What Does Equipment Breakdown Insurance from Gallagher Cover?

What Is Gallagher’s Role in Equipment Breakdown Insurance?

• Gallagher's property insurance and risk management team places boiler and machinery coverage with outside underwriters as part of its broader property practice; Gallagher does not underwrite the policy itself. ¹

  Company-reported.Group-level property practice page.

Who Issues Gallagher Equipment Breakdown Insurance?

• The property practice page does not name the insurer that would issue a boiler-and-machinery policy. ¹

  Not publicly disclosed.Checked the property practice page.

Coverage Features of Gallagher Equipment Breakdown Insurance

• Gallagher lists boiler and machinery alongside builder's risk, catastrophic coverage and other property specialties as one of the coverages its property practice arranges, but the page gives no equipment-breakdown-specific insuring-agreement detail such as covered equipment types or breakdown causes. ¹

  Company-reported.Group-level property practice page; a service-menu listing, not a policy summary.

Gallagher Equipment Breakdown Insurance Limits and Retentions

• The property practice page does not publish limits, deductibles or premiums for boiler and machinery coverage. ¹

  Not publicly disclosed.Checked the property practice page.

What Risk Services Come With Gallagher Equipment Breakdown Insurance?

• Gallagher's property practice describes risk analysis, loss-control consulting and appraisal services through its affiliate Gallagher Bassett Services as part of the broader property offering that includes boiler and machinery. ¹

  Company-reported.Group-level property practice page; these services are described at the practice level, not confirmed as included with every equipment-breakdown placement.

Other Coverage Lines Documented for Gallagher

• Gallagher Builders Risk Insurance

• Gallagher Business Owner’s Policy

• Gallagher Commercial Auto Insurance

• Gallagher Commercial Property Insurance

• Gallagher Crime Insurance

• Gallagher Cyber Insurance

• Gallagher D&O Insurance

• Gallagher Employee Health Benefits

• Gallagher Employment Practices Liability Insurance

• Gallagher Fidelity Bonds

• Gallagher Fiduciary Liability Insurance

• Gallagher General Liability Insurance

• Gallagher Intellectual Property Insurance

• Gallagher Kidnap and Ransom Insurance

• Gallagher Product Liability Insurance

• Gallagher Product Recall Insurance

• Gallagher Professional Liability (E&O) Insurance

• Gallagher Representations and Warranties Insurance

• Gallagher Surety Bonds

• Gallagher Tech E&O Insurance

• Gallagher Umbrella and Excess Liability Insurance

• Gallagher Workers’ Compensation Insurance

Sources for Gallagher Equipment Breakdown Insurance

1. Property Insurance. Gallagher; Our services include: Risks analysis and consulting, Coverage review, Manuscript forms, Loss prevention and loss control, Catastrophic coverage and catastrophe modeling, Claims management, Benchmarking, Builder's risk, Boiler and machinery, International; Appraisal services via Gallagher Bassett Services; Property Insurance Summary: Claims advocacy, Coverage across your entire business, Global reach, Proprietary appraisal services. Accessed 2026-09-16.