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What Does Crime Insurance from Gallagher Cover?

Gallagher arranges fidelity and crime insurance for small businesses, covering employee fraud, computer fraud, funds-transfer fraud and theft.

Gallagher Small Business Fidelity and Crime Insurance · Updated

What Is Gallagher’s Role in Crime Insurance?

  • Gallagher Small Business arranges Fidelity and Crime coverage with outside carriers for small-business clients; its group-level Executive and Financial Risk practice separately places the same coverage for larger accounts. Gallagher does not underwrite either policy. 1,2

    Company-reportedSmall-business crime product page and the group-level executive-risk practice page.

Who Issues Gallagher Crime Insurance?

  • Neither the small-business crime page nor the executive-risk practice page names the insurer that would issue a given client's crime policy. 1,2

    Not publicly disclosedChecked both pages on 2026-09-23.

Who Is Gallagher Crime Insurance For?

  • Gallagher recommends this coverage for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud, or destruction of personal property. 1

    Company-reportedSmall-business crime product page "Do you need Fidelity and Crime insurance?" list; actual acceptance depends on underwriting.

What Coverage Features Does Gallagher Crime Insurance Include?

  • Gallagher describes Fidelity and Crime insurance as covering losses from fraudulent or dishonest acts, including credit card forgery, computer fraud, funds-transfer fraud, employee fraud, theft and destruction of property. 1

    Company-reportedSmall-business crime product page; a coverage description, not a specific policy's insuring agreement or exclusions.

What Limits and Retentions Does Gallagher Crime Insurance Have?

  • Neither page publishes specific crime coverage limits or premium ranges. 1,2

    Not publicly disclosedChecked both pages on 2026-09-23.

What Risk Services Come With Gallagher Crime Insurance?

  • For larger accounts, Gallagher says its methodology for setting crime coverage limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. 2

    Company-reportedGroup-level executive-risk practice page; not confirmed as applied to the small-business product.

How Do You Apply for Gallagher Crime Insurance?

  • The small-business crime page routes buyers to a Connect With An Advisor form asking for company details, business description, other coverage interests, employee count and annual revenue. 1

    Company-reportedProduct page inquiry form, inspected without submission.

Gallagher Crime Insurance Compared With Other Providers

Other Coverage Lines Documented for Gallagher

Sources for Gallagher Crime Insurance

  1. Crime. Gallagher Small Business; Coverage Overview; Do you need Fidelity and Crime insurance?; Connect With An Advisor form. Accessed 2026-09-23.
  2. Executive and Financial Risk Insurance. Gallagher; Employee Dishonesty (Crime) and Fidelity Bond insurance section. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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