What Does Tech E&O Insurance from The Hartford Cover?

What Is The Hartford’s Role in Tech E&O Insurance?

• The Hartford's FailSafe Technology Liability Product Suite is its technology errors and omissions (E&O) product, aimed at technology companies whose products or services can cause a customer's pure financial loss that traditional liability policies usually don't cover. ¹

  Company-reported.Technology E&O product page as read 2026-09-23.

Who Is The Hartford Tech E&O Insurance For?

• The Hartford names buyer types for Tech E&O: software and IT specialists (custom/packaged software developers, website designers, computer consultants, systems integrators, federal IT contractors), hardware and electronics manufacturers, and telecommunications providers (local/long-distance carriers, internet/application service providers, website hosting). ¹

  Company-reported.Technology E&O product page as read 2026-09-23.

What Coverage Features Does The Hartford Tech E&O Insurance Include?

• The Hartford lists FailSafe Technology E&O coverage features: errors and omissions liability, security liability, data privacy and network security liability, personal injury liability, intellectual property liability, and media liability. It distinguishes this from its separate cyber liability coverage, which addresses cyberattacks and data leaks specifically rather than broader product/service failures. ¹

  Company-reported.Technology E&O product page as read 2026-09-23. General coverage description; the issued policy controls.

What Limits and Retentions Does The Hartford Tech E&O Insurance Have?

• The Hartford says E&O coverage for technology businesses typically costs about $500 to $1,000 per year per employee; the page does not publish standard coverage limits, which depend on location, employee count, coverage limits chosen and lawsuit history. ¹

  Company-reported.Company-reported cost range as of 2026-09-23 (page last updated by The Hartford September 19, 2024); not a coverage limit.

The Hartford Tech E&O Insurance Compared With Other Providers

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  The Hartford vs AIG

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  The Hartford vs Alliance Risk

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  The Hartford vs Amelia Risk

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  The Hartford vs At-Bay

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  The Hartford vs Beazley

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  The Hartford vs Berkshire Hathaway Specialty Insurance

Other Coverage Lines Documented for The Hartford

• The Hartford Business Owner’s Policy

• The Hartford Commercial Auto Insurance

• The Hartford Commercial Property Insurance

• The Hartford Crime Insurance

• The Hartford Cyber Insurance

• The Hartford D&O Insurance

• The Hartford Employment Practices Liability Insurance

• The Hartford Fiduciary Liability Insurance

• The Hartford General Liability Insurance

• The Hartford Hired and Non-Owned Auto Insurance

• The Hartford Inland Marine Insurance

• The Hartford Kidnap and Ransom Insurance

• The Hartford Management Liability Insurance

• The Hartford Professional Liability (E&O) Insurance

• The Hartford Umbrella and Excess Liability Insurance

• The Hartford Workers’ Compensation Insurance

Sources for The Hartford Tech E&O Insurance

1. Technology Errors and Omissions Insurance | Technology E&O. The Hartford; What Is Technology Errors and Omissions Insurance?; How Does Technology Errors and Omissions Insurance Work; Technology Errors and Omissions Insurance Coverage feature list; Technology Errors and Omissions Insurance Cost; Types of Companies That Need Tech E&O Insurance. Accessed 2026-09-23.