What Does Crime Insurance from Embroker Cover?
Embroker sells commercial crime insurance to businesses as a standalone policy, covering employee theft, forgery, and social engineering fraud.
Embroker Commercial Crime Insurance · Updated
What Is Embroker’s Role in Crime Insurance?
Embroker sells commercial crime as a standalone policy and says smaller businesses sometimes add crime coverage as an endorsement to a BOP or a directors and officers policy instead. 1
Company-reported.Product-page description; not a statement about the issuing insurer.
Who Is Embroker Crime Insurance For?
Embroker points to businesses that hire part-time staff, handle cash transactions, manage inventory or expensive equipment, or handle customer data and digital transactions as more exposed and more likely to need the coverage. 1
Company-reported.Product-page 'Who benefits most' section; not a formal underwriting appetite statement.
What Coverage Features Does Embroker Crime Insurance Include?
Embroker lists coverage for employee theft (including shoplifting, embezzlement and larceny), third-party theft, forgery, digital fraud, money laundering, counterfeit currency and social engineering fraud. 1
Company-reported.Product-page What's covered section; the issued policy and declarations control.
Embroker says the policy excludes loss of income, indirect losses, crimes committed by executives or partners in coordination with employees, third-party liabilities from crime losses, and cybercrime losses involving stolen patents, trade secrets or customer lists. 1
Company-reported.Product-page What's not included section.
Embroker distinguishes fidelity bonds from crime insurance: it says a crime policy typically carries higher limits, while a fidelity bond can reimburse customers who suffer crime-related damages. 1
Company-reported.Product-page FAQ comparing fidelity bonds and commercial crime insurance.
What Limits and Retentions Does Embroker Crime Insurance Have?
Embroker says crime insurance pricing depends on factors like employee count and locations, revenue, office security measures and financial controls, and that fidelity bonds typically cost 0.5% to 2% of the bond value; it does not publish standard policy limits. 1
Company-reported.Product-page 'What does Commercial Crime insurance cost?' section.
How Do You Apply for Embroker Crime Insurance?
The reviewed crime page does not describe a dedicated online quote flow for crime insurance the way Embroker's BOP and general liability pages do; it directs buyers to a general 'Get a Quote' link. 1
Not publicly disclosed.Product page as read on 2026-09-23.
How Does Embroker Compare With Other Crime Insurance Providers?
Other Coverage Lines From Embroker
Sources for Embroker Crime Insurance
- Commercial Crime Insurance: Coverage & Policies. Embroker; Why it's essential; Who needs this coverage; What is Commercial Crime insurance?; What's covered; What's not included; What's the difference between Fidelity Bonds and Commercial Crime insurance?; What does Commercial Crime insurance cost? Accessed 2026-09-23.