What Does Employment Practices Liability Insurance from Chubb Cover?
Chubb sells employment practices liability insurance to private companies, not-for-profit and healthcare organizations as part of its ForeFront Portfolio, placed through agents and brokers.
Chubb ForeFront Portfolio Employment Practices Liability Insurance · Updated
What Is Chubb’s Role in Employment Practices Liability Insurance?
Chubb underwrites Employment Practices Liability (EPL) insurance as one of seven coverage parts within its ForeFront Portfolio, providing coverage aimed at private companies, not-for-profit organizations and healthcare organizations. 1
Company-reported.ForeFront Portfolio EPL product sheet.
Who Issues Chubb Employment Practices Liability Insurance?
Chubb's EPL product sheet states that insurance is provided by Federal Insurance Company and its U.S.-based Chubb underwriting company affiliates. 1
Company-reported.Product sheet insurer-disclosure footer; product and jurisdiction can still change which Chubb affiliate issues a given policy.
Coverage Features of Chubb Employment Practices Liability Insurance
Chubb says the policy covers EPL claims brought by past, present and prospective employees and independent contractors, uses a broad definition of "Employment Practices Wrongful Act," and includes early-engagement expense coverage for pre-matter and pre-tender expenses or early-settlement opportunity costs. 1
Company-reported.Coverage Highlights list; subject to the policy as issued.
Chubb says the EPL form builds in defense-provision optionality, including a Duty to Defend by Chubb option, and coverage for a written request to toll or waive a statute of limitations. 1
Company-reported.Coverage Highlights list.
Chubb Employment Practices Liability Insurance Limits and Retentions
The reviewed product sheet illustrates claim scenarios (settlements ranging from under $1 million to $350,000, with defense costs shown separately) but does not publish specific policy limits or retentions. 1
Not found in reviewed sources.Claims Scenarios section; illustrative examples, not policy terms.
Chubb Employment Practices Liability Insurance Risk Services
Chubb says EPL policyholders get access to ChubbWorks, a free online resource with loss-prevention tools for employment and employee issues, and integrated global coverage capabilities through Chubb's affiliated broker network for locally admitted policies where permissible. 1
Company-reported.Coverage Highlights list; company-described service program.
How Do You Apply for Chubb Employment Practices Liability Insurance?
Employment Practices Liability coverage is placed as part of the ForeFront Portfolio through an appointed agent or broker. 2
Company-reported.ForeFront Portfolio hub page describes Marketplace quoting for the portfolio generally.
Chubb Employment Practices Liability Insurance Compared
Other Coverage Lines Documented for Chubb
Sources for Chubb Employment Practices Liability Insurance
- The ForeFront Portfolio — Employment Practices Liability Insurance. Chubb; Employment Practices Liability Coverage Highlights; Misconception/Reality section; insurer disclosure line naming Federal Insurance Company. Accessed 2026-09-23.
- The ForeFront Portfolio. Chubb; Available Coverages: Employment Practices Liability Insurance listed among the ForeFront Portfolio's seven coverage parts. Accessed 2026-09-23.