What Does Kidnap and Ransom Insurance from CFC Cover?

What Is CFC’s Role in Kidnap and Ransom Insurance?

• CFC underwrites a land-based kidnap and ransom (K&R) policy for businesses and their employees, paired with crisis response services, and separately sells a specialist marine K&R product for commercial and leisure maritime activities. ¹

  Company-reported.K&R product page introduction, which explicitly distinguishes the land policy from the separate marine K&R product.

Who Issues CFC Kidnap and Ransom Insurance?

• The reviewed K&R product page does not name the insurer or Lloyd's syndicate backing the policy. CFC's regulatory page lists CFC-affiliated underwriting vehicles, including its own Lloyd's Syndicate 1988, but does not tie one specifically to K&R. ^1,3

  Not publicly disclosed.Checked the K&R and marine product pages plus CFC's regulatory information page; none names a K&R-specific carrier.

What Coverage Features Does CFC Kidnap and Ransom Insurance Include?

• CFC describes the land K&R policy as offering a broad definition of bodily injury, legal and expense cover, an extended personal accident benefit, and optional endorsements a broker can add for a specific business. ¹

  Company-reported.Key features section of the K&R product page; exact terms are set by the policy as issued.

• CFC's marine K&R product is a separate policy covering hijack and seizure of a vessel or kidnap of crew, with combined limits up to USD 25 million for kidnap and ransom and loss of hire, plus standalone loss-of-hire cover available on its own. ²

  Company-reported.Marine product page description of the marine kidnap and ransom line, distinct from the land K&R policy.

What Limits and Retentions Does CFC Kidnap and Ransom Insurance Have?

• The land K&R product page does not publish specific limit amounts; only the marine K&R variant discloses a limit figure (USD 25 million combined for kidnap and ransom and loss of hire). ^1,2

  Not found in reviewed sources.Land K&R page checked on 2026-09-23 does not list numeric limits; marine page separately does.

What Risk Services Come With CFC Kidnap and Ransom Insurance?

• Policyholders on both the land and marine K&R products get 24/7 access to expert crisis response consultants through a global response team in the event of an incident. ^1,2

  Company-reported.Key features on both the K&R and marine product pages.

How Do You Apply for CFC Kidnap and Ransom Insurance?

• CFC publishes a downloadable K&R application form alongside the product brochure for brokers or businesses applying for the land K&R policy. ¹

  Company-reported.Downloads section of the K&R product page.

CFC Kidnap and Ransom Insurance Compared With Other Providers

• vs

  CFC vs AIG

• vs

  CFC vs Aon

• vs

  CFC vs The Baldwin Group

• vs

  CFC vs Chubb

• vs

  CFC vs CNA

• vs

  CFC vs Coverdash

Other Coverage Lines Documented for CFC

• CFC Commercial Property Insurance

• CFC Crime Insurance

• CFC Cyber Insurance

• CFC D&O Insurance

• CFC Employment Practices Liability Insurance

• CFC Fiduciary Liability Insurance

• CFC General Liability Insurance

• CFC Intellectual Property Insurance

• CFC Management Liability Insurance

• CFC Media Liability Insurance

• CFC Product Liability Insurance

• CFC Product Recall Insurance

• CFC Professional Liability (E&O) Insurance

• CFC Representations and Warranties Insurance

• CFC Tech E&O Insurance

• CFC Telehealth Insurance

• CFC Umbrella and Excess Liability Insurance

Sources for CFC Kidnap and Ransom Insurance

1. Kidnap & ransom insurance | CFC. CFC; Kidnap & ransom key features; specialist marine K&R product; Downloads: Brochure, Application form. Accessed 2026-09-23.
2. Marine piracy insurance | CFC. CFC; Marine kidnap and ransom key features: limits up to USD25m, standalone loss of hire. Accessed 2026-09-23.
3. Regulatory information. CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23.