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What Does D&O Insurance from CFC Cover?

CFC sells D&O insurance as part of its US Management Liability package, covering the company itself as well as its directors and officers.

CFC Directors & Officers Liability · Updated

What Is CFC’s Role in D&O Insurance?

  • CFC includes directors and officers liability inside its US Management Liability package rather than selling it as a standalone product. It separately sells Side A DIC, an excess policy that sits above a company's existing D&O program. 1,2

    Company-reported.CFC's management-liability product page and brochure; package composition as CFC describes it.

Who Issues CFC D&O Insurance?

  • CFC's regulatory page discloses CFC Underwriting Limited's FCA authorization and CFC's Lloyd's Syndicate 1988, managed by Asta Managing Agency Ltd, but neither the regulatory page nor the management-liability brochure names the carrier or syndicate that would issue a given US D&O policy. 2,3

    Not publicly disclosed.Regulatory information page and brochure as read on 2026-09-23.

Who Is CFC D&O Insurance For?

  • CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for the package that carries this D&O coverage. 2

    Company-reported.Brochure's 'What we decline' list; underwriting still applies to any individual business.

What Coverage Features Does CFC D&O Insurance Include?

  • CFC says its directors and officers cover includes protection for the entity itself and aims to prevent directors and officers from having to sell personal assets to pay defense costs. 2

    Company-reported.Brochure's 'Directors and officers cover' description; the issued policy wording determines actual entity and Side B/C coverage terms.

  • CFC's brochure lists an additional limit for insured persons as part of the directors and officers liability section, on top of the package's base limit. 2

    Company-reported.Brochure's 'What else is in the policy?' list; the dollar amount of that additional limit is not stated on the reviewed pages.

  • CFC separately offers Side A DIC (difference in conditions), which it describes as excess coverage for directors and officers of private and publicly traded organizations, sitting above the primary management-liability D&O cover. 1

    Company-reported.Management-liability product page; Side A DIC has its own brochure that was not opened for this record, so its terms are not otherwise described here.

What Limits and Retentions Does CFC D&O Insurance Have?

  • The reviewed brochure does not publish a specific dollar limit, retention, or the size of the additional insured-persons limit for D&O. Those figures appear only on the quote and declarations. 2

    Not publicly disclosed.Brochure as read on 2026-09-23.

How Does CFC Handle D&O Insurance Claims?

  • CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. 4

    Company-reported.Claims page as read on 2026-09-23; not specific to D&O claim outcomes or timing.

How Does CFC Compare With Other D&O Insurance Providers?

Other Coverage Lines From CFC

Sources for CFC D&O Insurance

  1. Management liability. CFC; Our management liability products: Management liability, Side A DIC. Accessed 2026-09-23.
  2. Management liability — United States product brochure. CFC; Directors and officers cover; At a glance: What we like; What we decline; What else is in the policy? Accessed 2026-09-23.
  3. Regulatory information. CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23.
  4. Claims. CFC; Notify a claim or cyber incident; We're in it with you. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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