What Does Builders Risk Insurance from Berkshire Hathaway Specialty Insurance Cover?
Berkshire Hathaway Specialty Insurance offers builder's risk insurance for project property, with primary and excess placements and delay and soft-cost features.
Builder’s Risk · Updated
Berkshire Hathaway Specialty Insurance’s Role in Builders Risk
BHSI describes primary and excess options for its Builder’s Risk products, along with single-peril and difference-in-conditions choices. 1
Company-reported.These are marketed placement options, not a commitment to provide any layer or a statement about how a specific project is insured.
Who Is Berkshire Hathaway Specialty Insurance Builders Risk For?
BHSI separates its EAR and CAR target categories; it says Master Builder’s Risk is considered selectively. 1
Company-reported.The published target categories guide submission discussions; they do not guarantee eligibility or acceptance.
Berkshire Hathaway Specialty Insurance Builders Risk Coverage Features
BHSI describes Builder’s Risk as project property coverage and lists hot testing/commissioning, delay and soft-cost features. 1
Company-reported.U.S. product-page marketing summary; does not establish that each extension is included in every project policy.
The page describes primary and excess placements and single-peril or difference-in-conditions options alongside its all-risk product description. 1
Company-reported.These are marketed options, not a statement that a particular quote includes them.
BHSI lists its Builder’s Risk Form, follow-form quota-share or excess forms, and broker manuscript forms as options. 2
Company-reported.A form being listed does not establish that it will be used for a project or what its final terms contain.
How Do You Apply for Berkshire Hathaway Specialty Insurance Builders Risk?
BHSI says underwriting may request coverage specifications, a project description, contractor loss experience and a construction schedule, among other project details. 2
Company-reported.The guide gives examples rather than a universal or complete checklist; requirements depend on the submission.
Berkshire Hathaway Specialty Insurance Builders Risk Compared
Other Coverage Lines Documented for Berkshire Hathaway Specialty Insurance
Sources for Berkshire Hathaway Specialty Insurance Builders Risk
- Builder’s Risk. Berkshire Hathaway Specialty Insurance; Retained canonical source record locator: current U.S. product page, lines 6–35: all-risk project coverage, hot testing/commissioning, delay/startup/soft costs, single-peril/DIC primary/excess, EAR/CAR target categories and selectively considered Master Builder’s Risk. Prior actual access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
- Builder’s Risk Appetite Guide. Berkshire Hathaway Specialty Insurance; U.S. guide pp. 1–2: marketed coverage/participation and targeted classes, lines 0–35; listed BHSI, follow-form and broker-manuscript policy forms, plus example submission information, lines 39–53; dated 2026-01-30 A; all coverage remains subject to the actual policy, lines 63–65. Accessed 2026-09-30.