What Does Professional Liability (E&O) Insurance from Gallagher Cover?
Gallagher Small Business arranges professional liability (E&O) insurance for small businesses that provide a specific professional service, such as technology, accounting or legal work.
Gallagher Small Business Errors and Omissions Insurance · Updated
What Is Gallagher’s Role in Professional Liability (E&O) Insurance?
Gallagher Small Business arranges errors and omissions (E&O) coverage with partner carriers rather than underwriting the policy itself. 1
Company-reported.Gallagher Small Business's direct-to-small-business E&O product page.
Who Issues Gallagher Professional Liability (E&O) Insurance?
The E&O product page does not name the insurer that would issue a given business's policy. 1
Not publicly disclosed.Checked the E&O product page on 2026-09-23.
Who Is Gallagher Professional Liability (E&O) Insurance For?
Gallagher recommends E&O for small businesses that provide a specific professional service, naming technology, insurance, accounting, tax, wealth management and legal services, and lists doctors, lawyers, accountants, nurses, caregivers, counselors, social workers and engineers as example professionals; it also notes that many client contracts require carrying E&O. 1
Company-reported.Product page eligibility and recommended-professions lists; actual acceptance depends on underwriting.
Coverage Features of Gallagher Professional Liability (E&O) Insurance
Gallagher describes E&O as protecting against client charges of negligence or injury tied to professional services, covering losses, attorney fees and court costs regardless of fault, and specifically responding to alleged or actual negligence, personal injury, copyright infringement, punitive damages, and claims against past work, temporary staff or independent contractors. 1
Company-reported.Product page coverage description; the issued policy and its exclusions control. Note this record excludes medical malpractice, which the page treats as a separate specialized coverage covered under its own line.
Gallagher's small-business team says the E&O market has seen consistent rate increases that have started to moderate, driven by higher claim frequency, litigation costs and a more litigious environment, and that insurers are more selective and require more detailed underwriting information. 1
Company-reported.Product page market-commentary section; a general market view, not a quote for any specific business.
Gallagher Professional Liability (E&O) Insurance Limits and Retentions
The E&O product page does not publish limits, deductibles or premiums; it directs prospective buyers to request a quote instead. 1
Not publicly disclosed.Checked the E&O product page on 2026-09-23.
How Do You Apply for Gallagher Professional Liability (E&O) Insurance?
Gallagher offers an online quote form, a small business advisor phone line (1-833-292-9441, Monday through Friday, 8 a.m. to 5 p.m., continental U.S.), and a scheduled callback request to start an E&O quote. 1
Company-reported.Product page "Get Covered Now" section.
Gallagher vs Other Professional Liability (E&O) Insurance Providers
Other Coverage Lines From Gallagher
Sources for Gallagher Professional Liability (E&O) Insurance
- Errors and Omissions Insurance. Gallagher Small Business; What is Errors and Omissions Insurance?; Do you need Errors and Omissions insurance?; Recommended for professionals including; E&O trends; An E&O policy protects you from; Consider this claim scenario; Get Covered Now. Accessed 2026-09-23.