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What Does Representations and Warranties Insurance from Chubb Cover?

Chubb sells representations and warranties (R&W) insurance to buyers or sellers in a merger or acquisition, covering certain unintentional breaches of the seller's representations.

Chubb Representations and Warranties (R&W) Insurance · Updated

What Is Chubb’s Role in Representations and Warranties Insurance?

  • Chubb underwrites representations and warranties (R&W) insurance directly, available to either buyers or sellers in an acquisition or merger transaction. 1

    Company-reported.R&W Insurance product page.

Who Is Chubb Representations and Warranties Insurance For?

  • Chubb's R&W product is part of its broader transactional risk suite serving large U.S. and Canadian multinational companies and their brokers; the reviewed pages do not state a minimum deal size for R&W specifically. 2

    Company-reported.Multinational large-accounts page Specialty Coverage list; R&W page does not itself state deal-size eligibility.

Coverage Features of Chubb Representations and Warranties Insurance

  • Chubb says the policy protects against financial losses, including defense costs, in excess of a retention, for certain unintentional and unknown breaches of the seller's representations and warranties made in the acquisition or merger agreement. 1

    Company-reported.R&W Insurance product page opening description and footnote.

  • For buyer-side policies, Chubb lists benefits including protection beyond the negotiated indemnity cap and survival limitations, protection against a seller's collectability or solvency risk, and support for distinguishing a bid in a competitive auction by requiring shorter survival periods and lower liability caps from the seller. 1

    Company-reported.Benefits of a Buyer-Side R&W Insurance Policy section.

  • For seller-side policies, Chubb says the coverage backstops negotiated indemnity obligations, which it calls a key benefit for private equity or venture capital funds at the end of their life cycle, and protects minority or passive sellers concerned about joint and several liability. 1

    Company-reported.Benefits of a Seller-Side R&W Insurance Policy section.

Chubb Representations and Warranties Insurance Limits and Retentions

  • The reviewed pages state that coverage applies in excess of a retention but do not publish specific limit, retention or premium figures; Chubb describes R&W policies as negotiated deal-by-deal. 1

    Not found in reviewed sources.R&W Insurance product page as read on 2026-09-23.

How Do You Apply for Chubb Representations and Warranties Insurance?

  • R&W insurance is placed through Chubb's transactional risk team working with the deal's buyer, seller and their brokers; the product page directs interested businesses to request a quote. 1

    Company-reported.R&W Insurance product page quote call-to-action.

Chubb Representations and Warranties Insurance Compared

Other Coverage Lines Documented for Chubb

Sources for Chubb Representations and Warranties Insurance

  1. Representations and Warranties (R&W) Insurance. Chubb; R&W Policy Highlights; Benefits of a Buyer-Side R&W Insurance Policy; Benefits of a Seller-Side R&W Insurance Policy. Accessed 2026-09-23.
  2. Multinational Insurance Coverage and Solutions for Large Accounts. Chubb; Specialty Coverage list: Representations & Warranties named among specialty coverages for large US and Canadian multinational companies. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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