What Are the Alternatives to The Hartford Business Insurance?
The Hartford suits small businesses seeking online or agent-assisted commercial insurance; buyers needing a direct quote for commercial auto or specialist technology advice should compare other routes.
What Should You Weigh When Choosing an Alternative to The Hartford?
The Hartford brand itself is not the insurer. The legal notice lists separate underwriting subsidiaries, including Hartford Fire Insurance Company and Hartford Underwriters Insurance Company, that issue coverage by product and jurisdiction, so the exact writing company still needs to be confirmed from a quote or policy. 1
Documented coverages include a business owner’s policy, general liability, commercial property, workers’ compensation, cyber and technology E&O through FailSafe, professional liability, employment practices liability, commercial auto, and a management-liability package (Private Choice Premier) bundling directors and officers, fiduciary, crime and kidnap and ransom. Built-in EPL coverage is not available in California, Minnesota, North Dakota or New York, and some states require workers’ compensation to come from a state-run program rather than a private insurer. 3,4,5
Small-business buyers can get a quote online in minutes or by phone, or buy through an independent agent. Commercial auto is not currently offered on that self-serve online path for small businesses and may instead be quoted through a local agency, and management-liability pages direct buyers to find a local agent rather than quote instantly. 6,7,8,9
The Hartford discloses that it pays independent producers base commissions plus possible contingent or supplemental commissions and other compensation, and that producers may separately charge their own customer fees that are not part of Hartford’s premium. Published average-premium figures are company estimates, not a specific quote. 2
The Hartford Alternatives for Business Owner’s Policy
Alliance Risk arranges business owner’s policies.
5.8Amelia Risk arranges business owner’s policies for startups.
5.1Chubb offers business owner’s policies for eligible small businesses with up to $30 million in revenue.
6.4Corgi lists a business owner’s policy in its coverage catalog.
Coterie offers a business owner’s policy through its agent channel.
5.1Coverdash lists a business owner’s policy in its coverage hub.
5.1Embroker lists a business owner’s policy with a quote route.
5.1ERGO NEXT markets a business owner’s policy.
5.8Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here.
Gallagher arranges business owner’s policies for small businesses.
5.5Harper accepts business owner’s policy inquiries through its coverage intake.
5.9Heffernan arranges business owner’s policies for small businesses.
5.0Hiscox offers business owner’s policies for small businesses.
6.1HUB International arranges business owner’s policies for small and midsized businesses.
5.5Insureon markets Business Owner’s Policy (BOP); description does not establish insurer, policy terms, or individual availability.
Kinro lists a business owner’s policy in its product catalog.
5.0Mylo lists a business owner’s policy among its business insurance products.
5.0Nationwide markets a BOP for eligible small businesses and describes property and liability elements with optional additions; actual coverage is controlled by policy forms.
Pie accepts business owner’s policy quote requests.
5.8TechInsurance arranges business owner’s policies for small businesses.
5.0Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers business owner’s policies for small technology-services businesses.
6.1
The Hartford Alternatives for Commercial Auto Insurance
AIG Truck Insurance Group commercial auto (scoped to for-hire trucking)
Alliance Risk arranges commercial auto insurance.
5.8Amelia Risk arranges commercial auto insurance for consumer-product businesses.
5.1Aon lists automobile liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
6.7Chubb offers commercial auto insurance.
6.4Corgi links to trucking auto-liability coverage from its transportation menu.
Coverdash lists commercial auto in its coverage catalog and invites quote requests.
5.1Embroker offers help obtaining commercial auto insurance and invites quote requests.
5.1Commercial auto product page; HNOA is not split out.
Gallagher arranges commercial auto insurance for small businesses.
5.5Harper lists commercial auto insurance and describes approaching insurers for customers.
5.9Heffernan arranges commercial auto insurance.
5.0HUB International arranges commercial auto insurance.
5.5Insureon markets Commercial Auto; description does not establish insurer, policy terms, or individual availability.
As of September 16, 2026, Kinro lists commercial auto and describes matching business details to carrier appetite.
5.0Lockton arranges commercial auto insurance.
5.6As of September 16, 2026, Mylo invites commercial-auto quote requests and describes comparing policies from multiple insurers.
5.0Nationwide lists commercial auto in its small-business product catalogue. We couldn’t review the dedicated product page, so no vehicle, driver, or state terms are inferred.
As of September 16, 2026, Newfront lists auto liability within its casualty placement services.
5.0StartupInsurance.ai arranges commercial auto insurance for startups.
4.9TechInsurance arranges commercial auto insurance for small businesses.
5.0Listed for government-contracting, transportation and digital-infrastructure exposures.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers commercial auto insurance.
6.1USI arranges commercial auto insurance.
5.3Zurich markets commercial auto for rental fleets; the reviewed source does not establish the same terms for all commercial-auto classes.
The Hartford Alternatives for Commercial Property Insurance
AIG Commercial Property / Retail Property
Alliance Risk arranges property insurance.
5.8Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.
6.7Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.
6.2BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.
7.0CFC offers property coverage within its property and casualty product.
Chubb offers commercial property insurance.
6.4Coverdash lists commercial property in its coverage catalog.
5.1Embroker offers help obtaining commercial property insurance and invites property quote requests.
5.1ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.
5.8Founder Shield lists property insurance among its core offerings.
5.3Commercial property product page.
Gallagher arranges commercial property insurance for small businesses.
5.5Harper lists commercial property insurance and describes approaching insurance companies for customers.
5.9Heffernan arranges commercial property insurance.
5.0HUB International arranges commercial property insurance.
5.5Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.
As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.
5.0Lockton arranges commercial property insurance.
5.6Markel commercial property
7.1Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.
5.6Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy.
As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.
5.0Relm lists commercial property insurance for placement through brokers.
Risklytics arranges commercial property insurance for robotics, hardware and AI businesses.
5.4Offered as part of a BOP, rather than as a standalone policy.
StartupInsurance.ai arranges commercial property insurance for startups.
4.9TechInsurance arranges commercial property insurance for small businesses.
5.0Listed for real-estate, professional-services and other named commercial sectors.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers commercial property insurance.
6.1USI arranges commercial property insurance.
5.3As of September 16, 2026, Vouch lists business property for health care and life sciences programs.
5.0As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses.
5.0WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.
7.0Zurich markets commercial property insurance.
The Hartford Alternatives for Crime Insurance
AIG Crime Insurance / CrimeGuard Choice
Alliance Risk arranges crime insurance.
5.8Amelia Risk arranges employee crime (fidelity) insurance.
5.1Aon lists crime within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
6.7Beazley offers commercial crime insurance.
6.2BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.
7.0CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Chubb offers crime coverage within its ForeFront portfolio for private, nonprofit and health care organizations.
6.4named Management Liability coverage and configurable Epack 3 component
Coalition offers crime insurance through its executive-risks product for private and nonprofit US organizations.
6.2Corgi lists crime insurance among its main policies.
Named Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy.
Coverdash lists crime coverage in its catalog and invites quote requests.
5.1Cowbell offers a crime module in Zurich Select Plus for small and medium private companies, available through appointed Zurich E&S wholesalers.
6.3Embroker lists commercial crime and offers a corresponding quote path.
5.1Founder Shield lists crime insurance among its core offerings.
5.3Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred.
Gallagher arranges crime insurance.
5.5Heffernan arranges crime insurance.
5.0HUB International arranges commercial crime insurance.
5.5Lockton arranges commercial crime insurance.
5.6Markel Cyber 360 eCrime component (standalone product not established)
7.1Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance.
5.6Nationwide markets commercial crime insurance and management-liability crime products; exact insuring agreements and fidelity form are not established here.
As of September 16, 2026, Newfront lists fidelity and crime within its executive-risk services.
5.0Relm lists crime insurance for placement through brokers.
RiskCube arranges commercial crime insurance for startups.
5.9StartupInsurance.ai arranges commercial crime insurance for startups.
4.9Listed as commercial crime or crime/fidelity within specified sectors.
Travelers offers commercial crime insurance.
6.1USI arranges crime insurance.
5.3As of September 16, 2026, Vouch lists crime among the coverages in its technology-company programs.
5.0WTW’s 2024 annual report describes crime insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
7.0Zurich markets commercial crime insurance as standalone policies and as package solutions; package structure is distinct from any specific policy terms.
The Hartford Alternatives for Cyber Insurance
AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)
Alliance Risk arranges cyber liability insurance.
5.8Amelia Risk arranges cyber insurance.
5.1Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.
6.7At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.
6.2Beazley offers cyber insurance for small and midsized businesses.
6.2BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.
7.0CFC offers cyber insurance, including primary and excess products.
Chubb offers cyber insurance.
6.4Coalition offers cyber insurance.
6.2Corgi lists cyber insurance among its business insurance offerings.
Coverdash lists cyber insurance in its coverage catalog.
5.1Cowbell offers standalone and excess cyber products through its insurance-agency business.
6.3Embroker lists cyber insurance with a quote route.
5.1Founder Shield lists cyber liability among its core offerings.
5.3Cyber product page; policy terms and limits not established.
Gallagher arranges cyber insurance.
5.5Harper lists cyber insurance and describes approaching insurers for customers.
5.9Heffernan arranges cyber insurance.
5.0Hiscox offers cyber insurance for small businesses.
6.1HUB International arranges cyber insurance.
5.5Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.
Kinro lists cyber liability and compares business details with carrier appetite.
5.0Lockton arranges cyber insurance.
5.6Markel Cyber 360
7.1Marsh arranges cyber insurance.
5.6Mylo invites cyber insurance quote requests and compares policies from multiple insurers.
5.0Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.
Newfront places cyber insurance, negotiates policy wording and provides claims consultation.
5.0Pie provides access to cyber insurance quotes from carrier partners.
5.8Relm lists cyber insurance for placement through brokers.
Resilience markets cyber insurance on a primary or excess basis.
5.0RiskCube arranges cyber insurance for startups.
5.9Risklytics arranges cyber insurance for robotics, hardware and AI businesses.
5.4Add-on for select buyers purchasing another business policy; phone quote route.
StartupInsurance.ai arranges cyber insurance for startups.
4.9TechInsurance arranges cyber insurance for small businesses.
5.0Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.
6.1USI arranges cyber insurance.
5.3Vouch lists cyber liability in its technology-company programs.
5.0WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.
5.0WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.
7.0Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.
The Hartford Alternatives for D&O Insurance
AIG Directors & Officers Liability
Alliance Risk arranges directors and officers liability insurance.
5.8Amelia Risk arranges directors and officers liability.
5.1Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement.
6.7Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.
6.2Executive First D&O liability materials describe separate public-company and private-company products.
7.0CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Chubb offers directors and officers liability insurance for smaller privately held companies through ForeFront.
6.4Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations.
6.2Corgi lists directors and officers insurance among its business insurance offerings.
Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement.
Coverdash lists directors and officers insurance in its coverage catalog.
5.1Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers.
6.3Embroker lists directors and officers insurance with a quote route.
5.1Founder Shield lists directors and officers insurance among its core offerings.
5.3Gallagher arranges directors and officers liability.
5.5Heffernan arranges directors and officers liability.
5.0HUB International arranges directors and officers liability insurance.
5.5Kinro lists directors and officers insurance and compares business details with carrier appetite.
5.0Lockton arranges directors and officers liability insurance.
5.6Markel private and nonprofit D&O
7.1Marsh arranges directors and officers liability insurance.
5.6Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk.
Newfront lists D&O for private and public companies within its executive-risk services.
5.0Relm lists directors and officers liability for placement through brokers.
RiskCube arranges directors and officers liability insurance for startups.
5.9Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges directors and officers liability insurance for startups.
4.9TechInsurance arranges directors and officers liability insurance for small businesses.
5.0Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers directors and officers liability insurance.
6.1USI arranges directors and officers liability insurance.
5.3Vouch lists directors and officers insurance in its technology-company programs.
5.0WithCoverage reviews D&O exposures in technology-company insurance programs and offers broker-transition support.
5.0Zurich markets directors and officers liability insurance.
The Hartford Alternatives for Employment Practices Liability Insurance
AIG Employment Practices Liability Insurance
Alliance Risk arranges employment practices liability insurance.
5.8Amelia Risk arranges employment practices liability.
5.1Aon lists EPL for professional-services firms in a global practice; this does not establish eligibility for every U.S. employer or state.
6.7Beazley offers employment practices liability insurance for private organizations through ExecuGuard.
6.2BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.
7.0CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability.
Chubb offers employment practices liability insurance.
6.4Coalition offers employment practices liability through its executive-risks product for private and nonprofit US organizations.
6.2Corgi lists employment practices liability among its business-insurance offerings.
Named Employment Practices Liability product; examples and policy terms govern.
Coverdash lists employment practices coverage in its quote catalog.
5.1Cowbell offers Zurich Select Plus employment practices coverage for small and medium private companies, available through appointed Zurich E&S wholesalers.
6.3Embroker offers quotes for employment practices liability as an individual coverage.
5.1Founder Shield lists employment practices liability among its core coverage services.
5.3Gallagher arranges employment practices liability.
5.5Heffernan arranges employment practices liability.
5.0HUB International arranges employment practices liability insurance.
5.5Lockton arranges employment practices liability insurance.
5.6Markel employment practices liability
7.1Marsh arranges employment practices liability insurance.
5.6Nationwide markets EPLI through small-business and management-liability channels; the reviewed pages do not establish a standard grant or eligibility.
Newfront lists employment practices liability within its executive-risk placement and coverage-negotiation services.
5.0Relm lists employment practices liability for placement through brokers.
RiskCube arranges employment practices liability insurance for startups.
5.9StartupInsurance.ai arranges employment practices liability insurance for startups.
4.9TechInsurance arranges employment practices liability insurance for small businesses.
5.0Listed as employment-practices liability for the named commercial sector examples.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers employment practices liability insurance.
6.1USI arranges employment practices liability insurance.
5.3Vouch lists employment practices liability within its insurance programs for technology companies.
5.0WTW’s 2024 annual report describes employment-practices insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
7.0Zurich markets Employment Practices Liability Insurance (EPLI).
The Hartford Alternatives for Fiduciary Liability Insurance
AIG Fiduciary Liability Insurance / Fiduciary Edge
Alliance Risk arranges fiduciary liability insurance.
5.8Amelia Risk arranges fiduciary liability.
5.1Aon lists fiduciary liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
6.7Beazley offers fiduciary liability insurance for private organizations through ExecuGuard.
6.2BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.
7.0CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Chubb offers fiduciary liability insurance.
6.4Coalition offers fiduciary liability through its executive-risks product for private and nonprofit US organizations.
6.2Corgi lists fiduciary liability in its coverage catalog and package options.
Named Fiduciary Liability product for benefit-plan exposures; law and policy terms govern.
Coverdash lists fiduciary coverage in its coverage hub.
5.1Cowbell offers Zurich Select Plus fiduciary liability for small and medium private companies, available through appointed Zurich E&S wholesalers.
6.3Embroker lists fiduciary liability with a quote route.
5.1Founder Shield lists fiduciary liability among its core coverages.
5.3Gallagher arranges fiduciary liability.
5.5Heffernan arranges fiduciary liability.
5.0HUB International arranges fiduciary liability insurance.
5.5Lockton arranges fiduciary liability insurance.
5.6Markel fiduciary liability
7.1Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance.
5.6Nationwide Management Liability & Specialty lists fiduciary liability as a distinct commercial-liability product; terms and availability remain quote-specific.
Newfront lists fiduciary coverage among its executive-risk brokerage services.
5.0Relm lists fiduciary liability for placement through brokers.
RiskCube arranges fiduciary liability insurance for startups.
5.9StartupInsurance.ai arranges fiduciary liability insurance for startups.
4.9Listed as fiduciary liability for named commercial-sector audiences.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers fiduciary liability insurance.
6.1USI arranges fiduciary liability insurance.
5.3Zurich markets fiduciary liability insurance.
The Hartford Alternatives for General Liability Insurance
AIG Programs general liability (three separate program scopes)
Alliance Risk arranges general liability insurance.
5.8Amelia Risk arranges general liability insurance.
5.1Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.
6.7Beazley offers general liability insurance in packages such as its environmental-services policy.
6.2BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.
7.0CFC offers general liability within its property and casualty product.
Chubb offers general liability insurance within its commercial package products.
6.4Corgi lists commercial general liability among its business insurance offerings.
Coterie offers general liability policies for small businesses through its partner distribution.
5.1GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.
Coverdash lists general liability in its Core Business coverage catalog with a quote route.
5.1Embroker offers a general liability quote route among its individual business coverages.
5.1ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.
5.8Founder Shield lists general liability among its core coverage offerings.
5.3Company CGL product page; line-specific CGL membership only.
Gallagher arranges general liability insurance for small businesses.
5.5Harper lists general liability in its business-insurance services and quote inquiry.
5.9Heffernan arranges general liability insurance.
5.0Hiscox offers general liability insurance for small businesses.
6.1HUB International arranges general liability insurance.
5.5Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.
Kinro lists general liability and compares available carrier options.
5.0Lockton arranges general liability insurance.
5.6Markel small-business casualty and property
7.1Marsh arranges general liability insurance, including for data centers.
5.6Mylo compares general liability quotes from insurance carriers and also offers package options.
5.0Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.
Newfront includes general liability in its casualty placement services.
5.0Pie arranges general liability insurance through unaffiliated third-party insurers.
5.8Relm lists general liability insurance for placement through brokers.
RiskCube arranges general liability insurance for startups.
5.9Risklytics arranges general liability insurance for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges general liability insurance for startups.
4.9TechInsurance arranges general liability insurance for small businesses.
5.0Listed as general liability for professional-services clients and as a consideration for other named business sectors.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers general liability insurance.
6.1USI arranges general liability insurance.
5.3Vouch lists general liability among the core coverages in its technology-company programs.
5.0WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.
5.0Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.
The Hartford Alternatives for Hired and Non-Owned Auto Insurance
AIG Manufactured Housing Program lists hired and non-owned auto for that program; this does not establish a standalone broad HNOA product.
Amelia Risk arranges hired and non-owned auto liability for startups and consumer-product businesses.
5.1Beazley offers hired and non-owned auto coverage within its environmental-services package.
6.2coverage within Commercial Auto
Corgi lists hired and non-owned auto liability for employees using rented or personal vehicles for company business.
Founder Shield lists hired and non-owned auto among its specialized coverage offerings.
5.3Advertised as a Hired & non-owned feature beneath Foxquilt’s Commercial Auto card; no distinct HNOA policy or terms established.
Heffernan arranges hired and non-owned auto liability.
5.0HUB International arranges hired and non-owned auto coverage through its commercial auto brokerage.
5.5Kinro lists hired and non-owned auto for liability questions involving personal or rented vehicles used for business.
5.0Hired/non-owned auto option in small-business casualty; not commercial auto
7.1
The Hartford Alternatives for Kidnap and Ransom Insurance
AIG CrisiSolution K&R and extortion
Aon lists kidnap and ransom within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
6.7CFC offers kidnap and ransom insurance, including a specialist marine product.
Chubb offers kidnap and ransom insurance.
6.4named Management Liability coverage and configurable Epack 3 component
Corgi lists kidnap and ransom among its specialized business-insurance offerings.
Coverdash lists kidnap and ransom in its Cyber & Crime coverage catalog with a quote route.
5.1Gallagher arranges kidnap and ransom insurance.
5.5Heffernan arranges kidnap and ransom insurance.
5.0HUB International arranges kidnap and ransom insurance.
5.5Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance.
5.6Newfront lists kidnap and ransom among its executive-risk coverage services.
5.0Relm lists kidnap and ransom insurance for placement through brokers.
Listed under professional and specialty risk on the real-estate page; no terms or eligibility are specified.
Travelers offers kidnap and ransom insurance.
6.1USI arranges kidnap and ransom insurance.
5.3
The Hartford Alternatives for Management Liability Insurance
AIG Programs Management Liability for private and non-profit companies with revenue up to $50 million; listed components are D&O, EPL and fiduciary liability.
Alliance Risk advises on management-liability packages and standalone options.
5.8Aon describes management liability in its global Professional Services Practice as a partnership program for law, accounting and consulting firms, rather than a standalone line; U.S. availability and specific policy terms are not established.
6.7Beazley offers management liability insurance for private organizations through ExecuGuard.
6.2CFC offers a US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Chubb offers management liability insurance.
6.4Coverdash arranges management liability insurance.
5.1Cowbell provides access to Zurich management liability for private businesses with fewer than 250 employees and under $50 million in assets through Zurich-appointed wholesalers.
6.3Embroker markets a management insurance suite for private companies.
5.1Harper arranges management liability insurance through its partner brokerage service.
5.9Heffernan arranges management liability insurance.
5.0HUB International arranges management liability insurance through its professional and executive risk practice.
5.5Markel management liability
7.1Marsh arranges management liability insurance.
5.6Nationwide Management Liability & Specialty markets multiple distinct management-liability products, including D&O, fiduciary, crime, and EPLI; no single bundled form is inferred.
Newfront arranges management liability insurance for private and public companies.
5.0Listed for named sectors; Baldwin’s dedicated page describes D&O and management-liability advisory programs.
Travelers offers management liability insurance.
6.1USI arranges management liability coverage, including directors and officers, employment practices, fiduciary and crime insurance.
5.3WTW’s 2024 annual report describes management-liability solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
7.0Zurich markets a management liability portfolio with multiple distinct lines.
The Hartford Alternatives for Professional Liability (E&O) Insurance
AIG entity-based Professional Liability / Specialty Professional E&O
Alliance Risk arranges professional liability insurance.
5.8Amelia Risk arranges professional errors and omissions insurance for startups.
5.1Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.
6.7At-Bay offers primary miscellaneous professional liability insurance.
6.2Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.
6.2Professional First materials describe a professional-liability portfolio with several professions and service types.
7.0CFC offers professional liability insurance for professional-service businesses.
Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.
6.4currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component
Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.
6.2Corgi lists miscellaneous errors and omissions coverage for service-based businesses.
Coterie lists miscellaneous professional liability for eligible small businesses in participating states.
5.1Several separately scoped professional-liability programs; do not generalize terms across professions.
Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.
5.1Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.
5.1ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.
5.8Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.
5.3Professional E&O product page.
Gallagher arranges professional errors and omissions insurance for small businesses.
5.5Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.
5.9Heffernan arranges professional errors and omissions insurance for small businesses.
5.0Hiscox offers professional errors and omissions insurance for small businesses.
6.1HUB International arranges professional errors and omissions insurance.
5.5Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.
Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.
5.0Lockton arranges professional errors and omissions insurance.
5.6Markel ProBiz miscellaneous E&O
7.1Marsh arranges professional errors and omissions insurance.
5.6Mylo compares professional liability quotes for claims from clients unhappy with professional services.
5.0Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.
Newfront lists errors and omissions among its executive-risk coverage services.
5.0Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.
5.8Relm lists professional errors and omissions insurance for placement through brokers.
StartupInsurance.ai arranges professional errors and omissions insurance for startups.
4.9TechInsurance arranges professional errors and omissions insurance for small businesses.
5.0Listed as professional liability/E&O for professional-services and government-contractor audiences.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers professional errors and omissions insurance.
6.1USI arranges professional errors and omissions insurance.
5.3Vouch lists errors and omissions among the core coverages in its professional-services programs.
5.0WithCoverage includes errors and omissions in its technology insurance-program review services.
5.0WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.
7.0Zurich markets professional errors and omissions insurance.
The Hartford Alternatives for Tech E&O Insurance
AIG Technology Services E&O; the page separately identifies coverage for technology-service performance errors or omissions. Membership only, not a detailed accepted Tech E&O offering.
Alliance Risk arranges technology errors and omissions insurance.
5.8Amelia Risk arranges technology errors and omissions insurance for technology businesses.
5.1At-Bay offers primary and excess technology errors and omissions insurance for businesses with revenue up to $5 billion.
6.2Beazley offers technology errors and omissions insurance through MediaTech for small technology and business-services companies.
6.2Professional First materials identify Technology E&O as a professional-liability product.
7.0CFC offers technology errors and omissions for technology businesses.
Chubb offers technology errors and omissions insurance through DigiTech ERM for technology companies.
6.4Coalition offers technology errors and omissions together with Active Cyber coverage for businesses that provide a technology product or service.
6.2Corgi lists technology errors and omissions insurance for technology products and services.
Coverdash lists technology errors and omissions in its Professional & Management catalog, separately from professional liability.
5.1Cowbell markets combined technology errors and omissions and cyber coverage, plus follow-form excess, for technology businesses with revenue up to $1 billion.
6.3Embroker offers blended technology errors and omissions and cyber coverage through appointed brokers for private, for-profit technology companies with revenue below $300 million, excluding crypto, blockchain and cannabis businesses.
5.1Technology/creative class within broader E&O; no separate technology form established.
Gallagher arranges technology errors and omissions insurance for technology businesses.
5.5HUB International arranges technology errors and omissions insurance.
5.5Markel Cyber 360 technology professional liability component (standalone product not established)
7.1Marsh arranges technology errors and omissions insurance.
5.6Newfront lists technology errors and omissions among its cyber-risk placement coverages.
5.0Relm lists technology errors and omissions insurance for placement through brokers.
Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue.
5.0RiskCube arranges technology errors and omissions insurance for startups.
5.9Risklytics arranges technology errors and omissions insurance for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges technology errors and omissions insurance for startups.
4.9TechInsurance arranges technology errors and omissions and cyber coverage for technology businesses.
5.0Travelers offers technology errors and omissions insurance through CyberRisk Tech for technology and life-sciences companies.
6.1USI arranges technology errors and omissions insurance.
5.3Vouch lists technology errors and omissions among the core coverages in its technology-company programs.
5.0Zurich markets technology errors and omissions insurance.
The Hartford Alternatives for Inland Marine Insurance
AIG Inland Marine (Transportation & Logistics; Construction & Equipment)
Alliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site.
5.8BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.
7.0Chubb offers inland marine insurance.
6.4Coverdash arranges inland marine insurance.
5.1Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms.
Harper arranges inland marine coverage for tools and equipment that leave the shop.
5.9HUB International arranges inland marine insurance through its marine practice.
5.5Insureon markets Tools and Equipment Insurance; description does not establish insurer, policy terms, or individual availability.
Kinro arranges tools and equipment coverage through its inland marine offering.
5.0Markel commercial inland marine
7.1Nationwide markets inland-marine products including contractor equipment and installation floaters; product availability and covered property vary.
Relm lists inland marine insurance for placement through brokers.
Risklytics arranges inland marine equipment coverage for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges inland marine insurance for startups.
4.9TechInsurance arranges inland marine coverage for contractors’ tools and equipment.
5.0Baldwin lists inland and ocean marine among coverages that may be considered for digital-infrastructure clients; this entry covers inland marine only.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers inland marine insurance.
6.1Zurich’s commercial property page separately lists Inland Marine coverages, including contractors’ equipment and warehouse liability; do not equate its broader Marine portfolio with this line.
The Hartford Alternatives for Umbrella and Excess Liability Insurance
AIG Excess Casualty (lead umbrella and mid/high excess)
Alliance Risk arranges umbrella and excess liability insurance.
5.8Amelia Risk arranges umbrella and excess liability.
5.1Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.
6.7BHSI lists lead umbrella and excess casualty within its U.S. casualty products.
7.0CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.
Chubb offers umbrella and excess liability insurance.
6.4Corgi lists commercial umbrella liability insurance.
Coverdash lists umbrella and excess liability insurance.
5.1Founder Shield lists umbrella insurance.
5.3Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.
Gallagher arranges umbrella and excess liability.
5.5Harper arranges umbrella insurance.
5.9Heffernan arranges excess and umbrella insurance.
5.0HUB International arranges umbrella and excess liability insurance.
5.5Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.
Kinro lists umbrella and excess liability insurance.
5.0Lockton arranges umbrella and excess liability insurance.
5.6Markel excess casualty and umbrella
7.1Mylo compares commercial umbrella quotes from insurers.
5.0Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form.
Newfront arranges umbrella and excess liability insurance through its casualty practice.
5.0Relm lists excess liability for placement through brokers.
Risklytics arranges umbrella insurance for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges umbrella and excess liability insurance for startups.
4.9TechInsurance arranges commercial umbrella insurance for small businesses.
5.0Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy.
Travelers offers commercial umbrella and excess liability insurance.
6.1USI arranges umbrella and excess liability.
5.3Vouch lists umbrella among core coverages for technology companies.
5.0WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses.
5.0Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.
The Hartford Alternatives for Workers’ Compensation Insurance
AIG Workers’ Compensation options by distinct channel
Alliance Risk arranges workers’ compensation insurance.
5.8Amelia Risk arranges workers’ compensation insurance.
5.1Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.
6.7Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.
6.4Corgi lists workers’ compensation insurance.
Coverdash lists workers’ compensation insurance.
5.1Embroker arranges workers’ compensation insurance.
5.1ERGO NEXT offers workers’ compensation insurance for small businesses.
5.8Founder Shield lists workers’ compensation insurance.
5.3Workers’ compensation page; state requirements vary.
Gallagher arranges workers’ compensation insurance for small businesses.
5.5Harper arranges workers’ compensation insurance.
5.9Heffernan arranges workers’ compensation insurance.
5.0Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.
6.1HUB International arranges workers’ compensation insurance.
5.5Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.
Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.
5.0Lockton arranges workers’ compensation insurance.
5.6Markel Workers Compensation
7.1Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.
5.6Mylo compares workers’ compensation options from insurers.
5.0Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.
Newfront arranges workers’ compensation insurance through its casualty practice.
5.0Pie Insurance offers workers’ compensation insurance for small businesses.
5.8Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges workers’ compensation insurance for startups.
4.9TechInsurance arranges workers’ compensation insurance for small businesses.
5.0Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.
Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers workers’ compensation insurance.
6.1USI arranges workers’ compensation insurance.
5.3Vouch lists workers’ compensation among core coverages for technology companies.
5.0WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.
5.0Zurich markets workers’ compensation insurance.
9 documents, numbered as cited. Open the sources