern; its single Trustpilot review is too small a sample to offset that. Ask how complaints and service problems are resolved.

7.0/ 10

Review Score

2 rated sources

5.1/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.1/ 10

    Carrier & MGA

Chubb earns 5/5 from NerdWallet, which reports fewer-than-expected commercial property and liability complaints. Customer ratings are mixed across products and locations.

6.9/ 10

Review Score

5 rated sources

6.4/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 6.4/ 10

    Carrier & MGA

Vouch’s four Trustpilot reviews are too few to establish consistent service quality. Ask for references and clarify support after placement.

6.6/ 10

Review Score

1 rated source

5.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

USI’s public feedback is too sparse and office-specific for a firmwide verdict. Check the local team’s responsiveness and experience with your type of business.

6.4/ 10

Review Score

1 rated source

5.3/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.3/ 10

    Broker

Hiscox’s review results are sharply divided: low Trustpilot and ConsumerAffairs scores contrast with strong Feefo feedback. Service quality deserves closer scrutiny before purchase.

6.3/ 10

Review Score

4 rated sources

6.1/ 10

Reliability Score

Reliability Score breakdown

Average of 2 rated assessments. Unrated assessments stay out of the average.

  • 5.4/ 10

    Broker

  • 6.7/ 10

    Carrier & MGA

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.

6.1/ 10

Review Score

3 rated sources

6.7/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 6.7/ 10

    Broker

Insureon's ratings are split. Trustpilot shows 4.5 out of 5 from 2,401 reviews, while ConsumerAffairs shows 1.0 from 344.

5.8/ 10

Review Score

4 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Broker

    unavailable

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.

5.8/ 10

Review Score

2 rated sources

5.6/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.6/ 10

    Broker

Customers disagree about Simply Business. Trustpilot shows 4.3 out of 5 from 1,901 reviews, but BBB customers give it 1.95 from 20 reviews and ConsumerAffairs shows 1.0.

5.7/ 10

Review Score

4 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Broker

    unavailable

Beazley’s available customer feedback is mixed, with a 2.8/5 WalletHub rating from 15 reviews. That small, mixed-product sample gives business buyers limited guidance.

5.6/ 10

Review Score

1 rated source

6.2/ 10

Reliability Score

Reliability Score breakdown

Average of 2 rated assessments. Unrated assessments stay out of the average.

  • 6.9/ 10

    Broker

  • 5.5/ 10

    Carrier & MGA

Embroker’s reviews are mixed, and BBB records a complaint-response concern. The feedback is too limited to establish consistent service quality.

5.6/ 10

Review Score

3 rated sources

5.1/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.1/ 10

    Broker

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

5.6/ 10

Review Score

2 rated sources

5.5/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.5/ 10

    Broker

Heffernan’s available review sample is small and local, with a low Google rating for one office. Check the team that would actually serve your business.

5.2/ 10

Review Score

1 rated source

5.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

The Hartford’s service record is mixed: NerdWallet rates it 4.5/5 but reports below-average small-business satisfaction. Low Trustpilot ratings add a service concern, although they mix policy types.

4.9/ 10

Review Score

5 rated sources

7.3/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 7.3/ 10

    Carrier & MGA

Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance.

4.8/ 10

Review Score

3 rated sources

6.1/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 6.1/ 10

    Carrier & MGA

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

4.4/ 10

Review Score

2 rated sources

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    unavailable

Amelia Risk’s only matched public rating is 1/5 from one Google-linked local listing. That is a warning to investigate, but too little feedback to judge the firm’s overall service.

2.0/ 10

Review Score

1 rated source

5.1/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.1/ 10

    Broker

Cowbell has one public rating we could find: 1.0 out of 5 on SourceForge from three reviews in 2023. That's too few and too old to say much.

2.0/ 10

Review Score

1 rated source

6.3/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 6.3/ 10

    Carrier & MGA

Pie’s service record raises clear concerns: elevated regulator complaints reported by NerdWallet, 1.7/5 on Trustpilot and an F from BBB. Investigate billing, cancellation and complaint handling before buying.

1.7/ 10

Review Score

2 rated sources

5.8/ 10

Reliability Score

Reliability Score breakdown

Average of 2 rated assessments. Unrated assessments stay out of the average.

  • 5.3/ 10

    Broker

  • 6.3/ 10

    Carrier & MGA

Alliance Risk has no customer ratings on the review sites we checked, so there's no Review Score yet. That says nothing bad about the company; it means you'll need to ask for references.

–/ 10

Review Score

No reviews found

5.8/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.8/ 10

    Broker

Armilla has no customer ratings on the review sites we checked, so there's no Review Score yet. Armilla sells AI insurance, a small niche, so you'll want to ask for references.

–/ 10

Review Score

No reviews found

5.2/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.2/ 10

    Carrier & MGA

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

–/ 10

Review Score

No reviews found

7.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 7.0/ 10

    Carrier & MGA

The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.

–/ 10

Review Score

No reviews found

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    unavailable

The reviewed sources did not yield customer reviews; the inspected Trustpilot profiles showed none. Its Trustpilot page exists but shows no reviews or rating.

–/ 10

Review Score

No reviews found

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Broker

    unavailable

  • –/ 10

    Carrier & MGA

    unavailable

We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.

–/ 10

Review Score

No reviews found

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Broker

    unavailable

We found no customer star rating for Harper. Its Trustpilot page has 0 reviews, and BBB shows 0 customer reviews and 2 complaints.

–/ 10

Review Score

No reviews found

5.9/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.9/ 10

    Broker

We found no independent customer reviews of Kinro. It shows a 5.0 Google rating on its own website, but there is no review count or listing behind it.

–/ 10

Review Score

No reviews found

5.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

Layr has no customer reviews of its insurance service yet. Its Trustpilot profile has no reviews, and its only rating is one review of its broker software.

–/ 10

Review Score

No reviews found

5.6/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.6/ 10

    Broker

We couldn't find any public customer reviews or ratings for Relm Insurance. Its Trustpilot page exists but has no reviews yet.

–/ 10

Review Score

No reviews found

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Broker

    unavailable

  • –/ 10

    Carrier & MGA

    unavailable

RiskCube has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge.

–/ 10

Review Score

No reviews found

5.9/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.9/ 10

    Broker

Risklytics has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge.

–/ 10

Review Score

No reviews found

5.4/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.4/ 10

    Broker

StartupInsurance.ai has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge.

–/ 10

Review Score

No reviews found

4.9/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 4.9/ 10

    Broker

The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating.

–/ 10

Review Score

No reviews found

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Broker

    Not Rated

We found no independent rating for WithCoverage, so there is no Review Score. Its only rating is a 4.8 out of 5 from 299 references that the company itself curates.

–/ 10

Review Score

No reviews found

5.0/ 10

Reliability Score

Reliability Score breakdown

Average of 1 rated assessment. Unrated assessments stay out of the average.

  • 5.0/ 10

    Broker

The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim.

–/ 10

Review Score

No reviews found

–/ 10

Reliability Score

Reliability Score breakdown

No assessment has been scored yet.

  • –/ 10

    Carrier & MGA

    Not Rated

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