What Does Product Recall Insurance from Gallagher Cover?

What Is Gallagher’s Role in Product Recall Insurance?

• Gallagher's Product Recall team places Product Recall, Product Contamination and Restaurant Contamination insurance with outside carriers; Gallagher does not underwrite the policy. ¹

  Company-reported.Group-level product recall practice page.

Who Issues Gallagher Product Recall Insurance?

• The product recall page says Gallagher works directly with leading carriers globally but does not name the specific insurer that would issue a given client's policy. ¹

  Not publicly disclosed.Checked the group-level product recall practice page.

Who Is Gallagher Product Recall Insurance For?

• Gallagher markets this coverage to manufacturers and supply-chain participants across food and beverage, automotive, medical device, pharmaceutical, restaurant and consumer-goods segments, citing 2023 US recall counts including 916 vehicle recall types, 975 medical device recalls, 517 pharmaceutical recalls and 322 consumer good recalls. ¹

  Company-reported.Group-level product recall practice page; industry-wide statistics, not eligibility criteria for a specific applicant.

Coverage Features of Gallagher Product Recall Insurance

• Gallagher says product recall insurance is designed to fill a gap left by general liability and product liability policies: it cites USDA data that roughly 80% of food and agribusiness losses from a food-borne illness event fall outside a standard product liability policy's scope. ¹

  Company-reported.Group-level product recall practice page; a general market statistic attributed to USDA, not specific to any client's policy.

Gallagher Product Recall Insurance Limits and Retentions

• The product recall page does not publish limits, retentions or premium ranges. ¹

  Not publicly disclosed.Checked the group-level product recall practice page.

What Risk Services Come With Gallagher Product Recall Insurance?

• Gallagher says its Product Recall team consists of specialists who spend all their time on this risk, and that it provides claims advocacy, forensic accounting, contractual feedback on recall liability, regulatory consulting, coverage advisory, business-continuity planning and staff training tied to a recall event. ¹

  Company-reported.Group-level product recall practice page.

Gallagher vs Other Product Recall Insurance Providers

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  Gallagher vs AIG

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  Gallagher vs Alliance Risk

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  Gallagher vs Amelia Risk

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  Gallagher vs Beazley

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  Gallagher vs CFC

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  Gallagher vs Chubb

Other Coverage Lines From Gallagher

• Gallagher Builders Risk Insurance

• Gallagher Business Owner’s Policy

• Gallagher Commercial Auto Insurance

• Gallagher Commercial Property Insurance

• Gallagher Crime Insurance

• Gallagher Cyber Insurance

• Gallagher D&O Insurance

• Gallagher Employee Health Benefits

• Gallagher Employment Practices Liability Insurance

• Gallagher Equipment Breakdown Insurance

• Gallagher Fidelity Bonds

• Gallagher Fiduciary Liability Insurance

• Gallagher General Liability Insurance

• Gallagher Intellectual Property Insurance

• Gallagher Kidnap and Ransom Insurance

• Gallagher Product Liability Insurance

• Gallagher Professional Liability (E&O) Insurance

• Gallagher Representations and Warranties Insurance

• Gallagher Surety Bonds

• Gallagher Tech E&O Insurance

• Gallagher Umbrella and Excess Liability Insurance

• Gallagher Workers’ Compensation Insurance

Sources for Gallagher Product Recall Insurance

1. Product Recall Insurance. Gallagher; Opening on product defects and recall risk by industry; 2023 recall statistics; The Gallagher Product Recall team; Product recall insurance coverage; Understanding coverage gaps between product liability insurance and product recall insurance. Accessed 2026-09-23.