What Does Employment Practices Liability Insurance from Gallagher Cover?
Gallagher places employment practices liability (EPL) insurance for claims like sexual harassment and wrongful termination, and advises on limits and program design.
Gallagher Employment Practices Liability (EPL) Insurance · Updated
What Is Gallagher’s Role in Employment Practices Liability Insurance?
Gallagher's Executive and Financial Risk practice places EPL insurance with outside carriers and advises on limits and program design; it does not underwrite the policy. 1
Company-reported.Group-level executive-and-financial-risk practice page.
Who Issues Gallagher Employment Practices Liability Insurance?
The executive-and-financial-risk page does not name the insurer that would issue a given client's EPL policy. 1
Not publicly disclosed.Checked the group-level executive-and-financial-risk practice page.
Who Is Gallagher Employment Practices Liability Insurance For?
Gallagher says its EPL exposure modeling accounts for an organization's employee count, employee type and mix, and location of operations, reflecting that EPL claim size correlates with organization size and diversity. 1
Company-reported.Group-level executive-and-financial-risk practice page.
Gallagher Employment Practices Liability Coverage Features
Gallagher describes EPL coverage as responding to claims such as sexual harassment and wrongful termination, protecting against both class actions and single-plaintiff claims. 1
Company-reported.Group-level executive-and-financial-risk practice page; a service description, not a specific policy's insuring agreement or exclusions.
Gallagher Employment Practices Liability Limits and Retentions
The page does not publish specific EPL limits or premium ranges; it describes only the benchmarking process used to recommend limits. 1
Not publicly disclosed.Checked the group-level executive-and-financial-risk practice page.
Gallagher Employment Practices Liability Insurance Risk Services
Gallagher says it uses client data and predictive models, plus benchmarking and contract analysis, to guide EPL limits advice, and maintains its own EPL and Wage and Hour loss databases, including a review of historical losses exceeding $1 million drawn from a database it says it began building in 1997. 1
Company-reported.Group-level executive-and-financial-risk practice page; Gallagher's own analytical tools, not independently audited.
Gallagher Employment Practices Liability Insurance Compared
Other Coverage Lines Documented for Gallagher
Sources for Gallagher Employment Practices Liability Insurance
- Executive and Financial Risk Insurance. Gallagher; Employment Practices Liability (EPL) insurance section. Accessed 2026-09-23.