What Does Cyber Insurance from Marsh Cover?

Marsh's cyber risk practice places and advises on cyber insurance brokerage; it does not underwrite the policies it places. ¹Company-reportedMarsh corporate cyber insurance product page.

Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, places cyber coverage and acts as a carrier liaison, combining placement with claims advocacy. ⁴Company-reportedMMA cyber solutions page.

The reviewed pages do not name a specific cyber insurer for a standard placement. Marsh's Cyber ECHO excess facility lets clients choose underwriting from Lloyd's of London syndicates, company markets or Bermuda-based insurers, so the carrier varies by placement. ²Not publicly disclosedCyber ECHO facility page, which covers excess layers rather than every primary policy Marsh places.

MMA says any company can benefit from cyber coverage, but prioritizes organizations that store significant customer data, run large customer databases or hold valuable digital assets. ⁴Company-reportedMMA cyber solutions FAQ; MMA describes its own client base as middle-market organizations generally.

MMA lists incident investigation and response costs, network interruption/extra expense, extortion and ransomware payments, data restoration, and security and privacy liability as core cyber coverages, with media liability, privacy regulatory defense and reputation-based income loss available as additional coverages. ⁴Company-reportedMMA cyber solutions page; actual policy wording and insurer vary by placement.

Marsh says its Cyber ECHO excess facility can provide over $200 million of cyber capacity per client, with a free first reinstatement and a paid second reinstatement for separate cyber events within a policy year. ²Company-reportedCyber ECHO facility page; describes excess capacity Marsh can arrange, not a standard primary limit.

You engage a named Marsh or MMA cyber specialist to design a placement; the reviewed pages describe advisor-led placement and risk analytics rather than an online self-serve quote. ^1,4Company-reportedMarsh and MMA cyber pages, which list dedicated cyber brokerage and placement leaders.

Marsh's global claims and incident-management specialists review cyber claims, support litigation management and work with forensic accountants to prepare proof of loss, advocating with insurers on the client's behalf. ³Company-reportedClaims Advocacy expertise page; recovery outcomes described as company-reported and not independently verified.