What Does Business Owner’s Policy from Chubb Cover?
Chubb sells a business owner's policy combining property and liability coverage for small businesses with up to $30 million in revenue, with quotes available online.
What Is Chubb’s Role in Business Owner’s Policy?
Chubb underwrites its Business Owner's Policy directly, combining property and liability coverage into a single package positioned as the foundation of a small business's insurance portfolio. 1Chubb BOP product page; describes Chubb's own packaged small-business offering.
Who Is Chubb Business Owner’s Policy For?
Chubb says its BOP is available to small businesses with up to $30 million in revenue across more than 500 business classes, including technology, healthcare, retail, manufacturing and financial services. 1Chubb BOP eligibility list; a specific business's eligibility depends on underwriting.
What Coverage Features Does Chubb Business Owner’s Policy Include?
Chubb lists optional BOP enhancements including privacy and data breach coverage, employment practices liability, foreign liability with kidnap and ransom, equipment breakdown, water backup and sump overflow, and crime coverage such as forgery and employee dishonesty. 1Chubb BOP coverage-highlights list; availability of any enhancement depends on the issued policy and state.
What Limits and Retentions Does Chubb Business Owner’s Policy Have?
The reviewed BOP page does not publish specific coverage limits, sublimits or deductibles for the base policy or its enhancements. 1Chubb BOP product page as read on 2026-09-23.
What Risk Services Come With Chubb Business Owner’s Policy?
Chubb markets a 'Total Account Solution' that lets a BOP holder add umbrella, workers' compensation, commercial auto, ForeFront management liability and Cyber ERM/DigiTech ERM coverage from the same carrier. 1Chubb BOP product page; each added line is underwritten and priced separately.
How Do You Apply for Chubb Business Owner’s Policy?
You can request a Chubb BOP quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place the policy on your behalf. 1Chubb BOP product page call-to-action sections for business owners and for agents and brokers.
How Does Chubb Handle Business Owner’s Policy Claims?
Chubb reports 24/7 claims reporting and a dedicated Small Commercial claims email address, and says 93% of policyholders with a paid claim from 2022-2025 were highly satisfied with their claim experience. 3,4Claims and report-a-claim pages describe claims handling across Chubb's commercial book generally, not exclusively for BOP; the satisfaction figure is a company-reported survey result.
How Does Chubb Compare With Other Business Owner’s Policy Providers?
Other Coverage Lines From Chubb
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