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What Does Media Liability Insurance from CFC Cover?

CFC sells media liability insurance as a package policy for content and media businesses, combining IP infringement and defamation cover, production general liability and cyber.

CFC Media & Entertainment · Updated

What Is CFC’s Role in Media Liability Insurance?

  • CFC's Media & Entertainment product is a package policy for content and media businesses that combines IP infringement and defamation liability, breach-of-contract cover, general liability for physical production activities, and cyber cover in one policy. 1,2

    Company-reported.Media product page and US product brochure; the policy as issued controls the exact scope for any one customer.

Who Issues CFC Media Liability Insurance?

  • The Media & Entertainment application form names only CFC Underwriting Limited, a UK entity authorized and regulated by the Financial Conduct Authority, as the party administering the form. Neither the media product page nor the application discloses which specific insurer or Lloyd's syndicate capacity backs a given US media policy. 3,4

    Not publicly disclosed.Application footer and the regulatory information page, both checked on 2026-09-23; CFC USA Inc. separately holds admitted producer licenses and E&S authorization in NY, TX, GA and CA, but that page does not tie a specific license to the Media & Entertainment product.

Who Is CFC Media Liability Insurance For?

  • CFC's media page names bloggers, agents, advertising agencies and traditional media companies among the businesses this package targets, but the reviewed page and brochure do not publish a maximum revenue or company-size threshold for eligibility. 1

    Company-reported.Media product page introduction; actual eligibility for a given applicant depends on underwriting review of the application.

What Coverage Features Does CFC Media Liability Insurance Include?

  • The policy covers IP infringement claims, such as copyright and trademark disputes, and separately covers allegations of defamatory material, addressing risks specific to businesses that create and distribute content. 2

    Company-reported.Media brochure 'IP infringement and defamation' section; exclusions and conditions are set by the policy wording, which was not reviewed.

  • CFC covers contingent bodily injury and property damage arising from physical production activities like filming, production or events, and includes vicarious liability cover as standard so a media business is protected if held liable for a subcontractor's mistake. 2

    Company-reported.Media brochure 'Contingent bodily injury and property damage' and 'Sub-contractors' vicarious liability' sections.

What Limits and Retentions Does CFC Media Liability Insurance Have?

  • CFC publishes a maximum errors & omissions/media/cyber limit of $10,000,000 and a maximum commercial general liability limit of $6,000,000 for this product, with a minimum deductible of $0. 2

    Company-reported.Brochure 'Limits, deductibles and premiums' table; the limit and deductible on an individual policy's declarations control.

What Risk Services Come With CFC Media Liability Insurance?

  • Media & Entertainment policyholders get the same Response app tools as CFC's other cyber-inclusive lines, such as dark web monitoring, phishing simulations and network deep scanning, plus a LawDepot-powered contract-drafting tool and a contract best-practices guide. 2

    Company-reported.Media brochure 'Response app highlights' and 'Other benefits outside of the app' sections.

How Do You Apply for CFC Media Liability Insurance?

  • The US media application asks about editorial safeguards, including whether content is legally reviewed before publication, whether talent releases and music licensing sign-off are obtained, and who the chief editor is and how they are qualified. 3

    Company-reported.Application form Section 4: Publishing.

How Does CFC Handle Media Liability Insurance Claims?

  • CFC's general claims page organizes its claims team by industry and specialization but the reviewed claims and media pages did not describe media-specific claim volumes or outcomes the way the cyber brochure does for cyber claims. 1,5

    Not found in reviewed sources.Claims page and media product page, both checked on 2026-09-23.

CFC Media Liability Insurance Compared With Other Providers

Other Coverage Lines Documented for CFC

Sources for CFC Media Liability Insurance

  1. Media insurance | Media liability insurance coverage | CFC. CFC; Media product summary; Key features: libel, slander, IP, content E&O, technology E&O, contractual liability, cyber; Downloads. Accessed 2026-09-23.
  2. Media & entertainment | Product brochure (United States). CFC; IP infringement and defamation; Breach of contract; Contingent bodily injury and property damage; Sub-contractors' vicarious liability; Comprehensive cyber cover and incident response; Limits, deductibles and premiums table. Accessed 2026-09-23.
  3. Media companies Insurance application form (US). CFC; Section 4: Publishing; Section 5: Cyber Security Risk Management; Section 6: Claims Experience; footer entity line. Accessed 2026-09-23.
  4. Regulatory information. CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc. Accessed 2026-09-23.
  5. Claims | CFC. CFC; Claims team organized by industry and specialization; Specialty, Emerging risk, Financial lines, Cyber sections. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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