What Are the Alternatives to Mylo Business Insurance?
Mylo suits small and growing businesses that want online quote shopping with advisor help; companies needing a dedicated claims advocate or complex program management should compare full-service brokers.
What Should You Weigh When Choosing an Alternative to Mylo?
Mylo says it launched within Lockton Companies in 2015 and now has Group 1001 as its backer, with 2023 reporting describing Group 1001 as its majority investor after Mylo was no longer part of Lockton. That ownership relationship doesn’t identify which insurer underwrites any particular Mylo placement, which is worth asking about directly. 2,3,4
A business buyer can shop through Mylo’s online questionnaire or work by phone with a licensed advisor. Mylo says some carrier and coverage combinations can be purchased online, but an agent finalizes the policy in most cases, so the online-only path isn’t guaranteed for every applicant. 1,5
Mylo says its guided shopping service is free and that 95% of customers don’t pay Mylo a fee when purchasing, generally earning a carrier commission instead; in fewer than 5% of transactions it says it charges a fee when it handles billing and incurs higher administrative costs. The disclosure doesn’t state the fee amount, which is worth asking for directly when comparing options. 2
Mylo also supplies an embedded insurance-shopping service to other companies and insurance agencies. A buyer who reaches Mylo through one of those partners should confirm whether Mylo, the partner, or another licensed entity is actually the producer for that transaction. 6,3
Mylo Alternatives for Business Owner’s Policy
Alliance Risk arranges business owner’s policies.
5.8Amelia Risk arranges business owner’s policies for startups.
5.1Chubb offers business owner’s policies for eligible small businesses with up to $30 million in revenue.
6.4Corgi lists a business owner’s policy in its coverage catalog.
Coterie offers a business owner’s policy through its agent channel.
5.1Coverdash lists a business owner’s policy in its coverage hub.
5.1Embroker lists a business owner’s policy with a quote route.
5.1ERGO NEXT markets a business owner’s policy.
5.8Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here.
Gallagher arranges business owner’s policies for small businesses.
5.5Harper accepts business owner’s policy inquiries through its coverage intake.
5.9Heffernan arranges business owner’s policies for small businesses.
5.0Hiscox offers business owner’s policies for small businesses.
6.1HUB International arranges business owner’s policies for small and midsized businesses.
5.5Insureon markets Business Owner’s Policy (BOP); description does not establish insurer, policy terms, or individual availability.
Kinro lists a business owner’s policy in its product catalog.
5.0Nationwide markets a BOP for eligible small businesses and describes property and liability elements with optional additions; actual coverage is controlled by policy forms.
Pie accepts business owner’s policy quote requests.
5.8TechInsurance arranges business owner’s policies for small businesses.
5.0The Hartford offers business owner’s policies combining property and liability coverage.
7.3Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers business owner’s policies for small technology-services businesses.
6.1
Mylo Alternatives for Commercial Auto Insurance
AIG Truck Insurance Group commercial auto (scoped to for-hire trucking)
Alliance Risk arranges commercial auto insurance.
5.8Amelia Risk arranges commercial auto insurance for consumer-product businesses.
5.1Aon lists automobile liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
6.7Chubb offers commercial auto insurance.
6.4Corgi links to trucking auto-liability coverage from its transportation menu.
Coverdash lists commercial auto in its coverage catalog and invites quote requests.
5.1Embroker offers help obtaining commercial auto insurance and invites quote requests.
5.1Commercial auto product page; HNOA is not split out.
Gallagher arranges commercial auto insurance for small businesses.
5.5Harper lists commercial auto insurance and describes approaching insurers for customers.
5.9Heffernan arranges commercial auto insurance.
5.0HUB International arranges commercial auto insurance.
5.5Insureon markets Commercial Auto; description does not establish insurer, policy terms, or individual availability.
As of September 16, 2026, Kinro lists commercial auto and describes matching business details to carrier appetite.
5.0Lockton arranges commercial auto insurance.
5.6Nationwide lists commercial auto in its small-business product catalogue. We couldn’t review the dedicated product page, so no vehicle, driver, or state terms are inferred.
As of September 16, 2026, Newfront lists auto liability within its casualty placement services.
5.0StartupInsurance.ai arranges commercial auto insurance for startups.
4.9TechInsurance arranges commercial auto insurance for small businesses.
5.0Listed for government-contracting, transportation and digital-infrastructure exposures.
The Hartford offers commercial auto insurance as a business coverage; small businesses cannot currently buy it online and may be quoted through a local agency.
7.3Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers commercial auto insurance.
6.1USI arranges commercial auto insurance.
5.3Zurich markets commercial auto for rental fleets; the reviewed source does not establish the same terms for all commercial-auto classes.
Mylo Alternatives for Cyber Insurance
AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)
Alliance Risk arranges cyber liability insurance.
5.8Amelia Risk arranges cyber insurance.
5.1Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.
6.7At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.
6.2Beazley offers cyber insurance for small and midsized businesses.
6.2BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.
7.0CFC offers cyber insurance, including primary and excess products.
Chubb offers cyber insurance.
6.4Coalition offers cyber insurance.
6.2Corgi lists cyber insurance among its business insurance offerings.
Coverdash lists cyber insurance in its coverage catalog.
5.1Cowbell offers standalone and excess cyber products through its insurance-agency business.
6.3Embroker lists cyber insurance with a quote route.
5.1Founder Shield lists cyber liability among its core offerings.
5.3Cyber product page; policy terms and limits not established.
Gallagher arranges cyber insurance.
5.5Harper lists cyber insurance and describes approaching insurers for customers.
5.9Heffernan arranges cyber insurance.
5.0Hiscox offers cyber insurance for small businesses.
6.1HUB International arranges cyber insurance.
5.5Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.
Kinro lists cyber liability and compares business details with carrier appetite.
5.0Lockton arranges cyber insurance.
5.6Markel Cyber 360
7.1Marsh arranges cyber insurance.
5.6Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.
Newfront places cyber insurance, negotiates policy wording and provides claims consultation.
5.0Pie provides access to cyber insurance quotes from carrier partners.
5.8Relm lists cyber insurance for placement through brokers.
Resilience markets cyber insurance on a primary or excess basis.
5.0RiskCube arranges cyber insurance for startups.
5.9Risklytics arranges cyber insurance for robotics, hardware and AI businesses.
5.4Add-on for select buyers purchasing another business policy; phone quote route.
StartupInsurance.ai arranges cyber insurance for startups.
4.9TechInsurance arranges cyber insurance for small businesses.
5.0Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.
The Hartford offers cyber insurance and data-breach coverage.
7.3Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.
6.1USI arranges cyber insurance.
5.3Vouch lists cyber liability in its technology-company programs.
5.0WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.
5.0WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.
7.0Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.
Mylo Alternatives for Employee Health Benefits
AIG Medical Indemnity supplemental group health benefit
Founder Shield lists Employee Health & Benefits among its services.
5.3Gallagher advises small businesses on individual coverage health reimbursement arrangements (ICHRA).
5.5Heffernan advises employers on group health, dental and vision benefits.
5.0HUB International arranges employee health and benefits programs.
5.5Lockton arranges employee health and benefits programs.
5.6Marsh McLennan Agency (MMA), a Marsh business, arranges employee health and benefits programs.
5.6Newfront offers employee-benefits advice and program design, including funding and pharmacy strategies.
5.0Baldwin’s filing attributes employee-benefit services to Insurance Advisory Solutions; commercial-sector pages describe employee-benefit solutions. This is advisory/benefits scope, not a medical plan catalogue.
USI advises employers on health-plan design, medical costs, pharmacy and benefits administration.
5.3
Mylo Alternatives for General Liability Insurance
AIG Programs general liability (three separate program scopes)
Alliance Risk arranges general liability insurance.
5.8Amelia Risk arranges general liability insurance.
5.1Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.
6.7Beazley offers general liability insurance in packages such as its environmental-services policy.
6.2BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.
7.0CFC offers general liability within its property and casualty product.
Chubb offers general liability insurance within its commercial package products.
6.4Corgi lists commercial general liability among its business insurance offerings.
Coterie offers general liability policies for small businesses through its partner distribution.
5.1GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.
Coverdash lists general liability in its Core Business coverage catalog with a quote route.
5.1Embroker offers a general liability quote route among its individual business coverages.
5.1ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.
5.8Founder Shield lists general liability among its core coverage offerings.
5.3Company CGL product page; line-specific CGL membership only.
Gallagher arranges general liability insurance for small businesses.
5.5Harper lists general liability in its business-insurance services and quote inquiry.
5.9Heffernan arranges general liability insurance.
5.0Hiscox offers general liability insurance for small businesses.
6.1HUB International arranges general liability insurance.
5.5Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.
Kinro lists general liability and compares available carrier options.
5.0Lockton arranges general liability insurance.
5.6Markel small-business casualty and property
7.1Marsh arranges general liability insurance, including for data centers.
5.6Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.
Newfront includes general liability in its casualty placement services.
5.0Pie arranges general liability insurance through unaffiliated third-party insurers.
5.8Relm lists general liability insurance for placement through brokers.
RiskCube arranges general liability insurance for startups.
5.9Risklytics arranges general liability insurance for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges general liability insurance for startups.
4.9TechInsurance arranges general liability insurance for small businesses.
5.0Listed as general liability for professional-services clients and as a consideration for other named business sectors.
The Hartford offers general liability insurance.
7.3Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers general liability insurance.
6.1USI arranges general liability insurance.
5.3Vouch lists general liability among the core coverages in its technology-company programs.
5.0WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.
5.0Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.
Mylo Alternatives for Medical Malpractice Insurance
Beazley offers medical professional liability insurance for digital-health businesses and middle-to-large life-sciences organizations.
6.2Corgi markets medical malpractice insurance for health care professionals and organizations.
Allied healthcare liability for named classes; not universal conventional malpractice.
Harper arranges medical malpractice insurance.
5.9Heffernan arranges medical malpractice insurance.
5.0HUB International arranges medical professional liability insurance for health care professionals.
5.5USI arranges medical malpractice insurance.
5.3Vouch arranges medical malpractice insurance for health care and life sciences businesses.
5.0
Mylo Alternatives for Professional Liability (E&O) Insurance
AIG entity-based Professional Liability / Specialty Professional E&O
Alliance Risk arranges professional liability insurance.
5.8Amelia Risk arranges professional errors and omissions insurance for startups.
5.1Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.
6.7At-Bay offers primary miscellaneous professional liability insurance.
6.2Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.
6.2Professional First materials describe a professional-liability portfolio with several professions and service types.
7.0CFC offers professional liability insurance for professional-service businesses.
Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.
6.4currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component
Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.
6.2Corgi lists miscellaneous errors and omissions coverage for service-based businesses.
Coterie lists miscellaneous professional liability for eligible small businesses in participating states.
5.1Several separately scoped professional-liability programs; do not generalize terms across professions.
Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.
5.1Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.
5.1ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.
5.8Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.
5.3Professional E&O product page.
Gallagher arranges professional errors and omissions insurance for small businesses.
5.5Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.
5.9Heffernan arranges professional errors and omissions insurance for small businesses.
5.0Hiscox offers professional errors and omissions insurance for small businesses.
6.1HUB International arranges professional errors and omissions insurance.
5.5Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.
Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.
5.0Lockton arranges professional errors and omissions insurance.
5.6Markel ProBiz miscellaneous E&O
7.1Marsh arranges professional errors and omissions insurance.
5.6Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.
Newfront lists errors and omissions among its executive-risk coverage services.
5.0Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.
5.8Relm lists professional errors and omissions insurance for placement through brokers.
StartupInsurance.ai arranges professional errors and omissions insurance for startups.
4.9TechInsurance arranges professional errors and omissions insurance for small businesses.
5.0Listed as professional liability/E&O for professional-services and government-contractor audiences.
The Hartford offers professional liability insurance for service businesses.
7.3Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers professional errors and omissions insurance.
6.1USI arranges professional errors and omissions insurance.
5.3Vouch lists errors and omissions among the core coverages in its professional-services programs.
5.0WithCoverage includes errors and omissions in its technology insurance-program review services.
5.0WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.
7.0Zurich markets professional errors and omissions insurance.
Mylo Alternatives for Surety Bonds
Aon markets Commercial Surety globally and says availability depends on jurisdiction; the page does not establish U.S. placement availability.
6.7BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.
7.0Chubb offers surety bonds.
6.4Coverdash lists surety bonds in its Excess & Specialty catalog with a quote route.
5.1Embroker arranges construction-contract and license or permit surety bonds.
5.1Gallagher arranges surety bonds.
5.5Harper arranges license, permit and contract surety bonds.
5.9Heffernan arranges surety bonds, including through a linked online bond portal.
5.0HUB International arranges surety bonds.
5.5Insureon markets Small Business Surety Bonds; description does not establish insurer, policy terms, or individual availability.
Lockton arranges surety bonds.
5.6Markel Surety bonds
7.1Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds.
5.6Nationwide markets commercial surety bonds. A bond is a contractual guarantee and is not interchangeable with an insurance policy.
Newfront arranges contract and commercial surety bonds.
5.0Relm lists contract surety for placement through brokers.
StartupInsurance.ai arranges surety bonds for startups.
4.9TechInsurance arranges surety bonds for small businesses.
5.0Dedicated surety practice describes bond advisory/placement across contract, commercial and subdivision contexts.
Travelers offers surety bonds.
6.1USI arranges contract, commercial and international surety bonds.
5.3WTW’s 2024 annual report describes a global bond-placement team. This is a dated global group capability, not evidence of current U.S. placement terms or eligibility.
7.0Zurich markets construction and corporate surety bonds.
Mylo Alternatives for Umbrella and Excess Liability Insurance
AIG Excess Casualty (lead umbrella and mid/high excess)
Alliance Risk arranges umbrella and excess liability insurance.
5.8Amelia Risk arranges umbrella and excess liability.
5.1Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.
6.7BHSI lists lead umbrella and excess casualty within its U.S. casualty products.
7.0CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.
Chubb offers umbrella and excess liability insurance.
6.4Corgi lists commercial umbrella liability insurance.
Coverdash lists umbrella and excess liability insurance.
5.1Founder Shield lists umbrella insurance.
5.3Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.
Gallagher arranges umbrella and excess liability.
5.5Harper arranges umbrella insurance.
5.9Heffernan arranges excess and umbrella insurance.
5.0HUB International arranges umbrella and excess liability insurance.
5.5Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.
Kinro lists umbrella and excess liability insurance.
5.0Lockton arranges umbrella and excess liability insurance.
5.6Markel excess casualty and umbrella
7.1Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form.
Newfront arranges umbrella and excess liability insurance through its casualty practice.
5.0Relm lists excess liability for placement through brokers.
Risklytics arranges umbrella insurance for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges umbrella and excess liability insurance for startups.
4.9TechInsurance arranges commercial umbrella insurance for small businesses.
5.0Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy.
The Hartford lists commercial umbrella insurance among its business coverage options.
7.3Travelers offers commercial umbrella and excess liability insurance.
6.1USI arranges umbrella and excess liability.
5.3Vouch lists umbrella among core coverages for technology companies.
5.0WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses.
5.0Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.
Mylo Alternatives for Workers’ Compensation Insurance
AIG Workers’ Compensation options by distinct channel
Alliance Risk arranges workers’ compensation insurance.
5.8Amelia Risk arranges workers’ compensation insurance.
5.1Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.
6.7Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.
6.4Corgi lists workers’ compensation insurance.
Coverdash lists workers’ compensation insurance.
5.1Embroker arranges workers’ compensation insurance.
5.1ERGO NEXT offers workers’ compensation insurance for small businesses.
5.8Founder Shield lists workers’ compensation insurance.
5.3Workers’ compensation page; state requirements vary.
Gallagher arranges workers’ compensation insurance for small businesses.
5.5Harper arranges workers’ compensation insurance.
5.9Heffernan arranges workers’ compensation insurance.
5.0Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.
6.1HUB International arranges workers’ compensation insurance.
5.5Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.
Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.
5.0Lockton arranges workers’ compensation insurance.
5.6Markel Workers Compensation
7.1Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.
5.6Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.
Newfront arranges workers’ compensation insurance through its casualty practice.
5.0Pie Insurance offers workers’ compensation insurance for small businesses.
5.8Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.
5.4StartupInsurance.ai arranges workers’ compensation insurance for startups.
4.9TechInsurance arranges workers’ compensation insurance for small businesses.
5.0Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.
The Hartford offers workers’ compensation insurance.
7.3Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Travelers offers workers’ compensation insurance.
6.1USI arranges workers’ compensation insurance.
5.3Vouch lists workers’ compensation among core coverages for technology companies.
5.0WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.
5.0Zurich markets workers’ compensation insurance.
6 documents, numbered as cited. Open the sources