Berkshire Hathaway Specialty Insurance vs CFC: How Do They Compare for Business Insurance?

CFC is an MGA that markets a technology policy spanning products and services liability, breach of contract, IP/media liability, cyber and incident response; it supports broker trading through Connect or API partners. BHSI’s U.S. Professional First catalogue lists standalone Cyber and blended E&O/Cyber forms alongside Technology E&O. Its online submissions are nonbinding and only contracted agents with state authority can bind. A technology company should compare the forms and broker route proposed for its account rather than treating either brand as the insurer on every policy.

An Overview of Berkshire Hathaway Specialty Insurance and CFC

CFC describes itself as an MGA for specialist insurance and markets technology coverage that includes products and services liability, breach of contract, intellectual-property and media liability, cyber and incident response. It also says brokers can trade the technology product on Connect or through API partners. BHSI’s U.S. Professional First overview lists standalone Cyber and blended E&O/Cyber forms alongside Technology E&O, while BHSI’s website terms distinguish nonbinding quote intake from binding by contracted National Indemnity group agents with state authority. A technology buyer can compare CFC’s named bundled technology policy and digital broker-trading route with the particular BHSI forms and authorized agent proposed for the account. The catalogue does not establish applicant eligibility or the insurer on a specific BHSI policy. ¹⁸

CFC can quote specialist cover as an MGA, meaning it performs some underwriting functions for insurers that carry the risk. Its disclosures identify CFC Underwriting Limited and U.S. producer CFC USA, Inc.; the CFC brand is not the insurer name on every policy. ^29,²⁸Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

²⁵ ³⁰ ¹ ⁵

What Stands Out About Berkshire Hathaway Specialty Insurance and CFC?

Berkshire Hathaway Specialty Insurance at a Glance

BHSI’s U.S. materials list industry focus areas including real estate, public entities, healthcare, education, manufacturing and technology. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.
BHSI says it discusses coverage issues directly with insureds and brokers and keeps them involved in third-party settlement discussions. ⁸Company-reportedCompany-stated U.S. claims-service standards in version US 2024-10-07A; accessed 2026-09-28. Process commitments are not evidence of measured service or outcomes.

CFC at a Glance

Eligible technology businesses can combine E&O, cyber, media/IP and general liability. ²⁶Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.
Cyber policyholders may get threat monitoring, alerts and 24/7 incident support. ³¹Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Berkshire Hathaway Specialty Insurance vs CFC Coverage Lines Compared

Coverage	Berkshire Hathaway Specialty Insurance	CFC
Builders risk	Listed ²²BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.	Not listed
Cargo and transit	Listed ^9,¹⁰BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.	Not listed
Commercial property	Listed ^11,¹²BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.	Listed ³⁷CFC offers property coverage within its property and casualty product.
Crime	Listed ¹⁴BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.	Listed ^35,⁴⁷CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Cyber liability	Listed ^23,¹⁸BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.	Listed ³³CFC offers cyber insurance, including primary and excess products.
Directors and officers	Listed ^13,¹⁴Executive First D&O liability materials describe separate public-company and private-company products.	Listed ³⁵CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Employment practices liability	Listed ¹⁴BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.	Listed ³⁵CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability.
Fiduciary liability	Listed ¹⁴BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.	Listed ³⁵CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
General liability	Listed ^15,¹⁶BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.	Listed ³⁷CFC offers general liability within its property and casualty product.
Intellectual property	Not listed	Listed ³⁸CFC offers intellectual-property insurance for eligible businesses with revenue up to $500 million, depending on industry.
Kidnap and ransom	Not listed	Listed ³⁹CFC offers kidnap and ransom insurance, including a specialist marine product.
Management liability	Not listed	Listed ^34,³⁵CFC offers a US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Media liability	Listed ^18,¹⁹BHSI’s Professional First overview names Media Liability, and its architects/engineers product describes media liability only within a specialized combined design-industry form. The overview’s catalogue listing does not establish standalone terms or current account availability.	Listed ⁴⁵CFC offers media liability insurance for content creators and media businesses.
Product liability	Listed ^15,¹⁶BHSI lists primary products and completed-operations liability as a casualty product.	Listed ⁴⁶CFC offers product liability within its life-science and nutraceutical policies.
Product recall	Not listed	Listed ⁴⁰CFC offers product-recall and contaminated-product-recall insurance.
Professional errors and omissions (E&O)	Listed ^17,^18,¹⁹Professional First materials describe a professional-liability portfolio with several professions and service types.	Listed ³⁶CFC offers professional liability insurance for professional-service businesses.
Representations and warranties	Listed ^20,²¹BHSI lists Representations & Warranties Insurance within its Transactional Liability products.	Listed ⁴¹CFC offers buyer-side and seller-side representations and warranties insurance.
Surety bonds	Listed ²⁴BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.	Not listed
Technology errors and omissions (E&O)	Listed ^18,¹⁹Professional First materials identify Technology E&O as a professional-liability product.	Listed ²⁶CFC offers technology errors and omissions for technology businesses.
Tools, equipment and inland marine	Listed ⁹BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.	Not listed
Umbrella and excess liability	Listed ^15,¹⁶BHSI lists lead umbrella and excess casualty within its U.S. casualty products.	Listed ⁴²CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.
Virtual care and telehealth	Not listed	Listed ⁴³CFC offers an eHealth package for businesses delivering health care through technology, including telemedicine.

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

Berkshire Hathaway Specialty Insurance and CFC Coverage, Line by Line

Open what Berkshire Hathaway Specialty Insurance and CFC each document for one coverage line.

Commercial Property Insurance
- Berkshire Hathaway Specialty Insurance Commercial Property Insurance
- CFC Commercial Property Insurance
Crime Insurance
- Berkshire Hathaway Specialty Insurance Crime Insurance
- CFC Crime Insurance
Cyber Insurance
- Berkshire Hathaway Specialty Insurance Cyber Insurance
- CFC Cyber Insurance
D&O Insurance
- Berkshire Hathaway Specialty Insurance D&O Insurance
- CFC D&O Insurance
Employment Practices Liability Insurance
- Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance
- CFC Employment Practices Liability Insurance
Fiduciary Liability Insurance
- Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance
- CFC Fiduciary Liability Insurance
General Liability Insurance
- Berkshire Hathaway Specialty Insurance General Liability Insurance
- CFC General Liability Insurance
Media Liability Insurance
- Berkshire Hathaway Specialty Insurance Media Liability Insurance
- CFC Media Liability Insurance
Product Liability Insurance
- Berkshire Hathaway Specialty Insurance Product Liability Insurance
- CFC Product Liability Insurance
Professional Liability (E&O) Insurance
- Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance
- CFC Professional Liability (E&O) Insurance
Representations and Warranties Insurance
- Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance
- CFC Representations and Warranties Insurance
Tech E&O Insurance
- Berkshire Hathaway Specialty Insurance Tech E&O Insurance
- CFC Tech E&O Insurance
Umbrella and Excess Liability Insurance
- Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance
- CFC Umbrella and Excess Liability Insurance

Berkshire Hathaway Specialty Insurance and CFC Reliability Scores

Each score uses the rubric for that provider’s documented role. Providers with more than one role may have a score for each.

Berkshire Hathaway Specialty Insurance Reliability Scores

Carrier

Carrier & MGA

7.0/ 10

Provider assessment

CFC Reliability Scores

Managing general agent

Carrier & MGA

No Reliability Score

Provider assessment

Berkshire Hathaway Specialty Insurance and CFC Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

–/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

Read Berkshire Hathaway Specialty Insurance reviews

CFC Review Score

–/ 10

Review Score

No reviews found

The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.

Read CFC reviews

Key Differences Between CFC and Berkshire Hathaway Specialty Insurance

Technology policy scope

CFC’s technology page groups products and services liability, breach of contract, IP/media liability, cyber and incident response under one named technology policy for startups through multinational companies. BHSI’s U.S. Professional First overview instead lists standalone Cyber and blended E&O/Cyber forms and names Technology E&O. This is affirmative marketed scope, but it does not show that a particular submission qualifies or that limits are shared across products. When contracts, software services and cyber events can cross coverage sections, compare the actual forms, limits, definitions, exclusions and issuer rather than assuming the catalogue descriptions match. ¹⁸

Startups through multinationals can ask CFC about technology coverage, including before generating revenue; the stated audience does not guarantee a particular business will qualify. ²⁵Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

²⁵ ¹⁸

Broker access and binding

CFC promotes digital trading on its Connect platform and API partners for brokers. BHSI says its website submission does not bind and identifies contracted National Indemnity group agents, subject to state authority, as the parties permitted to bind or issue. These are broker placement channels, not a direct promise to a customer. If a renewal or contract deadline is driving the purchase, identify who owns the submission, what underwriting information is required and which step confirms coverage is in force.

A senior staff member should expect to complete the technology application and send it to a broker; it asks for revenue, funding, subsidiaries, products, contracts, security, IP procedures and claims history. CFC Connect separately supports broker trading and appointments. ^27,³⁰Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. ⁵Company-reportedThe website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

What Should You Confirm in Berkshire Hathaway Specialty Insurance and CFC Quotes?

Ask CFC which sections, sublimits, cyber-response services and incident-response conditions are included in the proposed technology form, and whether Connect/API access is through your appointed broker. ²⁵ ³¹ ³⁰
For BHSI, ask which standalone Cyber or blended E&O/Cyber forms are proposed, whether the account meets the stated appetite, the policy issuer, state availability, and the contracted agent’s binding authority. ¹⁸ ⁵
Compare limits, retentions, contract and IP definitions, cyber triggers, incident-response vendors and reporting deadlines from the actual documents. ²⁵ ⁵

Berkshire Hathaway Specialty Insurance vs CFC Services Compared

What each provider documents about the services you may need

Criteria	Berkshire Hathaway Specialty Insurance	CFC
Business role	BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. ^1,^2,⁵Company-reportedA description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product. Berkshire Hathaway Specialty Insurance Company (BHSIC) identifies itself in its Singapore-branch public disclosure as a Nebraska-domiciled direct property and casualty insurer, wholly owned by National Indemnity Company, which is wholly owned by Berkshire Hathaway Incorporated. The Singapore-branch disclosure states this ownership chain. A Missouri Department of Insurance record separately lists BHSIC as active, NAIC 22276, and Property and Casualty in Missouri. Neither source identifies BHSIC as the issuer of every BHSI-branded U.S. policy. ^3,^4,⁵Company-reportedCompany-reported corporate identity and ownership in BHSI's Singapore-branch public disclosure, corroborated for company identity and Missouri P&C authority by the Missouri Department of Insurance record accessed 2026-09-28. Neither source maps BHSIC as issuer for every BHSI-branded U.S. product; use policy-specific documents for that.	CFC can quote specialist cover as an MGA, meaning it performs some underwriting functions for insurers that carry the risk. Its disclosures identify CFC Underwriting Limited and U.S. producer CFC USA, Inc.; the CFC brand is not the insurer name on every policy. ^29,²⁸Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.
Customer focus	BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement. Within its U.S. executive-lines commercial and financial segment, BHSI lists publicly traded and large privately owned commercial firms; investment, money-center, national, and regional banks; asset managers; and insurance companies and brokerages. The size description applies to the commercial-firm entry, not every listed institution or all BHSI products. ¹Company-reportedOnly the U.S. Executive Lines, Commercial & Financial segment, At A Glance p. 50. The “publicly traded and large privately owned” qualifier attaches to the Commercial Firms bullet only.	Startups through multinationals can ask CFC about technology coverage, including before generating revenue; the stated audience does not guarantee a particular business will qualify. ²⁵Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.
Application process	BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. ⁵Company-reportedThe website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.	A senior staff member should expect to complete the technology application and send it to a broker; it asks for revenue, funding, subsidiaries, products, contracts, security, IP procedures and claims history. CFC Connect separately supports broker trading and appointments. ^27,³⁰Company-reportedCFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.

Criteria

Berkshire Hathaway Specialty Insurance

CFC

Business role

BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. ^1,^2,⁵Company-reportedA description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product.

Berkshire Hathaway Specialty Insurance Company (BHSIC) identifies itself in its Singapore-branch public disclosure as a Nebraska-domiciled direct property and casualty insurer, wholly owned by National Indemnity Company, which is wholly owned by Berkshire Hathaway Incorporated. The Singapore-branch disclosure states this ownership chain. A Missouri Department of Insurance record separately lists BHSIC as active, NAIC 22276, and Property and Casualty in Missouri. Neither source identifies BHSIC as the issuer of every BHSI-branded U.S. policy. ^3,^4,⁵Company-reportedCompany-reported corporate identity and ownership in BHSI's Singapore-branch public disclosure, corroborated for company identity and Missouri P&C authority by the Missouri Department of Insurance record accessed 2026-09-28. Neither source maps BHSIC as issuer for every BHSI-branded U.S. product; use policy-specific documents for that.

Customer focus

BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.

Within its U.S. executive-lines commercial and financial segment, BHSI lists publicly traded and large privately owned commercial firms; investment, money-center, national, and regional banks; asset managers; and insurance companies and brokerages. The size description applies to the commercial-firm entry, not every listed institution or all BHSI products. ¹Company-reportedOnly the U.S. Executive Lines, Commercial & Financial segment, At A Glance p. 50. The “publicly traded and large privately owned” qualifier attaches to the Commercial Firms bullet only.

Application process

Sources

53 documents, numbered as cited. Open the sources

Sources for Berkshire Hathaway Specialty Insurance vs CFC

Berkshire Hathaway Specialty Insurance Official Website

1
At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
2
About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3
Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
4
Company Details — Berkshire Hathaway Specialty Insurance Company. Missouri Department of Insurance; Company Details fields: legal name, active license status, NAIC number 22276, and Property and Casualty description; Missouri regulator record also lists 2025 property-casualty lines. Accessed 2026-09-28. Accessed 2026-09-28.
5
Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
6
United States. Berkshire Hathaway Specialty Insurance; United States products directory, opened 2026-09-28. Rendered page lists U.S. category links and Casualty/Property headings (lines 6–44); this directory view is navigation, not the linked product pages or a full review of product materials. Accessed 2026-09-28.
7
Claims — United States. Berkshire Hathaway Specialty Insurance; Claims Reporting, lines 34–91; separate product-specific directions, then “All other claims” email, 24-hour toll-free phone, postal/overnight mail. Accessed 2026-09-28.
8
Claims Excellence — United States. Berkshire Hathaway Specialty Insurance; Claims Service Standards, version US 2024-10-07A in footer/document end; page 2 lines 30–34 describe coverage discussion and third-party settlement communications. Accessed 2026-09-28.
9
Marine. Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.
10
Ocean Marine Cargo Overview. Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28.
11
Property. Berkshire Hathaway Specialty Insurance; All-risk, single-peril, catastrophe, inland/ocean marine and builder's risk offerings; target account descriptions. Accessed 2026-09-28.
12
General Property Appetite Guide. Berkshire Hathaway Specialty Insurance; Page 1: minimum premium, product/forms, territory, attachment and working capacity; page 2 footer identifies 2026-02-10 A; lines 0-9, 89-99. Accessed 2026-09-28.
13
Executive First Directors & Officers Liability Insurance. Berkshire Hathaway Specialty Insurance; Product Highlights: government investigations, shareholder derivative actions, late-notice qualification, defense counsel selection; Top Targets: large commercial and financial firms, lines 6–19. Accessed 2026-09-28.
14
Executive First Private Company Portfolio. Berkshire Hathaway Specialty Insurance; Product Highlights: D&O, EPL, Fiduciary, Commercial Crime and Employed Lawyers in one comprehensive form; shared or separate limits to $50m; EPL First services. Top Targets: private companies at $10m+ revenues and listed industries, lines 11–25. Portfolio limit is not a separate line limit. Accessed 2026-09-28.
15
Casualty Appetite Guide - U.S. Berkshire Hathaway Specialty Insurance; Casualty appetite PDF page 1: $50K minimum premium, GL/products/lead umbrella/excess lines, selected $10M excess capacity, placement forms and target/avoided classes; guide dated 2026-07-15. Accessed 2026-09-28.
16
Casualty. Berkshire Hathaway Specialty Insurance; US casualty product lines and features: Primary General Liability lines 10-34; Primary Products/Completed Operations Liability 35-44; Lead Umbrella and Excess Casualty 46-63. Accessed 2026-09-28.
17
Professional First Professional Liability. Berkshire Hathaway Specialty Insurance; U.S. Professional Liability landing page links Professional Liability / Network Security & Privacy, stand-alone Network Security & Privacy, and Architects, Engineers and Consultants PL, lines 6–15; footer copyright © 2026. Accessed 2026-09-28.
18
Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
19
Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.
20
Transactional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. Accessed 2026-09-28.
21
Transactional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. Accessed 2026-09-28.
22
Builder’s Risk. Berkshire Hathaway Specialty Insurance; Current U.S. page: all-risk, hot testing/commissioning, delay/startup/soft costs, single-peril/DIC primary/excess; separate EAR and CAR target categories; Master Builder’s Risk selectively considered, lines 6–35. Reopened 2026-09-28. Accessed 2026-09-28.
23
Professional First Network Security & Privacy Policy. Berkshire Hathaway Specialty Insurance; Product Highlights: third-party breach exposures, regulatory investigations/fines/penalties, direct breach/extortion expenses, electronic-content media liability, business interruption from network-security failure, eRiskHub; Top Targets: professional-services firms, lines 6–19. Accessed 2026-09-28.
24
Surety. Berkshire Hathaway Specialty Insurance; Product Highlights name performance, payment, advance-payment, maintenance, supply and warranty bonds; Top Targets name regional/national/global contractors and construction suppliers/services; PPP/project-delivery capability; lines 6–32. Accessed 2026-09-28.

CFC Official Website

25
Technology. CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
26
Technology — United States product brochure. CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
27
Technology companies — US application v2.4. CFC; Pages 1–8: completion instructions and Sections 1–8. Accessed 2026-09-16.
28
Regulatory information. CFC; CFC USA Inc.; CFC Underwriting Limited; CFC Lloyd’s Syndicate 1988. Accessed 2026-09-16.
29
About CFC. CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
30
Connect broker trading portal. CFC; Get started; Products traded on Connect; FAQs: broker appointment. Accessed 2026-09-16.
31
CFC Response. CFC; Proactive protection; Immediate response; Real-time support. Accessed 2026-09-16.
32
Notify a claim or cyber incident. CFC; Experiencing a cyber incident now?; General enquiries or claims. Accessed 2026-09-16.
33
Cyber insurance — US. CFC; Cyber product cards: Cyber Proactive Response, Cyber (admitted), Corporate cyber, Cyber excess. Accessed 2026-09-16.
34
Management liability. CFC; Management liability; Side A DIC. Accessed 2026-09-16.
35
Management liability — United States product brochure. CFC; Page 1: opening coverage list; What else is in the policy?; What we decline. Accessed 2026-09-16.
36
Professional liability. CFC; Our professional liability products; Professional liability (admitted). Accessed 2026-09-16.
37
Property & casualty. CFC; Property & casualty product description: property and general liability. Accessed 2026-09-16.
38
Intellectual property insurance. CFC; Intellectual property product introduction; Key features; Defense; Pursuit of infringers. Accessed 2026-09-16.
39
Kidnap and ransom. CFC; Kidnap & ransom product cards and Key features. Accessed 2026-09-16.
40
Product recall. CFC; Contaminated product recall and Product recall product cards. Accessed 2026-09-16.
41
Transaction liability. CFC; Transaction liability; Buyer protect; Seller protect; Secondary liquidity solutions; Limit & appetite. Accessed 2026-09-16.
42
Umbrella cover. CFC; Umbrella cover product description: policy lines, small and micro businesses, primary placement with CFC or others. Accessed 2026-09-16.
43
Digital health insurance. CFC; eHealth product: Telemedicine, mHealth, Artificial intelligence, Remote patient monitoring. Accessed 2026-09-16.
44
Medical malpractice. CFC; Our medical malpractice products. Accessed 2026-09-16.
45
Media & entertainment. CFC; Media product description. Accessed 2026-09-16.
46
Life science. CFC; What does CFC’s life science policy cover?; Life sciences and Nutraceuticals product cards. Accessed 2026-09-16.
47
Fintech insurance. CFC; What does CFC’s fintech policy cover?; Fintech product. Accessed 2026-09-16.
48
Financial institutions. CFC; Financial institutions professional indemnity; Investment managers; SME banks. Accessed 2026-09-16.
49
Carbon insurance. CFC; Carbon delivery; Carbon cancellation; Carbon lender non-payment; CORSIA guarantee. Accessed 2026-09-16.
50
Safeprotect misconduct liability. CFC; Safeprotect product; Praesidium services. Accessed 2026-09-16.
51
Terrorism. CFC; Introduction: standalone terrorism policy. Accessed 2026-09-16.
52
Marine. CFC; Introduction: hull war and marine kidnap & ransom. Accessed 2026-09-16.
53
CFC launches admitted offerings for professional liability and technology E&O. CFC; 21 March 2023 announcement: admitted technology E&O; broker quote, bind and adjustment process. Accessed 2026-09-16.

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AIG vs Berkshire Hathaway Specialty Insurance
Compare AIG and Berkshire Hathaway Specialty Insurance as commercial insurers, including their stated agent binding routes and legal-entity questions.
AIG vs CFC
CFC describes specialist technology underwriting and cyber-response services through an MGA route; AIG lists broader commercial options submitted through brokers and agents.
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All Comparisons

An Overview of Berkshire Hathaway Specialty Insurance and CFC

What Stands Out About Berkshire Hathaway Specialty Insurance and CFC?

Berkshire Hathaway Specialty Insurance at a Glance

CFC at a Glance

Berkshire Hathaway Specialty Insurance vs CFC Coverage Lines Compared

Berkshire Hathaway Specialty Insurance and CFC Coverage, Line by Line

Commercial Property Insurance

Crime Insurance

Cyber Insurance

D&O Insurance

Employment Practices Liability Insurance

Fiduciary Liability Insurance

General Liability Insurance

Media Liability Insurance

Product Liability Insurance

Professional Liability (E&O) Insurance

Representations and Warranties Insurance

Tech E&O Insurance

Umbrella and Excess Liability Insurance

Berkshire Hathaway Specialty Insurance and CFC Reliability Scores

Berkshire Hathaway Specialty Insurance Reliability Scores

CFC Reliability Scores

Berkshire Hathaway Specialty Insurance and CFC Review Scores for 2026

Berkshire Hathaway Specialty Insurance Review Score

CFC Review Score

Key Differences Between CFC and Berkshire Hathaway Specialty Insurance

Technology policy scope

Broker access and binding

What Should You Confirm in Berkshire Hathaway Specialty Insurance and CFC Quotes?

Berkshire Hathaway Specialty Insurance vs CFC Services Compared

Provider Profiles for Berkshire Hathaway Specialty Insurance and CFC

What Is Berkshire Hathaway Specialty Insurance?

What Is CFC Insurance?

Sources for Berkshire Hathaway Specialty Insurance vs CFC

Berkshire Hathaway Specialty Insurance Official Website

CFC Official Website

Comparisons Related to Berkshire Hathaway Specialty Insurance vs CFC

AIG vs Berkshire Hathaway Specialty Insurance

AIG vs CFC

Alliance Risk vs Berkshire Hathaway Specialty Insurance

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