What Does Professional Liability (E&O) Insurance from Chubb Cover?

What Is Chubb’s Role in Professional Liability (E&O) Insurance?

• Chubb underwrites professional errors and omissions coverage through Pro ERM, a single policy combining professional liability, media and cyber exposures for non-licensed professional-services firms. ¹

  Company-reportedCyber Insurance Coverage & Products page, Professional Enterprise Risk Management section.

Who Is Chubb Professional Liability (E&O) Insurance For?

• Chubb says Pro ERM is available to non-licensed professional-services firms of all sizes, naming examples including associations, consultants, business process administrators, event planners, interior and graphic design firms, marketing and PR firms, printers, staffing firms, travel agents and trustees. ¹

  Company-reportedPro ERM Target Clients list.

Coverage Features of Chubb Professional Liability (E&O) Insurance

• Beyond the Cyber ERM base, Chubb says Pro ERM adds E&O coverage including personal injury from professional services, a broadened definition of professional services that expressly includes professional technology services, coverage for independent contractors performing duties on the insured's behalf, automatic additional-insured status for clients when required by contract, and coverage for professional disciplinary proceedings. ¹

  Company-reportedPro ERM Product Features list; subject to the policy as issued.

Chubb Professional Liability (E&O) Insurance Limits and Retentions

• Chubb says Pro ERM includes coverage for 100% of defense costs for covered claims worldwide, but the reviewed page does not publish a separate liability limit or retention. ¹

  Company-reportedPro ERM Product Features list.

Chubb Professional Liability (E&O) Insurance Risk Services

• Chubb says Pro ERM policyholders get access to legal counsel with extensive professional-liability experience, in addition to the general cyber-incident-response services shared with Cyber ERM. ¹

  Company-reportedPro ERM Product Features list.

How Do You Apply for Chubb Professional Liability (E&O) Insurance?

• Agents and brokers can quote Pro ERM through Chubb's Cyber Central or Marketplace quoting platforms. ¹

  Company-reportedCyber Insurance Coverage & Products page quoting section.

Chubb Professional Liability (E&O) Insurance Compared

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Other Coverage Lines Documented for Chubb

• Chubb Builders Risk Insurance

• Chubb Business Owner’s Policy

• Chubb Cargo and Transit Insurance

• Chubb Commercial Auto Insurance

• Chubb Commercial Property Insurance

• Chubb Crime Insurance

• Chubb Cyber Insurance

• Chubb D&O Insurance

• Chubb Employment Practices Liability Insurance

• Chubb Equipment Breakdown Insurance

• Chubb Fiduciary Liability Insurance

• Chubb General Liability Insurance

• Chubb Inland Marine Insurance

• Chubb Kidnap and Ransom Insurance

• Chubb Management Liability Insurance

• Chubb Media Liability Insurance

• Chubb Product Recall Insurance

• Chubb Representations and Warranties Insurance

• Chubb Surety Bonds

• Chubb Tech E&O Insurance

• Chubb Umbrella and Excess Liability Insurance

• Chubb Workers’ Compensation Insurance

Sources for Chubb Professional Liability (E&O) Insurance

1. Cyber Insurance Coverage & Products. Chubb; Professional Enterprise Risk Management section: target clients and product features beyond Cyber ERM. Accessed 2026-09-23.
2. Insurance for Software Product & System Developers. Chubb; Financial-lines coverage solutions list for software and systems developers. Accessed 2026-09-23.