Berkshire Hathaway Specialty Insurance vs Marsh: How Do They Compare for Business Insurance?

Marsh’s global technology practice helps companies assess and manage sector-specific risks and describes advisory for digital infrastructure and data centers across project and operating stages. It acts as a broker and risk adviser, not the policy issuer. BHSI publishes specialty insurance products and requires a contracted, state-authorized agent to bind web-submitted coverage. A data-center owner comparing the two should separate Marsh’s ongoing risk and contract advice from the actual insurer and policy terms offered by BHSI.

An Overview of Berkshire Hathaway Specialty Insurance and Marsh

Marsh describes a global Technology Practice that helps companies assess and manage risks associated with technology operations. Its materials address cyber, interruption, resilience and data-center exposures, including the way assets, revenue and contractual obligations interact through development, construction and operations. Marsh is a broker and risk adviser that helps clients arrange insurance and related risk services; it is not identified in these materials as the carrier issuing every policy. BHSI publishes its own U.S. specialty insurance products across commercial sectors. Its terms say online submissions do not bind and that only contracted National Indemnity group agents with authority in the state may bind, issue or change coverage. For a data-center developer with tight uptime commitments, staged construction and supplier dependencies, Marsh’s lifecycle risk-advisory scope may be important alongside the insurance placement. A buyer considering BHSI should compare its proposed property, cyber or professional forms and limits against those exposures. Neither company’s public pages establish that all stated services or coverages apply to a particular account.

Marsh describes itself as a global insurance broker and risk advisor. Its homepage says it advises clients in 130 countries across industries that include technology. US broking is organized in segments: Risk Management (including large, complex programs), Corporate (midsize domestic firms), Marsh McLennan Agency (middle-market companies in the United States and Canada), and Affinity programs. The Technology Practice is the industry team that markets data-center, fintech and digital-infrastructure work. Public pages do not publish a minimum premium, employee count or California-startup eligibility rule. ^25,^27,^42,⁴⁴Company-reportedCompany-reported segmentation and industry marketing. Fortune 500 and revenue statistics on Marsh sites are not used here as independently verified. A middle-market MMA path is not proof that every early-stage Bay Area company will be accepted.

Marsh’s US compensation guide states that, as an insurance broker, Marsh’s role is to facilitate placement of insurance coverage on behalf of clients. The transparency page describes determining appropriate insurers and negotiating with those insurers. Marsh is not identified in these sources as the insurer that issues or pays the policy. ^42,^41,²⁶Company-reportedUS client-compensation and transparency disclosures. Affinity/Amazon administrator language is a separate program role and is not treated as the default retail relationship.

²⁷ ⁴² ¹ ⁵

What Stands Out About Berkshire Hathaway Specialty Insurance and Marsh?

Berkshire Hathaway Specialty Insurance at a Glance

BHSI’s U.S. materials list industry focus areas including real estate, public entities, healthcare, education, manufacturing and technology. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.
BHSI says it discusses coverage issues directly with insureds and brokers and keeps them involved in third-party settlement discussions. ⁸Company-reportedCompany-stated U.S. claims-service standards in version US 2024-10-07A; accessed 2026-09-28. Process commitments are not evidence of measured service or outcomes.

Marsh at a Glance

Marsh helps companies across industries buy insurance and manage risk, with technology specialists and a U.S./Canada middle-market path through Marsh McLennan Agency. ^25,^27,^42,⁴⁴Company-reportedCompany-reported segmentation and industry marketing. Fortune 500 and revenue statistics on Marsh sites are not used here as independently verified. A middle-market MMA path is not proof that every early-stage Bay Area company will be accepted.
Marsh places cyber coverage and markets large digital-infrastructure property programs; MMA also brokers executive, property, casualty and benefits coverage. ^32,^48,^28,^29,²⁷Company-reportedDirect practice and product pages. Technology-page FAQs about software BOP, fidelity or commercial auto were not used as offering proof. Stratus capacity is company-stated potential access, not a bound limit for a named insured.

Berkshire Hathaway Specialty Insurance vs Marsh Coverage Lines Compared

Coverage	Berkshire Hathaway Specialty Insurance	Marsh
Builders risk	Listed ²²BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.	Listed ⁵⁰Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance.
Cargo and transit	Listed ^9,¹⁰BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.	Not listed
Commercial property	Listed ^11,¹²BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.	Listed ^50,^28,²⁹Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.
Crime	Listed ¹⁴BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.	Listed ⁴⁹Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance.
Cyber liability	Listed ^23,¹⁸BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.	Listed ^32,⁴⁸Marsh arranges cyber insurance.
Directors and officers	Listed ^13,¹⁴Executive First D&O liability materials describe separate public-company and private-company products.	Listed ^35,⁴⁹Marsh arranges directors and officers liability insurance.
Employee health and benefits	Not listed	Listed ^53,^46,⁴²Marsh McLennan Agency (MMA), a Marsh business, arranges employee health and benefits programs.
Employment practices liability	Listed ¹⁴BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.	Listed ^36,⁴⁹Marsh arranges employment practices liability insurance.
Equipment breakdown	Not listed	Listed ²⁸Marsh arranges equipment breakdown insurance, including for data centers.
Fidelity bonds	Not listed	Listed ⁴⁹Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage.
Fiduciary liability	Listed ¹⁴BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.	Listed ⁴⁹Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance.
General liability	Listed ^15,¹⁶BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.	Listed ²⁸Marsh arranges general liability insurance, including for data centers.
Intellectual property	Not listed	Listed ⁴⁹Marsh McLennan Agency (MMA), a Marsh business, arranges intellectual property insurance.
Kidnap and ransom	Not listed	Listed ⁴⁹Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance.
Management liability	Not listed	Listed ^49,³⁸Marsh arranges management liability insurance.
Media liability	Listed ^18,¹⁹BHSI’s Professional First overview names Media Liability, and its architects/engineers product describes media liability only within a specialized combined design-industry form. The overview’s catalogue listing does not establish standalone terms or current account availability.	Listed ⁴⁹Marsh McLennan Agency (MMA), a Marsh business, arranges media liability insurance.
Product liability	Listed ^15,¹⁶BHSI lists primary products and completed-operations liability as a casualty product.	Not listed
Professional errors and omissions (E&O)	Listed ^17,^18,¹⁹Professional First materials describe a professional-liability portfolio with several professions and service types.	Listed ^37,⁴⁹Marsh arranges professional errors and omissions insurance.
Representations and warranties	Listed ^20,²¹BHSI lists Representations & Warranties Insurance within its Transactional Liability products.	Not listed
Surety bonds	Listed ²⁴BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.	Listed ^28,⁵²Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds.
Technology errors and omissions (E&O)	Listed ^18,¹⁹Professional First materials identify Technology E&O as a professional-liability product.	Listed ^28,³⁷Marsh arranges technology errors and omissions insurance.
Tools, equipment and inland marine	Listed ⁹BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.	Not listed
Umbrella and excess liability	Listed ^15,¹⁶BHSI lists lead umbrella and excess casualty within its U.S. casualty products.	Not listed
Workers’ compensation	Not listed	Listed ⁵¹Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

Berkshire Hathaway Specialty Insurance and Marsh Coverage, Line by Line

Open what Berkshire Hathaway Specialty Insurance and Marsh each document for one coverage line.

Builders Risk Insurance
- Berkshire Hathaway Specialty Insurance Builders Risk Insurance
- Marsh Builders Risk Insurance
Commercial Property Insurance
- Berkshire Hathaway Specialty Insurance Commercial Property Insurance
- Marsh Commercial Property Insurance
Crime Insurance
- Berkshire Hathaway Specialty Insurance Crime Insurance
- Marsh Crime Insurance
Cyber Insurance
- Berkshire Hathaway Specialty Insurance Cyber Insurance
- Marsh Cyber Insurance
D&O Insurance
- Berkshire Hathaway Specialty Insurance D&O Insurance
- Marsh D&O Insurance
Employment Practices Liability Insurance
- Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance
- Marsh Employment Practices Liability Insurance
Fiduciary Liability Insurance
- Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance
- Marsh Fiduciary Liability Insurance
General Liability Insurance
- Berkshire Hathaway Specialty Insurance General Liability Insurance
- Marsh General Liability Insurance
Media Liability Insurance
- Berkshire Hathaway Specialty Insurance Media Liability Insurance
- Marsh Media Liability Insurance
Professional Liability (E&O) Insurance
- Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance
- Marsh Professional Liability (E&O) Insurance
Surety Bonds
- Berkshire Hathaway Specialty Insurance Surety Bonds
- Marsh Surety Bonds
Tech E&O Insurance
- Berkshire Hathaway Specialty Insurance Tech E&O Insurance
- Marsh Tech E&O Insurance

Berkshire Hathaway Specialty Insurance and Marsh Reliability Scores

Each score uses the rubric for that provider’s documented role. Providers with more than one role may have a score for each.

Berkshire Hathaway Specialty Insurance Reliability Scores

Carrier

Carrier & MGA

7.0/ 10

Provider assessment

Marsh Reliability Scores

Broker

5.6/ 10

Provider assessment

Berkshire Hathaway Specialty Insurance and Marsh Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

–/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

Read Berkshire Hathaway Specialty Insurance reviews

Marsh Review Score

5.8/ 10

Review Score

2 rated sources

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.

Read Marsh reviews

Key Differences Between Marsh and Berkshire Hathaway Specialty Insurance

Risk strategy for technology infrastructure

Marsh’s technology practice describes help assessing exposures and risk management for data centers and digital infrastructure over their lifecycle. Its materials emphasize the interaction among assets, revenue and contractual commitments, including construction delay, operating resilience and uptime obligations. BHSI’s guide describes insurance products and industry segments; the available pages do not establish account-specific advisory work. A data-center buyer can ask Marsh for the risk-assessment and contract-review scope, then compare any insurance indication with the BHSI forms proposed for the same sites, values, construction phases and downtime assumptions.

BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.

Broker placement and policy authority

Marsh describes identifying insurers and negotiating coverage and price for clients; it may share quotes and market information under its disclosed practices. BHSI is the specialty insurer in this comparison, but its own online submission is not binding and its terms identify contracted agents with state authority as the parties that can bind. If a project lender requires proof of insurance before closing, ask who is broking the placement, which company will issue each policy and what written document confirms coverage.

Marsh describes a broker-led placement: identifying insurers for the risk, negotiating coverage and price, and, in core US broking segments, disclosing quotes and premium indications received. It may share incumbent or competing insurer names, pricing objectives, expiring terms, or give an insurer a last look when it believes that is in the client’s interest or the client instructs it. Those market practices are disclosure statements, not a guaranteed outcome or turnaround. ^42,⁴¹Company-reportedCompensation guide transparency pledges and market-activity list. Not observed live placements.

The public Marsh path to speak with a broker is an inquiry, not an online bind. Contact pages ask you to choose an inquiry type, including a sales or RFP route. The business-inquiry page says to complete a form and that a representative will respond within 48 hours; it points existing-policy certificate, billing and policy questions elsewhere. The inquiry page does not display premiums or bind coverage. The 48-hour response time is a company statement, not a binding or service guarantee. ^39,^40,⁴⁵Company-reportedInspected public contact-select and business-form pages on 16 September 2026 without submitting information. MMA has a separate contact page. Inquiry is not a completed insurance application.

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. ⁵Company-reportedThe website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Marsh Quotes?

Ask Marsh what risk assessment, contract review, data-center lifecycle advice and placement services are included, how compensation is disclosed and which insurer receives the submission. ²⁷ ⁴²
Ask BHSI which policy forms, property values, business-interruption assumptions and construction phases can be considered, and identify the contracted agent authorized to bind. ¹ ⁵
Compare the actual terms for property damage, equipment breakdown, cyber, delay in startup, contractual obligations, deductibles and effective dates. ²⁷ ⁵

Berkshire Hathaway Specialty Insurance vs Marsh Services Compared

What each provider documents about the services you may need

Criteria	Berkshire Hathaway Specialty Insurance	Marsh
Business role	BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. ^1,^2,⁵Company-reportedA description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product. Berkshire Hathaway Specialty Insurance Company (BHSIC) identifies itself in its Singapore-branch public disclosure as a Nebraska-domiciled direct property and casualty insurer, wholly owned by National Indemnity Company, which is wholly owned by Berkshire Hathaway Incorporated. The Singapore-branch disclosure states this ownership chain. A Missouri Department of Insurance record separately lists BHSIC as active, NAIC 22276, and Property and Casualty in Missouri. Neither source identifies BHSIC as the issuer of every BHSI-branded U.S. policy. ^3,^4,⁵Company-reportedCompany-reported corporate identity and ownership in BHSI's Singapore-branch public disclosure, corroborated for company identity and Missouri P&C authority by the Missouri Department of Insurance record accessed 2026-09-28. Neither source maps BHSIC as issuer for every BHSI-branded U.S. product; use policy-specific documents for that.	Marsh’s US compensation guide states that, as an insurance broker, Marsh’s role is to facilitate placement of insurance coverage on behalf of clients. The transparency page describes determining appropriate insurers and negotiating with those insurers. Marsh is not identified in these sources as the insurer that issues or pays the policy. ^42,^41,²⁶Company-reportedUS client-compensation and transparency disclosures. Affinity/Amazon administrator language is a separate program role and is not treated as the default retail relationship. Current Marsh materials use more than one US legal name. The compensation guide (copyright 2024, Marsh LLC) refers to Marsh LLC and Marsh USA LLC entering client agreements. The transparency page instead names Marsh LLC and Marsh USA Inc. Marsh McLennan Agency is described as a wholly owned Marsh subsidiary. A 2006 California decision caption used MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES, license 0437153. Confirm the exact contracting producer on the proposal and license documents; current California license status remains unverified. ^42,^41,^43,^44,^25,⁵⁵Conflicting sourcesUnresolved Inc. versus LLC naming. Affinity’s Marsh USA LLC license table is company-reported as of 8 March 2024 and is not a CDI live lookup. Brand unification in January 2026 is described as a brand change, not a change in business structure.
Customer focus	BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. ¹Company-reportedCompany-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement. Within its U.S. executive-lines commercial and financial segment, BHSI lists publicly traded and large privately owned commercial firms; investment, money-center, national, and regional banks; asset managers; and insurance companies and brokerages. The size description applies to the commercial-firm entry, not every listed institution or all BHSI products. ¹Company-reportedOnly the U.S. Executive Lines, Commercial & Financial segment, At A Glance p. 50. The “publicly traded and large privately owned” qualifier attaches to the Commercial Firms bullet only.	Marsh describes itself as a global insurance broker and risk advisor. Its homepage says it advises clients in 130 countries across industries that include technology. US broking is organized in segments: Risk Management (including large, complex programs), Corporate (midsize domestic firms), Marsh McLennan Agency (middle-market companies in the United States and Canada), and Affinity programs. The Technology Practice is the industry team that markets data-center, fintech and digital-infrastructure work. Public pages do not publish a minimum premium, employee count or California-startup eligibility rule. ^25,^27,^42,⁴⁴Company-reportedCompany-reported segmentation and industry marketing. Fortune 500 and revenue statistics on Marsh sites are not used here as independently verified. A middle-market MMA path is not proof that every early-stage Bay Area company will be accepted.
Application process	BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. ⁵Company-reportedThe website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.	The public Marsh path to speak with a broker is an inquiry, not an online bind. Contact pages ask you to choose an inquiry type, including a sales or RFP route. The business-inquiry page says to complete a form and that a representative will respond within 48 hours; it points existing-policy certificate, billing and policy questions elsewhere. The inquiry page does not display premiums or bind coverage. The 48-hour response time is a company statement, not a binding or service guarantee. ^39,^40,⁴⁵Company-reportedInspected public contact-select and business-form pages on 16 September 2026 without submitting information. MMA has a separate contact page. Inquiry is not a completed insurance application. Marsh describes a broker-led placement: identifying insurers for the risk, negotiating coverage and price, and, in core US broking segments, disclosing quotes and premium indications received. It may share incumbent or competing insurer names, pricing objectives, expiring terms, or give an insurer a last look when it believes that is in the client’s interest or the client instructs it. Those market practices are disclosure statements, not a guaranteed outcome or turnaround. ^42,⁴¹Company-reportedCompensation guide transparency pledges and market-activity list. Not observed live placements.

Criteria

Berkshire Hathaway Specialty Insurance

Marsh

Business role

BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. ^1,^2,⁵Company-reportedA description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product.

Berkshire Hathaway Specialty Insurance Company (BHSIC) identifies itself in its Singapore-branch public disclosure as a Nebraska-domiciled direct property and casualty insurer, wholly owned by National Indemnity Company, which is wholly owned by Berkshire Hathaway Incorporated. The Singapore-branch disclosure states this ownership chain. A Missouri Department of Insurance record separately lists BHSIC as active, NAIC 22276, and Property and Casualty in Missouri. Neither source identifies BHSIC as the issuer of every BHSI-branded U.S. policy. ^3,^4,⁵Company-reportedCompany-reported corporate identity and ownership in BHSI's Singapore-branch public disclosure, corroborated for company identity and Missouri P&C authority by the Missouri Department of Insurance record accessed 2026-09-28. Neither source maps BHSIC as issuer for every BHSI-branded U.S. product; use policy-specific documents for that.

Current Marsh materials use more than one US legal name. The compensation guide (copyright 2024, Marsh LLC) refers to Marsh LLC and Marsh USA LLC entering client agreements. The transparency page instead names Marsh LLC and Marsh USA Inc. Marsh McLennan Agency is described as a wholly owned Marsh subsidiary. A 2006 California decision caption used MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES, license 0437153. Confirm the exact contracting producer on the proposal and license documents; current California license status remains unverified. ^42,^41,^43,^44,^25,⁵⁵Conflicting sourcesUnresolved Inc. versus LLC naming. Affinity’s Marsh USA LLC license table is company-reported as of 8 March 2024 and is not a CDI live lookup. Brand unification in January 2026 is described as a brand change, not a change in business structure.

Customer focus

Within its U.S. executive-lines commercial and financial segment, BHSI lists publicly traded and large privately owned commercial firms; investment, money-center, national, and regional banks; asset managers; and insurance companies and brokerages. The size description applies to the commercial-firm entry, not every listed institution or all BHSI products. ¹Company-reportedOnly the U.S. Executive Lines, Commercial & Financial segment, At A Glance p. 50. The “publicly traded and large privately owned” qualifier attaches to the Commercial Firms bullet only.

Application process

Sources

56 documents, numbered as cited. Open the sources

Sources for Berkshire Hathaway Specialty Insurance vs Marsh

Berkshire Hathaway Specialty Insurance Official Website

1
At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
2
About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3
Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
4
Company Details — Berkshire Hathaway Specialty Insurance Company. Missouri Department of Insurance; Company Details fields: legal name, active license status, NAIC number 22276, and Property and Casualty description; Missouri regulator record also lists 2025 property-casualty lines. Accessed 2026-09-28. Accessed 2026-09-28.
5
Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
6
United States. Berkshire Hathaway Specialty Insurance; United States products directory, opened 2026-09-28. Rendered page lists U.S. category links and Casualty/Property headings (lines 6–44); this directory view is navigation, not the linked product pages or a full review of product materials. Accessed 2026-09-28.
7
Claims — United States. Berkshire Hathaway Specialty Insurance; Claims Reporting, lines 34–91; separate product-specific directions, then “All other claims” email, 24-hour toll-free phone, postal/overnight mail. Accessed 2026-09-28.
8
Claims Excellence — United States. Berkshire Hathaway Specialty Insurance; Claims Service Standards, version US 2024-10-07A in footer/document end; page 2 lines 30–34 describe coverage discussion and third-party settlement communications. Accessed 2026-09-28.
9
Marine. Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.
10
Ocean Marine Cargo Overview. Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28.
11
Property. Berkshire Hathaway Specialty Insurance; All-risk, single-peril, catastrophe, inland/ocean marine and builder's risk offerings; target account descriptions. Accessed 2026-09-28.
12
General Property Appetite Guide. Berkshire Hathaway Specialty Insurance; Page 1: minimum premium, product/forms, territory, attachment and working capacity; page 2 footer identifies 2026-02-10 A; lines 0-9, 89-99. Accessed 2026-09-28.
13
Executive First Directors & Officers Liability Insurance. Berkshire Hathaway Specialty Insurance; Product Highlights: government investigations, shareholder derivative actions, late-notice qualification, defense counsel selection; Top Targets: large commercial and financial firms, lines 6–19. Accessed 2026-09-28.
14
Executive First Private Company Portfolio. Berkshire Hathaway Specialty Insurance; Product Highlights: D&O, EPL, Fiduciary, Commercial Crime and Employed Lawyers in one comprehensive form; shared or separate limits to $50m; EPL First services. Top Targets: private companies at $10m+ revenues and listed industries, lines 11–25. Portfolio limit is not a separate line limit. Accessed 2026-09-28.
15
Casualty Appetite Guide - U.S. Berkshire Hathaway Specialty Insurance; Casualty appetite PDF page 1: $50K minimum premium, GL/products/lead umbrella/excess lines, selected $10M excess capacity, placement forms and target/avoided classes; guide dated 2026-07-15. Accessed 2026-09-28.
16
Casualty. Berkshire Hathaway Specialty Insurance; US casualty product lines and features: Primary General Liability lines 10-34; Primary Products/Completed Operations Liability 35-44; Lead Umbrella and Excess Casualty 46-63. Accessed 2026-09-28.
17
Professional First Professional Liability. Berkshire Hathaway Specialty Insurance; U.S. Professional Liability landing page links Professional Liability / Network Security & Privacy, stand-alone Network Security & Privacy, and Architects, Engineers and Consultants PL, lines 6–15; footer copyright © 2026. Accessed 2026-09-28.
18
Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
19
Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.
20
Transactional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. Accessed 2026-09-28.
21
Transactional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. Accessed 2026-09-28.
22
Builder’s Risk. Berkshire Hathaway Specialty Insurance; Current U.S. page: all-risk, hot testing/commissioning, delay/startup/soft costs, single-peril/DIC primary/excess; separate EAR and CAR target categories; Master Builder’s Risk selectively considered, lines 6–35. Reopened 2026-09-28. Accessed 2026-09-28.
23
Professional First Network Security & Privacy Policy. Berkshire Hathaway Specialty Insurance; Product Highlights: third-party breach exposures, regulatory investigations/fines/penalties, direct breach/extortion expenses, electronic-content media liability, business interruption from network-security failure, eRiskHub; Top Targets: professional-services firms, lines 6–19. Accessed 2026-09-28.
24
Surety. Berkshire Hathaway Specialty Insurance; Product Highlights name performance, payment, advance-payment, maintenance, supply and warranty bonds; Top Targets name regional/national/global contractors and construction suppliers/services; PPP/project-delivery capability; lines 6–32. Accessed 2026-09-28.

Marsh Official Website

25
Marsh | Leader in risk, strategy, people, and investments. Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
26
Marsh Risk | Global Leader in Insurance Broking and Risk Management. Marsh; Opening advice, analytics and insurance positioning; Our services: consulting, brokerage and claims advocacy; Talk to us sales/RFP inquiry. Accessed 2026-09-16.
27
Technology | Insurance Broking & Risk Management. Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
28
Data center insurance and risk management. Marsh; Managing data center risk; Closing the gaps in conventional coverage (property, casualty, technology E&O); Derisking power purchase agreement and interconnection obligations; FAQs: What does data center insurance typically cover? (property damage, equipment breakdown, business interruption, cyber, general liability). Accessed 2026-09-16.
29
Stratus. Marsh; Operational property insurance exchange for digital infrastructure; up to $10 billion single-placement capacity; prior-submit exchange; Nimbus construction-phase counterpart; launch focused on property. Accessed 2026-09-16.
30
Fintech Industry Insurance. Marsh; Practice positioning for fintech insurance advice; UK-centric client examples; contact CTA. Accessed 2026-09-16.
31
Cyber Risk. Marsh; Practice overview; expertise links including Cyber Insurance and Claims and Incident Management; ransomware FAQ. Accessed 2026-09-16.
32
Cyber Insurance. Marsh; Opening brokerage positioning; products list including Cyber Pathway, Cyber Accelerate, Claims Advocacy, CyberPort. Accessed 2026-09-16.
33
Claims Advocacy. Marsh; Cyber claims specialists advocating with insurers; review claims, litigation management, proof of loss with forensic accountants. Accessed 2026-09-16.
34
Claims Management. Marsh; Claims management as advisor between business, insurer and TPA; listed claim types including property, cyber, worker injury, directors liability. Accessed 2026-09-16.
35
Directors and Officers Liability (D&O). Marsh; Opening D&O placement for public, private and non-profit companies; US D&O Product Leader listed. Accessed 2026-09-16.
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Employment Practices Liability. Marsh; What we offer: EPLI placement; Global Leaders Endorsement (>4,000 employees) and Leaders Preferred Endorsement (250–4,000 employees). Accessed 2026-09-16.
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Professional liability. Marsh; What We Offer: design risk-transfer solutions; specialist industries including technology. Accessed 2026-09-16.
38
Financial & Professional Liability. Marsh; Practice introduction for executive insurance advisory; FAQ distinguishing management liability, D&O and EPL. Accessed 2026-09-16.
39
Contact us inquiries. Marsh; Please select your type of inquiry; sales/RFP card; page metadata legal name Marsh LLC; link to the business inquiry form. Accessed 2026-09-16.
40
Business inquiries. Marsh; Please complete this form and a Marsh representative will respond within 48 hours; sales/RFP inquiry; separate path for certificates, policies and billing. Accessed 2026-09-16.
41
Leading the Way in Transparency. Marsh; Placement process; Marsh LLC and Marsh USA Inc. client agreements; Compensation Guide for US Clients; MarketConnect/Market Match insurer consulting; equity-interest disclosure. Accessed 2026-09-16.
42
Compensation guide for US clients. Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
43
Licensing. Marsh Affinity; Marsh USA LLC producer license table as of 03/08/2024, including CA 437153. Accessed 2026-09-16.
44
Marsh McLennan Agency (MMA). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
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Marsh McLennan Agency | USA Insurance Leaders. Marsh McLennan Agency; Specialists in insurance, employee benefits and retirement; Contact Us. Accessed 2026-09-16.
46
Who We Are | MMA. Marsh McLennan Agency; Business of Marsh (NYSE: MRSH); business insurance, employee health & benefits, retirement & wealth, and private client solutions across the US and Canada. Accessed 2026-09-16.
47
Business Insurance. Marsh McLennan Agency; Client-focused solutions including casualty, cyber, executive & professional liability, property, surety, small business, international; works with a wide variety of carriers. Accessed 2026-09-16.
48
Cyber Insurance | MMA. Marsh McLennan Agency; Placement plus claims advocacy as carrier liaison; listed solution areas including cybercrime, ransomware, media liability, privacy regulatory defense. Accessed 2026-09-16.
49
Expert Executive and Professional Liability Insurance | MMA. Marsh McLennan Agency; Executive and Professional Liability introduction; Our policies include (D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, IP, kidnap and ransom); D&O, Employment Practices Liability and cyber subsections. Accessed 2026-09-16.
50
Property Insurance | MMA. Marsh McLennan Agency; Property Insurance introduction; Commercial Property; flood, windstorm, wildfire and earthquake options; Builders’ Risk; claims advocacy; captives and parametric options; Program design expertise. Accessed 2026-09-16.
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Comprehensive Casualty Cover | MMA. Marsh McLennan Agency; Casualty program introduction; Claims Management; Casualty Coverage: Workers’ Compensation; specialist contact. Accessed 2026-09-16.
52
Surety Bonds to Mitigate Company Risk | MMA. Marsh McLennan Agency; Opening: we provide surety bonds; national market representation. Accessed 2026-09-16.
53
Employee Health & Benefits Group Insurance | MMA. Marsh McLennan Agency; Opening employee-benefits broker positioning; Our Solutions: benefits consulting and implementation; FAQ on negotiating with carriers and selecting and implementing plans. Accessed 2026-09-16.
54
Complete 2026 Agency Compensation Guide | MMA. Marsh McLennan Agency; Landing page for the 2026 MMA Compensation Guide download; premium-finance disclosure. Accessed 2026-09-16.
55
MARSH USA INC. California Department of Insurance; 9 March 2006 precedential decision caption: MARSH USA, INC., dba MARSH RISK AND INSURANCE SERVICES (license #0437153). Accessed 2026-09-16.
56
License Number Search. California Department of Insurance; Public license number search; no license-detail record returned for 437153. Accessed 2026-09-16.

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An Overview of Berkshire Hathaway Specialty Insurance and Marsh

What Stands Out About Berkshire Hathaway Specialty Insurance and Marsh?

Berkshire Hathaway Specialty Insurance at a Glance

Marsh at a Glance

Berkshire Hathaway Specialty Insurance vs Marsh Coverage Lines Compared

Berkshire Hathaway Specialty Insurance and Marsh Coverage, Line by Line

Builders Risk Insurance

Commercial Property Insurance

Crime Insurance

Cyber Insurance

D&O Insurance

Employment Practices Liability Insurance

Fiduciary Liability Insurance

General Liability Insurance

Media Liability Insurance

Professional Liability (E&O) Insurance

Surety Bonds

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Berkshire Hathaway Specialty Insurance and Marsh Reliability Scores

Berkshire Hathaway Specialty Insurance Reliability Scores

Marsh Reliability Scores

Berkshire Hathaway Specialty Insurance and Marsh Review Scores

Berkshire Hathaway Specialty Insurance Review Score

Marsh Review Score

Key Differences Between Marsh and Berkshire Hathaway Specialty Insurance

Risk strategy for technology infrastructure

Broker placement and policy authority

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Marsh Quotes?

Berkshire Hathaway Specialty Insurance vs Marsh Services Compared

Provider Profiles for Berkshire Hathaway Specialty Insurance and Marsh

What Is Berkshire Hathaway Specialty Insurance?

What Is Marsh?

Sources for Berkshire Hathaway Specialty Insurance vs Marsh

Berkshire Hathaway Specialty Insurance Official Website

Marsh Official Website

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