Insurance provider

A watchmaker adjusts a growing mechanism, making risk management a matter of ongoing care.

What Are the Alternatives to WithCoverage Business Insurance?

WithCoverage suits growing businesses seeking policy reviews, broker advice and ongoing risk management; companies seeking instant self-serve quotes should compare digital agencies.

What Should You Weigh When Choosing an Alternative to WithCoverage?

WithCoverage is a broker, not the insurer. Its terms name With Coverage Inc. and With Coverage Insurance Services LLC as the operating entities, and the issuing insurer, not WithCoverage, carries the policy obligations. 3,4

Its industry pages highlight different lines: technology emphasizes errors and omissions, cyber and directors and officers; consumer brands get product liability, product recall and cargo; construction gets general liability, builders risk, workers’ compensation, property and umbrella; and restaurants get general liability, liquor liability and workers’ compensation. Confirm which of these an alternative actually lists for your industry. 5,6,7,8

WithCoverage offers an initial policy audit without requiring you to leave your current broker, saying the review is usually completed within a business day of receiving policy documents. Switching to WithCoverage as broker of record is done with a signed letter and, on its portfolio offering, a digital application transferred into insurers’ own application forms. 5,9

WithCoverage says it typically agrees a flat fee before work begins so its compensation does not rise with premium, though it also allows commission-based arrangements in some cases. Its terms separately permit premiums, commissions, installment, service, cancellation and flat fees, so a flat advisory fee should not be assumed to cover the entire insurance cost. 6,3

WithCoverage Alternatives for Builders Risk Insurance

  • AIG Builders Risk

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  • Alliance Risk arranges builders risk insurance.

    Reliability Score5.8/ 10
  • Aon names Construction Property/Builders Risk on its global construction page; confirm whether this line is offered for the buyer, state, and placement.

    Reliability Score6.7/ 10
  • BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.

    Reliability Score7.0/ 10
  • Chubb offers builders risk insurance.

    Reliability Score6.4/ 10
  • Inland Marine appetite category; separately, Ocean Marine lists Hull Builders Risk

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  • Coverdash lists builders risk among its property coverage options.

    Reliability Score5.1/ 10
  • Builder’s risk product page; policy-specific construction terms not established.

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  • Gallagher arranges builders risk.

    Reliability Score5.5/ 10
  • Harper includes builders risk in its construction and contractor insurance offering.

    Reliability Score5.9/ 10
  • Heffernan arranges builders risk.

    Reliability Score5.0/ 10
  • HUB International arranges builders risk insurance.

    Reliability Score5.5/ 10
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  • Markel builders risk

    Reliability Score7.1/ 10
  • Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance.

    Reliability Score5.6/ 10
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  • Nationwide lists builders risk among inland-marine products. The page does not establish project-specific coverage periods, valuation, or exclusions.

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  • StartupInsurance.ai arranges builders risk insurance for startups.

    Reliability Score4.9/ 10
  • Listed for digital-infrastructure projects and in commercial real-estate construction risk.

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  • Zurich markets a Commercial Builders Risk program for construction projects; the project-value language conflicts within Zurich’s own page and requires confirmation.

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WithCoverage Alternatives for Cargo and Transit Insurance

  • AIG Ocean Cargo

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  • Alliance Risk arranges inland and ocean marine coverage for goods in transit.

    Reliability Score5.8/ 10
  • Amelia Risk arranges stock-throughput (cargo) insurance for consumer-product businesses, which can address inventory in transit and at other locations.

    Reliability Score5.1/ 10
  • Aon lists cargo placements in its global marine practice; U.S. eligibility, insurer, limits and policy terms are not stated on the reviewed page.

    Reliability Score6.7/ 10
  • BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.

    Reliability Score7.0/ 10
  • Chubb offers cargo insurance.

    Reliability Score6.4/ 10
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  • Corgi lists a cargo contractual liability product in its transportation offering.

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  • Coverdash lists motor truck cargo and ocean marine coverage options.

    Reliability Score5.1/ 10
  • Founder Shield lists transit and transportation coverage for goods in transit or stored offsite.

    Reliability Score5.3/ 10
  • Heffernan arranges marine cargo insurance for freight, import and export businesses.

    Reliability Score5.0/ 10
  • HUB International arranges cargo insurance.

    Reliability Score5.5/ 10
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  • Lockton arranges cargo insurance.

    Reliability Score5.6/ 10
  • Markel cargo and transit coverage

    Reliability Score7.1/ 10
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  • Nationwide lists motor truck cargo among inland-marine products. This is not evidence of broad cargo coverage or any particular commodity/route acceptance.

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  • Newfront lists cargo stock throughput among the coverages its property team handles.

    Reliability Score5.0/ 10
  • Transportation page lists cargo insurance; it does not state a particular transit form or coverage terms.

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  • Travelers offers cargo insurance through its transportation, cargo and logistics offering.

    Reliability Score6.1/ 10
  • USI arranges cargo and transit insurance.

    Reliability Score5.3/ 10
  • WTW identifies Global Cargo within its global marine practice and includes cargo risk in its named data-center policy. These descriptions do not establish a particular US placement, insurer, policy wording, or availability.

    Reliability Score7.0/ 10

WithCoverage Alternatives for Commercial Property Insurance

  • AIG Commercial Property / Retail Property

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  • Alliance Risk arranges property insurance.

    Reliability Score5.8/ 10
  • Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability.

    Reliability Score6.7/ 10
  • Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.

    Reliability Score6.2/ 10
  • BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.

    Reliability Score7.0/ 10
  • CFC offers property coverage within its property and casualty product.

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  • Chubb offers commercial property insurance.

    Reliability Score6.4/ 10
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  • Coverdash lists commercial property in its coverage catalog.

    Reliability Score5.1/ 10
  • Embroker offers help obtaining commercial property insurance and invites property quote requests.

    Reliability Score5.1/ 10
  • ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations.

    Reliability Score5.8/ 10
  • Founder Shield lists property insurance among its core offerings.

    Reliability Score5.3/ 10
  • Commercial property product page.

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  • Gallagher arranges commercial property insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper lists commercial property insurance and describes approaching insurance companies for customers.

    Reliability Score5.9/ 10
  • Heffernan arranges commercial property insurance.

    Reliability Score5.0/ 10
  • HUB International arranges commercial property insurance.

    Reliability Score5.5/ 10
  • Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability.

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  • As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite.

    Reliability Score5.0/ 10
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  • Lockton arranges commercial property insurance.

    Reliability Score5.6/ 10
  • Markel commercial property

    Reliability Score7.1/ 10
  • Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance.

    Reliability Score5.6/ 10
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  • Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy.

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  • As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.

    Reliability Score5.0/ 10
  • Relm lists commercial property insurance for placement through brokers.

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  • Risklytics arranges commercial property insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • Offered as part of a BOP, rather than as a standalone policy.

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  • StartupInsurance.ai arranges commercial property insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges commercial property insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed for real-estate, professional-services and other named commercial sectors.

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  • The Hartford offers commercial property insurance.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers commercial property insurance.

    Reliability Score6.1/ 10
  • USI arranges commercial property insurance.

    Reliability Score5.3/ 10
  • As of September 16, 2026, Vouch lists business property for health care and life sciences programs.

    Reliability Score5.0/ 10
  • WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation.

    Reliability Score7.0/ 10
  • Zurich markets commercial property insurance.

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WithCoverage Alternatives for Cyber Insurance

  • AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct)

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  • Alliance Risk arranges cyber liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges cyber insurance.

    Reliability Score5.1/ 10
  • Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement.

    Reliability Score6.7/ 10
  • At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion.

    Reliability Score6.2/ 10
  • Beazley offers cyber insurance for small and midsized businesses.

    Reliability Score6.2/ 10
  • BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.

    Reliability Score7.0/ 10
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  • CFC offers cyber insurance, including primary and excess products.

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  • Chubb offers cyber insurance.

    Reliability Score6.4/ 10
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  • Coalition offers cyber insurance.

    Reliability Score6.2/ 10
  • Corgi lists cyber insurance among its business insurance offerings.

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  • Coverdash lists cyber insurance in its coverage catalog.

    Reliability Score5.1/ 10
  • Cowbell offers standalone and excess cyber products through its insurance-agency business.

    Reliability Score6.3/ 10
  • Embroker lists cyber insurance with a quote route.

    Reliability Score5.1/ 10
  • Founder Shield lists cyber liability among its core offerings.

    Reliability Score5.3/ 10
  • Cyber product page; policy terms and limits not established.

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  • Gallagher arranges cyber insurance.

    Reliability Score5.5/ 10
  • Harper lists cyber insurance and describes approaching insurers for customers.

    Reliability Score5.9/ 10
  • Heffernan arranges cyber insurance.

    Reliability Score5.0/ 10
  • Hiscox offers cyber insurance for small businesses.

    Reliability Score6.1/ 10
  • HUB International arranges cyber insurance.

    Reliability Score5.5/ 10
  • Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability.

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  • Kinro lists cyber liability and compares business details with carrier appetite.

    Reliability Score5.0/ 10
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  • Lockton arranges cyber insurance.

    Reliability Score5.6/ 10
  • Markel Cyber 360

    Reliability Score7.1/ 10
  • Marsh arranges cyber insurance.

    Reliability Score5.6/ 10
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  • Mylo invites cyber insurance quote requests and compares policies from multiple insurers.

    Reliability Score5.0/ 10
  • Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage.

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  • Newfront places cyber insurance, negotiates policy wording and provides claims consultation.

    Reliability Score5.0/ 10
  • Pie provides access to cyber insurance quotes from carrier partners.

    Reliability Score5.8/ 10
  • Relm lists cyber insurance for placement through brokers.

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  • Resilience markets cyber insurance on a primary or excess basis.

    Reliability Score5.0/ 10
  • RiskCube arranges cyber insurance for startups.

    Reliability Score5.9/ 10
  • Risklytics arranges cyber insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • Add-on for select buyers purchasing another business policy; phone quote route.

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  • StartupInsurance.ai arranges cyber insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges cyber insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access.

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  • The Hartford offers cyber insurance and data-breach coverage.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies.

    Reliability Score6.1/ 10
  • USI arranges cyber insurance.

    Reliability Score5.3/ 10
  • Vouch lists cyber liability in its technology-company programs.

    Reliability Score5.0/ 10
  • WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility.

    Reliability Score7.0/ 10
  • Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product.

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WithCoverage Alternatives for D&O Insurance

  • AIG Directors & Officers Liability

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  • Alliance Risk arranges directors and officers liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges directors and officers liability.

    Reliability Score5.1/ 10
  • Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement.

    Reliability Score6.7/ 10
  • Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.

    Reliability Score6.2/ 10
  • Executive First D&O liability materials describe separate public-company and private-company products.

    Reliability Score7.0/ 10
  • CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies.

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  • Chubb offers directors and officers liability insurance for smaller privately held companies through ForeFront.

    Reliability Score6.4/ 10
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  • Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations.

    Reliability Score6.2/ 10
  • Corgi lists directors and officers insurance among its business insurance offerings.

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  • Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement.

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  • Coverdash lists directors and officers insurance in its coverage catalog.

    Reliability Score5.1/ 10
  • Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers.

    Reliability Score6.3/ 10
  • Embroker lists directors and officers insurance with a quote route.

    Reliability Score5.1/ 10
  • Founder Shield lists directors and officers insurance among its core offerings.

    Reliability Score5.3/ 10
  • Gallagher arranges directors and officers liability.

    Reliability Score5.5/ 10
  • Heffernan arranges directors and officers liability.

    Reliability Score5.0/ 10
  • HUB International arranges directors and officers liability insurance.

    Reliability Score5.5/ 10
  • Kinro lists directors and officers insurance and compares business details with carrier appetite.

    Reliability Score5.0/ 10
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  • Lockton arranges directors and officers liability insurance.

    Reliability Score5.6/ 10
  • Markel private and nonprofit D&O

    Reliability Score7.1/ 10
  • Marsh arranges directors and officers liability insurance.

    Reliability Score5.6/ 10
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  • Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk.

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  • Newfront lists D&O for private and public companies within its executive-risk services.

    Reliability Score5.0/ 10
  • Relm lists directors and officers liability for placement through brokers.

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  • RiskCube arranges directors and officers liability insurance for startups.

    Reliability Score5.9/ 10
  • Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • StartupInsurance.ai arranges directors and officers liability insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges directors and officers liability insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs.

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  • The Hartford offers directors and officers liability for private, public and nonprofit organizations.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers directors and officers liability insurance.

    Reliability Score6.1/ 10
  • USI arranges directors and officers liability insurance.

    Reliability Score5.3/ 10
  • Vouch lists directors and officers insurance in its technology-company programs.

    Reliability Score5.0/ 10
  • Zurich markets directors and officers liability insurance.

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WithCoverage Alternatives for General Liability Insurance

  • AIG Programs general liability (three separate program scopes)

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  • Alliance Risk arranges general liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges general liability insurance.

    Reliability Score5.1/ 10
  • Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line.

    Reliability Score6.7/ 10
  • Beazley offers general liability insurance in packages such as its environmental-services policy.

    Reliability Score6.2/ 10
  • BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.

    Reliability Score7.0/ 10
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  • CFC offers general liability within its property and casualty product.

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  • Chubb offers general liability insurance within its commercial package products.

    Reliability Score6.4/ 10
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  • Corgi lists commercial general liability among its business insurance offerings.

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  • Coterie offers general liability policies for small businesses through its partner distribution.

    Reliability Score5.1/ 10
  • GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL.

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  • Coverdash lists general liability in its Core Business coverage catalog with a quote route.

    Reliability Score5.1/ 10
  • Embroker offers a general liability quote route among its individual business coverages.

    Reliability Score5.1/ 10
  • ERGO NEXT offers online general liability quotes and purchasing for eligible businesses.

    Reliability Score5.8/ 10
  • Founder Shield lists general liability among its core coverage offerings.

    Reliability Score5.3/ 10
  • Company CGL product page; line-specific CGL membership only.

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  • Gallagher arranges general liability insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper lists general liability in its business-insurance services and quote inquiry.

    Reliability Score5.9/ 10
  • Heffernan arranges general liability insurance.

    Reliability Score5.0/ 10
  • Hiscox offers general liability insurance for small businesses.

    Reliability Score6.1/ 10
  • HUB International arranges general liability insurance.

    Reliability Score5.5/ 10
  • Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability.

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  • Kinro lists general liability and compares available carrier options.

    Reliability Score5.0/ 10
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  • Lockton arranges general liability insurance.

    Reliability Score5.6/ 10
  • Markel small-business casualty and property

    Reliability Score7.1/ 10
  • Marsh arranges general liability insurance, including for data centers.

    Reliability Score5.6/ 10
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  • Mylo compares general liability quotes from insurance carriers and also offers package options.

    Reliability Score5.0/ 10
  • Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope.

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  • Newfront includes general liability in its casualty placement services.

    Reliability Score5.0/ 10
  • Pie arranges general liability insurance through unaffiliated third-party insurers.

    Reliability Score5.8/ 10
  • Relm lists general liability insurance for placement through brokers.

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  • RiskCube arranges general liability insurance for startups.

    Reliability Score5.9/ 10
  • Risklytics arranges general liability insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
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  • StartupInsurance.ai arranges general liability insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges general liability insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed as general liability for professional-services clients and as a consideration for other named business sectors.

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  • The Hartford offers general liability insurance.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

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  • Travelers offers general liability insurance.

    Reliability Score6.1/ 10
  • USI arranges general liability insurance.

    Reliability Score5.3/ 10
  • Vouch lists general liability among the core coverages in its technology-company programs.

    Reliability Score5.0/ 10
  • Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims.

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WithCoverage Alternatives for Liquor Liability Insurance

  • AIG Programs lists liquor liability among coverages it may develop in client-specific programs; no general standalone product or universal program availability implied.

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  • Alliance Risk arranges liquor liability for businesses serving or selling alcohol.

    Reliability Score5.8/ 10
  • Corgi markets liquor liability for eligible veterans’ and fraternal lodges with licensed on-premises bars.

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  • Coverdash lists liquor liability in its Excess & Specialty catalog with a quote route.

    Reliability Score5.1/ 10
  • Harper includes liquor liability in its coverage directory and insurance-placement service.

    Reliability Score5.9/ 10
  • Markel liquor liability

    Reliability Score7.1/ 10
  • Marketed within THREE’s combined commercial policy if required; the quote and issued form determine availability and protection.

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WithCoverage Alternatives for Product Liability Insurance

  • AIG Aviation Product Liability

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  • Alliance Risk arranges product liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges product liability insurance for consumer-product businesses.

    Reliability Score5.1/ 10
  • Beazley offers product liability insurance for middle-to-large life-sciences organizations.

    Reliability Score6.2/ 10
  • BHSI lists primary products and completed-operations liability as a casualty product.

    Reliability Score7.0/ 10
  • CFC offers product liability within its life-science and nutraceutical policies.

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  • Coverdash lists product liability in its Excess & Specialty catalog with a quote route.

    Reliability Score5.1/ 10
  • Embroker lists product liability insurance for companies that produce, distribute or sell products.

    Reliability Score5.1/ 10
  • Founder Shield lists product liability insurance.

    Reliability Score5.3/ 10
  • Gallagher arranges product liability insurance.

    Reliability Score5.5/ 10
  • Harper includes product liability in its coverage directory.

    Reliability Score5.9/ 10
  • HUB International arranges product liability insurance.

    Reliability Score5.5/ 10
  • Lockton arranges product liability insurance.

    Reliability Score5.6/ 10
  • Markel products liability

    Reliability Score7.1/ 10
  • Newfront lists product liability among its casualty placement coverages.

    Reliability Score5.0/ 10
  • Relm lists product liability insurance for placement through brokers.

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  • StartupInsurance.ai arranges product liability insurance for startups.

    Reliability Score4.9/ 10
  • USI arranges product liability insurance.

    Reliability Score5.3/ 10
  • Vouch lists product liability among the core coverages in its technology-company programs.

    Reliability Score5.0/ 10

WithCoverage Alternatives for Product Recall Insurance

  • AIG Multinational and Talbot market multinational Product Recall Insurance for named component-part, consumer-goods/topical/consumer-health and finished-goods segments; not an unrestricted U.S. standalone product, and the flyer does not resolve a specific policy issuer, account terms or jurisdiction-specific availability.

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  • Alliance Risk arranges product recall insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges product-recall insurance for consumer-product businesses.

    Reliability Score5.1/ 10
  • Beazley offers product recall insurance through its manufacturing risk product.

    Reliability Score6.2/ 10
  • CFC offers product-recall and contaminated-product-recall insurance.

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  • Chubb offers product recall insurance for businesses handling finished consumer goods.

    Reliability Score6.4/ 10
  • Coverdash lists product recall in its Excess & Specialty catalog with a quote route.

    Reliability Score5.1/ 10
  • Gallagher arranges product-recall insurance.

    Reliability Score5.5/ 10
  • HUB International arranges product recall insurance.

    Reliability Score5.5/ 10
  • Newfront includes product recall in the life-science insurance programs it designs.

    Reliability Score5.0/ 10

WithCoverage Alternatives for Professional Liability (E&O) Insurance

  • AIG entity-based Professional Liability / Specialty Professional E&O

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  • Alliance Risk arranges professional liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges professional errors and omissions insurance for startups.

    Reliability Score5.1/ 10
  • Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed.

    Reliability Score6.7/ 10
  • At-Bay offers primary miscellaneous professional liability insurance.

    Reliability Score6.2/ 10
  • Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.

    Reliability Score6.2/ 10
  • Professional First materials describe a professional-liability portfolio with several professions and service types.

    Reliability Score7.0/ 10
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  • CFC offers professional liability insurance for professional-service businesses.

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  • Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms.

    Reliability Score6.4/ 10
  • currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component

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  • Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies.

    Reliability Score6.2/ 10
  • Corgi lists miscellaneous errors and omissions coverage for service-based businesses.

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  • Coterie lists miscellaneous professional liability for eligible small businesses in participating states.

    Reliability Score5.1/ 10
  • Several separately scoped professional-liability programs; do not generalize terms across professions.

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  • Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.

    Reliability Score5.1/ 10
  • Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions.

    Reliability Score5.1/ 10
  • ERGO NEXT lists professional liability insurance, also called errors and omissions insurance.

    Reliability Score5.8/ 10
  • Founder Shield lists errors and omissions for lawsuits alleging inferior work or service.

    Reliability Score5.3/ 10
  • Professional E&O product page.

    Reliability Score
  • Gallagher arranges professional errors and omissions insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper includes professional liability in its coverage directory and quote intake as claims about work or advice.

    Reliability Score5.9/ 10
  • Heffernan arranges professional errors and omissions insurance for small businesses.

    Reliability Score5.0/ 10
  • Hiscox offers professional errors and omissions insurance for small businesses.

    Reliability Score6.1/ 10
  • HUB International arranges professional errors and omissions insurance.

    Reliability Score5.5/ 10
  • Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability.

    Reliability Score
  • Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes.

    Reliability Score5.0/ 10
  • Reliability Score
  • Lockton arranges professional errors and omissions insurance.

    Reliability Score5.6/ 10
  • Markel ProBiz miscellaneous E&O

    Reliability Score7.1/ 10
  • Marsh arranges professional errors and omissions insurance.

    Reliability Score5.6/ 10
  • Reliability Score
  • Mylo compares professional liability quotes for claims from clients unhappy with professional services.

    Reliability Score5.0/ 10
  • Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance.

    Reliability Score
  • Newfront lists errors and omissions among its executive-risk coverage services.

    Reliability Score5.0/ 10
  • Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers.

    Reliability Score5.8/ 10
  • Relm lists professional errors and omissions insurance for placement through brokers.

    Reliability Score
  • Reliability Score
  • StartupInsurance.ai arranges professional errors and omissions insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges professional errors and omissions insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed as professional liability/E&O for professional-services and government-contractor audiences.

    Reliability Score
  • The Hartford offers professional liability insurance for service businesses.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    Reliability Score
  • Travelers offers professional errors and omissions insurance.

    Reliability Score6.1/ 10
  • USI arranges professional errors and omissions insurance.

    Reliability Score5.3/ 10
  • Vouch lists errors and omissions among the core coverages in its professional-services programs.

    Reliability Score5.0/ 10
  • WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established.

    Reliability Score7.0/ 10
  • Zurich markets professional errors and omissions insurance.

    Reliability Score

WithCoverage Alternatives for Umbrella and Excess Liability Insurance

  • AIG Excess Casualty (lead umbrella and mid/high excess)

    Reliability Score
  • Alliance Risk arranges umbrella and excess liability insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges umbrella and excess liability.

    Reliability Score5.1/ 10
  • Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction.

    Reliability Score6.7/ 10
  • BHSI lists lead umbrella and excess casualty within its U.S. casualty products.

    Reliability Score7.0/ 10
  • Reliability Score
  • CFC offers excess professional liability, general liability and cyber limits for small and micro businesses.

    Reliability Score
  • Chubb offers umbrella and excess liability insurance.

    Reliability Score6.4/ 10
  • Reliability Score
  • Corgi lists commercial umbrella liability insurance.

    Reliability Score
  • Coverdash lists umbrella and excess liability insurance.

    Reliability Score5.1/ 10
  • Founder Shield lists umbrella insurance.

    Reliability Score5.3/ 10
  • Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established.

    Reliability Score
  • Gallagher arranges umbrella and excess liability.

    Reliability Score5.5/ 10
  • Harper arranges umbrella insurance.

    Reliability Score5.9/ 10
  • Heffernan arranges excess and umbrella insurance.

    Reliability Score5.0/ 10
  • HUB International arranges umbrella and excess liability insurance.

    Reliability Score5.5/ 10
  • Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability.

    Reliability Score
  • Kinro lists umbrella and excess liability insurance.

    Reliability Score5.0/ 10
  • Reliability Score
  • Lockton arranges umbrella and excess liability insurance.

    Reliability Score5.6/ 10
  • Markel excess casualty and umbrella

    Reliability Score7.1/ 10
  • Mylo compares commercial umbrella quotes from insurers.

    Reliability Score5.0/ 10
  • Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form.

    Reliability Score
  • Newfront arranges umbrella and excess liability insurance through its casualty practice.

    Reliability Score5.0/ 10
  • Relm lists excess liability for placement through brokers.

    Reliability Score
  • Risklytics arranges umbrella insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • StartupInsurance.ai arranges umbrella and excess liability insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges commercial umbrella insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy.

    Reliability Score
  • The Hartford lists commercial umbrella insurance among its business coverage options.

    Reliability Score7.3/ 10
  • Travelers offers commercial umbrella and excess liability insurance.

    Reliability Score6.1/ 10
  • USI arranges umbrella and excess liability.

    Reliability Score5.3/ 10
  • Vouch lists umbrella among core coverages for technology companies.

    Reliability Score5.0/ 10
  • Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit.

    Reliability Score

WithCoverage Alternatives for Workers’ Compensation Insurance

  • AIG Workers’ Compensation options by distinct channel

    Reliability Score
  • Alliance Risk arranges workers’ compensation insurance.

    Reliability Score5.8/ 10
  • Amelia Risk arranges workers’ compensation insurance.

    Reliability Score5.1/ 10
  • Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement.

    Reliability Score6.7/ 10
  • Reliability Score
  • Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies.

    Reliability Score6.4/ 10
  • Reliability Score
  • Corgi lists workers’ compensation insurance.

    Reliability Score
  • Coverdash lists workers’ compensation insurance.

    Reliability Score5.1/ 10
  • Embroker arranges workers’ compensation insurance.

    Reliability Score5.1/ 10
  • ERGO NEXT offers workers’ compensation insurance for small businesses.

    Reliability Score5.8/ 10
  • Founder Shield lists workers’ compensation insurance.

    Reliability Score5.3/ 10
  • Workers’ compensation page; state requirements vary.

    Reliability Score
  • Gallagher arranges workers’ compensation insurance for small businesses.

    Reliability Score5.5/ 10
  • Harper arranges workers’ compensation insurance.

    Reliability Score5.9/ 10
  • Heffernan arranges workers’ compensation insurance.

    Reliability Score5.0/ 10
  • Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy.

    Reliability Score6.1/ 10
  • HUB International arranges workers’ compensation insurance.

    Reliability Score5.5/ 10
  • Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability.

    Reliability Score
  • Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions.

    Reliability Score5.0/ 10
  • Reliability Score
  • Lockton arranges workers’ compensation insurance.

    Reliability Score5.6/ 10
  • Markel Workers Compensation

    Reliability Score7.1/ 10
  • Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance.

    Reliability Score5.6/ 10
  • Reliability Score
  • Mylo compares workers’ compensation options from insurers.

    Reliability Score5.0/ 10
  • Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern.

    Reliability Score
  • Newfront arranges workers’ compensation insurance through its casualty practice.

    Reliability Score5.0/ 10
  • Pie Insurance offers workers’ compensation insurance for small businesses.

    Reliability Score5.8/ 10
  • Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses.

    Reliability Score5.4/ 10
  • Reliability Score
  • StartupInsurance.ai arranges workers’ compensation insurance for startups.

    Reliability Score4.9/ 10
  • TechInsurance arranges workers’ compensation insurance for small businesses.

    Reliability Score5.0/ 10
  • Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services.

    Reliability Score
  • The Hartford offers workers’ compensation insurance.

    Reliability Score7.3/ 10
  • Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection.

    Reliability Score
  • Travelers offers workers’ compensation insurance.

    Reliability Score6.1/ 10
  • USI arranges workers’ compensation insurance.

    Reliability Score5.3/ 10
  • Vouch lists workers’ compensation among core coverages for technology companies.

    Reliability Score5.0/ 10
  • Zurich markets workers’ compensation insurance.

    Reliability Score

Sources

9 documents, numbered as cited.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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