What Does Workers’ Compensation Insurance from Chubb Cover?

What Is Chubb’s Role in Workers’ Compensation Insurance?

• Chubb underwrites workers' compensation insurance directly for small businesses, crafted to pair with a Chubb BOP for combined policy and claims service. ¹

  Company-reported.Workers' Compensation for Small Business product page.

Who Is Chubb Workers’ Compensation Insurance For?

• Chubb says this policy covers small businesses with as little as one employee up to $30 million in revenue, across a wide range of classes including technology. ^1,2

  Company-reported.Coverage-highlights list on the small-business workers' compensation page.

Coverage Features of Chubb Workers’ Compensation Insurance

• Chubb lists coverage for medical expenses and lost wages, a waiver of subrogation option, various employer liability limits, and occasional international travel coverage available through a foreign package policy. ¹

  Company-reported.Coverage-highlights list; specific options depend on the issued policy.

Chubb Workers’ Compensation Insurance Limits and Retentions

• The reviewed page does not publish specific dollar limits for medical expense or employer liability coverage, describing employer liability limits only as "various." ¹

  Not found in reviewed sources.Workers' Compensation for Small Business page as read on 2026-09-23.

What Risk Services Come With Chubb Workers’ Compensation Insurance?

• Chubb describes internal nurse case managers, a return-to-work program, pharmacy benefit management, preferred-provider network access, and a Special Investigative Unit for suspected fraud as part of its workers' compensation claims service. ¹

  Company-reported.Exceptional Service section of the small-business workers' compensation page; company-described service program.

How Do You Apply for Chubb Workers’ Compensation Insurance?

• You can request a quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place the policy. ¹

  Company-reported.Small-business workers' compensation page quote call-to-action for business owners and for agents and brokers.

How Does Chubb Handle Workers’ Compensation Insurance Claims?

• Chubb says it commits to adjuster contact within 24 hours of receiving a lost-time claim assignment, offers simple online claims reporting, and re-prices every medical bill according to each state's fee schedule. ¹

  Company-reported.Exceptional Service section; company-reported service commitments, not an independently verified outcome.

Chubb Workers’ Compensation Insurance Compared With Other Providers

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  Chubb vs AIG

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  Chubb vs Alliance Risk

• vs

  Chubb vs Amelia Risk

• vs

  Chubb vs Aon

• vs

  Chubb vs The Baldwin Group

• vs

  Chubb vs biBerk

Other Coverage Lines Documented for Chubb

• Chubb Builders Risk Insurance

• Chubb Business Owner’s Policy

• Chubb Cargo and Transit Insurance

• Chubb Commercial Auto Insurance

• Chubb Commercial Property Insurance

• Chubb Crime Insurance

• Chubb Cyber Insurance

• Chubb D&O Insurance

• Chubb Employment Practices Liability Insurance

• Chubb Equipment Breakdown Insurance

• Chubb Fiduciary Liability Insurance

• Chubb General Liability Insurance

• Chubb Inland Marine Insurance

• Chubb Kidnap and Ransom Insurance

• Chubb Management Liability Insurance

• Chubb Media Liability Insurance

• Chubb Product Recall Insurance

• Chubb Professional Liability (E&O) Insurance

• Chubb Representations and Warranties Insurance

• Chubb Surety Bonds

• Chubb Tech E&O Insurance

• Chubb Umbrella and Excess Liability Insurance

Sources for Chubb Workers’ Compensation Insurance

1. Workers' Compensation Insurance for Small Business. Chubb; Small Business Workers' Compensation Coverage Highlights; Exceptional Service; Total Account Solution. Accessed 2026-09-23.
2. Insurance for Technology Companies. Chubb; Products and services list naming workers' compensation among Chubb's technology-industry offerings. Accessed 2026-09-23.