What Does Professional Liability (E&O) Insurance from CFC Cover?
CFC sells professional liability (E&O) insurance as a modular package with optional general liability, property and cyber add-ons, favoring consultants, event organizers and freight brokers.
CFC Professional Services · Updated
What Is CFC’s Role in Professional Liability (E&O) Insurance?
CFC sells professional errors & omissions as a modular package policy it calls "Professional services" (branded on the brochure as "Miscellaneous professional liability"), which pairs E&O with optional general liability, property and cyber add-ons rather than selling E&O alone. 1,2
Company-reported.Professional liability product page's "Professional services" tile and the miscellaneous professional liability brochure.
Who Issues CFC Professional Liability (E&O) Insurance?
The reviewed professional liability page and brochure describe CFC as the policy designer and point of contact but do not name the insurer that carries the risk for this product. 1,2
Not publicly disclosed.Professional liability product page and professions brochure as read on 2026-09-23. CFC's own materials describe it as an underwriting manager rather than a risk-bearing insurer, so a specific carrier for this product would need to come from the quote or declarations.
Who Is CFC Professional Liability (E&O) Insurance For?
CFC says it favors business, educational, environmental, food, HR, market-research, quality-assurance, security and traffic consultants, event organisers, freight brokers, loss adjusters, private investigators and trade associations, and ordinarily declines debt collectors, financial advisors, health and safety consultants, insurance agents, lawyers, mortgage brokers, pre-purchase home inspectors, stockbrokers, tour operators and valuers. 2
Company-reported.Brochure's "What we love" and "What we ordinarily decline" lists; actual acceptance depends on individual underwriting.
Coverage Features of CFC Professional Liability (E&O) Insurance
CFC says the E&O cover includes breach of contract, bodily injury, property damage, vicarious liability of subcontractors, IP infringement, pollution liability, libel, slander, defamation, document loss and withheld fees, with worldwide legal cover. 2
Company-reported.Brochure's "Comprehensive errors & omissions cover" and "Comprehensive legal cover" sections; exact wording and exclusions are set by the policy as issued.
Businesses can add a separate commercial general liability limit, property, and cyber and privacy liability to the E&O policy, plus optional umbrella liability that sits over the E&O and CGL layers. 2
Company-reported.Brochure's "Modular package policy" and "Umbrella liability" sections; availability depends on underwriting.
CFC Professional Liability (E&O) Insurance Limits and Retentions
CFC's brochure lists maximum limits of $10,000,000 for E&O, $6,000,000 for CGL and $5,000,000 for umbrella, with a $0 minimum deductible, minimum premiums starting at $475-$500 depending on the coverage part, and no revenue threshold for eligibility. 2
Company-reported.Brochure's "Limits, deductibles, premiums, revenue threshold" section; the terms actually issued depend on underwriting.
How Do You Apply for CFC Professional Liability (E&O) Insurance?
CFC publishes a dedicated application form for this policy and also says its professional liability class can be traded directly through its Connect platform or through named API partners, in addition to the standard broker-submitted application. 1
Company-reported.Professional liability product page's downloads and "Digitally traded" sections; not confirmed specifically for the professions/miscellaneous professional liability product versus the class as a whole.
How Does CFC Handle Professional Liability (E&O) Insurance Claims?
CFC lists a named Claims Manager for Professions on its claims team, indicating professional-liability claims are routed to a dedicated professions unit rather than a generalist adjuster. 3
Company-reported.CFC's claims page team listing; the page does not publish claim volumes or turnaround times specific to this product.
CFC Professional Liability (E&O) Insurance Compared
Other Coverage Lines Documented for CFC
Sources for CFC Professional Liability (E&O) Insurance
- Professional liability. CFC; Professional services tile description; Digitally traded Connect section; downloads (brochure, application form). Accessed 2026-09-23.
- Miscellaneous professional liability | Product brochure | United States. CFC; Comprehensive errors & omissions cover; Modular package policy; Umbrella liability; At a glance: What we love / What we ordinarily decline; Optional extras; Limits, deductibles, premiums, revenue threshold. Accessed 2026-09-23.
- Claims. CFC; Our claims team: Professions team, led by Laura Bennett, Claims Manager, Professions Claims & Kidnap, War & Piracy (KWP). Accessed 2026-09-23.