What Does General Liability Insurance from The Hartford Cover?
The Hartford offers general liability insurance to help protect small businesses from third-party bodily injury and property damage claims, stand-alone or in a Business Owner's Policy.
What Is The Hartford’s Role in General Liability Insurance?
The Hartford's general liability insurance (GLI), also called commercial general liability (CGL), helps protect small businesses from third-party claims of bodily injury or property damage. It can be bought as a stand-alone policy or bundled into a Business Owner's Policy. 1General liability product page as read 2026-09-23.
Who Is The Hartford General Liability Insurance For?
The Hartford markets GL coverage to businesses that meet clients face-to-face, work on or with client property, use third-party locations, or advertise, and names specific professions it targets, including architects, engineers, photographers, hair salons, gym owners, interior designers, technology companies, landscapers and real estate agents. 1General liability product page as read 2026-09-23.
Coverage Features of The Hartford General Liability Insurance
The Hartford lists key coverages under its GL policy: bodily injury, property damage, personal and advertising injury (like libel or false advertising claims), legal fees/judgments/settlements, copyright infringement in advertising, products-completed operations (claims after a job is finished), and medical payments for minor injuries regardless of fault. Product liability coverage is included as part of the GL policy, while product recall is available only as an endorsement. 1General liability product page as read 2026-09-23. Coverage descriptions are general; the issued policy controls.
The Hartford General Liability Insurance Limits and Retentions
The Hartford reports average GL premiums of about $810 a year ($67 a month) for its customers, and says cost varies by business type, revenue, employee count, location, coverage limits/deductibles and claims history; the page does not publish standard limit or deductible amounts. 1Company-reported average as of 2026-09-23; not a specific quote.
How Does The Hartford Handle General Liability Insurance Claims?
The Hartford provides a 24/7 general liability claims phone line (800-327-3636) and an online claim form, with a policy-type selector that also covers cyber, employee benefits, property and workers' compensation claims. 2GL claims page as read 2026-09-23. Describes intake channels, not claim outcomes.
The Hartford vs Other General Liability Insurance Providers
Other Coverage Lines From The Hartford
2 documents, numbered as cited. Open the sources