Alternatives to Liberty Mutual
Liberty Mutual is a group brand spanning multiple insurance entities. Its business-site disclosure says coverage may be underwritten by Liberty Mutual Insurance Company or affiliates/subsidiaries and that the issuing insurer is identified when a product is offered; some policies may use surplus-lines insurers. The LMIC statutory statement identifies Comparion as a separate producer for LMIC policies it places. When you compare another quote, match the business and requested protection first; a shared coverage label does not establish that the policy terms or eligibility are equivalent.
Absence from our documented catalogue does not establish that a coverage line is unavailable from a provider; it means our research does not yet document it.
What Should You Weigh When Choosing an Alternative to Liberty Mutual?
Start with the policy, not the shared line name. Ask each provider to confirm the insured entity, covered operations, limits, exclusions, and any conditions that matter to your risk before treating two quotes as substitutes. 1,2
Compare the route and ongoing service as well as the quote. Liberty Mutual's small-business page offers quote and agent-finder entry points. Its commercial pages direct business buyers to a broker or agent. A quote link does not establish online purchase or policy binding. Ask who can bind the policy, who handles changes and renewals, and where to report a claim. 3,1
The coverage list is generated from published provider profiles and is a way to find options to investigate. Confirm that the coverage is available for your business and state, and compare the actual policy forms and endorsements before choosing. 1,2
Liberty Mutual Alternatives for Builders Risk Insurance
AIG Builders Risk
Reliability ScoreAlliance Risk arranges builders risk insurance.
Reliability Score5.8/ 10Aon names Construction Property/Builders Risk on its global construction page; confirm whether this line is offered for the buyer, state, and placement.
Reliability Score6.7/ 10BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.
Reliability Score7.0/ 10Chubb offers builders risk insurance.
Reliability Score6.4/ 10Inland Marine appetite category; separately, Ocean Marine lists Hull Builders Risk
Reliability ScoreCoverdash lists builders risk among its property coverage options.
Reliability Score5.1/ 10Builder’s risk product page; policy-specific construction terms not established.
Reliability ScoreGallagher arranges builders risk.
Reliability Score5.5/ 10Harper includes builders risk in its construction and contractor insurance offering.
Reliability Score5.9/ 10Heffernan arranges builders risk.
Reliability Score5.0/ 10HUB International arranges builders risk insurance.
Reliability Score5.5/ 10Markel builders risk
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide lists builders risk among inland-marine products. The page does not establish project-specific coverage periods, valuation, or exclusions.
Reliability ScoreStartupInsurance.ai arranges builders risk insurance for startups.
Reliability Score4.9/ 10Listed for digital-infrastructure projects and in commercial real-estate construction risk.
Reliability ScoreWithCoverage reviews builders risk exposures in construction insurance programs and offers broker-transition support.
Reliability Score5.0/ 10Zurich markets a Commercial Builders Risk program for construction projects; the project-value language conflicts within Zurich’s own page and requires confirmation.
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Liberty Mutual Alternatives for Business Owner’s Policy
Alliance Risk arranges business owner’s policies.
Reliability Score5.8/ 10Amelia Risk arranges business owner’s policies for startups.
Reliability Score5.1/ 10- Reliability Score
Chubb offers business owner’s policies for eligible small businesses with up to $30 million in revenue.
Reliability Score6.4/ 10- Reliability Score
Corgi lists a business owner’s policy in its coverage catalog.
Reliability ScoreCoterie offers a business owner’s policy through its agent channel.
Reliability Score5.1/ 10Coverdash lists a business owner’s policy in its coverage hub.
Reliability Score5.1/ 10Embroker lists a business owner’s policy with a quote route.
Reliability Score5.1/ 10ERGO NEXT markets a business owner’s policy.
Reliability Score5.8/ 10Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here.
Reliability ScoreGallagher arranges business owner’s policies for small businesses.
Reliability Score5.5/ 10Harper accepts business owner’s policy inquiries through its coverage intake.
Reliability Score5.9/ 10Heffernan arranges business owner’s policies for small businesses.
Reliability Score5.0/ 10Hiscox offers business owner’s policies for small businesses.
Reliability Score6.1/ 10HUB International arranges business owner’s policies for small and midsized businesses.
Reliability Score5.5/ 10Insureon markets Business Owner’s Policy (BOP); description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists a business owner’s policy in its product catalog.
Reliability Score5.0/ 10Mylo lists a business owner’s policy among its business insurance products.
Reliability Score5.0/ 10Nationwide markets a BOP for eligible small businesses and describes property and liability elements with optional additions; actual coverage is controlled by policy forms.
Reliability ScorePie accepts business owner’s policy quote requests.
Reliability Score5.8/ 10- Reliability Score
TechInsurance arranges business owner’s policies for small businesses.
Reliability Score5.0/ 10The Hartford offers business owner’s policies combining property and liability coverage.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers business owner’s policies for small technology-services businesses.
Reliability Score6.1/ 10
Liberty Mutual Alternatives for Cargo and Transit Insurance
AIG Ocean Cargo
Reliability ScoreAlliance Risk arranges inland and ocean marine coverage for goods in transit.
Reliability Score5.8/ 10Amelia Risk arranges stock-throughput (cargo) insurance for consumer-product businesses, which can address inventory in transit and at other locations.
Reliability Score5.1/ 10Aon lists cargo placements in its global marine practice; U.S. eligibility, insurer, limits and policy terms are not stated on the reviewed page.
Reliability Score6.7/ 10BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.
Reliability Score7.0/ 10Chubb offers cargo insurance.
Reliability Score6.4/ 10- Reliability Score
Corgi lists a cargo contractual liability product in its transportation offering.
Reliability ScoreCoverdash lists motor truck cargo and ocean marine coverage options.
Reliability Score5.1/ 10Founder Shield lists transit and transportation coverage for goods in transit or stored offsite.
Reliability Score5.3/ 10Heffernan arranges marine cargo insurance for freight, import and export businesses.
Reliability Score5.0/ 10HUB International arranges cargo insurance.
Reliability Score5.5/ 10Lockton arranges cargo insurance.
Reliability Score5.6/ 10Markel cargo and transit coverage
Reliability Score7.1/ 10- Reliability Score
Nationwide lists motor truck cargo among inland-marine products. This is not evidence of broad cargo coverage or any particular commodity/route acceptance.
Reliability ScoreNewfront lists cargo stock throughput among the coverages its property team handles.
Reliability Score5.0/ 10Transportation page lists cargo insurance; it does not state a particular transit form or coverage terms.
Reliability ScoreTravelers offers cargo insurance through its transportation, cargo and logistics offering.
Reliability Score6.1/ 10USI arranges cargo and transit insurance.
Reliability Score5.3/ 10WithCoverage reviews cargo exposures in consumer-business insurance programs and offers broker-transition support.
Reliability Score5.0/ 10WTW identifies Global Cargo within its global marine practice and includes cargo risk in its named data-center policy. These descriptions do not establish a particular US placement, insurer, policy wording, or availability.
Reliability Score7.0/ 10
Liberty Mutual Alternatives for Commercial Auto Insurance
AIG Truck Insurance Group commercial auto (scoped to for-hire trucking)
Reliability ScoreAlliance Risk arranges commercial auto insurance.
Reliability Score5.8/ 10Amelia Risk arranges commercial auto insurance for consumer-product businesses.
Reliability Score5.1/ 10Aon lists automobile liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10- Reliability Score
Chubb offers commercial auto insurance.
Reliability Score6.4/ 10- Reliability Score
Corgi links to trucking auto-liability coverage from its transportation menu.
Reliability ScoreCoverdash lists commercial auto in its coverage catalog and invites quote requests.
Reliability Score5.1/ 10Embroker offers help obtaining commercial auto insurance and invites quote requests.
Reliability Score5.1/ 10Commercial auto product page; HNOA is not split out.
Reliability ScoreGallagher arranges commercial auto insurance for small businesses.
Reliability Score5.5/ 10Harper lists commercial auto insurance and describes approaching insurers for customers.
Reliability Score5.9/ 10Heffernan arranges commercial auto insurance.
Reliability Score5.0/ 10HUB International arranges commercial auto insurance.
Reliability Score5.5/ 10Insureon markets Commercial Auto; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreAs of September 16, 2026, Kinro lists commercial auto and describes matching business details to carrier appetite.
Reliability Score5.0/ 10Lockton arranges commercial auto insurance.
Reliability Score5.6/ 10- Reliability Score
As of September 16, 2026, Mylo invites commercial-auto quote requests and describes comparing policies from multiple insurers.
Reliability Score5.0/ 10Nationwide lists commercial auto in its small-business product catalogue. We couldn’t review the dedicated product page, so no vehicle, driver, or state terms are inferred.
Reliability ScoreAs of September 16, 2026, Newfront lists auto liability within its casualty placement services.
Reliability Score5.0/ 10StartupInsurance.ai arranges commercial auto insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges commercial auto insurance for small businesses.
Reliability Score5.0/ 10Listed for government-contracting, transportation and digital-infrastructure exposures.
Reliability ScoreThe Hartford offers commercial auto insurance as a business coverage; small businesses cannot currently buy it online and may be quoted through a local agency.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers commercial auto insurance.
Reliability Score6.1/ 10USI arranges commercial auto insurance.
Reliability Score5.3/ 10Zurich markets commercial auto for rental fleets; the reviewed source does not establish the same terms for all commercial-auto classes.
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Liberty Mutual Alternatives for Commercial Property Insurance
AIG Commercial Property / Retail Property
Reliability ScoreAlliance Risk arranges property insurance.
Reliability Score5.8/ 10Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.
Reliability Score6.7/ 10Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.
Reliability Score6.2/ 10BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.
Reliability Score7.0/ 10CFC offers property coverage within its property and casualty product.
Reliability ScoreChubb offers commercial property insurance.
Reliability Score6.4/ 10- Reliability Score
Coverdash lists commercial property in its coverage catalog.
Reliability Score5.1/ 10Embroker offers help obtaining commercial property insurance and invites property quote requests.
Reliability Score5.1/ 10ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.
Reliability Score5.8/ 10Founder Shield lists property insurance among its core offerings.
Reliability Score5.3/ 10Commercial property product page.
Reliability ScoreGallagher arranges commercial property insurance for small businesses.
Reliability Score5.5/ 10Harper lists commercial property insurance and describes approaching insurance companies for customers.
Reliability Score5.9/ 10Heffernan arranges commercial property insurance.
Reliability Score5.0/ 10HUB International arranges commercial property insurance.
Reliability Score5.5/ 10Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreAs of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.
Reliability Score5.0/ 10Lockton arranges commercial property insurance.
Reliability Score5.6/ 10Markel commercial property
Reliability Score7.1/ 10Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy.
Reliability ScoreAs of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.
Reliability Score5.0/ 10Relm lists commercial property insurance for placement through brokers.
Reliability ScoreRisklytics arranges commercial property insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10Offered as part of a BOP, rather than as a standalone policy.
Reliability ScoreStartupInsurance.ai arranges commercial property insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges commercial property insurance for small businesses.
Reliability Score5.0/ 10Listed for real-estate, professional-services and other named commercial sectors.
Reliability ScoreThe Hartford offers commercial property insurance.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers commercial property insurance.
Reliability Score6.1/ 10USI arranges commercial property insurance.
Reliability Score5.3/ 10As of September 16, 2026, Vouch lists business property for health care and life sciences programs.
Reliability Score5.0/ 10As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses.
Reliability Score5.0/ 10WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.
Reliability Score7.0/ 10Zurich markets commercial property insurance.
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Liberty Mutual Alternatives for Crime Insurance
AIG Crime Insurance / CrimeGuard Choice
Reliability ScoreAlliance Risk arranges crime insurance.
Reliability Score5.8/ 10Amelia Risk arranges employee crime (fidelity) insurance.
Reliability Score5.1/ 10Aon lists crime within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10Beazley offers commercial crime insurance.
Reliability Score6.2/ 10BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.
Reliability Score7.0/ 10CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Reliability ScoreChubb offers crime coverage within its ForeFront portfolio for private, nonprofit and health care organizations.
Reliability Score6.4/ 10named Management Liability coverage and configurable Epack 3 component
Reliability ScoreCoalition offers crime insurance through its executive-risks product for private and nonprofit US organizations.
Reliability Score6.2/ 10Corgi lists crime insurance among its main policies.
Reliability ScoreNamed Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy.
Reliability ScoreCoverdash lists crime coverage in its catalog and invites quote requests.
Reliability Score5.1/ 10Cowbell offers a crime module in Zurich Select Plus for small and medium private companies, available through appointed Zurich E&S wholesalers.
Reliability Score6.3/ 10Embroker lists commercial crime and offers a corresponding quote path.
Reliability Score5.1/ 10Founder Shield lists crime insurance among its core offerings.
Reliability Score5.3/ 10Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred.
Reliability ScoreGallagher arranges crime insurance.
Reliability Score5.5/ 10Heffernan arranges crime insurance.
Reliability Score5.0/ 10HUB International arranges commercial crime insurance.
Reliability Score5.5/ 10Lockton arranges commercial crime insurance.
Reliability Score5.6/ 10Markel Cyber 360 eCrime component (standalone product not established)
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide markets commercial crime insurance and management-liability crime products; exact insuring agreements and fidelity form are not established here.
Reliability ScoreAs of September 16, 2026, Newfront lists fidelity and crime within its executive-risk services.
Reliability Score5.0/ 10Relm lists crime insurance for placement through brokers.
Reliability ScoreRiskCube arranges commercial crime insurance for startups.
Reliability Score5.9/ 10StartupInsurance.ai arranges commercial crime insurance for startups.
Reliability Score4.9/ 10Listed as commercial crime or crime/fidelity within specified sectors.
Reliability ScoreThe Hartford offers crime insurance as a management-liability coverage option.
Reliability Score7.3/ 10Travelers offers commercial crime insurance.
Reliability Score6.1/ 10USI arranges crime insurance.
Reliability Score5.3/ 10As of September 16, 2026, Vouch lists crime among the coverages in its technology-company programs.
Reliability Score5.0/ 10WTW’s 2024 annual report describes crime insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
Reliability Score7.0/ 10Zurich markets commercial crime insurance as standalone policies and as package solutions; package structure is distinct from any specific policy terms.
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Liberty Mutual Alternatives for Cyber Insurance
AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)
Reliability ScoreAlliance Risk arranges cyber liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges cyber insurance.
Reliability Score5.1/ 10Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.
Reliability Score6.7/ 10At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.
Reliability Score6.2/ 10Beazley offers cyber insurance for small and midsized businesses.
Reliability Score6.2/ 10BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.
Reliability Score7.0/ 10- Reliability Score
CFC offers cyber insurance, including primary and excess products.
Reliability ScoreChubb offers cyber insurance.
Reliability Score6.4/ 10- Reliability Score
Coalition offers cyber insurance.
Reliability Score6.2/ 10Corgi lists cyber insurance among its business insurance offerings.
Reliability ScoreCoverdash lists cyber insurance in its coverage catalog.
Reliability Score5.1/ 10Cowbell offers standalone and excess cyber products through its insurance-agency business.
Reliability Score6.3/ 10Embroker lists cyber insurance with a quote route.
Reliability Score5.1/ 10Founder Shield lists cyber liability among its core offerings.
Reliability Score5.3/ 10Cyber product page; policy terms and limits not established.
Reliability ScoreGallagher arranges cyber insurance.
Reliability Score5.5/ 10Harper lists cyber insurance and describes approaching insurers for customers.
Reliability Score5.9/ 10Heffernan arranges cyber insurance.
Reliability Score5.0/ 10Hiscox offers cyber insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges cyber insurance.
Reliability Score5.5/ 10Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists cyber liability and compares business details with carrier appetite.
Reliability Score5.0/ 10Lockton arranges cyber insurance.
Reliability Score5.6/ 10Markel Cyber 360
Reliability Score7.1/ 10Marsh arranges cyber insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo invites cyber insurance quote requests and compares policies from multiple insurers.
Reliability Score5.0/ 10Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.
Reliability ScoreNewfront places cyber insurance, negotiates policy wording and provides claims consultation.
Reliability Score5.0/ 10Pie provides access to cyber insurance quotes from carrier partners.
Reliability Score5.8/ 10Relm lists cyber insurance for placement through brokers.
Reliability ScoreResilience markets cyber insurance on a primary or excess basis.
Reliability Score5.0/ 10RiskCube arranges cyber insurance for startups.
Reliability Score5.9/ 10Risklytics arranges cyber insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10Add-on for select buyers purchasing another business policy; phone quote route.
Reliability ScoreStartupInsurance.ai arranges cyber insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges cyber insurance for small businesses.
Reliability Score5.0/ 10Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.
Reliability ScoreThe Hartford offers cyber insurance and data-breach coverage.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.
Reliability Score6.1/ 10USI arranges cyber insurance.
Reliability Score5.3/ 10Vouch lists cyber liability in its technology-company programs.
Reliability Score5.0/ 10WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support.
Reliability Score5.0/ 10WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.
Reliability Score7.0/ 10Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.
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Liberty Mutual Alternatives for D&O Insurance
AIG Directors & Officers Liability
Reliability ScoreAlliance Risk arranges directors and officers liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges directors and officers liability.
Reliability Score5.1/ 10Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement.
Reliability Score6.7/ 10Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.
Reliability Score6.2/ 10Executive First D&O liability materials describe separate public-company and private-company products.
Reliability Score7.0/ 10CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Reliability ScoreChubb offers directors and officers liability insurance for smaller privately held companies through ForeFront.
Reliability Score6.4/ 10- Reliability Score
Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations.
Reliability Score6.2/ 10Corgi lists directors and officers insurance among its business insurance offerings.
Reliability ScoreDistinct private-company and nonprofit D&O product pages; class and insurer vary by placement.
Reliability ScoreCoverdash lists directors and officers insurance in its coverage catalog.
Reliability Score5.1/ 10Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers.
Reliability Score6.3/ 10Embroker lists directors and officers insurance with a quote route.
Reliability Score5.1/ 10Founder Shield lists directors and officers insurance among its core offerings.
Reliability Score5.3/ 10Gallagher arranges directors and officers liability.
Reliability Score5.5/ 10Heffernan arranges directors and officers liability.
Reliability Score5.0/ 10HUB International arranges directors and officers liability insurance.
Reliability Score5.5/ 10Kinro lists directors and officers insurance and compares business details with carrier appetite.
Reliability Score5.0/ 10Lockton arranges directors and officers liability insurance.
Reliability Score5.6/ 10Markel private and nonprofit D&O
Reliability Score7.1/ 10Marsh arranges directors and officers liability insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk.
Reliability ScoreNewfront lists D&O for private and public companies within its executive-risk services.
Reliability Score5.0/ 10Relm lists directors and officers liability for placement through brokers.
Reliability ScoreRiskCube arranges directors and officers liability insurance for startups.
Reliability Score5.9/ 10Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10StartupInsurance.ai arranges directors and officers liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges directors and officers liability insurance for small businesses.
Reliability Score5.0/ 10Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs.
Reliability ScoreThe Hartford offers directors and officers liability for private, public and nonprofit organizations.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers directors and officers liability insurance.
Reliability Score6.1/ 10USI arranges directors and officers liability insurance.
Reliability Score5.3/ 10Vouch lists directors and officers insurance in its technology-company programs.
Reliability Score5.0/ 10WithCoverage reviews D&O exposures in technology-company insurance programs and offers broker-transition support.
Reliability Score5.0/ 10Zurich markets directors and officers liability insurance.
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Liberty Mutual Alternatives for Employment Practices Liability
AIG Employment Practices Liability Insurance
Reliability ScoreAlliance Risk arranges employment practices liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges employment practices liability.
Reliability Score5.1/ 10Aon lists EPL for professional-services firms in a global practice; this does not establish eligibility for every U.S. employer or state.
Reliability Score6.7/ 10Beazley offers employment practices liability insurance for private organizations through ExecuGuard.
Reliability Score6.2/ 10BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.
Reliability Score7.0/ 10CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability.
Reliability ScoreChubb offers employment practices liability insurance.
Reliability Score6.4/ 10- Reliability Score
Coalition offers employment practices liability through its executive-risks product for private and nonprofit US organizations.
Reliability Score6.2/ 10Corgi lists employment practices liability among its business-insurance offerings.
Reliability ScoreNamed Employment Practices Liability product; examples and policy terms govern.
Reliability ScoreCoverdash lists employment practices coverage in its quote catalog.
Reliability Score5.1/ 10Cowbell offers Zurich Select Plus employment practices coverage for small and medium private companies, available through appointed Zurich E&S wholesalers.
Reliability Score6.3/ 10Embroker offers quotes for employment practices liability as an individual coverage.
Reliability Score5.1/ 10Founder Shield lists employment practices liability among its core coverage services.
Reliability Score5.3/ 10Gallagher arranges employment practices liability.
Reliability Score5.5/ 10Heffernan arranges employment practices liability.
Reliability Score5.0/ 10HUB International arranges employment practices liability insurance.
Reliability Score5.5/ 10Lockton arranges employment practices liability insurance.
Reliability Score5.6/ 10Markel employment practices liability
Reliability Score7.1/ 10Marsh arranges employment practices liability insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide markets EPLI through small-business and management-liability channels; the reviewed pages do not establish a standard grant or eligibility.
Reliability ScoreNewfront lists employment practices liability within its executive-risk placement and coverage-negotiation services.
Reliability Score5.0/ 10Relm lists employment practices liability for placement through brokers.
Reliability ScoreRiskCube arranges employment practices liability insurance for startups.
Reliability Score5.9/ 10StartupInsurance.ai arranges employment practices liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges employment practices liability insurance for small businesses.
Reliability Score5.0/ 10Listed as employment-practices liability for the named commercial sector examples.
Reliability ScoreThe Hartford offers employment practices liability through business owner’s and management-liability products; EPL built into its business owner’s policy is not available in California, Minnesota, North Dakota or New York.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers employment practices liability insurance.
Reliability Score6.1/ 10USI arranges employment practices liability insurance.
Reliability Score5.3/ 10Vouch lists employment practices liability within its insurance programs for technology companies.
Reliability Score5.0/ 10WTW’s 2024 annual report describes employment-practices insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
Reliability Score7.0/ 10Zurich markets Employment Practices Liability Insurance (EPLI).
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Liberty Mutual Alternatives for Equipment Breakdown Insurance
AIG Programs lists equipment breakdown in named program schedules including the manufactured-housing program; schedule-specific membership only.
Reliability ScoreAlliance Risk arranges equipment breakdown insurance.
Reliability Score5.8/ 10Chubb offers equipment breakdown insurance.
Reliability Score6.4/ 10- Reliability Score
Coverdash lists equipment breakdown in its quote catalog.
Reliability Score5.1/ 10Gallagher arranges boiler and machinery coverage through its property practice.
Reliability Score5.5/ 10HUB International arranges equipment breakdown insurance.
Reliability Score5.5/ 10Equipment-breakdown option within property coverage; standalone product not established
Reliability Score7.1/ 10Marsh arranges equipment breakdown insurance, including for data centers.
Reliability Score5.6/ 10Nationwide presents equipment breakdown under its BOP coverages; the individual policy controls inclusion and terms.
Reliability ScoreNewfront offers equipment breakdown solutions through its property practice.
Reliability Score5.0/ 10Listed as machinery/equipment breakdown for digital-infrastructure and transportation exposures.
Reliability ScoreTHREE lists equipment breakdown within the package; its displayed sample excludes machinery, equipment or listed vehicles that stop without an accident. Check the quoted form for the actual protection.
Reliability ScoreTravelers offers equipment breakdown insurance.
Reliability Score6.1/ 10
Liberty Mutual Alternatives for Fidelity Bonds
AIG Crime and Fidelity product page; line membership is based on the named fidelity/bond product family, not a specific bond form.
Reliability ScoreBeazley offers fidelity bonds for financial institutions.
Reliability Score6.2/ 10- Reliability Score
Coverdash lists fidelity bonds for client losses from employee dishonesty on its surety-bond page.
Reliability Score5.1/ 10Founder Shield lists ERISA fidelity bonds among its specialized coverages.
Reliability Score5.3/ 10Gallagher arranges fidelity bonds.
Reliability Score5.5/ 10Heffernan arranges employee dishonesty bonds.
Reliability Score5.0/ 10HUB International arranges crime and fidelity coverage through its professional and executive risk practice.
Reliability Score5.5/ 10Insureon markets Fidelity Bonds; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreMarsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage.
Reliability Score5.6/ 10Newfront lists fidelity and crime among its executive-risk brokerage coverages.
Reliability Score5.0/ 10TechInsurance arranges fidelity bonds addressing employee theft from clients.
Reliability Score5.0/ 10Baldwin’s professional-services coverage snapshot lists commercial crime/fidelity bond; it does not specify bond terms or eligibility.
Reliability ScoreTravelers offers ERISA fidelity bonds.
Reliability Score6.1/ 10Vouch lists fidelity bonds among its core protections for financial-services businesses.
Reliability Score5.0/ 10Zurich markets ERISA fidelity bond options; this product page identifies Zurich American Insurance Company as underwriter and states approved-state availability.
Reliability Score
Liberty Mutual Alternatives for Fiduciary Liability Insurance
AIG Fiduciary Liability Insurance / Fiduciary Edge
Reliability ScoreAlliance Risk arranges fiduciary liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges fiduciary liability.
Reliability Score5.1/ 10Aon lists fiduciary liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10Beazley offers fiduciary liability insurance for private organizations through ExecuGuard.
Reliability Score6.2/ 10BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.
Reliability Score7.0/ 10CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Reliability ScoreChubb offers fiduciary liability insurance.
Reliability Score6.4/ 10- Reliability Score
Coalition offers fiduciary liability through its executive-risks product for private and nonprofit US organizations.
Reliability Score6.2/ 10Corgi lists fiduciary liability in its coverage catalog and package options.
Reliability ScoreNamed Fiduciary Liability product for benefit-plan exposures; law and policy terms govern.
Reliability ScoreCoverdash lists fiduciary coverage in its coverage hub.
Reliability Score5.1/ 10Cowbell offers Zurich Select Plus fiduciary liability for small and medium private companies, available through appointed Zurich E&S wholesalers.
Reliability Score6.3/ 10Embroker lists fiduciary liability with a quote route.
Reliability Score5.1/ 10Founder Shield lists fiduciary liability among its core coverages.
Reliability Score5.3/ 10Gallagher arranges fiduciary liability.
Reliability Score5.5/ 10Heffernan arranges fiduciary liability.
Reliability Score5.0/ 10HUB International arranges fiduciary liability insurance.
Reliability Score5.5/ 10Lockton arranges fiduciary liability insurance.
Reliability Score5.6/ 10Markel fiduciary liability
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance.
Reliability Score5.6/ 10- Reliability Score
Nationwide Management Liability & Specialty lists fiduciary liability as a distinct commercial-liability product; terms and availability remain quote-specific.
Reliability ScoreNewfront lists fiduciary coverage among its executive-risk brokerage services.
Reliability Score5.0/ 10Relm lists fiduciary liability for placement through brokers.
Reliability ScoreRiskCube arranges fiduciary liability insurance for startups.
Reliability Score5.9/ 10StartupInsurance.ai arranges fiduciary liability insurance for startups.
Reliability Score4.9/ 10Listed as fiduciary liability for named commercial-sector audiences.
Reliability ScoreThe Hartford offers fiduciary liability as a management-liability coverage option.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers fiduciary liability insurance.
Reliability Score6.1/ 10USI arranges fiduciary liability insurance.
Reliability Score5.3/ 10Zurich markets fiduciary liability insurance.
Reliability Score
Liberty Mutual Alternatives for General Liability Insurance
AIG Programs general liability (three separate program scopes)
Reliability ScoreAlliance Risk arranges general liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges general liability insurance.
Reliability Score5.1/ 10Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.
Reliability Score6.7/ 10Beazley offers general liability insurance in packages such as its environmental-services policy.
Reliability Score6.2/ 10BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.
Reliability Score7.0/ 10- Reliability Score
CFC offers general liability within its property and casualty product.
Reliability ScoreChubb offers general liability insurance within its commercial package products.
Reliability Score6.4/ 10- Reliability Score
Corgi lists commercial general liability among its business insurance offerings.
Reliability ScoreCoterie offers general liability policies for small businesses through its partner distribution.
Reliability Score5.1/ 10GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.
Reliability ScoreCoverdash lists general liability in its Core Business coverage catalog with a quote route.
Reliability Score5.1/ 10Embroker offers a general liability quote route among its individual business coverages.
Reliability Score5.1/ 10ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.
Reliability Score5.8/ 10Founder Shield lists general liability among its core coverage offerings.
Reliability Score5.3/ 10Company CGL product page; line-specific CGL membership only.
Reliability ScoreGallagher arranges general liability insurance for small businesses.
Reliability Score5.5/ 10Harper lists general liability in its business-insurance services and quote inquiry.
Reliability Score5.9/ 10Heffernan arranges general liability insurance.
Reliability Score5.0/ 10Hiscox offers general liability insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges general liability insurance.
Reliability Score5.5/ 10Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists general liability and compares available carrier options.
Reliability Score5.0/ 10Lockton arranges general liability insurance.
Reliability Score5.6/ 10Markel small-business casualty and property
Reliability Score7.1/ 10Marsh arranges general liability insurance, including for data centers.
Reliability Score5.6/ 10- Reliability Score
Mylo compares general liability quotes from insurance carriers and also offers package options.
Reliability Score5.0/ 10Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.
Reliability ScoreNewfront includes general liability in its casualty placement services.
Reliability Score5.0/ 10Pie arranges general liability insurance through unaffiliated third-party insurers.
Reliability Score5.8/ 10Relm lists general liability insurance for placement through brokers.
Reliability ScoreRiskCube arranges general liability insurance for startups.
Reliability Score5.9/ 10Risklytics arranges general liability insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10- Reliability Score
StartupInsurance.ai arranges general liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges general liability insurance for small businesses.
Reliability Score5.0/ 10Listed as general liability for professional-services clients and as a consideration for other named business sectors.
Reliability ScoreThe Hartford offers general liability insurance.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers general liability insurance.
Reliability Score6.1/ 10USI arranges general liability insurance.
Reliability Score5.3/ 10Vouch lists general liability among the core coverages in its technology-company programs.
Reliability Score5.0/ 10WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses.
Reliability Score5.0/ 10Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.
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Liberty Mutual Alternatives for Kidnap and Ransom Insurance
AIG CrisiSolution K&R and extortion
Reliability ScoreAon lists kidnap and ransom within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10CFC offers kidnap and ransom insurance, including a specialist marine product.
Reliability ScoreChubb offers kidnap and ransom insurance.
Reliability Score6.4/ 10named Management Liability coverage and configurable Epack 3 component
Reliability ScoreCorgi lists kidnap and ransom among its specialized business-insurance offerings.
Reliability ScoreCoverdash lists kidnap and ransom in its Cyber & Crime coverage catalog with a quote route.
Reliability Score5.1/ 10Gallagher arranges kidnap and ransom insurance.
Reliability Score5.5/ 10Heffernan arranges kidnap and ransom insurance.
Reliability Score5.0/ 10HUB International arranges kidnap and ransom insurance.
Reliability Score5.5/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance.
Reliability Score5.6/ 10- Reliability Score
Newfront lists kidnap and ransom among its executive-risk coverage services.
Reliability Score5.0/ 10Relm lists kidnap and ransom insurance for placement through brokers.
Reliability ScoreListed under professional and specialty risk on the real-estate page; no terms or eligibility are specified.
Reliability ScoreThe Hartford lists kidnap and ransom/extortion among its management-liability coverage options.
Reliability Score7.3/ 10Travelers offers kidnap and ransom insurance.
Reliability Score6.1/ 10USI arranges kidnap and ransom insurance.
Reliability Score5.3/ 10
Liberty Mutual Alternatives for Management Liability Insurance
AIG Programs Management Liability for private and non-profit companies with revenue up to $50 million; listed components are D&O, EPL and fiduciary liability.
Reliability ScoreAlliance Risk advises on management-liability packages and standalone options.
Reliability Score5.8/ 10Aon describes management liability in its global Professional Services Practice as a partnership program for law, accounting and consulting firms, rather than a standalone line; U.S. availability and specific policy terms are not established.
Reliability Score6.7/ 10Beazley offers management liability insurance for private organizations through ExecuGuard.
Reliability Score6.2/ 10CFC offers a US management-liability package for eligible organizations outside California, excluding US publicly traded companies.
Reliability ScoreChubb offers management liability insurance.
Reliability Score6.4/ 10- Reliability Score
Coverdash arranges management liability insurance.
Reliability Score5.1/ 10Cowbell provides access to Zurich management liability for private businesses with fewer than 250 employees and under $50 million in assets through Zurich-appointed wholesalers.
Reliability Score6.3/ 10Embroker markets a management insurance suite for private companies.
Reliability Score5.1/ 10Harper arranges management liability insurance through its partner brokerage service.
Reliability Score5.9/ 10Heffernan arranges management liability insurance.
Reliability Score5.0/ 10HUB International arranges management liability insurance through its professional and executive risk practice.
Reliability Score5.5/ 10Markel management liability
Reliability Score7.1/ 10Marsh arranges management liability insurance.
Reliability Score5.6/ 10Nationwide Management Liability & Specialty markets multiple distinct management-liability products, including D&O, fiduciary, crime, and EPLI; no single bundled form is inferred.
Reliability ScoreNewfront arranges management liability insurance for private and public companies.
Reliability Score5.0/ 10Listed for named sectors; Baldwin’s dedicated page describes D&O and management-liability advisory programs.
Reliability ScoreThe Hartford offers management-liability packages, including Private Choice Premier.
Reliability Score7.3/ 10Travelers offers management liability insurance.
Reliability Score6.1/ 10USI arranges management liability coverage, including directors and officers, employment practices, fiduciary and crime insurance.
Reliability Score5.3/ 10WTW’s 2024 annual report describes management-liability solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown.
Reliability Score7.0/ 10Zurich markets a management liability portfolio with multiple distinct lines.
Reliability Score
Liberty Mutual Alternatives for Medical Malpractice Insurance
Beazley offers medical professional liability insurance for digital-health businesses and middle-to-large life-sciences organizations.
Reliability Score6.2/ 10- Reliability Score
Corgi markets medical malpractice insurance for health care professionals and organizations.
Reliability ScoreAllied healthcare liability for named classes; not universal conventional malpractice.
Reliability ScoreHarper arranges medical malpractice insurance.
Reliability Score5.9/ 10Heffernan arranges medical malpractice insurance.
Reliability Score5.0/ 10HUB International arranges medical professional liability insurance for health care professionals.
Reliability Score5.5/ 10Mylo compares medical malpractice insurance options from insurers.
Reliability Score5.0/ 10USI arranges medical malpractice insurance.
Reliability Score5.3/ 10Vouch arranges medical malpractice insurance for health care and life sciences businesses.
Reliability Score5.0/ 10
Liberty Mutual Alternatives for Professional Liability (E&O) Insurance
AIG entity-based Professional Liability / Specialty Professional E&O
Reliability ScoreAlliance Risk arranges professional liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges professional errors and omissions insurance for startups.
Reliability Score5.1/ 10Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.
Reliability Score6.7/ 10At-Bay offers primary miscellaneous professional liability insurance.
Reliability Score6.2/ 10Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.
Reliability Score6.2/ 10Professional First materials describe a professional-liability portfolio with several professions and service types.
Reliability Score7.0/ 10- Reliability Score
CFC offers professional liability insurance for professional-service businesses.
Reliability ScoreChubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.
Reliability Score6.4/ 10currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component
Reliability ScoreCoalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.
Reliability Score6.2/ 10Corgi lists miscellaneous errors and omissions coverage for service-based businesses.
Reliability ScoreCoterie lists miscellaneous professional liability for eligible small businesses in participating states.
Reliability Score5.1/ 10Several separately scoped professional-liability programs; do not generalize terms across professions.
Reliability ScoreCoverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.
Reliability Score5.1/ 10Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.
Reliability Score5.1/ 10ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.
Reliability Score5.8/ 10Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.
Reliability Score5.3/ 10Professional E&O product page.
Reliability ScoreGallagher arranges professional errors and omissions insurance for small businesses.
Reliability Score5.5/ 10Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.
Reliability Score5.9/ 10Heffernan arranges professional errors and omissions insurance for small businesses.
Reliability Score5.0/ 10Hiscox offers professional errors and omissions insurance for small businesses.
Reliability Score6.1/ 10HUB International arranges professional errors and omissions insurance.
Reliability Score5.5/ 10Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.
Reliability Score5.0/ 10Lockton arranges professional errors and omissions insurance.
Reliability Score5.6/ 10Markel ProBiz miscellaneous E&O
Reliability Score7.1/ 10Marsh arranges professional errors and omissions insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo compares professional liability quotes for claims from clients unhappy with professional services.
Reliability Score5.0/ 10Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.
Reliability ScoreNewfront lists errors and omissions among its executive-risk coverage services.
Reliability Score5.0/ 10Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.
Reliability Score5.8/ 10Relm lists professional errors and omissions insurance for placement through brokers.
Reliability Score- Reliability Score
StartupInsurance.ai arranges professional errors and omissions insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges professional errors and omissions insurance for small businesses.
Reliability Score5.0/ 10Listed as professional liability/E&O for professional-services and government-contractor audiences.
Reliability ScoreThe Hartford offers professional liability insurance for service businesses.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers professional errors and omissions insurance.
Reliability Score6.1/ 10USI arranges professional errors and omissions insurance.
Reliability Score5.3/ 10Vouch lists errors and omissions among the core coverages in its professional-services programs.
Reliability Score5.0/ 10WithCoverage includes errors and omissions in its technology insurance-program review services.
Reliability Score5.0/ 10WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.
Reliability Score7.0/ 10Zurich markets professional errors and omissions insurance.
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Liberty Mutual Alternatives for Representations and Warranties
AIG Representations & Warranties Insurance
Reliability ScoreBeazley offers representations and warranties insurance.
Reliability Score6.2/ 10BHSI lists Representations & Warranties Insurance within its Transactional Liability products.
Reliability Score7.0/ 10CFC offers buyer-side and seller-side representations and warranties insurance.
Reliability ScoreChubb offers representations and warranties insurance within its offering for large US- and Canadian-based multinational companies.
Reliability Score6.4/ 10Corgi lists representations and warranties insurance for M&A buyers and sellers.
Reliability ScoreCoverdash arranges representations and warranties insurance for mergers and acquisitions.
Reliability Score5.1/ 10Founder Shield lists representations and warranties insurance for mergers and acquisitions.
Reliability Score5.3/ 10Gallagher arranges representations and warranties insurance.
Reliability Score5.5/ 10Heffernan arranges representations and warranties insurance.
Reliability Score5.0/ 10HUB International arranges representations and warranties insurance.
Reliability Score5.5/ 10Lockton arranges representations and warranties insurance.
Reliability Score5.6/ 10Newfront arranges representations and warranties insurance as part of its mergers-and-acquisitions transaction-liability services.
Reliability Score5.0/ 10The M&A practice says its team can negotiate and place representations-and-warranty policies.
Reliability ScoreUSI arranges representations and warranties insurance.
Reliability Score5.3/ 10
Liberty Mutual Alternatives for Surety Bonds
Aon markets Commercial Surety globally and says availability depends on jurisdiction; the page does not establish U.S. placement availability.
Reliability Score6.7/ 10BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.
Reliability Score7.0/ 10Chubb offers surety bonds.
Reliability Score6.4/ 10- Reliability Score
Coverdash lists surety bonds in its Excess & Specialty catalog with a quote route.
Reliability Score5.1/ 10Embroker arranges construction-contract and license or permit surety bonds.
Reliability Score5.1/ 10Gallagher arranges surety bonds.
Reliability Score5.5/ 10Harper arranges license, permit and contract surety bonds.
Reliability Score5.9/ 10Heffernan arranges surety bonds, including through a linked online bond portal.
Reliability Score5.0/ 10HUB International arranges surety bonds.
Reliability Score5.5/ 10Insureon markets Small Business Surety Bonds; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreLockton arranges surety bonds.
Reliability Score5.6/ 10Markel Surety bonds
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds.
Reliability Score5.6/ 10- Reliability Score
Mylo compares commercial surety-bond quotes for license or permit obligations.
Reliability Score5.0/ 10Nationwide markets commercial surety bonds. A bond is a contractual guarantee and is not interchangeable with an insurance policy.
Reliability ScoreNewfront arranges contract and commercial surety bonds.
Reliability Score5.0/ 10Relm lists contract surety for placement through brokers.
Reliability ScoreStartupInsurance.ai arranges surety bonds for startups.
Reliability Score4.9/ 10TechInsurance arranges surety bonds for small businesses.
Reliability Score5.0/ 10Dedicated surety practice describes bond advisory/placement across contract, commercial and subdivision contexts.
Reliability ScoreTravelers offers surety bonds.
Reliability Score6.1/ 10USI arranges contract, commercial and international surety bonds.
Reliability Score5.3/ 10WTW’s 2024 annual report describes a global bond-placement team. This is a dated global group capability, not evidence of current U.S. placement terms or eligibility.
Reliability Score7.0/ 10Zurich markets construction and corporate surety bonds.
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Liberty Mutual Alternatives for Tech E&O Insurance
AIG Technology Services E&O; the page separately identifies coverage for technology-service performance errors or omissions. Membership only, not a detailed accepted Tech E&O offering.
Reliability ScoreAlliance Risk arranges technology errors and omissions insurance.
Reliability Score5.8/ 10Amelia Risk arranges technology errors and omissions insurance for technology businesses.
Reliability Score5.1/ 10At-Bay offers primary and excess technology errors and omissions insurance for businesses with revenue up to $5 billion.
Reliability Score6.2/ 10Beazley offers technology errors and omissions insurance through MediaTech for small technology and business-services companies.
Reliability Score6.2/ 10Professional First materials identify Technology E&O as a professional-liability product.
Reliability Score7.0/ 10CFC offers technology errors and omissions for technology businesses.
Reliability ScoreChubb offers technology errors and omissions insurance through DigiTech ERM for technology companies.
Reliability Score6.4/ 10- Reliability Score
Coalition offers technology errors and omissions together with Active Cyber coverage for businesses that provide a technology product or service.
Reliability Score6.2/ 10Corgi lists technology errors and omissions insurance for technology products and services.
Reliability ScoreCoverdash lists technology errors and omissions in its Professional & Management catalog, separately from professional liability.
Reliability Score5.1/ 10Cowbell markets combined technology errors and omissions and cyber coverage, plus follow-form excess, for technology businesses with revenue up to $1 billion.
Reliability Score6.3/ 10Embroker offers blended technology errors and omissions and cyber coverage through appointed brokers for private, for-profit technology companies with revenue below $300 million, excluding crypto, blockchain and cannabis businesses.
Reliability Score5.1/ 10Technology/creative class within broader E&O; no separate technology form established.
Reliability ScoreGallagher arranges technology errors and omissions insurance for technology businesses.
Reliability Score5.5/ 10HUB International arranges technology errors and omissions insurance.
Reliability Score5.5/ 10Markel Cyber 360 technology professional liability component (standalone product not established)
Reliability Score7.1/ 10Marsh arranges technology errors and omissions insurance.
Reliability Score5.6/ 10Newfront lists technology errors and omissions among its cyber-risk placement coverages.
Reliability Score5.0/ 10Relm lists technology errors and omissions insurance for placement through brokers.
Reliability ScoreResilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue.
Reliability Score5.0/ 10RiskCube arranges technology errors and omissions insurance for startups.
Reliability Score5.9/ 10Risklytics arranges technology errors and omissions insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10StartupInsurance.ai arranges technology errors and omissions insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges technology errors and omissions and cyber coverage for technology businesses.
Reliability Score5.0/ 10The Hartford offers technology errors and omissions coverage through its FailSafe product.
Reliability Score7.3/ 10Travelers offers technology errors and omissions insurance through CyberRisk Tech for technology and life-sciences companies.
Reliability Score6.1/ 10USI arranges technology errors and omissions insurance.
Reliability Score5.3/ 10Vouch lists technology errors and omissions among the core coverages in its technology-company programs.
Reliability Score5.0/ 10Zurich markets technology errors and omissions insurance.
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Liberty Mutual Alternatives for Inland Marine Insurance
AIG Inland Marine (Transportation & Logistics; Construction & Equipment)
Reliability ScoreAlliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site.
Reliability Score5.8/ 10BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.
Reliability Score7.0/ 10Chubb offers inland marine insurance.
Reliability Score6.4/ 10- Reliability Score
Coverdash arranges inland marine insurance.
Reliability Score5.1/ 10Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms.
Reliability ScoreHarper arranges inland marine coverage for tools and equipment that leave the shop.
Reliability Score5.9/ 10HUB International arranges inland marine insurance through its marine practice.
Reliability Score5.5/ 10Insureon markets Tools and Equipment Insurance; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro arranges tools and equipment coverage through its inland marine offering.
Reliability Score5.0/ 10Markel commercial inland marine
Reliability Score7.1/ 10Nationwide markets inland-marine products including contractor equipment and installation floaters; product availability and covered property vary.
Reliability ScoreRelm lists inland marine insurance for placement through brokers.
Reliability ScoreRisklytics arranges inland marine equipment coverage for robotics, hardware and AI businesses.
Reliability Score5.4/ 10- Reliability Score
StartupInsurance.ai arranges inland marine insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges inland marine coverage for contractors’ tools and equipment.
Reliability Score5.0/ 10Baldwin lists inland and ocean marine among coverages that may be considered for digital-infrastructure clients; this entry covers inland marine only.
Reliability ScoreThe Hartford offers inland marine insurance for midsize and large businesses.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers inland marine insurance.
Reliability Score6.1/ 10Zurich’s commercial property page separately lists Inland Marine coverages, including contractors’ equipment and warehouse liability; do not equate its broader Marine portfolio with this line.
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Liberty Mutual Alternatives for Umbrella and Excess Liability
AIG Excess Casualty (lead umbrella and mid/high excess)
Reliability ScoreAlliance Risk arranges umbrella and excess liability insurance.
Reliability Score5.8/ 10Amelia Risk arranges umbrella and excess liability.
Reliability Score5.1/ 10Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.
Reliability Score6.7/ 10BHSI lists lead umbrella and excess casualty within its U.S. casualty products.
Reliability Score7.0/ 10- Reliability Score
CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.
Reliability ScoreChubb offers umbrella and excess liability insurance.
Reliability Score6.4/ 10- Reliability Score
Corgi lists commercial umbrella liability insurance.
Reliability ScoreCoverdash lists umbrella and excess liability insurance.
Reliability Score5.1/ 10Founder Shield lists umbrella insurance.
Reliability Score5.3/ 10Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.
Reliability ScoreGallagher arranges umbrella and excess liability.
Reliability Score5.5/ 10Harper arranges umbrella insurance.
Reliability Score5.9/ 10Heffernan arranges excess and umbrella insurance.
Reliability Score5.0/ 10HUB International arranges umbrella and excess liability insurance.
Reliability Score5.5/ 10Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro lists umbrella and excess liability insurance.
Reliability Score5.0/ 10Lockton arranges umbrella and excess liability insurance.
Reliability Score5.6/ 10Markel excess casualty and umbrella
Reliability Score7.1/ 10Mylo compares commercial umbrella quotes from insurers.
Reliability Score5.0/ 10Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form.
Reliability ScoreNewfront arranges umbrella and excess liability insurance through its casualty practice.
Reliability Score5.0/ 10Relm lists excess liability for placement through brokers.
Reliability ScoreRisklytics arranges umbrella insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10StartupInsurance.ai arranges umbrella and excess liability insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges commercial umbrella insurance for small businesses.
Reliability Score5.0/ 10Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy.
Reliability ScoreThe Hartford lists commercial umbrella insurance among its business coverage options.
Reliability Score7.3/ 10Travelers offers commercial umbrella and excess liability insurance.
Reliability Score6.1/ 10USI arranges umbrella and excess liability.
Reliability Score5.3/ 10Vouch lists umbrella among core coverages for technology companies.
Reliability Score5.0/ 10WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses.
Reliability Score5.0/ 10Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.
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Liberty Mutual Alternatives for Telehealth Insurance
Beazley offers virtual care insurance for digital-health businesses.
Reliability Score6.2/ 10CFC offers an eHealth package for businesses delivering health care through technology, including telemedicine.
Reliability ScoreFounder Shield lists virtual care and telehealth insurance for tech-enabled healthcare companies.
Reliability Score5.3/ 10HUB International arranges virtual care insurance for health care organizations.
Reliability Score5.5/ 10Newfront arranges insurance programs for digital-health and telemedicine businesses.
Reliability Score5.0/ 10
Liberty Mutual Alternatives for Workers’ Compensation Insurance
AIG Workers’ Compensation options by distinct channel
Reliability ScoreAlliance Risk arranges workers’ compensation insurance.
Reliability Score5.8/ 10Amelia Risk arranges workers’ compensation insurance.
Reliability Score5.1/ 10Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.
Reliability Score6.7/ 10- Reliability Score
Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.
Reliability Score6.4/ 10- Reliability Score
Corgi lists workers’ compensation insurance.
Reliability ScoreCoverdash lists workers’ compensation insurance.
Reliability Score5.1/ 10Embroker arranges workers’ compensation insurance.
Reliability Score5.1/ 10ERGO NEXT offers workers’ compensation insurance for small businesses.
Reliability Score5.8/ 10Founder Shield lists workers’ compensation insurance.
Reliability Score5.3/ 10Workers’ compensation page; state requirements vary.
Reliability ScoreGallagher arranges workers’ compensation insurance for small businesses.
Reliability Score5.5/ 10Harper arranges workers’ compensation insurance.
Reliability Score5.9/ 10Heffernan arranges workers’ compensation insurance.
Reliability Score5.0/ 10Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.
Reliability Score6.1/ 10HUB International arranges workers’ compensation insurance.
Reliability Score5.5/ 10Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.
Reliability ScoreKinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.
Reliability Score5.0/ 10Lockton arranges workers’ compensation insurance.
Reliability Score5.6/ 10Markel Workers Compensation
Reliability Score7.1/ 10Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.
Reliability Score5.6/ 10- Reliability Score
Mylo compares workers’ compensation options from insurers.
Reliability Score5.0/ 10Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.
Reliability ScoreNewfront arranges workers’ compensation insurance through its casualty practice.
Reliability Score5.0/ 10Pie Insurance offers workers’ compensation insurance for small businesses.
Reliability Score5.8/ 10Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.
Reliability Score5.4/ 10- Reliability Score
StartupInsurance.ai arranges workers’ compensation insurance for startups.
Reliability Score4.9/ 10TechInsurance arranges workers’ compensation insurance for small businesses.
Reliability Score5.0/ 10Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.
Reliability ScoreThe Hartford offers workers’ compensation insurance.
Reliability Score7.3/ 10Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.
Reliability ScoreTravelers offers workers’ compensation insurance.
Reliability Score6.1/ 10USI arranges workers’ compensation insurance.
Reliability Score5.3/ 10Vouch lists workers’ compensation among core coverages for technology companies.
Reliability Score5.0/ 10WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses.
Reliability Score5.0/ 10Zurich markets workers’ compensation insurance.
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Sources for Liberty Mutual Alternatives
- Commercial Insurance Solutions. Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary. Accessed 2026-09-29.
- Liberty Mutual Insurance Company 2025 Statutory Statement. Liberty Mutual Insurance Company; 2025 annual statement pp. 1, 3–4, 29–31 and 54–55: LMIC legal identity and NAIC 23043; LMGI share ownership and LMHC ultimate-parent phrase; Comparion producer agreements; affiliate service agreements; group pool and aggregate financial lines. The statement identifies the named insured/issuer entity; it does not establish every brand relationship. Accessed 2026-09-29.
- Small Business Insurance Coverage. Liberty Mutual; Small business landing page: quote and agent links, industry examples and online account actions (bill payment, certificate generation, premium audit and claim-status checks); no form submitted; no purchase/bind functionality inferred. Accessed 2026-09-29.