What Does Workers’ Compensation Insurance from Travelers Cover?
Travelers sells workers compensation insurance to large employers and small businesses, covering employees' medical costs and lost wages, except in states where a state-run fund is required.
Travelers Workers Compensation Insurance · Updated
What Is Travelers’ Role in Workers’ Compensation Insurance?
Travelers underwrites workers compensation insurance directly as a standalone line, separate from a business owner's policy, and says it also provides risk control and claim services alongside the policy rather than selling coverage alone. 1
Company-reported.Workers-compensation product page, as read on 2026-09-23.
Who Issues Travelers Workers’ Compensation Insurance?
A video transcript on the workers-compensation page is copyrighted to The Travelers Indemnity Company, which is consistent with that entity issuing workers compensation policies, though the page does not state that every workers-comp policy is issued by that entity rather than an affiliate. 1
Company-reported.Video transcript credit on the workers-compensation page; not a policy-level disclosure of the issuing entity for a specific quote.
Who Is Travelers Workers’ Compensation Insurance For?
Travelers says nearly every state requires most businesses to carry workers compensation insurance, but that in monopolistic states employers must buy coverage from a state-run fund, or may self-insure using a third-party administrator, so Travelers workers compensation is not purchasable there through Travelers itself. 1
Company-reported.Workers-compensation FAQ answer, 'Who needs workers compensation insurance?'; the page does not list which states are monopolistic.
Travelers markets workers compensation to both large, multi-state employers and small businesses, and says it maintains state-specific requirement information because coverage terms and required forms vary by jurisdiction. 1
Company-reported.Large-business and small-business sections and the 'Workers compensation laws vary by state' section.
Coverage Features of Travelers Workers’ Compensation Insurance
Travelers says the policy covers employees' medical expenses and lost wages for job-related injuries and diseases, includes employers liability coverage for related lawsuits not covered by workers-comp law, and that employers in monopolistic states may add employers liability separately as stop-gap coverage. 1
Company-reported.Product overview and 'What does workers comp cover?' FAQ; full inclusions and exclusions depend on the policy as issued and the applicable state.
Travelers Workers’ Compensation Insurance Risk Services
Travelers reports internal outcome and cost-containment statistics for its workers-comp claim and risk-control programs, including 70% of injured employees returning to work within 30 days, a 40% decline in opioid use it attributes to its Early Severity Predictor tool, and access to a network of 2.3 million medical providers. 1
Company-reported.Workers-compensation page statistics, sourced to Travelers internal data; these are company-reported outcomes, not independently verified.
How Do You Apply for Travelers Workers’ Compensation Insurance?
Travelers directs buyers to contact a local Travelers agent to find a workers compensation policy, and separately notes pricing depends on business location, type of work, total payroll and claims history rather than a fixed rate. 1
Company-reported.Workers-compensation FAQ answers 'How can I buy workers compensation insurance?' and 'What determines the cost of a workers compensation policy?'
Travelers Workers’ Compensation Insurance Compared
Other Coverage Lines Documented for Travelers
Sources for Travelers Workers’ Compensation Insurance
- Workers Compensation Insurance. Travelers; What is workers compensation insurance?; Who needs workers compensation insurance?; What does workers comp cover?; Is all workers compensation insurance the same?; Trends in workers compensation legislation; Copyright 2018 The Travelers Indemnity Company video transcript. Accessed 2026-09-23.