What Does Commercial Property Insurance from Travelers Cover?
Travelers sells commercial property insurance for small, midsized and large businesses, standalone or packaged with other coverage, through independent agents.
Travelers Commercial Property Insurance · Updated
What Is Travelers’ Role in Commercial Property Insurance?
Travelers underwrites commercial property insurance as a standalone policy or packaged with other coverage, with separate product tiers for small, midsized, and large or specialty businesses. 1
Company-reported.Product page tier descriptions.
Who Is Travelers Commercial Property Insurance For?
Travelers offers small business property coverage bundled into its Business Owner's Policy for classes such as contractors, healthcare, retail, restaurants and technology services, Travelers Deluxe and OMNI for midsized businesses, and Customized Property Coverage for large, specialized or high-value risks. 1
Company-reported.Product page small, midsized and large/specialty business sections.
Coverage Features of Travelers Commercial Property Insurance
Travelers says the policy covers a company's buildings, office equipment, furniture, fixtures, inventory and lost business income from events such as fire, explosion, storms, theft and vandalism, with additional coverage often available for floods, earthquakes and equipment breakdown. 1
Company-reported.Product page "What does commercial property insurance cover?" FAQ; actual inclusions and exclusions are set by the issued policy.
Travelers Commercial Property Insurance Limits and Retentions
Travelers says its excess property market typically attaches at $1,000,000 or greater; standard-tier limits and deductibles are not published and depend on the quote. 1
Company-reported.Product page "Excess property market" section.
What Risk Services Come With Travelers Commercial Property Insurance?
Travelers says property customers get access to Risk Control property specialists, an Under Deductible Subrogation service to pursue reimbursement for losses below the deductible, and wildfire mitigation discounts for qualifying properties. 1
Company-reported.Product page Risk Control, Under Deductible Subrogation and wildfire mitigation sections.
How Do You Apply for Travelers Commercial Property Insurance?
Commercial property coverage is bought through a Travelers independent agent, who can help choose between replacement-cost and actual-cash-value coverage and confirm what a lease requires. 1
Company-reported.Product page purchasing and lease-review FAQs.
Travelers Commercial Property Insurance Compared With Other Providers
Other Coverage Lines Documented for Travelers
Sources for Travelers Commercial Property Insurance
- Commercial Property Insurance. Travelers; What is commercial property insurance?; Who is commercial property insurance coverage right for?; Small business property insurance; Midsized business property insurance (Travelers Deluxe, OMNI); Large and specialty business property insurance (Customized Property Coverage, global property coverage, specialty market programs, Excess property market); FAQ. Accessed 2026-09-23.