What Are the Alternatives to Gallagher Business Insurance?
Gallagher suits technology companies and larger businesses seeking specialist broker, executive-risk and benefits support; small firms wanting a focused digital team should compare online agencies.
Absence from our documented catalogue does not establish that a coverage line is unavailable from a provider; it means our research does not yet document it.
What Should You Weigh When Choosing an Alternative to Gallagher?
Gallagher Small Business identifies Arthur J. Gallagher Risk Management Services, LLC as its insurance-brokerage provider. Woodruff Sawyer is now part of Gallagher, and the exact producer entity for a former Woodruff Sawyer account should be confirmed in the engagement documents, the same way an alternative’s contracting entity after any merger or rebrand is worth confirming. 4,5
Gallagher markets a technology-specialist practice to startups, middle-market businesses and global enterprises, alongside a separate small-business offering for IT professionals and technology businesses. The reviewed pages don’t state a minimum premium, funding round or revenue requirement for either practice, so a bootstrapped business would need to ask which service model applies. 1,6
Gallagher’s small-business quote link opens an advisor inquiry form asking for company and contact details, business description, coverage interests, employee count and annual revenue, with phone and scheduled-advisor contact also offered. That’s an advisor-led entry point rather than an instant online quote-and-bind flow, worth comparing against how an alternative starts the process. 7,8
Gallagher discloses brokerage commissions or fees, sometimes both, along with possible contingent and supplemental commissions, and notes that affiliates or other intermediaries may also earn compensation. It directs clients to their representative for placement-specific details rather than publishing a fixed fee schedule, which is worth comparing against an alternative’s own compensation disclosure. 9
Gallagher Alternatives for Builders Risk Insurance
AIG Builders Risk
Reliability ScoreAlliance Risk arranges builders risk insurance.
Reliability Score5.8/ 10Aon names Construction Property/Builders Risk on its global construction page; confirm whether this line is offered for the buyer, state, and placement.
Reliability Score6.7/ 10BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.
Reliability Score7.0/ 10Chubb offers builders risk insurance.
Reliability Score6.4/ 10Inland Marine appetite category; separately, Ocean Marine lists Hull Builders Risk
Reliability ScoreCoverdash lists builders risk among its property coverage options.
Reliability Score5.1/ 10Builder’s risk product page; policy-specific construction terms not established.
Reliability ScoreHarper includes builders risk in its construction and contractor insurance offering.
Reliability Score5.9/ 10Heffernan arranges builders risk.
Reliability Score5.0/ 10HUB International arranges builders risk insurance.
Reliability Score5.5/ 10- Reliability Score
Markel builders risk
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide lists builders risk among inland-marine products. The page does not establish project-specific coverage periods, valuation, or exclusions.
Reliability ScoreStartupInsurance.ai arranges builders risk insurance for startups.
Reliability Score4.9/ 10Listed for digital-infrastructure projects and in commercial real-estate construction risk.
Reliability ScoreWithCoverage reviews builders risk exposures in construction insurance programs and offers broker-transition support.
Reliability Score5.0/ 10Zurich markets a Commercial Builders Risk program for construction projects; the project-value language conflicts within Zurich’s own page and requires confirmation.
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Gallagher Alternatives for Business Owner’s Policy
Alliance Risk arranges business owner’s policies.
Reliability Score5.8/ 10Amelia Risk arranges business owner’s policies for startups.
Reliability Score5.1/ 10- Reliability Score
Chubb offers business owner’s policies for eligible small businesses with up to $30 million in revenue.
Reliability Score6.4/ 10- Reliability Score
Corgi lists a business owner’s policy in its coverage catalog.
Reliability ScoreCoterie offers a business owner’s policy through its agent channel.
Reliability Score5.1/ 10Coverdash lists a business owner’s policy in its coverage hub.
Reliability Score5.1/ 10Embroker lists a business owner’s policy with a quote route.
Reliability Score5.1/ 10ERGO NEXT markets a business owner’s policy.
Reliability Score5.8/ 10Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here.
Reliability ScoreHarper accepts business owner’s policy inquiries through its coverage intake.
Reliability Score5.9/ 10Heffernan arranges business owner’s policies for small businesses.
Reliability Score5.0/ 10Hiscox offers business owner’s policies for small businesses.
Reliability Score6.1/ 10HUB International arranges business owner’s policies for small and midsized businesses.
Reliability Score5.5/ 10Insureon markets Business Owner’s Policy (BOP); description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists a business owner’s policy in its product catalog.
Reliability Score5.0/ 10- Reliability Score
Mylo lists a business owner’s policy among its business insurance products.
Reliability Score5.0/ 10Nationwide markets a BOP for eligible small businesses and describes property and liability elements with optional additions; actual coverage is controlled by policy forms.
Reliability ScorePie accepts business owner’s policy quote requests.
Reliability Score5.8/ 10- Reliability Score
TechInsurance arranges business owner’s policies for small businesses.
Reliability Score5.0/ 10The Hartford offers business owner’s policies combining property and liability coverage.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers business owner’s policies for small technology-services businesses.
Reliability Score6.1/ 10
Gallagher Alternatives for Commercial Auto Insurance
AIG Truck Insurance Group commercial auto (scoped to for-hire trucking)
Reliability ScoreAlliance Risk arranges commercial auto insurance.
Reliability Score5.8/ 10Amelia Risk arranges commercial auto insurance for consumer-product businesses.
Reliability Score5.1/ 10Aon lists automobile liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10- Reliability Score
Chubb offers commercial auto insurance.
Reliability Score6.4/ 10- Reliability Score
Corgi links to trucking auto-liability coverage from its transportation menu.
Reliability ScoreCoverdash lists commercial auto in its coverage catalog and invites quote requests.
Reliability Score5.1/ 10Embroker offers help obtaining commercial auto insurance and invites quote requests.
Reliability Score5.1/ 10Commercial auto product page; HNOA is not split out.
Reliability ScoreHarper lists commercial auto insurance and describes approaching insurers for customers.
Reliability Score5.9/ 10Heffernan arranges commercial auto insurance.
Reliability Score5.0/ 10HUB International arranges commercial auto insurance.
Reliability Score5.5/ 10Insureon markets Commercial Auto; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreAs of September 16, 2026, Kinro lists commercial auto and describes matching business details to carrier appetite.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges commercial auto insurance.
Reliability Score5.6/ 10- Reliability Score
As of September 16, 2026, Mylo invites commercial-auto quote requests and describes comparing policies from multiple insurers.
Reliability Score5.0/ 10Nationwide lists commercial auto in its small-business product catalogue. We couldn’t review the dedicated product page, so no vehicle, driver, or state terms are inferred.
Reliability ScoreAs of September 16, 2026, Newfront lists auto liability within its casualty placement services.
Reliability Score5.0/ 10StartupInsurance.ai arranges commercial auto insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges commercial auto insurance for small businesses.
Reliability Score5.0/ 10Listed for government-contracting, transportation and digital-infrastructure exposures.
Reliability ScoreThe Hartford offers commercial auto insurance as a business coverage; small businesses cannot currently buy it online and may be quoted through a local agency.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers commercial auto insurance.
Reliability Score6.1/ 10USI arranges commercial auto insurance.
Reliability Score5.3/ 10Zurich markets commercial auto for rental fleets; the reviewed source does not establish the same terms for all commercial-auto classes.
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Gallagher Alternatives for Commercial Property Insurance
AIG Commercial Property / Retail Property
Reliability ScoreAlliance Risk arranges property insurance.
Reliability Score5.8/ 10Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.
Reliability Score6.7/ 10Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.
Reliability Score6.2/ 10BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.
Reliability Score7.0/ 10CFC offers property coverage within its property and casualty product.
Reliability ScoreChubb offers commercial property insurance.
Reliability Score6.4/ 10- Reliability Score
Coverdash lists commercial property in its coverage catalog.
Reliability Score5.1/ 10Embroker offers help obtaining commercial property insurance and invites property quote requests.
Reliability Score5.1/ 10ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.
Reliability Score5.8/ 10Founder Shield lists property insurance among its core offerings.
Reliability Score5.3/ 10Commercial property product page.
Reliability ScoreHarper lists commercial property insurance and describes approaching insurance companies for customers.
Reliability Score5.9/ 10Heffernan arranges commercial property insurance.
Reliability Score5.0/ 10HUB International arranges commercial property insurance.
Reliability Score5.5/ 10Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreAs of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges commercial property insurance.
Reliability Score5.6/ 10Markel commercial property
Reliability Score7.1/ 10Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy.
Reliability ScoreAs of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.
Reliability Score5.0/ 10Relm lists commercial property insurance for placement through brokers.
Reliability ScoreRisklytics arranges commercial property insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10Offered as part of a BOP, rather than as a standalone policy.
Reliability ScoreStartupInsurance.ai arranges commercial property insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges commercial property insurance for small businesses.
Reliability Score5.0/ 10Listed for real-estate, professional-services and other named commercial sectors.
Reliability ScoreThe Hartford offers commercial property insurance.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers commercial property insurance.
Reliability Score6.1/ 10USI arranges commercial property insurance.
Reliability Score5.3/ 10As of September 16, 2026, Vouch lists business property for health care and life sciences programs.
Reliability Score5.0/ 10As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses.
Reliability Score5.0/ 10WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.
Reliability Score7.0/ 10Zurich markets commercial property insurance.
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Gallagher Alternatives for Crime Insurance
AIG Crime Insurance / CrimeGuard Choice
Reliability ScoreAlliance Risk arranges crime insurance.
Reliability Score5.8/ 10Amelia Risk arranges employee crime (fidelity) insurance.
Reliability Score5.1/ 10Aon lists crime within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10Beazley offers commercial crime insurance.
Reliability Score6.2/ 10BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.
Reliability Score7.0/ 10CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Reliability ScoreChubb offers crime coverage within its ForeFront portfolio for private, nonprofit and health care organizations.
Reliability Score6.4/ 10named Management Liability coverage and configurable Epack 3 component
Reliability ScoreCoalition offers crime insurance through its executive-risks product for private and nonprofit US organizations.
Reliability Score6.2/ 10Corgi lists crime insurance among its main policies.
Reliability ScoreNamed Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy.
Reliability ScoreCoverdash lists crime coverage in its catalog and invites quote requests.
Reliability Score5.1/ 10Cowbell offers a crime module in Zurich Select Plus for small and medium private companies, available through appointed Zurich E&S wholesalers.
Reliability Score6.3/ 10Embroker lists commercial crime and offers a corresponding quote path.
Reliability Score5.1/ 10Founder Shield lists crime insurance among its core offerings.
Reliability Score5.3/ 10Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred.
Reliability ScoreHeffernan arranges crime insurance.
Reliability Score5.0/ 10HUB International arranges commercial crime insurance.
Reliability Score5.5/ 10- Reliability Score
Lockton arranges commercial crime insurance.
Reliability Score5.6/ 10Markel Cyber 360 eCrime component (standalone product not established)
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide markets commercial crime insurance and management-liability crime products; exact insuring agreements and fidelity form are not established here.
Reliability ScoreAs of September 16, 2026, Newfront lists fidelity and crime within its executive-risk services.
Reliability Score5.0/ 10Relm lists crime insurance for placement through brokers.
Reliability ScoreRiskCube arranges commercial crime insurance for startups.
Reliability Score5.9/ 10StartupInsurance.ai arranges commercial crime insurance for startups.
Reliability Score4.9/ 10Listed as commercial crime or crime/fidelity within specified sectors.
Reliability ScoreThe Hartford offers crime insurance as a management-liability coverage option.
Reliability Score7.3/ 10Travelers offers commercial crime insurance.
Reliability Score6.1/ 10USI arranges crime insurance.
Reliability Score5.3/ 10As of September 16, 2026, Vouch lists crime among the coverages in its technology-company programs.
Reliability Score5.0/ 10WTW’s 2024 annual report describes crime insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
Reliability Score7.0/ 10Zurich markets commercial crime insurance as standalone policies and as package solutions; package structure is distinct from any specific policy terms.
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Gallagher Alternatives for Cyber Insurance
AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)
Reliability ScoreAlliance Risk arranges cyber liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges cyber insurance.
Reliability Score5.1/ 10Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.
Reliability Score6.7/ 10At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.
Reliability Score6.2/ 10Beazley offers cyber insurance for small and midsized businesses.
Reliability Score6.2/ 10BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.
Reliability Score7.0/ 10- Reliability Score
CFC offers cyber insurance, including primary and excess products.
Reliability ScoreChubb offers cyber insurance.
Reliability Score6.4/ 10- Reliability Score
Coalition offers cyber insurance.
Reliability Score6.2/ 10Corgi lists cyber insurance among its business insurance offerings.
Reliability ScoreCoverdash lists cyber insurance in its coverage catalog.
Reliability Score5.1/ 10Cowbell offers standalone and excess cyber products through its insurance-agency business.
Reliability Score6.3/ 10Embroker lists cyber insurance with a quote route.
Reliability Score5.1/ 10Founder Shield lists cyber liability among its core offerings.
Reliability Score5.3/ 10Cyber product page; policy terms and limits not established.
Reliability ScoreHarper lists cyber insurance and describes approaching insurers for customers.
Reliability Score5.9/ 10Heffernan arranges cyber insurance.
Reliability Score5.0/ 10Hiscox offers cyber insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges cyber insurance.
Reliability Score5.5/ 10Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists cyber liability and compares business details with carrier appetite.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges cyber insurance.
Reliability Score5.6/ 10Markel Cyber 360
Reliability Score7.1/ 10Marsh arranges cyber insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo invites cyber insurance quote requests and compares policies from multiple insurers.
Reliability Score5.0/ 10Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.
Reliability ScoreNewfront places cyber insurance, negotiates policy wording and provides claims consultation.
Reliability Score5.0/ 10Pie provides access to cyber insurance quotes from carrier partners.
Reliability Score5.8/ 10Relm lists cyber insurance for placement through brokers.
Reliability ScoreResilience markets cyber insurance on a primary or excess basis.
Reliability Score5.0/ 10RiskCube arranges cyber insurance for startups.
Reliability Score5.9/ 10Risklytics arranges cyber insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10Add-on for select buyers purchasing another business policy; phone quote route.
Reliability ScoreStartupInsurance.ai arranges cyber insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges cyber insurance for small businesses.
Reliability Score5.0/ 10Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.
Reliability ScoreThe Hartford offers cyber insurance and data-breach coverage.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.
Reliability Score6.1/ 10USI arranges cyber insurance.
Reliability Score5.3/ 10Vouch lists cyber liability in its technology-company programs.
Reliability Score5.0/ 10WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.
Reliability Score5.0/ 10WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.
Reliability Score7.0/ 10Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.
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Gallagher Alternatives for D&O Insurance
AIG Directors & Officers Liability
Reliability ScoreAlliance Risk arranges directors and officers liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges directors and officers liability.
Reliability Score5.1/ 10Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement.
Reliability Score6.7/ 10Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.
Reliability Score6.2/ 10Executive First D&O liability materials describe separate public-company and private-company products.
Reliability Score7.0/ 10CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Reliability ScoreChubb offers directors and officers liability insurance for smaller privately held companies through ForeFront.
Reliability Score6.4/ 10- Reliability Score
Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations.
Reliability Score6.2/ 10Corgi lists directors and officers insurance among its business insurance offerings.
Reliability ScoreDistinct private-company and nonprofit D&O product pages; class and insurer vary by placement.
Reliability ScoreCoverdash lists directors and officers insurance in its coverage catalog.
Reliability Score5.1/ 10Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers.
Reliability Score6.3/ 10Embroker lists directors and officers insurance with a quote route.
Reliability Score5.1/ 10Founder Shield lists directors and officers insurance among its core offerings.
Reliability Score5.3/ 10Heffernan arranges directors and officers liability.
Reliability Score5.0/ 10HUB International arranges directors and officers liability insurance.
Reliability Score5.5/ 10Kinro lists directors and officers insurance and compares business details with carrier appetite.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges directors and officers liability insurance.
Reliability Score5.6/ 10Markel private and nonprofit D&O
Reliability Score7.1/ 10Marsh arranges directors and officers liability insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk.
Reliability ScoreNewfront lists D&O for private and public companies within its executive-risk services.
Reliability Score5.0/ 10Relm lists directors and officers liability for placement through brokers.
Reliability ScoreRiskCube arranges directors and officers liability insurance for startups.
Reliability Score5.9/ 10Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10StartupInsurance.ai arranges directors and officers liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges directors and officers liability insurance for small businesses.
Reliability Score5.0/ 10Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs.
Reliability ScoreThe Hartford offers directors and officers liability for private, public and nonprofit organizations.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers directors and officers liability insurance.
Reliability Score6.1/ 10USI arranges directors and officers liability insurance.
Reliability Score5.3/ 10Vouch lists directors and officers insurance in its technology-company programs.
Reliability Score5.0/ 10WithCoverage reviews D&O exposures in technology-company insurance programs and offers broker-transition support.
Reliability Score5.0/ 10Zurich markets directors and officers liability insurance.
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Gallagher Alternatives for Employee Health Benefits
AIG Medical Indemnity supplemental group health benefit
Reliability ScoreFounder Shield lists Employee Health & Benefits among its services.
Reliability Score5.3/ 10Heffernan advises employers on group health, dental and vision benefits.
Reliability Score5.0/ 10HUB International arranges employee health and benefits programs.
Reliability Score5.5/ 10Lockton arranges employee health and benefits programs.
Reliability Score5.6/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges employee health and benefits programs.
Reliability Score5.6/ 10Mylo helps employers with 2–99 employees compare and enroll in small-group health, dental and vision plans.
Reliability Score5.0/ 10Newfront offers employee-benefits advice and program design, including funding and pharmacy strategies.
Reliability Score5.0/ 10Baldwin’s filing attributes employee-benefit services to Insurance Advisory Solutions; commercial-sector pages describe employee-benefit solutions. This is advisory/benefits scope, not a medical plan catalogue.
Reliability ScoreUSI advises employers on health-plan design, medical costs, pharmacy and benefits administration.
Reliability Score5.3/ 10
Gallagher Alternatives for Employment Practices Liability Insurance
AIG Employment Practices Liability Insurance
Reliability ScoreAlliance Risk arranges employment practices liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges employment practices liability.
Reliability Score5.1/ 10Aon lists EPL for professional-services firms in a global practice; this does not establish eligibility for every U.S. employer or state.
Reliability Score6.7/ 10Beazley offers employment practices liability insurance for private organizations through ExecuGuard.
Reliability Score6.2/ 10BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.
Reliability Score7.0/ 10CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability.
Reliability ScoreChubb offers employment practices liability insurance.
Reliability Score6.4/ 10- Reliability Score
Coalition offers employment practices liability through its executive-risks product for private and nonprofit US organizations.
Reliability Score6.2/ 10Corgi lists employment practices liability among its business-insurance offerings.
Reliability ScoreNamed Employment Practices Liability product; examples and policy terms govern.
Reliability ScoreCoverdash lists employment practices coverage in its quote catalog.
Reliability Score5.1/ 10Cowbell offers Zurich Select Plus employment practices coverage for small and medium private companies, available through appointed Zurich E&S wholesalers.
Reliability Score6.3/ 10Embroker offers quotes for employment practices liability as an individual coverage.
Reliability Score5.1/ 10Founder Shield lists employment practices liability among its core coverage services.
Reliability Score5.3/ 10Heffernan arranges employment practices liability.
Reliability Score5.0/ 10HUB International arranges employment practices liability insurance.
Reliability Score5.5/ 10- Reliability Score
Lockton arranges employment practices liability insurance.
Reliability Score5.6/ 10Markel employment practices liability
Reliability Score7.1/ 10Marsh arranges employment practices liability insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide markets EPLI through small-business and management-liability channels; the reviewed pages do not establish a standard grant or eligibility.
Reliability ScoreNewfront lists employment practices liability within its executive-risk placement and coverage-negotiation services.
Reliability Score5.0/ 10Relm lists employment practices liability for placement through brokers.
Reliability ScoreRiskCube arranges employment practices liability insurance for startups.
Reliability Score5.9/ 10StartupInsurance.ai arranges employment practices liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges employment practices liability insurance for small businesses.
Reliability Score5.0/ 10Listed as employment-practices liability for the named commercial sector examples.
Reliability ScoreThe Hartford offers employment practices liability through business owner’s and management-liability products; EPL built into its business owner’s policy is not available in California, Minnesota, North Dakota or New York.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers employment practices liability insurance.
Reliability Score6.1/ 10USI arranges employment practices liability insurance.
Reliability Score5.3/ 10Vouch lists employment practices liability within its insurance programs for technology companies.
Reliability Score5.0/ 10WTW’s 2024 annual report describes employment-practices insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
Reliability Score7.0/ 10Zurich markets Employment Practices Liability Insurance (EPLI).
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Gallagher Alternatives for Equipment Breakdown Insurance
AIG Programs lists equipment breakdown in named program schedules including the manufactured-housing program; schedule-specific membership only.
Reliability ScoreAlliance Risk arranges equipment breakdown insurance.
Reliability Score5.8/ 10Chubb offers equipment breakdown insurance.
Reliability Score6.4/ 10- Reliability Score
Coverdash lists equipment breakdown in its quote catalog.
Reliability Score5.1/ 10HUB International arranges equipment breakdown insurance.
Reliability Score5.5/ 10- Reliability Score
Equipment-breakdown option within property coverage; standalone product not established
Reliability Score7.1/ 10Marsh arranges equipment breakdown insurance, including for data centers.
Reliability Score5.6/ 10Nationwide presents equipment breakdown under its BOP coverages; the individual policy controls inclusion and terms.
Reliability ScoreNewfront offers equipment breakdown solutions through its property practice.
Reliability Score5.0/ 10Listed as machinery/equipment breakdown for digital-infrastructure and transportation exposures.
Reliability ScoreTHREE lists equipment breakdown within the package; its displayed sample excludes machinery, equipment or listed vehicles that stop without an accident. Check the quoted form for the actual protection.
Reliability ScoreTravelers offers equipment breakdown insurance.
Reliability Score6.1/ 10
Gallagher Alternatives for Fidelity Bonds
AIG Crime and Fidelity product page; line membership is based on the named fidelity/bond product family, not a specific bond form.
Reliability ScoreBeazley offers fidelity bonds for financial institutions.
Reliability Score6.2/ 10- Reliability Score
Coverdash lists fidelity bonds for client losses from employee dishonesty on its surety-bond page.
Reliability Score5.1/ 10Founder Shield lists ERISA fidelity bonds among its specialized coverages.
Reliability Score5.3/ 10Heffernan arranges employee dishonesty bonds.
Reliability Score5.0/ 10HUB International arranges crime and fidelity coverage through its professional and executive risk practice.
Reliability Score5.5/ 10Insureon markets Fidelity Bonds; description does not establish insurer, policy terms, or individual availability.
Reliability Score- Reliability Score
Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage.
Reliability Score5.6/ 10Newfront lists fidelity and crime among its executive-risk brokerage coverages.
Reliability Score5.0/ 10TechInsurance arranges fidelity bonds addressing employee theft from clients.
Reliability Score5.0/ 10Baldwin’s professional-services coverage snapshot lists commercial crime/fidelity bond; it does not specify bond terms or eligibility.
Reliability ScoreTravelers offers ERISA fidelity bonds.
Reliability Score6.1/ 10Vouch lists fidelity bonds among its core protections for financial-services businesses.
Reliability Score5.0/ 10Zurich markets ERISA fidelity bond options; this product page identifies Zurich American Insurance Company as underwriter and states approved-state availability.
Reliability Score
Gallagher Alternatives for Fiduciary Liability Insurance
AIG Fiduciary Liability Insurance / Fiduciary Edge
Reliability ScoreAlliance Risk arranges fiduciary liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges fiduciary liability.
Reliability Score5.1/ 10Aon lists fiduciary liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10Beazley offers fiduciary liability insurance for private organizations through ExecuGuard.
Reliability Score6.2/ 10BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.
Reliability Score7.0/ 10CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Reliability ScoreChubb offers fiduciary liability insurance.
Reliability Score6.4/ 10- Reliability Score
Coalition offers fiduciary liability through its executive-risks product for private and nonprofit US organizations.
Reliability Score6.2/ 10Corgi lists fiduciary liability in its coverage catalog and package options.
Reliability ScoreNamed Fiduciary Liability product for benefit-plan exposures; law and policy terms govern.
Reliability ScoreCoverdash lists fiduciary coverage in its coverage hub.
Reliability Score5.1/ 10Cowbell offers Zurich Select Plus fiduciary liability for small and medium private companies, available through appointed Zurich E&S wholesalers.
Reliability Score6.3/ 10Embroker lists fiduciary liability with a quote route.
Reliability Score5.1/ 10Founder Shield lists fiduciary liability among its core coverages.
Reliability Score5.3/ 10Heffernan arranges fiduciary liability.
Reliability Score5.0/ 10HUB International arranges fiduciary liability insurance.
Reliability Score5.5/ 10- Reliability Score
Lockton arranges fiduciary liability insurance.
Reliability Score5.6/ 10Markel fiduciary liability
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide Management Liability & Specialty lists fiduciary liability as a distinct commercial-liability product; terms and availability remain quote-specific.
Reliability ScoreNewfront lists fiduciary coverage among its executive-risk brokerage services.
Reliability Score5.0/ 10Relm lists fiduciary liability for placement through brokers.
Reliability ScoreRiskCube arranges fiduciary liability insurance for startups.
Reliability Score5.9/ 10StartupInsurance.ai arranges fiduciary liability insurance for startups.
Reliability Score4.9/ 10Listed as fiduciary liability for named commercial-sector audiences.
Reliability ScoreThe Hartford offers fiduciary liability as a management-liability coverage option.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers fiduciary liability insurance.
Reliability Score6.1/ 10USI arranges fiduciary liability insurance.
Reliability Score5.3/ 10Zurich markets fiduciary liability insurance.
Reliability Score
Gallagher Alternatives for General Liability Insurance
AIG Programs general liability (three separate program scopes)
Reliability ScoreAlliance Risk arranges general liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges general liability insurance.
Reliability Score5.1/ 10Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.
Reliability Score6.7/ 10Beazley offers general liability insurance in packages such as its environmental-services policy.
Reliability Score6.2/ 10BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.
Reliability Score7.0/ 10- Reliability Score
CFC offers general liability within its property and casualty product.
Reliability ScoreChubb offers general liability insurance within its commercial package products.
Reliability Score6.4/ 10- Reliability Score
Corgi lists commercial general liability among its business insurance offerings.
Reliability ScoreCoterie offers general liability policies for small businesses through its partner distribution.
Reliability Score5.1/ 10GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.
Reliability ScoreCoverdash lists general liability in its Core Business coverage catalog with a quote route.
Reliability Score5.1/ 10Embroker offers a general liability quote route among its individual business coverages.
Reliability Score5.1/ 10ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.
Reliability Score5.8/ 10Founder Shield lists general liability among its core coverage offerings.
Reliability Score5.3/ 10Company CGL product page; line-specific CGL membership only.
Reliability ScoreHarper lists general liability in its business-insurance services and quote inquiry.
Reliability Score5.9/ 10Heffernan arranges general liability insurance.
Reliability Score5.0/ 10Hiscox offers general liability insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges general liability insurance.
Reliability Score5.5/ 10Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists general liability and compares available carrier options.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges general liability insurance.
Reliability Score5.6/ 10Markel small-business casualty and property
Reliability Score7.1/ 10Marsh arranges general liability insurance, including for data centers.
Reliability Score5.6/ 10- Reliability Score
Mylo compares general liability quotes from insurance carriers and also offers package options.
Reliability Score5.0/ 10Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.
Reliability ScoreNewfront includes general liability in its casualty placement services.
Reliability Score5.0/ 10Pie arranges general liability insurance through unaffiliated third-party insurers.
Reliability Score5.8/ 10Relm lists general liability insurance for placement through brokers.
Reliability ScoreRiskCube arranges general liability insurance for startups.
Reliability Score5.9/ 10Risklytics arranges general liability insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10- Reliability Score
StartupInsurance.ai arranges general liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges general liability insurance for small businesses.
Reliability Score5.0/ 10Listed as general liability for professional-services clients and as a consideration for other named business sectors.
Reliability ScoreThe Hartford offers general liability insurance.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers general liability insurance.
Reliability Score6.1/ 10USI arranges general liability insurance.
Reliability Score5.3/ 10Vouch lists general liability among the core coverages in its technology-company programs.
Reliability Score5.0/ 10WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.
Reliability Score5.0/ 10Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.
Reliability Score
Gallagher Alternatives for Intellectual Property Insurance
Alliance Risk arranges intellectual-property insurance for technology businesses.
Reliability Score5.8/ 10CFC offers intellectual-property insurance for eligible businesses with revenue up to $500 million, depending on industry.
Reliability ScoreFounder Shield arranges intellectual property insurance.
Reliability Score5.3/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges intellectual property insurance.
Reliability Score5.6/ 10- Reliability Score
Newfront’s life-science team arranges IP insurance contracts for life-science and technology clients.
Reliability Score5.0/ 10Risklytics arranges intellectual property insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10Listed as intellectual-property liability in the professional-services coverage snapshot.
Reliability Score
Gallagher Alternatives for Kidnap and Ransom Insurance
AIG CrisiSolution K&R and extortion
Reliability ScoreAon lists kidnap and ransom within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10CFC offers kidnap and ransom insurance, including a specialist marine product.
Reliability ScoreChubb offers kidnap and ransom insurance.
Reliability Score6.4/ 10named Management Liability coverage and configurable Epack 3 component
Reliability ScoreCorgi lists kidnap and ransom among its specialized business-insurance offerings.
Reliability ScoreCoverdash lists kidnap and ransom in its Cyber & Crime coverage catalog with a quote route.
Reliability Score5.1/ 10Heffernan arranges kidnap and ransom insurance.
Reliability Score5.0/ 10HUB International arranges kidnap and ransom insurance.
Reliability Score5.5/ 10- Reliability Score
Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance.
Reliability Score5.6/ 10- Reliability Score
Newfront lists kidnap and ransom among its executive-risk coverage services.
Reliability Score5.0/ 10Relm lists kidnap and ransom insurance for placement through brokers.
Reliability ScoreListed under professional and specialty risk on the real-estate page; no terms or eligibility are specified.
Reliability ScoreThe Hartford lists kidnap and ransom/extortion among its management-liability coverage options.
Reliability Score7.3/ 10Travelers offers kidnap and ransom insurance.
Reliability Score6.1/ 10USI arranges kidnap and ransom insurance.
Reliability Score5.3/ 10
Gallagher Alternatives for Product Liability Insurance
AIG Aviation Product Liability
Reliability ScoreAlliance Risk arranges product liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges product liability insurance for consumer-product businesses.
Reliability Score5.1/ 10Beazley offers product liability insurance for middle-to-large life-sciences organizations.
Reliability Score6.2/ 10BHSI lists primary products and completed-operations liability as a casualty product.
Reliability Score7.0/ 10CFC offers product liability within its life-science and nutraceutical policies.
Reliability Score- Reliability Score
Coverdash lists product liability in its Excess & Specialty catalog with a quote route.
Reliability Score5.1/ 10Embroker lists product liability insurance for companies that produce, distribute or sell products.
Reliability Score5.1/ 10Founder Shield lists product liability insurance.
Reliability Score5.3/ 10Harper includes product liability in its coverage directory.
Reliability Score5.9/ 10HUB International arranges product liability insurance.
Reliability Score5.5/ 10Lockton arranges product liability insurance.
Reliability Score5.6/ 10Markel products liability
Reliability Score7.1/ 10Newfront lists product liability among its casualty placement coverages.
Reliability Score5.0/ 10Relm lists product liability insurance for placement through brokers.
Reliability ScoreStartupInsurance.ai arranges product liability insurance for startups.
Reliability Score4.9/ 10USI arranges product liability insurance.
Reliability Score5.3/ 10Vouch lists product liability among the core coverages in its technology-company programs.
Reliability Score5.0/ 10WithCoverage includes product liability in its consumer insurance-program review services.
Reliability Score5.0/ 10
Gallagher Alternatives for Product Recall Insurance
AIG Multinational and Talbot market multinational Product Recall Insurance for named component-part, consumer-goods/topical/consumer-health and finished-goods segments; not an unrestricted U.S. standalone product, and the flyer does not resolve a specific policy issuer, account terms or jurisdiction-specific availability.
Reliability ScoreAlliance Risk arranges product recall insurance.
Reliability Score5.8/ 10Amelia Risk arranges product-recall insurance for consumer-product businesses.
Reliability Score5.1/ 10Beazley offers product recall insurance through its manufacturing risk product.
Reliability Score6.2/ 10CFC offers product-recall and contaminated-product-recall insurance.
Reliability ScoreChubb offers product recall insurance for businesses handling finished consumer goods.
Reliability Score6.4/ 10Coverdash lists product recall in its Excess & Specialty catalog with a quote route.
Reliability Score5.1/ 10HUB International arranges product recall insurance.
Reliability Score5.5/ 10Newfront includes product recall in the life-science insurance programs it designs.
Reliability Score5.0/ 10WithCoverage includes product recall in its consumer insurance-program review services.
Reliability Score5.0/ 10
Gallagher Alternatives for Professional Liability (E&O) Insurance
AIG entity-based Professional Liability / Specialty Professional E&O
Reliability ScoreAlliance Risk arranges professional liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges professional errors and omissions insurance for startups.
Reliability Score5.1/ 10Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.
Reliability Score6.7/ 10At-Bay offers primary miscellaneous professional liability insurance.
Reliability Score6.2/ 10Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.
Reliability Score6.2/ 10Professional First materials describe a professional-liability portfolio with several professions and service types.
Reliability Score7.0/ 10- Reliability Score
CFC offers professional liability insurance for professional-service businesses.
Reliability ScoreChubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.
Reliability Score6.4/ 10currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component
Reliability ScoreCoalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.
Reliability Score6.2/ 10Corgi lists miscellaneous errors and omissions coverage for service-based businesses.
Reliability ScoreCoterie lists miscellaneous professional liability for eligible small businesses in participating states.
Reliability Score5.1/ 10Several separately scoped professional-liability programs; do not generalize terms across professions.
Reliability ScoreCoverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.
Reliability Score5.1/ 10Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.
Reliability Score5.1/ 10ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.
Reliability Score5.8/ 10Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.
Reliability Score5.3/ 10Professional E&O product page.
Reliability ScoreHarper includes professional liability in its coverage directory and quote intake as claims about work or advice.
Reliability Score5.9/ 10Heffernan arranges professional errors and omissions insurance for small businesses.
Reliability Score5.0/ 10Hiscox offers professional errors and omissions insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges professional errors and omissions insurance.
Reliability Score5.5/ 10Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges professional errors and omissions insurance.
Reliability Score5.6/ 10Markel ProBiz miscellaneous E&O
Reliability Score7.1/ 10Marsh arranges professional errors and omissions insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo compares professional liability quotes for claims from clients unhappy with professional services.
Reliability Score5.0/ 10Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.
Reliability ScoreNewfront lists errors and omissions among its executive-risk coverage services.
Reliability Score5.0/ 10Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.
Reliability Score5.8/ 10Relm lists professional errors and omissions insurance for placement through brokers.
Reliability Score- Reliability Score
StartupInsurance.ai arranges professional errors and omissions insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges professional errors and omissions insurance for small businesses.
Reliability Score5.0/ 10Listed as professional liability/E&O for professional-services and government-contractor audiences.
Reliability ScoreThe Hartford offers professional liability insurance for service businesses.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers professional errors and omissions insurance.
Reliability Score6.1/ 10USI arranges professional errors and omissions insurance.
Reliability Score5.3/ 10Vouch lists errors and omissions among the core coverages in its professional-services programs.
Reliability Score5.0/ 10WithCoverage includes errors and omissions in its technology insurance-program review services.
Reliability Score5.0/ 10WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.
Reliability Score7.0/ 10Zurich markets professional errors and omissions insurance.
Reliability Score
Gallagher Alternatives for Representations and Warranties Insurance
AIG Representations & Warranties Insurance
Reliability ScoreBeazley offers representations and warranties insurance.
Reliability Score6.2/ 10BHSI lists Representations & Warranties Insurance within its Transactional Liability products.
Reliability Score7.0/ 10CFC offers buyer-side and seller-side representations and warranties insurance.
Reliability ScoreChubb offers representations and warranties insurance within its offering for large US- and Canadian-based multinational companies.
Reliability Score6.4/ 10Corgi lists representations and warranties insurance for M&A buyers and sellers.
Reliability ScoreCoverdash arranges representations and warranties insurance for mergers and acquisitions.
Reliability Score5.1/ 10Founder Shield lists representations and warranties insurance for mergers and acquisitions.
Reliability Score5.3/ 10Heffernan arranges representations and warranties insurance.
Reliability Score5.0/ 10HUB International arranges representations and warranties insurance.
Reliability Score5.5/ 10- Reliability Score
Lockton arranges representations and warranties insurance.
Reliability Score5.6/ 10Newfront arranges representations and warranties insurance as part of its mergers-and-acquisitions transaction-liability services.
Reliability Score5.0/ 10The M&A practice says its team can negotiate and place representations-and-warranty policies.
Reliability ScoreUSI arranges representations and warranties insurance.
Reliability Score5.3/ 10
Gallagher Alternatives for Surety Bonds
Aon markets Commercial Surety globally and says availability depends on jurisdiction; the page does not establish U.S. placement availability.
Reliability Score6.7/ 10BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.
Reliability Score7.0/ 10Chubb offers surety bonds.
Reliability Score6.4/ 10- Reliability Score
Coverdash lists surety bonds in its Excess & Specialty catalog with a quote route.
Reliability Score5.1/ 10Embroker arranges construction-contract and license or permit surety bonds.
Reliability Score5.1/ 10Harper arranges license, permit and contract surety bonds.
Reliability Score5.9/ 10Heffernan arranges surety bonds, including through a linked online bond portal.
Reliability Score5.0/ 10HUB International arranges surety bonds.
Reliability Score5.5/ 10Insureon markets Small Business Surety Bonds; description does not establish insurer, policy terms, or individual availability.
Reliability Score- Reliability Score
Lockton arranges surety bonds.
Reliability Score5.6/ 10Markel Surety bonds
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds.
Reliability Score5.6/ 10- Reliability Score
Mylo compares commercial surety-bond quotes for license or permit obligations.
Reliability Score5.0/ 10Nationwide markets commercial surety bonds. A bond is a contractual guarantee and is not interchangeable with an insurance policy.
Reliability ScoreNewfront arranges contract and commercial surety bonds.
Reliability Score5.0/ 10Relm lists contract surety for placement through brokers.
Reliability ScoreStartupInsurance.ai arranges surety bonds for startups.
Reliability Score4.9/ 10TechInsurance arranges surety bonds for small businesses.
Reliability Score5.0/ 10Dedicated surety practice describes bond advisory/placement across contract, commercial and subdivision contexts.
Reliability ScoreTravelers offers surety bonds.
Reliability Score6.1/ 10USI arranges contract, commercial and international surety bonds.
Reliability Score5.3/ 10WTW’s 2024 annual report describes a global bond-placement team. This is a dated global group capability, not evidence of current U.S. placement terms or eligibility.
Reliability Score7.0/ 10Zurich markets construction and corporate surety bonds.
Reliability Score
Gallagher Alternatives for Tech E&O Insurance
AIG Technology Services E&O; the page separately identifies coverage for technology-service performance errors or omissions. Membership only, not a detailed accepted Tech E&O offering.
Reliability ScoreAlliance Risk arranges technology errors and omissions insurance.
Reliability Score5.8/ 10Amelia Risk arranges technology errors and omissions insurance for technology businesses.
Reliability Score5.1/ 10At-Bay offers primary and excess technology errors and omissions insurance for businesses with revenue up to $5 billion.
Reliability Score6.2/ 10Beazley offers technology errors and omissions insurance through MediaTech for small technology and business-services companies.
Reliability Score6.2/ 10Professional First materials identify Technology E&O as a professional-liability product.
Reliability Score7.0/ 10CFC offers technology errors and omissions for technology businesses.
Reliability ScoreChubb offers technology errors and omissions insurance through DigiTech ERM for technology companies.
Reliability Score6.4/ 10- Reliability Score
Coalition offers technology errors and omissions together with Active Cyber coverage for businesses that provide a technology product or service.
Reliability Score6.2/ 10Corgi lists technology errors and omissions insurance for technology products and services.
Reliability ScoreCoverdash lists technology errors and omissions in its Professional & Management catalog, separately from professional liability.
Reliability Score5.1/ 10Cowbell markets combined technology errors and omissions and cyber coverage, plus follow-form excess, for technology businesses with revenue up to $1 billion.
Reliability Score6.3/ 10Embroker offers blended technology errors and omissions and cyber coverage through appointed brokers for private, for-profit technology companies with revenue below $300 million, excluding crypto, blockchain and cannabis businesses.
Reliability Score5.1/ 10Technology/creative class within broader E&O; no separate technology form established.
Reliability ScoreHUB International arranges technology errors and omissions insurance.
Reliability Score5.5/ 10- Reliability Score
Markel Cyber 360 technology professional liability component (standalone product not established)
Reliability Score7.1/ 10Marsh arranges technology errors and omissions insurance.
Reliability Score5.6/ 10Newfront lists technology errors and omissions among its cyber-risk placement coverages.
Reliability Score5.0/ 10Relm lists technology errors and omissions insurance for placement through brokers.
Reliability ScoreResilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue.
Reliability Score5.0/ 10RiskCube arranges technology errors and omissions insurance for startups.
Reliability Score5.9/ 10Risklytics arranges technology errors and omissions insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10StartupInsurance.ai arranges technology errors and omissions insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges technology errors and omissions and cyber coverage for technology businesses.
Reliability Score5.0/ 10The Hartford offers technology errors and omissions coverage through its FailSafe product.
Reliability Score7.3/ 10Travelers offers technology errors and omissions insurance through CyberRisk Tech for technology and life-sciences companies.
Reliability Score6.1/ 10USI arranges technology errors and omissions insurance.
Reliability Score5.3/ 10Vouch lists technology errors and omissions among the core coverages in its technology-company programs.
Reliability Score5.0/ 10Zurich markets technology errors and omissions insurance.
Reliability Score
Gallagher Alternatives for Umbrella and Excess Liability Insurance
AIG Excess Casualty (lead umbrella and mid/high excess)
Reliability ScoreAlliance Risk arranges umbrella and excess liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges umbrella and excess liability.
Reliability Score5.1/ 10Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.
Reliability Score6.7/ 10BHSI lists lead umbrella and excess casualty within its U.S. casualty products.
Reliability Score7.0/ 10- Reliability Score
CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.
Reliability ScoreChubb offers umbrella and excess liability insurance.
Reliability Score6.4/ 10- Reliability Score
Corgi lists commercial umbrella liability insurance.
Reliability ScoreCoverdash lists umbrella and excess liability insurance.
Reliability Score5.1/ 10Founder Shield lists umbrella insurance.
Reliability Score5.3/ 10Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.
Reliability ScoreHarper arranges umbrella insurance.
Reliability Score5.9/ 10Heffernan arranges excess and umbrella insurance.
Reliability Score5.0/ 10HUB International arranges umbrella and excess liability insurance.
Reliability Score5.5/ 10Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists umbrella and excess liability insurance.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges umbrella and excess liability insurance.
Reliability Score5.6/ 10Markel excess casualty and umbrella
Reliability Score7.1/ 10Mylo compares commercial umbrella quotes from insurers.
Reliability Score5.0/ 10Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form.
Reliability ScoreNewfront arranges umbrella and excess liability insurance through its casualty practice.
Reliability Score5.0/ 10Relm lists excess liability for placement through brokers.
Reliability ScoreRisklytics arranges umbrella insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10StartupInsurance.ai arranges umbrella and excess liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges commercial umbrella insurance for small businesses.
Reliability Score5.0/ 10Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy.
Reliability ScoreThe Hartford lists commercial umbrella insurance among its business coverage options.
Reliability Score7.3/ 10Travelers offers commercial umbrella and excess liability insurance.
Reliability Score6.1/ 10USI arranges umbrella and excess liability.
Reliability Score5.3/ 10Vouch lists umbrella among core coverages for technology companies.
Reliability Score5.0/ 10WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses.
Reliability Score5.0/ 10Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.
Reliability Score
Gallagher Alternatives for Workers’ Compensation Insurance
AIG Workers’ Compensation options by distinct channel
Reliability ScoreAlliance Risk arranges workers’ compensation insurance.
Reliability Score5.8/ 10Amelia Risk arranges workers’ compensation insurance.
Reliability Score5.1/ 10Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.
Reliability Score6.7/ 10- Reliability Score
Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.
Reliability Score6.4/ 10- Reliability Score
Corgi lists workers’ compensation insurance.
Reliability ScoreCoverdash lists workers’ compensation insurance.
Reliability Score5.1/ 10Embroker arranges workers’ compensation insurance.
Reliability Score5.1/ 10ERGO NEXT offers workers’ compensation insurance for small businesses.
Reliability Score5.8/ 10Founder Shield lists workers’ compensation insurance.
Reliability Score5.3/ 10Workers’ compensation page; state requirements vary.
Reliability ScoreHarper arranges workers’ compensation insurance.
Reliability Score5.9/ 10Heffernan arranges workers’ compensation insurance.
Reliability Score5.0/ 10Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.
Reliability Score6.1/ 10HUB International arranges workers’ compensation insurance.
Reliability Score5.5/ 10Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.
Reliability Score5.0/ 10- Reliability Score
Lockton arranges workers’ compensation insurance.
Reliability Score5.6/ 10Markel Workers Compensation
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo compares workers’ compensation options from insurers.
Reliability Score5.0/ 10Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.
Reliability ScoreNewfront arranges workers’ compensation insurance through its casualty practice.
Reliability Score5.0/ 10Pie Insurance offers workers’ compensation insurance for small businesses.
Reliability Score5.8/ 10Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10- Reliability Score
StartupInsurance.ai arranges workers’ compensation insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges workers’ compensation insurance for small businesses.
Reliability Score5.0/ 10Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.
Reliability ScoreThe Hartford offers workers’ compensation insurance.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers workers’ compensation insurance.
Reliability Score6.1/ 10USI arranges workers’ compensation insurance.
Reliability Score5.3/ 10Vouch lists workers’ compensation among core coverages for technology companies.
Reliability Score5.0/ 10WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.
Reliability Score5.0/ 10Zurich markets workers’ compensation insurance.
Reliability Score
Sources for Gallagher Alternatives
- Technology Insurance. Gallagher; Introduction; Solutions and coverages for the technology industry: Technology errors and omissions including cyber, Intellectual property insurance, Product liability, Employee benefits; Data-driven insights; global network. Accessed 2026-09-16.
- Executive and Financial Risk Insurance. Gallagher; Opening (insurance broking and placement); three key services; Directors and Officers; IPO and direct listings; Employment Practices; Fiduciary; Employee Dishonesty (Crime) and Fidelity Bond; Kidnap, Ransom and Extortion; M&A Transactional Insurance. Accessed 2026-09-16.
- The Right Insurance for Your Small Business. Gallagher Small Business; Choose Your Coverage: Business Owner’s Policy, General Liability, Professional Liability/Errors and Omissions, Buildings and Property, Auto, Workers’ Comp; carrier network placement; contact route. Accessed 2026-09-16.
- Legal Information. Gallagher Small Business; Producer identification immediately above Quick Links. Accessed 2026-09-16.
- Woodruff Sawyer Is Now Gallagher. Gallagher; Opening; Executive and Financial Risk consulting; Continued access to client portals; contact form. Accessed 2026-09-16.
- Insurance for Technology & IT Businesses. Gallagher Small Business; Protection for IT Professionals & Their Technology-Based Businesses; recommended coverage menu, including Surety Bond Programs; Connect With An Advisor. Accessed 2026-09-16.
- Connect With an Advisor. Gallagher Small Business; Form fields from company name through annual revenue; acknowledgment. Accessed 2026-09-16.
- Contact Us. Gallagher Small Business; Get a Quote; Speak With An Advisor; Schedule Time with Us. Accessed 2026-09-16.
- Compensation Disclosure. Gallagher; Commissions and Fees; Contingent Commissions; Supplemental Commissions; Other Carrier Services. Accessed 2026-09-16.