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What Does Business Owner’s Policy from Travelers Cover?

Travelers sells a Technology Services Business Owner's Policy that bundles property and liability insurance for small technology-services businesses, through independent agents.

Technology Services Business Owner's Policy · Updated

What Is Travelers’ Role in Business Owner’s Policy?

  • Travelers packages this line as a Technology Services Business Owner's Policy (BOP) that bundles property insurance with liability insurance into a single policy for small technology-services businesses. 1

    Company-reported.Small Business Technology Services Insurance page as read on 2026-09-23.

Who Issues Travelers Business Owner’s Policy?

  • The Small Business Technology Services Insurance page does not name the specific Travelers entity that issues this BOP; the issuing company is disclosed on the policy itself. 1

    Not found in reviewed sources.Page checked on 2026-09-23; no underwriting-entity footer was present on this page.

Who Is Travelers Business Owner’s Policy For?

  • Travelers markets this BOP to small businesses providing technology services, including computer installation and repair, data processing services, internet service providers, IT consultants and schools, software development, web development and design, and web hosting. 1

    Company-reported."Who is small business technology services insurance right for?" section.

What Coverage Features Does Travelers Business Owner’s Policy Include?

  • Travelers says the Technology Services BOP includes property coverage, general liability, business income and extra expense coverage, and cyber liability and errors & omissions coverage, bundled into one policy. 1

    Company-reported.BOP description on the Small Business Technology Services Insurance page.

  • Travelers offers optional add-ons for this BOP: the Xtend Endorsement, which it describes as 15 general liability coverage enhancements including a blanket waiver of subrogation; Employment Practices Liability+ (EPL+) for claims like discrimination or wrongful termination; and World Business Essentials, which extends some property and liability coverage for periodic overseas travel. 1

    Company-reported."Customize your business policy with these add-ons" section.

Travelers Business Owner’s Policy Limits and Retentions

  • The page does not publish specific coverage limits, deductibles or sublimits for the Technology Services BOP or its add-ons; those figures appear on the quote and declarations. 1

    Not found in reviewed sources.Page checked on 2026-09-23.

How Do You Apply for Travelers Business Owner’s Policy?

  • Travelers directs buyers to an independent insurance agent to tailor and purchase this BOP; the page does not offer a direct self-service online quote or bind path. 1

    Company-reported."Find an insurance agent" call-to-action on the technology-services page.

Travelers Business Owner’s Policy Compared With Other Providers

Other Coverage Lines Documented for Travelers

Sources for Travelers Business Owner’s Policy

  1. Small Business Technology Services Insurance. Travelers; Technology services business owner's policy (BOP) section; Who is small business technology services insurance right for?; Customize your business policy with these add-ons; Find an insurance agent CTA. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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