Markel Insurance vs Zurich U.S.: How Do They Compare for Business Insurance?

Markel describes an insurer or policy-issuing route, while Zurich U.S. directs commercial buyers to agents and brokers; compare the listed products, named insurer, submission route, and service contact against your business and policy needs.

An Overview of Markel Insurance and Zurich U.S.

If you are choosing where to start a commercial insurance conversation, this pair helps separate Markel's documented role from Zurich's agent-and-broker placement route. The records describe business activities and marketed products; they do not establish that either route will quote or issue a particular policy for your company. ¹ ² ⁶⁰ ⁶¹

What Stands Out About Markel Insurance and Zurich U.S.?

Markel Insurance at a Glance

Markel’s U.S. small-business page describes child care and enrichment, commercial and residential services, sports and fitness, and manufacturing segments. ^8,¹Company-reportedCompany-stated U.S. small-business examples and separate global business characterization; neither establishes eligibility.
For covered business products, Markel’s account portal lets policyholders download documents and proof of insurance and set up payments. ¹¹Company-reportedPublic portal description; not all products necessarily use the portal.

Zurich U.S. at a Glance

Zurich U.S. serves Middle Market businesses and large or national accounts across industries including automotive, agriculture, construction and technology. ^55,⁶⁰Company-reportedCompany-reported U.S. customer positioning; examples do not establish that a specific risk is eligible.
Zurich lists web, portal and phone claim-notice routes and says it acknowledges reported claims within 24 hours. ^63,⁶⁴Company-reportedCompany-reported notice workflow; not measured response performance and not a promise of claim acceptance or payment. Current administrator and escalation route may vary by policy.

Markel Insurance vs Zurich U.S. Coverage Lines Compared

Coverage	Markel Insurance	Zurich U.S.
Builders risk	Listed ²¹Markel builders risk	Listed ⁵⁴Zurich markets a Commercial Builders Risk program for construction projects; the project-value language conflicts within Zurich’s own page and requires confirmation.
Cargo and transit	Listed ²⁰Markel cargo and transit coverage	Not listed
Commercial auto	Not listed	Listed ³⁹Zurich markets commercial auto for rental fleets; the reviewed source does not establish the same terms for all commercial-auto classes.
Commercial property	Listed ¹⁹Markel commercial property	Listed ³⁷Zurich markets commercial property insurance.
Crime	Listed ¹⁶Markel Cyber 360 eCrime component (standalone product not established)	Listed ³¹Zurich markets commercial crime insurance as standalone policies and as package solutions; package structure is distinct from any specific policy terms.
Cyber liability	Listed ¹⁶Markel Cyber 360	Listed ³⁴Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.
Directors and officers	Listed ¹⁸Markel private and nonprofit D&O	Listed ²⁷Zurich markets directors and officers liability insurance.
Employment practices liability	Listed ¹⁸Markel employment practices liability	Listed ²⁹Zurich markets Employment Practices Liability Insurance (EPLI).
Equipment breakdown	Listed ¹⁴Equipment-breakdown option within property coverage; standalone product not established	Not listed
Fidelity bonds	Not listed	Listed ³²Zurich markets ERISA fidelity bond options; this product page identifies Zurich American Insurance Company as underwriter and states approved-state availability.
Fiduciary liability	Listed ¹⁸Markel fiduciary liability	Listed ²⁷Zurich markets fiduciary liability insurance.
General liability	Listed ¹⁴Markel small-business casualty and property	Listed ^26,²⁵Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.
Hired and non-owned auto	Listed ¹⁴Hired/non-owned auto option in small-business casualty; not commercial auto	Not listed
Liquor liability	Listed ¹⁴Markel liquor liability	Not listed
Management liability	Listed ¹⁸Markel management liability	Listed ²⁷Zurich markets a management liability portfolio with multiple distinct lines.
Media liability	Listed ¹⁶Markel Cyber 360 media liability component (standalone product not established)	Not listed
Product liability	Listed ¹⁴Markel products liability	Not listed
Professional errors and omissions (E&O)	Listed ¹⁷Markel ProBiz miscellaneous E&O	Listed ³³Zurich markets professional errors and omissions insurance.
Surety bonds	Listed ²³Markel Surety bonds	Listed ⁴⁰Zurich markets construction and corporate surety bonds.
Technology errors and omissions (E&O)	Listed ¹⁶Markel Cyber 360 technology professional liability component (standalone product not established)	Listed ³³Zurich markets technology errors and omissions insurance.
Tools, equipment and inland marine	Listed ²⁰Markel commercial inland marine	Listed ³⁷Zurich’s commercial property page separately lists Inland Marine coverages, including contractors’ equipment and warehouse liability; do not equate its broader Marine portfolio with this line.
Umbrella and excess liability	Listed ²²Markel excess casualty and umbrella	Listed ³⁶Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.
Workers’ compensation	Listed ¹⁵Markel Workers Compensation	Listed ⁵³Zurich markets workers’ compensation insurance.

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

Markel Insurance and Zurich U.S. Coverage, Line by Line

Open what Markel Insurance and Zurich U.S. each document for one coverage line.

Builders Risk Insurance
- Markel Insurance Builders Risk Insurance
- Zurich U.S. Builders Risk Insurance
Commercial Property Insurance
- Markel Insurance Commercial Property Insurance
- Zurich U.S. Commercial Property Insurance
Crime Insurance
- Markel Insurance Crime Insurance
- Zurich U.S. Crime Insurance
Cyber Insurance
- Markel Insurance Cyber Insurance
- Zurich U.S. Cyber Insurance
D&O Insurance
- Markel Insurance D&O Insurance
- Zurich U.S. D&O Insurance
Employment Practices Liability Insurance
- Markel Insurance Employment Practices Liability Insurance
- Zurich U.S. Employment Practices Liability Insurance
Fiduciary Liability Insurance
- Markel Insurance Fiduciary Liability Insurance
- Zurich U.S. Fiduciary Liability Insurance
General Liability Insurance
- Markel Insurance General Liability Insurance
- Zurich U.S. General Liability Insurance
Inland Marine Insurance
- Markel Insurance Inland Marine Insurance
- Zurich U.S. Inland Marine Insurance
Management Liability Insurance
- Markel Insurance Management Liability Insurance
- Zurich U.S. Management Liability Insurance
Professional Liability (E&O) Insurance
- Markel Insurance Professional Liability (E&O) Insurance
- Zurich U.S. Professional Liability (E&O) Insurance
Surety Bonds
- Markel Insurance Surety Bonds
- Zurich U.S. Surety Bonds
Tech E&O Insurance
- Markel Insurance Tech E&O Insurance
- Zurich U.S. Tech E&O Insurance
Umbrella and Excess Liability Insurance
- Markel Insurance Umbrella and Excess Liability Insurance
- Zurich U.S. Umbrella and Excess Liability Insurance
Workers’ Compensation Insurance
- Markel Insurance Workers’ Compensation Insurance
- Zurich U.S. Workers’ Compensation Insurance

Markel Insurance and Zurich U.S. Reliability Scores

Each score uses the rubric for that provider’s documented role. Providers with more than one role may have a score for each.

Markel Insurance Reliability Scores

Carrier

Carrier & MGA

7.1/ 10

Provider assessment

Zurich U.S. Reliability Scores

Carrier

Carrier & MGA

No Reliability Score

Provider assessment

Markel Insurance and Zurich U.S. Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Markel Insurance Review Score

7.5/ 10

Review Score

2 rated sources

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

Read Markel Insurance reviews

Zurich U.S. Review Score

–/ 10

Review Score

No reviews found

The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim.

Read Zurich U.S. reviews

How Do the Markel and Zurich U.S. Buying Routes Differ?

Markel's published role points to an insurer or policy-issuing route; Zurich describes a commercial insurer group that works through agents and brokers. That distinction can guide whom you contact first: use Markel when its documented channel and service model fit your need, and ask a broker who can quote the Zurich product you want to compare. The specific producer and insurer still depend on the proposal and policy documents. ¹ ² ⁵⁵ ⁵⁶ ⁶⁰ ⁶¹

The application path affects who prepares the submission and which details your team must assemble. Compare Markel's described application route with Zurich's broker-directed route for your product, locations, and operations. Ask each contact what information is still missing and what written confirmation marks the point when coverage is bound. ⁹ ⁶⁰ ⁶¹

Use both companies' published customer descriptions as routing clues. Check whether your industry's operations, company size, locations, and contract requirements match the audience described in each quote conversation; a stated focus does not establish that an insurer will accept your risk. ⁸ ¹ ⁵⁵ ⁶⁰

What Do the Markel and Zurich U.S. Coverage Lists Show?

The current coverage lists overlap on General liability, Workers’ compensation, Cyber liability. Markel also lists Cargo and transit and Liquor liability among its documented lines; Zurich's list also names Commercial auto and Fidelity bonds. A shared label is only a starting point: compare the proposed forms, limits, retentions, exclusions, and conditions for your specific operations. ¹⁴ ¹⁵ ¹⁶ ²⁰ ²⁶ ³⁴ ⁵³ ³⁹ ³²

How Do Markel and Zurich U.S. Differ on Application and Service?

After a quote is prepared, compare the service each company describes with the route you will use. Ask whether your account includes portal access, who handles certificates and midterm changes, who coordinates renewal review, and where to report a claim. The published service descriptions do not establish the commitments in your own agreement. ¹⁰ ⁶²

What Should You Ask Before Choosing Between Markel and Zurich U.S.?

Which legal insurer will issue each quoted policy, and which producer is responsible for placement?
Which forms, limits, retentions, exclusions, and state or business eligibility rules apply to the exposure you need to insure?
What application materials or follow-up does each route require, and what event confirms coverage is bound?
Who handles certificates, midterm changes, renewal review, and first notice of claim?
How are premium, taxes, fees, commissions, and any contingent compensation disclosed for this placement?

The public records explain the companies' roles and processes, but only an applicant-specific proposal and issued policy can answer those questions for your business. ⁹ ⁶⁰ ⁶¹ ⁶² ⁶⁵

Markel Insurance vs Zurich U.S. Services Compared

What each provider documents about the services you may need

Criteria	Markel Insurance	Zurich U.S.
Business role	Markel describes Markel Insurance as the insurance operations within Markel Group Inc., a Virginia holding company. Markel Group's FY2025 filing identifies multiple underwriting subsidiaries. The insurer for a specific policy depends on the product, state and current quote or policy disclosures; Markel Insurance is not one standalone legal insurer. ^1,²Company-reportedU.S. commercial-insurance identity and parent/business relationship; not a product-specific issuer assignment.	Zurich U.S. describes its business as commercial property-casualty and specialty insurance solutions and services within Zurich Insurance Group. ^55,⁵⁶Company-reportedZurich U.S. operating brand; U.S. business; company description, not legal-entity or insurer attribution for an individual policy. Zurich’s 2026 history page describes a planned transition from Zurich North America to Zurich U.S.; the reviewed page does not give a completion date. ⁵⁹Company-reportedBrand naming only. No Zurich North America alias added pending clear evidence of completion.
Customer focus	Markel's U.S. small-business page lists child care and enrichment, commercial and residential services, sports and fitness, and manufacturing among the segments it describes. Separately, its FY2025 filing describes Markel Insurance's global specialty business as underwriting hard-to-place risks; that wording is not specific to U.S. Wholesale and Specialty. ^8,¹Company-reportedCompany-stated U.S. small-business examples and separate global business characterization; neither establishes eligibility.	Zurich U.S. describes serving Middle Market businesses and large or national accounts across industries including automotive, agriculture, construction, manufacturing and technology. ^55,⁶⁰Company-reportedCompany-reported U.S. customer positioning; examples do not establish that a specific risk is eligible.
Application process	Markel's FY2025 filing says U.S. Wholesale and Specialty distributes through wholesale and retail channels on admitted and excess-and-surplus bases, including limited small-account binding authority. In 2025, 71% of this division's gross written premium was placed through wholesale brokers, 26% through retail agents and brokers, and the remainder through alternative channels. Certain admitted products and programs are marketed directly to consumers, but that does not establish online purchase or binding for every product. ¹Company-reportedFY2025 Markel Insurance U.S. Wholesale and Specialty distribution; not the whole Markel Insurance business. For workers' compensation, Markel directs applicants to submit an online application or contact an appointed agent to request a quote; the reviewed page does not establish that purchase and binding are completed online. ⁹Company-reportedMarkel U.S. workers' compensation page only; route to request a quote. Agencies can request a Markel appointment; Markel says appointments are made by affiliated insurer and product, and producers must hold the required state license. This is a producer onboarding route, not an insured's application path. ¹²Company-reportedCommercial agency appointment information; not retail purchase process.	Zurich directs commercial buyers to agents and brokers and provides a locator. The reviewed pages do not establish a general direct online purchase flow. ^60,⁶¹Company-reportedZurich U.S. commercial customer route; reviewed agent/contact pages; not a conclusion that direct placement is unavailable in every program.
Servicing and renewals	Markel describes agent portals for authorized commercial users to quote and bind listed lines and access account history, billing, claims details and policy documents. The page does not establish that every product supports every function. ¹⁰Company-reportedCommercial-agent portals; available functions vary by portal and product. Markel's U.S. account page lists policy documents, proof-of-insurance downloads, payments and automatic payments for covered business products and directs customers with unlisted products to the agent on the policy. Renewal handling and renewal terms were not established in this review. ¹¹Company-reportedPublic portal description; not all products necessarily use the portal.	Zurich describes an online portal for existing customers to view policy documents and endorsements, track claims, review risk-improvement actions and contact Zurich. The reviewed pages do not explain renewal handling. ⁶²Company-reportedCompany-described My Zurich functions for existing policyholders; renewal details were not found in these reviewed pages.

Sources

65 documents, numbered as cited. Open the sources

Sources for Markel Insurance vs Zurich U.S.

Markel Insurance Official Website

1
Markel Group Inc. 2025 Form 10-K. U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
2
About us. Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc. Accessed 2026-09-28.
3
US Product Disclaimer. Markel; U.S. underwriting/entity and state-availability disclaimer; identifies Markel West Insurance Services, California license #2E11302, for certain non-admitted coverage. It does not state Markel Service national producer license #27585 or California DBA license #0645481. Accessed 2026-09-29.
4
Insurance Programs. Markel; FAQ and legal disclaimer at page end; coverage by Markel insurers, Markel Service, Incorporated national producer license #27585 and California DBA license #0645481, and Markel West Insurance Services California license #2E11302 for certain non-admitted products. Accessed 2026-09-29.
5
AM Best Affirms Credit Ratings of Markel Group Inc. and Its Subsidiaries. AM Best; Press release dated November 21, 2025; paragraphs naming ratings, rating rationale, and Markel North America Insurance Group members. Accessed 2026-09-28.
6
North America Producer Compensation Disclosure. Markel; Base commissions, contingent compensation, business production/additional incentives, and Markel Specialty/Markel Service/insurer role statement. Accessed 2026-09-28.
7
U.S. and Bermuda Claims Contacts. Markel; April 2026 claims-contact PDF footer: Markel West, Inc. d/b/a Markel West Insurance Services, California license #0D95581; coverage by one or more Markel insurers and non-admitted routes. Accessed 2026-09-29.
8
Small Business Insurance. Markel; Small business products; Types of companies—Child care and enrichment, Commercial and residential services, Sports and fitness, Manufacturing. Accessed 2026-09-28.
9
Workers Compensation Insurance. Markel; Introductory quote/application route; claims question and report-a-claim contact. Accessed 2026-09-28.
10
Commercial Lines Agents & Broker Support. Markel; mPortal and Markel Online access; resources; digital distribution. Accessed 2026-09-28.
11
My Account. Markel US; Online account portal capabilities; Business insurance; unlisted-product direction. Accessed 2026-09-28.
12
Request appointment with Markel. Markel; Commercial and personal lines agency partner criteria; product-specific affiliate appointments; producer-license requirement. Accessed 2026-09-28.
13
Markel Insurance Companies. Markel; Notice to California and Massachusetts Applicants and Insureds; U.S.-domiciled property and casualty insurer subsidiaries and affiliates; table of company names and market status (page states current as of 2024-04-01). Accessed 2026-09-28.
14
Small Business Casualty and Property Insurance. Markel; What we offer; product/liability, property, general casualty, inland marine, excess umbrella, liquor liability, hired/non-owned auto, employee benefits liability, E&O and equipment breakdown references. Accessed 2026-09-29.
15
Workers Compensation Insurance. Markel; Product overview and quote route; workers compensation/employers liability, eligible industries, claim and loss-control descriptions. Accessed 2026-09-29.
16
Cyber Insurance Coverage. Markel; Markel Cyber 360; coverages available, cyber incident response, business interruption, privacy/security liability, media liability and technology professional liability. Accessed 2026-09-29.
17
ProBiz | Professional Liability Coverage. Markel; What is Markel ProBiz; separate management liability and miscellaneous E&O; listed limits and qualifying business size. Accessed 2026-09-29.
18
Private and Nonprofit Management Liability Insurance. Markel; What we offer; private/nonprofit segment; D&O, EPL, fiduciary and optional coverage sections. Accessed 2026-09-29.
19
Commercial Property Insurance. Markel; Commercial property product summary and eligible risks. Accessed 2026-09-29.
20
Commercial Inland Marine Insurance. Markel; What we offer; inland marine classes, cargo, contractors equipment, transportation and coverage structure. Accessed 2026-09-29.
21
Builders Risk Insurance. Markel; Coverage features; construction projects and builders-risk scope. Accessed 2026-09-29.
22
Excess Casualty Insurance. Markel; Excess and umbrella liability and admitted/non-admitted capabilities. Accessed 2026-09-29.
23
Markel Surety. Markel; Products; contract bonds, commercial bonds, court and probate bonds. Accessed 2026-09-29.
24
Markel Insurance Company Complaints. Better Business Bureau; Company complaints summary: 12 in last three years, 3 closed in last 12 months; complaint-category counts and displayed case examples; headquarters and corporate-owned locations. Accessed 2026-09-29.

Zurich U.S. Official Website

25
Business insurance for public & private companies | Zurich. Zurich U.S.; Zurich U.S. commercial coverage catalogue; line navigation and product links. Accessed 2026-09-28.
26
Commercial Casualty Insurance | Zurich Insurance. Zurich U.S.; Insurance solutions for commercial casualty / Domestic Casualty Solutions; explicitly lists Zurich General Liability, Workers’ Compensation, Commercial Auto and Excess Liability. Accessed 2026-09-28.
27
Management Liability Insurance | Zurich U.S. Zurich U.S.; Management liability, D&O, crime, fiduciary, EPLI. Accessed 2026-09-28.
28
Directors and Officers Liability Insurance (D&O) | Zurich U.S. Zurich U.S.; D&O coverage, target companies, claims team. Accessed 2026-09-28.
29
Employment Practices Liability Insurance (EPLI) | Zurich U.S. Zurich U.S.; EPLI protection, coverage features, risk services. Accessed 2026-09-28.
30
Fiduciary Liability Insurance | Zurich U.S. Zurich U.S.; Fiduciary products, exposures, customers, services. Accessed 2026-09-28.
31
Commercial Crime & Fidelity Insurance Coverage | Zurich U.S. Zurich U.S.; Crime product, standalone/package availability, loss examples, risk assessment services. Accessed 2026-09-28.
32
ERISA Fidelity Bond | Zurich U.S. Insurance. Zurich U.S.; ERISA Fidelity Bond options, limits, eligibility, insurer, underwriting conditions. Accessed 2026-09-28.
33
Errors and Omissions Insurance – E&O | Zurich Insurance. Zurich U.S.; Pro Plus coverage, targeted classes, policy structure, claims and underwriting. Accessed 2026-09-28.
34
Cyber Security Insurance and Coverage | Zurich Insurance. Zurich U.S.; Cyber policy types, customer segments, primary/excess, incident response. Accessed 2026-09-28.
35
Zurich Cyber Insurance Policy. Zurich U.S.; Large/global cyber policy coverage and claims/response resources. Accessed 2026-09-28.
36
Commercial Umbrella Insurance Coverage | Zurich Insurance. Zurich U.S.; Umbrella and excess coverage forms, crisis expense limit, excess claims-made facility. Accessed 2026-09-28.
37
Commercial Property Insurance: Building & Business | Zurich. Zurich U.S.; Property forms, customer segments, business interruption, risk engineering, marine. Accessed 2026-09-28.
38
Insurance for Construction Companies | Zurich Insurance. Zurich U.S.; Builders risk offering; construction customers; construction coverages and risk services. Accessed 2026-09-28.
39
Vehicle Rental Business Insurance: Car, Motorcycle, Truck, RV | Zurich. Zurich U.S.; Commercial rental fleets, auto liability and physical damage, application and claims. Accessed 2026-09-28.
40
Surety Bond Company: Construction & Corporate | Zurich. Zurich U.S.; Contract and commercial surety, products, jurisdictions, transaction tools. Accessed 2026-09-28.
41
2025 U.S. Small Commercial Insurance Study. J.D. Power; Indexed 2025 ranking PDF URL returned 404 when opened; score table not verified. Accessed 2026-09-28.
42
2025 U.S. Small Commercial Insurance Study - JD Power. J.D. Power; 2025 study methodology, sample size and field dates. Accessed 2026-09-28.
43
U.S. Small Commercial Insurance Study - JD Power. J.D. Power; 2025 and 2026 profiled target brands and publication dates. Accessed 2026-09-28.
44
Best Insurance Companies for Car Rental Businesses - NerdWallet. NerdWallet; Zurich 4.5/5 business editorial rating; commercial auto rental fleets; complaint analysis. Accessed 2026-09-28.
45
Zurich Insurance Reviews | Trustpilot. Trustpilot; Global Zurich Insurance profile, TrustScore and review count. Accessed 2026-09-28.
46
Zurich Property & Casualty Insurance Reviews from Real Customers | ConsumerAffairs. ConsumerAffairs; Zurich P&C profile rating/review count and mixed reviewer topics. Accessed 2026-09-28.
47
Zurich American Insurance Company | BBB Business Profile. BBB; Business grade, accreditation, Zurich NA description and line list. Accessed 2026-09-28.
48
Zurich American Insurance Company | BBB Reviews | Better Business Bureau. BBB; Customer Review Ratings and review count. Accessed 2026-09-28.
49
NAIC Consumer Insurance Search. NAIC; Company/state/line consumer complaint lookup; interactive result did not render. Accessed 2026-09-28.
50
List of financial strength and issuer credit ratings | Zurich Insurance. Zurich Insurance Group; Current ratings for Zurich American Insurance Company. Accessed 2026-09-28.
51
AM Best Affirms Credit Ratings of Zurich Insurance Group Ltd and Its Main Rated Subsidiaries. AM Best; September 4, 2026 affirmations for Zurich American Insurance Company. Accessed 2026-09-28.
52
ERISA Fidelity Bond | Zurich U.S. Insurance. Zurich U.S.; Product-page underwriting jurisdiction caveat; individual North American insurance entities. Accessed 2026-09-28.
53
Workers’ Compensation Insurance | Zurich Insurance. Zurich U.S.; Medical management, claims reporting and worker benefits. Accessed 2026-09-28.
54
Commercial Builders Risk Program | Zurich Insurance. Zurich U.S.; Builders Risk - Commercial; direct product overview and FAQ: coverage, appetite, ineligible projects, options, limits, application, geography, admission and program highlights (HTML lines 270–411). Accessed 2026-09-28.
55
About Us | Zurich U.S. | Commercial Insurance. Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28.
56
About Zurich U.S. | Zurich U.S. Insurance. Zurich U.S.; Opening paragraphs; relationship to Zurich Insurance Group. Accessed 2026-09-28.
57
Terms of Use from Zurich U.S. | Zurich Insurance. Zurich American Insurance Company / Zurich U.S.; §1 site operator; §5 reproduction rights; §16 Zurich American Insurance Company, NAIC 16535, and provider-published all-state/listed-territory licensing disclosure; §17 member-company list. Accessed 2026-09-29.
58
Zurich Insurance Group Annual Results 2025. Zurich Insurance Group Ltd; Note 27, Table 27.1, printed p.126: voting rights and ownership interest at 2025-12-31. Accessed 2026-09-28.
59
Zurich U.S. History. Zurich U.S.; 2026 history page, planned transition wording; completion date not stated. Accessed 2026-09-28.
60
Agents and Brokers | Zurich U.S. Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28.
61
Contact Zurich U.S. Zurich U.S.; Commercial insurance contact routes. Accessed 2026-09-28.
62
My Zurich customer portal. Zurich U.S.; Existing-policyholder portal functions. Accessed 2026-09-28.
63
Report a Claim. Zurich U.S.; Claim notice methods and stated acknowledgment workflow. Accessed 2026-09-28.
64
Customer Care Center. Zurich U.S.; Published customer-care hours and contact. Accessed 2026-09-28.
65
Zurich Producer Compensation. Zurich U.S. (company-reported); Disclosure updated May 2026: base/contingent arrangements and independently operating program administrator exclusion. Accessed 2026-09-28.

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All Comparisons

An Overview of Markel Insurance and Zurich U.S.

What Stands Out About Markel Insurance and Zurich U.S.?

Markel Insurance at a Glance

Zurich U.S. at a Glance

Markel Insurance vs Zurich U.S. Coverage Lines Compared

Markel Insurance and Zurich U.S. Coverage, Line by Line

Builders Risk Insurance

Commercial Property Insurance

Crime Insurance

Cyber Insurance

D&O Insurance

Employment Practices Liability Insurance

Fiduciary Liability Insurance

General Liability Insurance

Inland Marine Insurance

Management Liability Insurance

Professional Liability (E&O) Insurance

Surety Bonds

Tech E&O Insurance

Umbrella and Excess Liability Insurance

Workers’ Compensation Insurance

Markel Insurance and Zurich U.S. Reliability Scores

Markel Insurance Reliability Scores

Zurich U.S. Reliability Scores

Markel Insurance and Zurich U.S. Review Scores for 2026

Markel Insurance Review Score

Zurich U.S. Review Score

How Do the Markel and Zurich U.S. Buying Routes Differ?

What Do the Markel and Zurich U.S. Coverage Lists Show?

How Do Markel and Zurich U.S. Differ on Application and Service?

What Should You Ask Before Choosing Between Markel and Zurich U.S.?

Markel Insurance vs Zurich U.S. Services Compared

Provider Profiles for Markel Insurance and Zurich U.S.

Markel Insurance: Specialty Business and Products

Zurich U.S. Business Insurance: Products, Access, and Claims

Sources for Markel Insurance vs Zurich U.S.

Markel Insurance Official Website

Zurich U.S. Official Website

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