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What Does Employment Practices Liability Insurance from CFC Cover?

CFC sells employment practices liability insurance only as part of its US Management Liability package, covering claims brought by employees or third parties.

CFC Employment Practices Liability · Updated

What Is CFC’s Role in Employment Practices Liability Insurance?

  • CFC includes employment practices liability only inside its US Management Liability package. Its brochure lists 'standalone EPL' among the risks it declines, so a business cannot buy this coverage from CFC on its own. 1

    Company-reported.Brochure's 'What we decline' list, which pairs standalone EPL with California-domiciled business as declined risks.

Who Issues CFC Employment Practices Liability Insurance?

  • CFC's regulatory page discloses CFC Underwriting Limited's FCA authorization and CFC's Lloyd's Syndicate 1988, managed by Asta Managing Agency Ltd, but neither the regulatory page nor the management-liability brochure names the carrier or syndicate that would issue a given US EPL policy. 1,3

    Not publicly disclosed.Regulatory information page and brochure as read on 2026-09-23.

Who Is CFC Employment Practices Liability Insurance For?

  • CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for the package that carries this EPL coverage. 1

    Company-reported.Brochure's 'What we decline' list; underwriting still applies to any individual business.

Coverage Features of CFC Employment Practices Liability Insurance

  • CFC says its employment practices liability section gives cover to the entity, directors, officers, management personnel and employees for claims brought by employees or third parties. 1

    Company-reported.Brochure's 'Employment practices liability' description; the issued policy wording determines who and what is actually covered.

  • CFC says it can include cover for wage and hour violations, immigration investigations, and costs following a workplace violence event as part of employment practices liability. 1

    Company-reported.Brochure's 'Employment practices liability' description and 'What else is in the policy?' list; availability of each extension depends on underwriting.

CFC Employment Practices Liability Insurance Limits and Retentions

  • The reviewed brochure does not publish a separate dollar limit, sublimit or retention for employment practices liability. Those figures appear only on the quote and declarations. 1

    Not publicly disclosed.Brochure as read on 2026-09-23.

How Does CFC Handle Employment Practices Liability Insurance Claims?

  • CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. 4

    Company-reported.Claims page as read on 2026-09-23; not specific to EPL claim outcomes or timing.

CFC Employment Practices Liability Insurance Compared

Other Coverage Lines Documented for CFC

Sources for CFC Employment Practices Liability Insurance

  1. Management liability — United States product brochure. CFC; Employment practices liability; At a glance: What we like; What we decline; What else is in the policy? Accessed 2026-09-23.
  2. Management liability. CFC; Our management liability products: Management liability, Side A DIC. Accessed 2026-09-23.
  3. Regulatory information. CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23.
  4. Claims. CFC; Notify a claim or cyber incident; We're in it with you. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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