What Are the Alternatives to Pie Insurance?
Pie suits small businesses shopping workers’ compensation online, with pay-as-you-go billing; buyers seeking technology E&O or management liability should compare specialist brokers.
Absence from our documented catalogue does not establish that a coverage line is unavailable from a provider; it means our research does not yet document it.
What Should You Weigh When Choosing an Alternative to Pie Insurance?
Pie says its business owner’s, general liability and professional liability policies are underwritten by unaffiliated third-party insurers, and its cyber page refers to carrier partners without naming them. The insurer actually underwriting one of these products has to come from the quote itself. 2,4,5,6,7
Pie’s dedicated state page and other marketing describe workers’ compensation availability inconsistently: some pages say 40 states plus Washington, D.C., while its homepage and a January 2026 release say 39 states plus D.C. It’s worth confirming a specific business’s location and class codes directly in the quote rather than relying on either count. 8,9,10,11
Pie stopped accepting commercial-auto submissions on December 1, 2025 and says it will issue no new or renewal commercial-auto policies on or after January 1, 2026, though existing policyholders retain coverage through their policy term. A buyer who needs commercial auto alongside Pie’s other lines will need it from another provider. 12,13
Pie’s agency FAQ says Pie itself manages workers’ compensation claims in 34 states while CorVel handles claims in Alaska, Mississippi, Nevada, New Mexico and Oregon, a split that isn’t reconciled with the separately advertised 40-state-plus-D.C. footprint. The current claim handler for a specific policy should come from its state kit and claim instructions rather than the marketing count. 14,8,15
Pie Insurance Alternatives for Business Owner’s Policy
Alliance Risk arranges business owner’s policies.
Reliability Score5.8/ 10Amelia Risk arranges business owner’s policies for startups.
Reliability Score5.1/ 10- Reliability Score
Chubb offers business owner’s policies for eligible small businesses with up to $30 million in revenue.
Reliability Score6.4/ 10- Reliability Score
Corgi lists a business owner’s policy in its coverage catalog.
Reliability ScoreCoterie offers a business owner’s policy through its agent channel.
Reliability Score5.1/ 10Coverdash lists a business owner’s policy in its coverage hub.
Reliability Score5.1/ 10Embroker lists a business owner’s policy with a quote route.
Reliability Score5.1/ 10ERGO NEXT markets a business owner’s policy.
Reliability Score5.8/ 10Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here.
Reliability ScoreGallagher arranges business owner’s policies for small businesses.
Reliability Score5.5/ 10Harper accepts business owner’s policy inquiries through its coverage intake.
Reliability Score5.9/ 10Heffernan arranges business owner’s policies for small businesses.
Reliability Score5.0/ 10Hiscox offers business owner’s policies for small businesses.
Reliability Score6.1/ 10HUB International arranges business owner’s policies for small and midsized businesses.
Reliability Score5.5/ 10Insureon markets Business Owner’s Policy (BOP); description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists a business owner’s policy in its product catalog.
Reliability Score5.0/ 10- Reliability Score
Mylo lists a business owner’s policy among its business insurance products.
Reliability Score5.0/ 10Nationwide markets a BOP for eligible small businesses and describes property and liability elements with optional additions; actual coverage is controlled by policy forms.
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TechInsurance arranges business owner’s policies for small businesses.
Reliability Score5.0/ 10The Hartford offers business owner’s policies combining property and liability coverage.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers business owner’s policies for small technology-services businesses.
Reliability Score6.1/ 10
Pie Insurance Alternatives for Cyber Insurance
AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)
Reliability ScoreAlliance Risk arranges cyber liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges cyber insurance.
Reliability Score5.1/ 10Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.
Reliability Score6.7/ 10At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.
Reliability Score6.2/ 10Beazley offers cyber insurance for small and midsized businesses.
Reliability Score6.2/ 10BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.
Reliability Score7.0/ 10- Reliability Score
CFC offers cyber insurance, including primary and excess products.
Reliability ScoreChubb offers cyber insurance.
Reliability Score6.4/ 10- Reliability Score
Coalition offers cyber insurance.
Reliability Score6.2/ 10Corgi lists cyber insurance among its business insurance offerings.
Reliability ScoreCoverdash lists cyber insurance in its coverage catalog.
Reliability Score5.1/ 10Cowbell offers standalone and excess cyber products through its insurance-agency business.
Reliability Score6.3/ 10Embroker lists cyber insurance with a quote route.
Reliability Score5.1/ 10Founder Shield lists cyber liability among its core offerings.
Reliability Score5.3/ 10Cyber product page; policy terms and limits not established.
Reliability ScoreGallagher arranges cyber insurance.
Reliability Score5.5/ 10Harper lists cyber insurance and describes approaching insurers for customers.
Reliability Score5.9/ 10Heffernan arranges cyber insurance.
Reliability Score5.0/ 10Hiscox offers cyber insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges cyber insurance.
Reliability Score5.5/ 10Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists cyber liability and compares business details with carrier appetite.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges cyber insurance.
Reliability Score5.6/ 10Markel Cyber 360
Reliability Score7.1/ 10Marsh arranges cyber insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo invites cyber insurance quote requests and compares policies from multiple insurers.
Reliability Score5.0/ 10Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.
Reliability ScoreNewfront places cyber insurance, negotiates policy wording and provides claims consultation.
Reliability Score5.0/ 10Relm lists cyber insurance for placement through brokers.
Reliability ScoreResilience markets cyber insurance on a primary or excess basis.
Reliability Score5.0/ 10RiskCube arranges cyber insurance for startups.
Reliability Score5.9/ 10Risklytics arranges cyber insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10Add-on for select buyers purchasing another business policy; phone quote route.
Reliability ScoreStartupInsurance.ai arranges cyber insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges cyber insurance for small businesses.
Reliability Score5.0/ 10Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.
Reliability ScoreThe Hartford offers cyber insurance and data-breach coverage.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.
Reliability Score6.1/ 10USI arranges cyber insurance.
Reliability Score5.3/ 10Vouch lists cyber liability in its technology-company programs.
Reliability Score5.0/ 10WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.
Reliability Score5.0/ 10WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.
Reliability Score7.0/ 10Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.
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Pie Insurance Alternatives for General Liability Insurance
AIG Programs general liability (three separate program scopes)
Reliability ScoreAlliance Risk arranges general liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges general liability insurance.
Reliability Score5.1/ 10Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.
Reliability Score6.7/ 10Beazley offers general liability insurance in packages such as its environmental-services policy.
Reliability Score6.2/ 10BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.
Reliability Score7.0/ 10- Reliability Score
CFC offers general liability within its property and casualty product.
Reliability ScoreChubb offers general liability insurance within its commercial package products.
Reliability Score6.4/ 10- Reliability Score
Corgi lists commercial general liability among its business insurance offerings.
Reliability ScoreCoterie offers general liability policies for small businesses through its partner distribution.
Reliability Score5.1/ 10GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.
Reliability ScoreCoverdash lists general liability in its Core Business coverage catalog with a quote route.
Reliability Score5.1/ 10Embroker offers a general liability quote route among its individual business coverages.
Reliability Score5.1/ 10ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.
Reliability Score5.8/ 10Founder Shield lists general liability among its core coverage offerings.
Reliability Score5.3/ 10Company CGL product page; line-specific CGL membership only.
Reliability ScoreGallagher arranges general liability insurance for small businesses.
Reliability Score5.5/ 10Harper lists general liability in its business-insurance services and quote inquiry.
Reliability Score5.9/ 10Heffernan arranges general liability insurance.
Reliability Score5.0/ 10Hiscox offers general liability insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges general liability insurance.
Reliability Score5.5/ 10Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists general liability and compares available carrier options.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges general liability insurance.
Reliability Score5.6/ 10Markel small-business casualty and property
Reliability Score7.1/ 10Marsh arranges general liability insurance, including for data centers.
Reliability Score5.6/ 10- Reliability Score
Mylo compares general liability quotes from insurance carriers and also offers package options.
Reliability Score5.0/ 10Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.
Reliability ScoreNewfront includes general liability in its casualty placement services.
Reliability Score5.0/ 10Relm lists general liability insurance for placement through brokers.
Reliability ScoreRiskCube arranges general liability insurance for startups.
Reliability Score5.9/ 10Risklytics arranges general liability insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10- Reliability Score
StartupInsurance.ai arranges general liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges general liability insurance for small businesses.
Reliability Score5.0/ 10Listed as general liability for professional-services clients and as a consideration for other named business sectors.
Reliability ScoreThe Hartford offers general liability insurance.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers general liability insurance.
Reliability Score6.1/ 10USI arranges general liability insurance.
Reliability Score5.3/ 10Vouch lists general liability among the core coverages in its technology-company programs.
Reliability Score5.0/ 10WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.
Reliability Score5.0/ 10Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.
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Pie Insurance Alternatives for Professional Liability (E&O) Insurance
AIG entity-based Professional Liability / Specialty Professional E&O
Reliability ScoreAlliance Risk arranges professional liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges professional errors and omissions insurance for startups.
Reliability Score5.1/ 10Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.
Reliability Score6.7/ 10At-Bay offers primary miscellaneous professional liability insurance.
Reliability Score6.2/ 10Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.
Reliability Score6.2/ 10Professional First materials describe a professional-liability portfolio with several professions and service types.
Reliability Score7.0/ 10- Reliability Score
CFC offers professional liability insurance for professional-service businesses.
Reliability ScoreChubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.
Reliability Score6.4/ 10currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component
Reliability ScoreCoalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.
Reliability Score6.2/ 10Corgi lists miscellaneous errors and omissions coverage for service-based businesses.
Reliability ScoreCoterie lists miscellaneous professional liability for eligible small businesses in participating states.
Reliability Score5.1/ 10Several separately scoped professional-liability programs; do not generalize terms across professions.
Reliability ScoreCoverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.
Reliability Score5.1/ 10Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.
Reliability Score5.1/ 10ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.
Reliability Score5.8/ 10Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.
Reliability Score5.3/ 10Professional E&O product page.
Reliability ScoreGallagher arranges professional errors and omissions insurance for small businesses.
Reliability Score5.5/ 10Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.
Reliability Score5.9/ 10Heffernan arranges professional errors and omissions insurance for small businesses.
Reliability Score5.0/ 10Hiscox offers professional errors and omissions insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges professional errors and omissions insurance.
Reliability Score5.5/ 10Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges professional errors and omissions insurance.
Reliability Score5.6/ 10Markel ProBiz miscellaneous E&O
Reliability Score7.1/ 10Marsh arranges professional errors and omissions insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo compares professional liability quotes for claims from clients unhappy with professional services.
Reliability Score5.0/ 10Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.
Reliability ScoreNewfront lists errors and omissions among its executive-risk coverage services.
Reliability Score5.0/ 10Relm lists professional errors and omissions insurance for placement through brokers.
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StartupInsurance.ai arranges professional errors and omissions insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges professional errors and omissions insurance for small businesses.
Reliability Score5.0/ 10Listed as professional liability/E&O for professional-services and government-contractor audiences.
Reliability ScoreThe Hartford offers professional liability insurance for service businesses.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers professional errors and omissions insurance.
Reliability Score6.1/ 10USI arranges professional errors and omissions insurance.
Reliability Score5.3/ 10Vouch lists errors and omissions among the core coverages in its professional-services programs.
Reliability Score5.0/ 10WithCoverage includes errors and omissions in its technology insurance-program review services.
Reliability Score5.0/ 10WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.
Reliability Score7.0/ 10Zurich markets professional errors and omissions insurance.
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Pie Insurance Alternatives for Workers’ Compensation Insurance
AIG Workers’ Compensation options by distinct channel
Reliability ScoreAlliance Risk arranges workers’ compensation insurance.
Reliability Score5.8/ 10Amelia Risk arranges workers’ compensation insurance.
Reliability Score5.1/ 10Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.
Reliability Score6.7/ 10- Reliability Score
Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.
Reliability Score6.4/ 10- Reliability Score
Corgi lists workers’ compensation insurance.
Reliability ScoreCoverdash lists workers’ compensation insurance.
Reliability Score5.1/ 10Embroker arranges workers’ compensation insurance.
Reliability Score5.1/ 10ERGO NEXT offers workers’ compensation insurance for small businesses.
Reliability Score5.8/ 10Founder Shield lists workers’ compensation insurance.
Reliability Score5.3/ 10Workers’ compensation page; state requirements vary.
Reliability ScoreGallagher arranges workers’ compensation insurance for small businesses.
Reliability Score5.5/ 10Harper arranges workers’ compensation insurance.
Reliability Score5.9/ 10Heffernan arranges workers’ compensation insurance.
Reliability Score5.0/ 10Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.
Reliability Score6.1/ 10HUB International arranges workers’ compensation insurance.
Reliability Score5.5/ 10Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges workers’ compensation insurance.
Reliability Score5.6/ 10Markel Workers Compensation
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo compares workers’ compensation options from insurers.
Reliability Score5.0/ 10Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.
Reliability ScoreNewfront arranges workers’ compensation insurance through its casualty practice.
Reliability Score5.0/ 10Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10- Reliability Score
StartupInsurance.ai arranges workers’ compensation insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges workers’ compensation insurance for small businesses.
Reliability Score5.0/ 10Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.
Reliability ScoreThe Hartford offers workers’ compensation insurance.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers workers’ compensation insurance.
Reliability Score6.1/ 10USI arranges workers’ compensation insurance.
Reliability Score5.3/ 10Vouch lists workers’ compensation among core coverages for technology companies.
Reliability Score5.0/ 10WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.
Reliability Score5.0/ 10Zurich markets workers’ compensation insurance.
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Sources for Pie Insurance Alternatives
- About Pie Insurance. Pie Insurance; About Pie; direct and agency distribution; footer legal disclosure. Accessed 2026-09-15.
- Legal. Pie Insurance; State Licenses; footer disclosure naming producer and workers’ compensation versus third-party underwriting roles. Accessed 2026-09-15.
- Workers’ Comp Insurance For Small Businesses. Pie Insurance; Get a workers’ compensation quote online; insurance made for your small business; quote inputs; coverage description; quote-time and savings qualifications; AM Best link. Accessed 2026-09-16.
- Business Owner’s Policy. Pie Insurance; BOP definition; typical components; Make sure you’re covered: Start your BOP quote; footer third-party insurer qualification. Accessed 2026-09-16.
- Cyber Insurance For Small Businesses. Pie Insurance; First- and third-party descriptions; carrier-partner quote invitation; policy-variation qualification. Accessed 2026-09-16.
- Errors And Omissions Insurance. Pie Insurance; Errors and Omissions Insurance hero (E&O and professional liability equivalence); typical claims; Make sure you’re covered: insurance carrier partners, Start now; footer third-party professional liability insurers. Accessed 2026-09-16.
- General Liability Insurance. Pie Insurance; Typical covered categories; Make sure you are covered: carrier-partner quote invitation; legal footer: third-party insurers not affiliated with Pie. Accessed 2026-09-16.
- Workers’ Comp Coverage By State. Pie Insurance; Headline says 40 states and the District of Columbia; rendered state selector listed 39 state names and omitted New York and D.C. Accessed 2026-09-15.
- Agency Document Library. Pie Insurance; Workers’ Comp State Documents: 40 named states plus Washington, D.C. Accessed 2026-09-15.
- Pie Insurance. Pie Insurance; Homepage: small-business audience; direct workers’ compensation quote; online account; footer entity, insurer and availability qualifications. Accessed 2026-09-15.
- Pie Insurance Reports Strong 2025. Pie Insurance; 13 January 2026 release; Key 2025 Milestones says 39 states plus Washington, D.C.; company and distribution description. Accessed 2026-09-15.
- Commercial Auto Claim FAQs. Pie Insurance; Does Pie offer commercial auto insurance?; submission cutoff 1 December 2025; no new or renewal policies on or after 1 January 2026; legacy claim guidance. Accessed 2026-09-15.
- File Your Claim Within 24 Hours. Pie Insurance; Workers’ compensation reporting by online form, 24/7 phone or email; information requested; post-report coverage determination. Accessed 2026-09-15.
- Partner FAQ. Pie Insurance; How does Pie handle claims? (workers’ compensation in 34 states; CorVel in Alaska, Mississippi, Nevada, New Mexico and Oregon); How does Pie pay commissions? (new and renewing policies, earned premium); How does Pie handle renewals? (30-day preview: under $20,000 to insured with agency copied, over $20,000 to producer; unless otherwise notified, deposit draft and renewal issuance five days before effective date; exact $20,000 case unstated); Renewal Billing. Accessed 2026-09-29.
- AM Best Rating Disclosure Report — Pie Casualty Insurance Company. AM Best Rating Services, Inc.; Page 1: A- (Excellent), Stable, affirmed 24 April 2026; page 14: rating unit, group insurer acquisitions, 100% workers’ compensation writing through PCIC and TPIC from 1 January 2024, 40 states and D.C. Accessed 2026-09-15.