Insurance provider

Zurich U.S. Alternatives for Commercial Insurance Buyers

Zurich U.S. markets commercial property-casualty and specialty insurance through agent and broker channels. A buyer comparing it with other insurers or brokers should first align the risk, policy issuer and state, because published line labels do not establish equivalent coverage or price.

Absence from our documented catalogue does not establish that a coverage line is unavailable from a provider; it means our research does not yet document it.

What Should You Weigh When Choosing an Alternative to Zurich U.S.?

Chubb’s technology-industry catalogue lists general liability, and its property page also lists technology businesses among the industries it serves. Travelers’ technology-business page lists property, general liability, workers’ compensation, commercial auto and umbrella. Zurich lists those broad categories too, but the auto evidence used here is specific to rental fleets. These catalogue labels do not establish equivalent eligibility or policy terms. 3,4,5,6,7,8,9,10

The Hartford also publishes small-business products and commercial lines that overlap with portions of Zurich’s catalogue. Beazley and CFC publish specialty products in areas such as technology errors and omissions and cyber; their segment and product structures differ. Compare the actual policy form, issuing entity, business class and state for the same exposure. 11,12,13,14,15

Zurich’s materials point commercial buyers to agents and brokers. For any option, confirm the named insurer, distribution route, claim contact and policy terms before treating overlapping catalogue labels as comparable protection. 2,16,17,5

Zurich U.S. Alternatives for Builders Risk Insurance

  • AIG Builders Risk

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  • Alliance Risk arranges builders risk insurance.

    Reliability Score5.8/ 10
  • Aon names Construction Property/Builders Risk on its global construction page; confirm whether this line is offered for the buyer, state, and placement.

    Reliability Score6.7/ 10
  • BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.

    Reliability Score7.0/ 10
  • Chubb offers builders risk insurance.

    Reliability Score6.4/ 10
  • Inland Marine appetite category; separately, Ocean Marine lists Hull Builders Risk

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  • Coverdash lists builders risk among its property coverage options.

    Reliability Score5.1/ 10
  • Builder’s risk product page; policy-specific construction terms not established.

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  • Gallagher arranges builders risk.

    Reliability Score5.5/ 10
  • Harper includes builders risk in its construction and contractor insurance offering.

    Reliability Score5.9/ 10
  • Heffernan arranges builders risk.

    Reliability Score5.0/ 10
  • HUB International arranges builders risk insurance.

    Reliability Score5.5/ 10
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  • Markel builders risk

    Reliability Score7.1/ 10
  • Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance.

    Reliability Score5.6/ 10
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  • Nationwide lists builders risk among inland-marine products. The page does not establish project-specific coverage periods, valuation, or exclusions.

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  • StartupInsurance.ai arranges builders risk insurance for startups.

    Reliability Score4.9/ 10
  • Listed for digital-infrastructure projects and in commercial real-estate construction risk.

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  • WithCoverage reviews builders risk exposures in construction insurance programs and offers broker-transition support.

    Reliability Score5.0/ 10

Zurich U.S. Alternatives for Commercial Auto Insurance

  • AIG Truck Insurance Group commercial auto (scoped to for-hire trucking)

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  • Alliance Risk arranges commercial auto insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges commercial auto insurance for consumer-product businesses.

    Reliability Score5.1/ 10
  • Aon lists automobile liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.

    Reliability Score6.7/ 10
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  • Chubb offers commercial auto insurance.

    Reliability Score6.4/ 10
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  • Corgi links to trucking auto-liability coverage from its transportation menu.

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  • Coverdash lists commercial auto in its coverage catalog and invites quote requests.

    Reliability Score5.1/ 10
  • Embroker offers help obtaining commercial auto insurance and invites quote requests.

    Reliability Score5.1/ 10
  • Commercial auto product page; HNOA is not split out.

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  • Gallagher arranges commercial auto insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper lists commercial auto insurance and describes approaching insurers for customers.

    Reliability Score5.9/ 10
  • Heffernan arranges commercial auto insurance.

    Reliability Score5.0/ 10
  • HUB International arranges commercial auto insurance.

    Reliability Score5.5/ 10
  • Insureon markets Commercial Auto; description does not establish insurer, policy terms, or individual availability.

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  • As of September 16, 2026, Kinro lists commercial auto and describes matching business details to carrier appetite.

    Reliability Score5.0/ 10
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  • Lockton arranges commercial auto insurance.

    Reliability Score5.6/ 10
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  • As of September 16, 2026, Mylo invites commercial-auto quote requests and describes comparing policies from multiple insurers.

    Reliability Score5.0/ 10
  • Nationwide lists commercial auto in its small-business product catalogue. We couldn’t review the dedicated product page, so no vehicle, driver, or state terms are inferred.

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  • As of September 16, 2026, Newfront lists auto liability within its casualty placement services.

    Reliability Score5.0/ 10
  • StartupInsurance.ai arranges commercial auto insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges commercial auto insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed for government-contracting, transportation and digital-infrastructure exposures.

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  • The Hartford offers commercial auto insurance as a business coverage; small businesses cannot currently buy it online and may be quoted through a local agency.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers commercial auto insurance.

    Reliability Score6.1/ 10
  • USI arranges commercial auto insurance.

    Reliability Score5.3/ 10

Zurich U.S. Alternatives for Commercial Property Insurance

  • AIG Commercial Property / Retail Property

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  • Alliance Risk arranges property insurance.

    Reliability Score5.8/ 10
  • Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.

    Reliability Score6.7/ 10
  • Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.

    Reliability Score6.2/ 10
  • BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.

    Reliability Score7.0/ 10
  • CFC offers property coverage within its property and casualty product.

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  • Chubb offers commercial property insurance.

    Reliability Score6.4/ 10
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  • Coverdash lists commercial property in its coverage catalog.

    Reliability Score5.1/ 10
  • Embroker offers help obtaining commercial property insurance and invites property quote requests.

    Reliability Score5.1/ 10
  • ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.

    Reliability Score5.8/ 10
  • Founder Shield lists property insurance among its core offerings.

    Reliability Score5.3/ 10
  • Commercial property product page.

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  • Gallagher arranges commercial property insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper lists commercial property insurance and describes approaching insurance companies for customers.

    Reliability Score5.9/ 10
  • Heffernan arranges commercial property insurance.

    Reliability Score5.0/ 10
  • HUB International arranges commercial property insurance.

    Reliability Score5.5/ 10
  • Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.

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  • As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.

    Reliability Score5.0/ 10
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  • Lockton arranges commercial property insurance.

    Reliability Score5.6/ 10
  • Markel commercial property

    Reliability Score7.1/ 10
  • Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.

    Reliability Score5.6/ 10
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  • Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy.

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  • As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.

    Reliability Score5.0/ 10
  • Relm lists commercial property insurance for placement through brokers.

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  • Risklytics arranges commercial property insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • Offered as part of a BOP, rather than as a standalone policy.

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  • StartupInsurance.ai arranges commercial property insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges commercial property insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed for real-estate, professional-services and other named commercial sectors.

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  • The Hartford offers commercial property insurance.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers commercial property insurance.

    Reliability Score6.1/ 10
  • USI arranges commercial property insurance.

    Reliability Score5.3/ 10
  • As of September 16, 2026, Vouch lists business property for health care and life sciences programs.

    Reliability Score5.0/ 10
  • As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses.

    Reliability Score5.0/ 10
  • WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.

    Reliability Score7.0/ 10

Zurich U.S. Alternatives for Crime Insurance

  • AIG Crime Insurance / CrimeGuard Choice

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  • Alliance Risk arranges crime insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges employee crime (fidelity) insurance.

    Reliability Score5.1/ 10
  • Aon lists crime within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.

    Reliability Score6.7/ 10
  • Beazley offers commercial crime insurance.

    Reliability Score6.2/ 10
  • BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.

    Reliability Score7.0/ 10
  • CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

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  • Chubb offers crime coverage within its ForeFront portfolio for private, nonprofit and health care organizations.

    Reliability Score6.4/ 10
  • named Management Liability coverage and configurable Epack 3 component

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  • Coalition offers crime insurance through its executive-risks product for private and nonprofit US organizations.

    Reliability Score6.2/ 10
  • Corgi lists crime insurance among its main policies.

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  • Named Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy.

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  • Coverdash lists crime coverage in its catalog and invites quote requests.

    Reliability Score5.1/ 10
  • Cowbell offers a crime module in Zurich Select Plus for small and medium private companies, available through appointed Zurich E&S wholesalers.

    Reliability Score6.3/ 10
  • Embroker lists commercial crime and offers a corresponding quote path.

    Reliability Score5.1/ 10
  • Founder Shield lists crime insurance among its core offerings.

    Reliability Score5.3/ 10
  • Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred.

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  • Gallagher arranges crime insurance.

    Reliability Score5.5/ 10
  • Heffernan arranges crime insurance.

    Reliability Score5.0/ 10
  • HUB International arranges commercial crime insurance.

    Reliability Score5.5/ 10
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  • Lockton arranges commercial crime insurance.

    Reliability Score5.6/ 10
  • Markel Cyber 360 eCrime component (standalone product not established)

    Reliability Score7.1/ 10
  • Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance.

    Reliability Score5.6/ 10
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  • Nationwide markets commercial crime insurance and management-liability crime products; exact insuring agreements and fidelity form are not established here.

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  • As of September 16, 2026, Newfront lists fidelity and crime within its executive-risk services.

    Reliability Score5.0/ 10
  • Relm lists crime insurance for placement through brokers.

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  • RiskCube arranges commercial crime insurance for startups.

    Reliability Score5.9/ 10
  • StartupInsurance.ai arranges commercial crime insurance for startups.

    Reliability Score4.9/ 10
  • Listed as commercial crime or crime/fidelity within specified sectors.

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  • The Hartford offers crime insurance as a management-liability coverage option.

    Reliability Score7.3/ 10
  • Travelers offers commercial crime insurance.

    Reliability Score6.1/ 10
  • USI arranges crime insurance.

    Reliability Score5.3/ 10
  • As of September 16, 2026, Vouch lists crime among the coverages in its technology-company programs.

    Reliability Score5.0/ 10
  • WTW’s 2024 annual report describes crime insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.

    Reliability Score7.0/ 10

Zurich U.S. Alternatives for Cyber Insurance

  • AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)

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  • Alliance Risk arranges cyber liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges cyber insurance.

    Reliability Score5.1/ 10
  • Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.

    Reliability Score6.7/ 10
  • At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.

    Reliability Score6.2/ 10
  • Beazley offers cyber insurance for small and midsized businesses.

    Reliability Score6.2/ 10
  • BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.

    Reliability Score7.0/ 10
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  • CFC offers cyber insurance, including primary and excess products.

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  • Chubb offers cyber insurance.

    Reliability Score6.4/ 10
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  • Coalition offers cyber insurance.

    Reliability Score6.2/ 10
  • Corgi lists cyber insurance among its business insurance offerings.

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  • Coverdash lists cyber insurance in its coverage catalog.

    Reliability Score5.1/ 10
  • Cowbell offers standalone and excess cyber products through its insurance-agency business.

    Reliability Score6.3/ 10
  • Embroker lists cyber insurance with a quote route.

    Reliability Score5.1/ 10
  • Founder Shield lists cyber liability among its core offerings.

    Reliability Score5.3/ 10
  • Cyber product page; policy terms and limits not established.

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  • Gallagher arranges cyber insurance.

    Reliability Score5.5/ 10
  • Harper lists cyber insurance and describes approaching insurers for customers.

    Reliability Score5.9/ 10
  • Heffernan arranges cyber insurance.

    Reliability Score5.0/ 10
  • Hiscox offers cyber insurance for small businesses.

    Reliability Score6.1/ 10
  • HUB International arranges cyber insurance.

    Reliability Score5.5/ 10
  • Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.

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  • Kinro lists cyber liability and compares business details with carrier appetite.

    Reliability Score5.0/ 10
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  • Lockton arranges cyber insurance.

    Reliability Score5.6/ 10
  • Markel Cyber 360

    Reliability Score7.1/ 10
  • Marsh arranges cyber insurance.

    Reliability Score5.6/ 10
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  • Mylo invites cyber insurance quote requests and compares policies from multiple insurers.

    Reliability Score5.0/ 10
  • Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.

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  • Newfront places cyber insurance, negotiates policy wording and provides claims consultation.

    Reliability Score5.0/ 10
  • Pie provides access to cyber insurance quotes from carrier partners.

    Reliability Score5.8/ 10
  • Relm lists cyber insurance for placement through brokers.

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  • Resilience markets cyber insurance on a primary or excess basis.

    Reliability Score5.0/ 10
  • RiskCube arranges cyber insurance for startups.

    Reliability Score5.9/ 10
  • Risklytics arranges cyber insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • Add-on for select buyers purchasing another business policy; phone quote route.

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  • StartupInsurance.ai arranges cyber insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges cyber insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.

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  • The Hartford offers cyber insurance and data-breach coverage.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.

    Reliability Score6.1/ 10
  • USI arranges cyber insurance.

    Reliability Score5.3/ 10
  • Vouch lists cyber liability in its technology-company programs.

    Reliability Score5.0/ 10
  • WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.

    Reliability Score5.0/ 10
  • WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.

    Reliability Score7.0/ 10

Zurich U.S. Alternatives for D&O Insurance

  • AIG Directors & Officers Liability

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  • Alliance Risk arranges directors and officers liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges directors and officers liability.

    Reliability Score5.1/ 10
  • Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement.

    Reliability Score6.7/ 10
  • Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.

    Reliability Score6.2/ 10
  • Executive First D&O liability materials describe separate public-company and private-company products.

    Reliability Score7.0/ 10
  • CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

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  • Chubb offers directors and officers liability insurance for smaller privately held companies through ForeFront.

    Reliability Score6.4/ 10
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  • Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations.

    Reliability Score6.2/ 10
  • Corgi lists directors and officers insurance among its business insurance offerings.

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  • Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement.

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  • Coverdash lists directors and officers insurance in its coverage catalog.

    Reliability Score5.1/ 10
  • Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers.

    Reliability Score6.3/ 10
  • Embroker lists directors and officers insurance with a quote route.

    Reliability Score5.1/ 10
  • Founder Shield lists directors and officers insurance among its core offerings.

    Reliability Score5.3/ 10
  • Gallagher arranges directors and officers liability.

    Reliability Score5.5/ 10
  • Heffernan arranges directors and officers liability.

    Reliability Score5.0/ 10
  • HUB International arranges directors and officers liability insurance.

    Reliability Score5.5/ 10
  • Kinro lists directors and officers insurance and compares business details with carrier appetite.

    Reliability Score5.0/ 10
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  • Lockton arranges directors and officers liability insurance.

    Reliability Score5.6/ 10
  • Markel private and nonprofit D&O

    Reliability Score7.1/ 10
  • Marsh arranges directors and officers liability insurance.

    Reliability Score5.6/ 10
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  • Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk.

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  • Newfront lists D&O for private and public companies within its executive-risk services.

    Reliability Score5.0/ 10
  • Relm lists directors and officers liability for placement through brokers.

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  • RiskCube arranges directors and officers liability insurance for startups.

    Reliability Score5.9/ 10
  • Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • StartupInsurance.ai arranges directors and officers liability insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges directors and officers liability insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs.

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  • The Hartford offers directors and officers liability for private, public and nonprofit organizations.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers directors and officers liability insurance.

    Reliability Score6.1/ 10
  • USI arranges directors and officers liability insurance.

    Reliability Score5.3/ 10
  • Vouch lists directors and officers insurance in its technology-company programs.

    Reliability Score5.0/ 10
  • WithCoverage reviews D&O exposures in technology-company insurance programs and offers broker-transition support.

    Reliability Score5.0/ 10

Zurich U.S. Alternatives for Employment Practices Liability Insurance

  • AIG Employment Practices Liability Insurance

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  • Alliance Risk arranges employment practices liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges employment practices liability.

    Reliability Score5.1/ 10
  • Aon lists EPL for professional-services firms in a global practice; this does not establish eligibility for every U.S. employer or state.

    Reliability Score6.7/ 10
  • Beazley offers employment practices liability insurance for private organizations through ExecuGuard.

    Reliability Score6.2/ 10
  • BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.

    Reliability Score7.0/ 10
  • CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability.

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  • Chubb offers employment practices liability insurance.

    Reliability Score6.4/ 10
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  • Coalition offers employment practices liability through its executive-risks product for private and nonprofit US organizations.

    Reliability Score6.2/ 10
  • Corgi lists employment practices liability among its business-insurance offerings.

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  • Named Employment Practices Liability product; examples and policy terms govern.

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  • Coverdash lists employment practices coverage in its quote catalog.

    Reliability Score5.1/ 10
  • Cowbell offers Zurich Select Plus employment practices coverage for small and medium private companies, available through appointed Zurich E&S wholesalers.

    Reliability Score6.3/ 10
  • Embroker offers quotes for employment practices liability as an individual coverage.

    Reliability Score5.1/ 10
  • Founder Shield lists employment practices liability among its core coverage services.

    Reliability Score5.3/ 10
  • Gallagher arranges employment practices liability.

    Reliability Score5.5/ 10
  • Heffernan arranges employment practices liability.

    Reliability Score5.0/ 10
  • HUB International arranges employment practices liability insurance.

    Reliability Score5.5/ 10
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  • Lockton arranges employment practices liability insurance.

    Reliability Score5.6/ 10
  • Markel employment practices liability

    Reliability Score7.1/ 10
  • Marsh arranges employment practices liability insurance.

    Reliability Score5.6/ 10
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  • Nationwide markets EPLI through small-business and management-liability channels; the reviewed pages do not establish a standard grant or eligibility.

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  • Newfront lists employment practices liability within its executive-risk placement and coverage-negotiation services.

    Reliability Score5.0/ 10
  • Relm lists employment practices liability for placement through brokers.

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  • RiskCube arranges employment practices liability insurance for startups.

    Reliability Score5.9/ 10
  • StartupInsurance.ai arranges employment practices liability insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges employment practices liability insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed as employment-practices liability for the named commercial sector examples.

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  • The Hartford offers employment practices liability through business owner’s and management-liability products; EPL built into its business owner’s policy is not available in California, Minnesota, North Dakota or New York.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers employment practices liability insurance.

    Reliability Score6.1/ 10
  • USI arranges employment practices liability insurance.

    Reliability Score5.3/ 10
  • Vouch lists employment practices liability within its insurance programs for technology companies.

    Reliability Score5.0/ 10
  • WTW’s 2024 annual report describes employment-practices insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.

    Reliability Score7.0/ 10

Zurich U.S. Alternatives for Fidelity Bonds

  • AIG Crime and Fidelity product page; line membership is based on the named fidelity/bond product family, not a specific bond form.

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  • Beazley offers fidelity bonds for financial institutions.

    Reliability Score6.2/ 10
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  • Coverdash lists fidelity bonds for client losses from employee dishonesty on its surety-bond page.

    Reliability Score5.1/ 10
  • Founder Shield lists ERISA fidelity bonds among its specialized coverages.

    Reliability Score5.3/ 10
  • Gallagher arranges fidelity bonds.

    Reliability Score5.5/ 10
  • Heffernan arranges employee dishonesty bonds.

    Reliability Score5.0/ 10
  • HUB International arranges crime and fidelity coverage through its professional and executive risk practice.

    Reliability Score5.5/ 10
  • Insureon markets Fidelity Bonds; description does not establish insurer, policy terms, or individual availability.

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  • Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage.

    Reliability Score5.6/ 10
  • Newfront lists fidelity and crime among its executive-risk brokerage coverages.

    Reliability Score5.0/ 10
  • TechInsurance arranges fidelity bonds addressing employee theft from clients.

    Reliability Score5.0/ 10
  • Baldwin’s professional-services coverage snapshot lists commercial crime/fidelity bond; it does not specify bond terms or eligibility.

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  • Travelers offers ERISA fidelity bonds.

    Reliability Score6.1/ 10
  • Vouch lists fidelity bonds among its core protections for financial-services businesses.

    Reliability Score5.0/ 10

Zurich U.S. Alternatives for Fiduciary Liability Insurance

  • AIG Fiduciary Liability Insurance / Fiduciary Edge

    Reliability Score
  • Alliance Risk arranges fiduciary liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges fiduciary liability.

    Reliability Score5.1/ 10
  • Aon lists fiduciary liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.

    Reliability Score6.7/ 10
  • Beazley offers fiduciary liability insurance for private organizations through ExecuGuard.

    Reliability Score6.2/ 10
  • BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.

    Reliability Score7.0/ 10
  • CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

    Reliability Score
  • Chubb offers fiduciary liability insurance.

    Reliability Score6.4/ 10
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  • Coalition offers fiduciary liability through its executive-risks product for private and nonprofit US organizations.

    Reliability Score6.2/ 10
  • Corgi lists fiduciary liability in its coverage catalog and package options.

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  • Named Fiduciary Liability product for benefit-plan exposures; law and policy terms govern.

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  • Coverdash lists fiduciary coverage in its coverage hub.

    Reliability Score5.1/ 10
  • Cowbell offers Zurich Select Plus fiduciary liability for small and medium private companies, available through appointed Zurich E&S wholesalers.

    Reliability Score6.3/ 10
  • Embroker lists fiduciary liability with a quote route.

    Reliability Score5.1/ 10
  • Founder Shield lists fiduciary liability among its core coverages.

    Reliability Score5.3/ 10
  • Gallagher arranges fiduciary liability.

    Reliability Score5.5/ 10
  • Heffernan arranges fiduciary liability.

    Reliability Score5.0/ 10
  • HUB International arranges fiduciary liability insurance.

    Reliability Score5.5/ 10
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  • Lockton arranges fiduciary liability insurance.

    Reliability Score5.6/ 10
  • Markel fiduciary liability

    Reliability Score7.1/ 10
  • Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance.

    Reliability Score5.6/ 10
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  • Nationwide Management Liability & Specialty lists fiduciary liability as a distinct commercial-liability product; terms and availability remain quote-specific.

    Reliability Score
  • Newfront lists fiduciary coverage among its executive-risk brokerage services.

    Reliability Score5.0/ 10
  • Relm lists fiduciary liability for placement through brokers.

    Reliability Score
  • RiskCube arranges fiduciary liability insurance for startups.

    Reliability Score5.9/ 10
  • StartupInsurance.ai arranges fiduciary liability insurance for startups.

    Reliability Score4.9/ 10
  • Listed as fiduciary liability for named commercial-sector audiences.

    Reliability Score
  • The Hartford offers fiduciary liability as a management-liability coverage option.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    Reliability Score
  • Travelers offers fiduciary liability insurance.

    Reliability Score6.1/ 10
  • USI arranges fiduciary liability insurance.

    Reliability Score5.3/ 10

Zurich U.S. Alternatives for General Liability Insurance

  • AIG Programs general liability (three separate program scopes)

    Reliability Score
  • Alliance Risk arranges general liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges general liability insurance.

    Reliability Score5.1/ 10
  • Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.

    Reliability Score6.7/ 10
  • Beazley offers general liability insurance in packages such as its environmental-services policy.

    Reliability Score6.2/ 10
  • BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.

    Reliability Score7.0/ 10
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  • CFC offers general liability within its property and casualty product.

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  • Chubb offers general liability insurance within its commercial package products.

    Reliability Score6.4/ 10
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  • Corgi lists commercial general liability among its business insurance offerings.

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  • Coterie offers general liability policies for small businesses through its partner distribution.

    Reliability Score5.1/ 10
  • GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.

    Reliability Score
  • Coverdash lists general liability in its Core Business coverage catalog with a quote route.

    Reliability Score5.1/ 10
  • Embroker offers a general liability quote route among its individual business coverages.

    Reliability Score5.1/ 10
  • ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.

    Reliability Score5.8/ 10
  • Founder Shield lists general liability among its core coverage offerings.

    Reliability Score5.3/ 10
  • Company CGL product page; line-specific CGL membership only.

    Reliability Score
  • Gallagher arranges general liability insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper lists general liability in its business-insurance services and quote inquiry.

    Reliability Score5.9/ 10
  • Heffernan arranges general liability insurance.

    Reliability Score5.0/ 10
  • Hiscox offers general liability insurance for small businesses.

    Reliability Score6.1/ 10
  • HUB International arranges general liability insurance.

    Reliability Score5.5/ 10
  • Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.

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  • Kinro lists general liability and compares available carrier options.

    Reliability Score5.0/ 10
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  • Lockton arranges general liability insurance.

    Reliability Score5.6/ 10
  • Markel small-business casualty and property

    Reliability Score7.1/ 10
  • Marsh arranges general liability insurance, including for data centers.

    Reliability Score5.6/ 10
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  • Mylo compares general liability quotes from insurance carriers and also offers package options.

    Reliability Score5.0/ 10
  • Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.

    Reliability Score
  • Newfront includes general liability in its casualty placement services.

    Reliability Score5.0/ 10
  • Pie arranges general liability insurance through unaffiliated third-party insurers.

    Reliability Score5.8/ 10
  • Relm lists general liability insurance for placement through brokers.

    Reliability Score
  • RiskCube arranges general liability insurance for startups.

    Reliability Score5.9/ 10
  • Risklytics arranges general liability insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
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  • StartupInsurance.ai arranges general liability insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges general liability insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed as general liability for professional-services clients and as a consideration for other named business sectors.

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  • The Hartford offers general liability insurance.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers general liability insurance.

    Reliability Score6.1/ 10
  • USI arranges general liability insurance.

    Reliability Score5.3/ 10
  • Vouch lists general liability among the core coverages in its technology-company programs.

    Reliability Score5.0/ 10
  • WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.

    Reliability Score5.0/ 10

Zurich U.S. Alternatives for Management Liability Insurance

  • AIG Programs Management Liability for private and non-profit companies with revenue up to $50 million; listed components are D&O, EPL and fiduciary liability.

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  • Alliance Risk advises on management-liability packages and standalone options.

    Reliability Score5.8/ 10
  • Aon describes management liability in its global Professional Services Practice as a partnership program for law, accounting and consulting firms, rather than a standalone line; U.S. availability and specific policy terms are not established.

    Reliability Score6.7/ 10
  • Beazley offers management liability insurance for private organizations through ExecuGuard.

    Reliability Score6.2/ 10
  • CFC offers a US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

    Reliability Score
  • Chubb offers management liability insurance.

    Reliability Score6.4/ 10
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  • Coverdash arranges management liability insurance.

    Reliability Score5.1/ 10
  • Cowbell provides access to Zurich management liability for private businesses with fewer than 250 employees and under $50 million in assets through Zurich-appointed wholesalers.

    Reliability Score6.3/ 10
  • Embroker markets a management insurance suite for private companies.

    Reliability Score5.1/ 10
  • Harper arranges management liability insurance through its partner brokerage service.

    Reliability Score5.9/ 10
  • Heffernan arranges management liability insurance.

    Reliability Score5.0/ 10
  • HUB International arranges management liability insurance through its professional and executive risk practice.

    Reliability Score5.5/ 10
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  • Markel management liability

    Reliability Score7.1/ 10
  • Marsh arranges management liability insurance.

    Reliability Score5.6/ 10
  • Nationwide Management Liability & Specialty markets multiple distinct management-liability products, including D&O, fiduciary, crime, and EPLI; no single bundled form is inferred.

    Reliability Score
  • Newfront arranges management liability insurance for private and public companies.

    Reliability Score5.0/ 10
  • Listed for named sectors; Baldwin’s dedicated page describes D&O and management-liability advisory programs.

    Reliability Score
  • The Hartford offers management-liability packages, including Private Choice Premier.

    Reliability Score7.3/ 10
  • Travelers offers management liability insurance.

    Reliability Score6.1/ 10
  • USI arranges management liability coverage, including directors and officers, employment practices, fiduciary and crime insurance.

    Reliability Score5.3/ 10
  • WTW’s 2024 annual report describes management-liability solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.

    Reliability Score7.0/ 10

Zurich U.S. Alternatives for Professional Liability (E&O) Insurance

  • AIG entity-based Professional Liability / Specialty Professional E&O

    Reliability Score
  • Alliance Risk arranges professional liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges professional errors and omissions insurance for startups.

    Reliability Score5.1/ 10
  • Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.

    Reliability Score6.7/ 10
  • At-Bay offers primary miscellaneous professional liability insurance.

    Reliability Score6.2/ 10
  • Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.

    Reliability Score6.2/ 10
  • Professional First materials describe a professional-liability portfolio with several professions and service types.

    Reliability Score7.0/ 10
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  • CFC offers professional liability insurance for professional-service businesses.

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  • Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.

    Reliability Score6.4/ 10
  • currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component

    Reliability Score
  • Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.

    Reliability Score6.2/ 10
  • Corgi lists miscellaneous errors and omissions coverage for service-based businesses.

    Reliability Score
  • Coterie lists miscellaneous professional liability for eligible small businesses in participating states.

    Reliability Score5.1/ 10
  • Several separately scoped professional-liability programs; do not generalize terms across professions.

    Reliability Score
  • Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.

    Reliability Score5.1/ 10
  • Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.

    Reliability Score5.1/ 10
  • ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.

    Reliability Score5.8/ 10
  • Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.

    Reliability Score5.3/ 10
  • Professional E&O product page.

    Reliability Score
  • Gallagher arranges professional errors and omissions insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.

    Reliability Score5.9/ 10
  • Heffernan arranges professional errors and omissions insurance for small businesses.

    Reliability Score5.0/ 10
  • Hiscox offers professional errors and omissions insurance for small businesses.

    Reliability Score6.1/ 10
  • HUB International arranges professional errors and omissions insurance.

    Reliability Score5.5/ 10
  • Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.

    Reliability Score
  • Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.

    Reliability Score5.0/ 10
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  • Lockton arranges professional errors and omissions insurance.

    Reliability Score5.6/ 10
  • Markel ProBiz miscellaneous E&O

    Reliability Score7.1/ 10
  • Marsh arranges professional errors and omissions insurance.

    Reliability Score5.6/ 10
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  • Mylo compares professional liability quotes for claims from clients unhappy with professional services.

    Reliability Score5.0/ 10
  • Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.

    Reliability Score
  • Newfront lists errors and omissions among its executive-risk coverage services.

    Reliability Score5.0/ 10
  • Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.

    Reliability Score5.8/ 10
  • Relm lists professional errors and omissions insurance for placement through brokers.

    Reliability Score
  • Reliability Score
  • StartupInsurance.ai arranges professional errors and omissions insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges professional errors and omissions insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed as professional liability/E&O for professional-services and government-contractor audiences.

    Reliability Score
  • The Hartford offers professional liability insurance for service businesses.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    Reliability Score
  • Travelers offers professional errors and omissions insurance.

    Reliability Score6.1/ 10
  • USI arranges professional errors and omissions insurance.

    Reliability Score5.3/ 10
  • Vouch lists errors and omissions among the core coverages in its professional-services programs.

    Reliability Score5.0/ 10
  • WithCoverage includes errors and omissions in its technology insurance-program review services.

    Reliability Score5.0/ 10
  • WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.

    Reliability Score7.0/ 10

Zurich U.S. Alternatives for Surety Bonds

  • Aon markets Commercial Surety globally and says availability depends on jurisdiction; the page does not establish U.S. placement availability.

    Reliability Score6.7/ 10
  • BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.

    Reliability Score7.0/ 10
  • Chubb offers surety bonds.

    Reliability Score6.4/ 10
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  • Coverdash lists surety bonds in its Excess & Specialty catalog with a quote route.

    Reliability Score5.1/ 10
  • Embroker arranges construction-contract and license or permit surety bonds.

    Reliability Score5.1/ 10
  • Gallagher arranges surety bonds.

    Reliability Score5.5/ 10
  • Harper arranges license, permit and contract surety bonds.

    Reliability Score5.9/ 10
  • Heffernan arranges surety bonds, including through a linked online bond portal.

    Reliability Score5.0/ 10
  • HUB International arranges surety bonds.

    Reliability Score5.5/ 10
  • Insureon markets Small Business Surety Bonds; description does not establish insurer, policy terms, or individual availability.

    Reliability Score
  • Reliability Score
  • Lockton arranges surety bonds.

    Reliability Score5.6/ 10
  • Markel Surety bonds

    Reliability Score7.1/ 10
  • Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds.

    Reliability Score5.6/ 10
  • Reliability Score
  • Mylo compares commercial surety-bond quotes for license or permit obligations.

    Reliability Score5.0/ 10
  • Nationwide markets commercial surety bonds. A bond is a contractual guarantee and is not interchangeable with an insurance policy.

    Reliability Score
  • Newfront arranges contract and commercial surety bonds.

    Reliability Score5.0/ 10
  • Relm lists contract surety for placement through brokers.

    Reliability Score
  • StartupInsurance.ai arranges surety bonds for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges surety bonds for small businesses.

    Reliability Score5.0/ 10
  • Dedicated surety practice describes bond advisory/placement across contract, commercial and subdivision contexts.

    Reliability Score
  • Travelers offers surety bonds.

    Reliability Score6.1/ 10
  • USI arranges contract, commercial and international surety bonds.

    Reliability Score5.3/ 10
  • WTW’s 2024 annual report describes a global bond-placement team. This is a dated global group capability, not evidence of current U.S. placement terms or eligibility.

    Reliability Score7.0/ 10

Zurich U.S. Alternatives for Tech E&O Insurance

  • AIG Technology Services E&O; the page separately identifies coverage for technology-service performance errors or omissions. Membership only, not a detailed accepted Tech E&O offering.

    Reliability Score
  • Alliance Risk arranges technology errors and omissions insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges technology errors and omissions insurance for technology businesses.

    Reliability Score5.1/ 10
  • At-Bay offers primary and excess technology errors and omissions insurance for businesses with revenue up to $5 billion.

    Reliability Score6.2/ 10
  • Beazley offers technology errors and omissions insurance through MediaTech for small technology and business-services companies.

    Reliability Score6.2/ 10
  • Professional First materials identify Technology E&O as a professional-liability product.

    Reliability Score7.0/ 10
  • CFC offers technology errors and omissions for technology businesses.

    Reliability Score
  • Chubb offers technology errors and omissions insurance through DigiTech ERM for technology companies.

    Reliability Score6.4/ 10
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  • Coalition offers technology errors and omissions together with Active Cyber coverage for businesses that provide a technology product or service.

    Reliability Score6.2/ 10
  • Corgi lists technology errors and omissions insurance for technology products and services.

    Reliability Score
  • Coverdash lists technology errors and omissions in its Professional & Management catalog, separately from professional liability.

    Reliability Score5.1/ 10
  • Cowbell markets combined technology errors and omissions and cyber coverage, plus follow-form excess, for technology businesses with revenue up to $1 billion.

    Reliability Score6.3/ 10
  • Embroker offers blended technology errors and omissions and cyber coverage through appointed brokers for private, for-profit technology companies with revenue below $300 million, excluding crypto, blockchain and cannabis businesses.

    Reliability Score5.1/ 10
  • Technology/creative class within broader E&O; no separate technology form established.

    Reliability Score
  • Gallagher arranges technology errors and omissions insurance for technology businesses.

    Reliability Score5.5/ 10
  • HUB International arranges technology errors and omissions insurance.

    Reliability Score5.5/ 10
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  • Markel Cyber 360 technology professional liability component (standalone product not established)

    Reliability Score7.1/ 10
  • Marsh arranges technology errors and omissions insurance.

    Reliability Score5.6/ 10
  • Newfront lists technology errors and omissions among its cyber-risk placement coverages.

    Reliability Score5.0/ 10
  • Relm lists technology errors and omissions insurance for placement through brokers.

    Reliability Score
  • Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue.

    Reliability Score5.0/ 10
  • RiskCube arranges technology errors and omissions insurance for startups.

    Reliability Score5.9/ 10
  • Risklytics arranges technology errors and omissions insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • StartupInsurance.ai arranges technology errors and omissions insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges technology errors and omissions and cyber coverage for technology businesses.

    Reliability Score5.0/ 10
  • The Hartford offers technology errors and omissions coverage through its FailSafe product.

    Reliability Score7.3/ 10
  • Travelers offers technology errors and omissions insurance through CyberRisk Tech for technology and life-sciences companies.

    Reliability Score6.1/ 10
  • USI arranges technology errors and omissions insurance.

    Reliability Score5.3/ 10
  • Vouch lists technology errors and omissions among the core coverages in its technology-company programs.

    Reliability Score5.0/ 10

Zurich U.S. Alternatives for Inland Marine Insurance

  • AIG Inland Marine (Transportation & Logistics; Construction & Equipment)

    Reliability Score
  • Alliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site.

    Reliability Score5.8/ 10
  • BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.

    Reliability Score7.0/ 10
  • Chubb offers inland marine insurance.

    Reliability Score6.4/ 10
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  • Coverdash arranges inland marine insurance.

    Reliability Score5.1/ 10
  • Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms.

    Reliability Score
  • Harper arranges inland marine coverage for tools and equipment that leave the shop.

    Reliability Score5.9/ 10
  • HUB International arranges inland marine insurance through its marine practice.

    Reliability Score5.5/ 10
  • Insureon markets Tools and Equipment Insurance; description does not establish insurer, policy terms, or individual availability.

    Reliability Score
  • Kinro arranges tools and equipment coverage through its inland marine offering.

    Reliability Score5.0/ 10
  • Reliability Score
  • Markel commercial inland marine

    Reliability Score7.1/ 10
  • Nationwide markets inland-marine products including contractor equipment and installation floaters; product availability and covered property vary.

    Reliability Score
  • Relm lists inland marine insurance for placement through brokers.

    Reliability Score
  • Risklytics arranges inland marine equipment coverage for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
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  • StartupInsurance.ai arranges inland marine insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges inland marine coverage for contractors’ tools and equipment.

    Reliability Score5.0/ 10
  • Baldwin lists inland and ocean marine among coverages that may be considered for digital-infrastructure clients; this entry covers inland marine only.

    Reliability Score
  • The Hartford offers inland marine insurance for midsize and large businesses.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    Reliability Score
  • Travelers offers inland marine insurance.

    Reliability Score6.1/ 10

Zurich U.S. Alternatives for Umbrella and Excess Liability Insurance

  • AIG Excess Casualty (lead umbrella and mid/high excess)

    Reliability Score
  • Alliance Risk arranges umbrella and excess liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges umbrella and excess liability.

    Reliability Score5.1/ 10
  • Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.

    Reliability Score6.7/ 10
  • BHSI lists lead umbrella and excess casualty within its U.S. casualty products.

    Reliability Score7.0/ 10
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  • CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.

    Reliability Score
  • Chubb offers umbrella and excess liability insurance.

    Reliability Score6.4/ 10
  • Reliability Score
  • Corgi lists commercial umbrella liability insurance.

    Reliability Score
  • Coverdash lists umbrella and excess liability insurance.

    Reliability Score5.1/ 10
  • Founder Shield lists umbrella insurance.

    Reliability Score5.3/ 10
  • Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.

    Reliability Score
  • Gallagher arranges umbrella and excess liability.

    Reliability Score5.5/ 10
  • Harper arranges umbrella insurance.

    Reliability Score5.9/ 10
  • Heffernan arranges excess and umbrella insurance.

    Reliability Score5.0/ 10
  • HUB International arranges umbrella and excess liability insurance.

    Reliability Score5.5/ 10
  • Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.

    Reliability Score
  • Kinro lists umbrella and excess liability insurance.

    Reliability Score5.0/ 10
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  • Lockton arranges umbrella and excess liability insurance.

    Reliability Score5.6/ 10
  • Markel excess casualty and umbrella

    Reliability Score7.1/ 10
  • Mylo compares commercial umbrella quotes from insurers.

    Reliability Score5.0/ 10
  • Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form.

    Reliability Score
  • Newfront arranges umbrella and excess liability insurance through its casualty practice.

    Reliability Score5.0/ 10
  • Relm lists excess liability for placement through brokers.

    Reliability Score
  • Risklytics arranges umbrella insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • StartupInsurance.ai arranges umbrella and excess liability insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges commercial umbrella insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy.

    Reliability Score
  • The Hartford lists commercial umbrella insurance among its business coverage options.

    Reliability Score7.3/ 10
  • Travelers offers commercial umbrella and excess liability insurance.

    Reliability Score6.1/ 10
  • USI arranges umbrella and excess liability.

    Reliability Score5.3/ 10
  • Vouch lists umbrella among core coverages for technology companies.

    Reliability Score5.0/ 10
  • WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses.

    Reliability Score5.0/ 10

Zurich U.S. Alternatives for Workers’ Compensation Insurance

  • AIG Workers’ Compensation options by distinct channel

    Reliability Score
  • Alliance Risk arranges workers’ compensation insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges workers’ compensation insurance.

    Reliability Score5.1/ 10
  • Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.

    Reliability Score6.7/ 10
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  • Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.

    Reliability Score6.4/ 10
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  • Corgi lists workers’ compensation insurance.

    Reliability Score
  • Coverdash lists workers’ compensation insurance.

    Reliability Score5.1/ 10
  • Embroker arranges workers’ compensation insurance.

    Reliability Score5.1/ 10
  • ERGO NEXT offers workers’ compensation insurance for small businesses.

    Reliability Score5.8/ 10
  • Founder Shield lists workers’ compensation insurance.

    Reliability Score5.3/ 10
  • Workers’ compensation page; state requirements vary.

    Reliability Score
  • Gallagher arranges workers’ compensation insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper arranges workers’ compensation insurance.

    Reliability Score5.9/ 10
  • Heffernan arranges workers’ compensation insurance.

    Reliability Score5.0/ 10
  • Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.

    Reliability Score6.1/ 10
  • HUB International arranges workers’ compensation insurance.

    Reliability Score5.5/ 10
  • Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.

    Reliability Score
  • Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.

    Reliability Score5.0/ 10
  • Reliability Score
  • Lockton arranges workers’ compensation insurance.

    Reliability Score5.6/ 10
  • Markel Workers Compensation

    Reliability Score7.1/ 10
  • Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.

    Reliability Score5.6/ 10
  • Reliability Score
  • Mylo compares workers’ compensation options from insurers.

    Reliability Score5.0/ 10
  • Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.

    Reliability Score
  • Newfront arranges workers’ compensation insurance through its casualty practice.

    Reliability Score5.0/ 10
  • Pie Insurance offers workers’ compensation insurance for small businesses.

    Reliability Score5.8/ 10
  • Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • Reliability Score
  • StartupInsurance.ai arranges workers’ compensation insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges workers’ compensation insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.

    Reliability Score
  • The Hartford offers workers’ compensation insurance.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    Reliability Score
  • Travelers offers workers’ compensation insurance.

    Reliability Score6.1/ 10
  • USI arranges workers’ compensation insurance.

    Reliability Score5.3/ 10
  • Vouch lists workers’ compensation among core coverages for technology companies.

    Reliability Score5.0/ 10
  • WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.

    Reliability Score5.0/ 10

Sources for Zurich U.S. Alternatives

  1. About Us | Zurich U.S. | Commercial Insurance. Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28.
  2. Agents and Brokers | Zurich U.S. Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28.
  3. Chubb: Insurance For Technology Companies. Chubb; Industry overview; Who we serve; Products and services: commercial package insurance (BOP, Benchmarq, Customarq), E&O/Cyber, Financial Lines, workers’ compensation, auto and umbrella; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16.
  4. Chubb: Commercial Property Insurance. Chubb; Monoline, multi-line and large/complex property offerings; technology listed among served industries; Risk Consulting. Accessed 2026-09-16.
  5. Travelers: Technology Insurance. Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
  6. Commercial Casualty Insurance | Zurich Insurance. Zurich U.S.; Insurance solutions for commercial casualty / Domestic Casualty Solutions; explicitly lists Zurich General Liability, Workers’ Compensation, Commercial Auto and Excess Liability. Accessed 2026-09-28.
  7. Commercial Property Insurance: Building & Business | Zurich. Zurich U.S.; Property forms, customer segments, business interruption, risk engineering, marine. Accessed 2026-09-28.
  8. Workers’ Compensation Insurance | Zurich Insurance. Zurich U.S.; Medical management, claims reporting and worker benefits. Accessed 2026-09-28.
  9. Vehicle Rental Business Insurance: Car, Motorcycle, Truck, RV | Zurich. Zurich U.S.; Commercial rental fleets, auto liability and physical damage, application and claims. Accessed 2026-09-28.
  10. Commercial Umbrella Insurance Coverage | Zurich Insurance. Zurich U.S.; Umbrella and excess coverage forms, crisis expense limit, excess claims-made facility. Accessed 2026-09-28.
  11. Errors and Omissions Insurance – E&O | Zurich Insurance. Zurich U.S.; Pro Plus coverage, targeted classes, policy structure, claims and underwriting. Accessed 2026-09-28.
  12. The Hartford: SaaS Insurance for Your Business. The Hartford; Audience list (software startups, SaaS, IT consulting); Get a Business Owner’s Policy; What Is Business Owner’s Policy Insurance?; general liability introduction and Get a Quote; Get Commercial Property Insurance; Commercial Property Insurance for Your Business; Benefits of The Hartford’s WC Insurance for Employers and Employees; cyber insurance and data breach descriptions; Get a quote for cyber insurance; EPLI introduction and Private Choice Premier; add-ons (workers’ compensation, data breach, commercial auto); technology professional liability mention; small-business availability banner; industry-average premium footnote; footnote 2 state restrictions; footer product-availability disclosure. Accessed 2026-09-16.
  13. Beazley: MediaTech for Small Businesses. Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; How can we help; SME placement paragraph; Tools & Resources. Accessed 2026-09-16.
  14. CFC: Technology — United States product brochure. CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
  15. CFC: Management liability. CFC; Management liability; Side A DIC. Accessed 2026-09-16.
  16. Terms of Use from Zurich U.S. | Zurich Insurance. Zurich American Insurance Company / Zurich U.S.; §1 site operator; §5 reproduction rights; §16 Zurich American Insurance Company, NAIC 16535, and provider-published all-state/listed-territory licensing disclosure; §17 member-company list. Accessed 2026-09-29.
  17. Chubb: Commercial Auto Insurance. Chubb; Commercial auto product; technology among served industries. Accessed 2026-09-16.

Updated 2026-09-29. Spot is a product of Tools for Enlightenment and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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