What Does Professional Liability (E&O) Insurance from The Hartford Cover?

What Is The Hartford’s Role in Professional Liability (E&O) Insurance?

• The Hartford's professional liability insurance, also called errors and omissions (E&O) insurance, protects businesses when they make mistakes in the professional services provided to clients, including claims that turn out to be baseless. ¹

  Company-reported.Professional liability product page as read 2026-09-23.

Who Is The Hartford Professional Liability (E&O) Insurance For?

• The Hartford targets professional liability at businesses that sign contracts requiring coverage, offer professional services directly to customers, or regularly give advice to clients, and lists industries it covers: accountants, consultants, interior designers, advertising agencies, graphic designers, technology professionals and healthcare professionals. ¹

  Company-reported.Professional liability product page as read 2026-09-23.

The Hartford Professional Liability (E&O) Coverage Features

• The Hartford says the policy can cover claims of negligence, misrepresentation, inaccurate advice, personal injury (libel/slander) and copyright infringement, plus defense costs. Many of its professional liability policies are written on a claims-made basis with a retroactive date and an extended reporting period (typically 30-60 days, extendable to a year or more for an added cost), though some are written on an occurrence basis. ¹

  Company-reported.Professional liability product page as read 2026-09-23. General coverage and policy-form description; the issued policy controls.

The Hartford Professional Liability (E&O) Limits and Retentions

• The Hartford publishes average minimum monthly premiums by product: Misc. Professional Liability Standalone $62, Misc. Professional Liability Endorsement $41, Architects and Engineers Professional Liability $239, Healthcare Professionals Professional Liability $38, and Errors & Omissions Insurance for Technology Companies $146. The page does not publish standard coverage limits or retentions; cost and limits are set at quote. ¹

  Company-reported.Company-reported pricing as of 2026-09-23 (page last updated by The Hartford May 4, 2026); premiums are not coverage limits.

The Hartford Professional Liability (E&O) Insurance Compared

• vs

  The Hartford vs AIG

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  The Hartford vs Alliance Risk

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  The Hartford vs Aon

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  The Hartford vs At-Bay

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  The Hartford vs The Baldwin Group

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  The Hartford vs Beazley

Other Coverage Lines Documented for The Hartford

• The Hartford Business Owner’s Policy

• The Hartford Commercial Auto Insurance

• The Hartford Commercial Property Insurance

• The Hartford Crime Insurance

• The Hartford Cyber Insurance

• The Hartford D&O Insurance

• The Hartford Employment Practices Liability Insurance

• The Hartford Fiduciary Liability Insurance

• The Hartford General Liability Insurance

• The Hartford Hired and Non-Owned Auto Insurance

• The Hartford Inland Marine Insurance

• The Hartford Kidnap and Ransom Insurance

• The Hartford Management Liability Insurance

• The Hartford Tech E&O Insurance

• The Hartford Umbrella and Excess Liability Insurance

• The Hartford Workers’ Compensation Insurance

Sources for The Hartford Professional Liability (E&O) Insurance

1. Professional Liability Insurance Coverage. The Hartford; What Is Professional Liability Insurance Coverage?; What Does Professional Liability Insurance Cover?; Who Needs Professional Liability Insurance Coverage?; How Much Does Professional Liability Insurance Cost?; How Does Professional Liability Insurance Work? (claims-made vs. occurrence). Accessed 2026-09-23.