What Does D&O Insurance from Embroker Cover?
Embroker sells standalone D&O insurance to companies with a board of directors, including venture-backed startups and nonprofits, with quotes online.
Embroker Directors and Officers Insurance · Updated
What Is Embroker’s Role in D&O Insurance?
Embroker sells D&O as a standalone policy and offers to package it with cyber and workers' compensation; it also says EPLI, D&O and related coverages are sometimes bundled into a management liability program. 1
Company-reported.Product-page description; not a statement about the issuing insurer.
Who Is Embroker D&O Insurance For?
Embroker markets D&O to any private or public company with a board of directors, startups that have received or are about to receive venture capital funding, and nonprofit corporations, saying VC and private equity investors commonly require it before funding. 1
Company-reported.Product-page eligibility and 'Why Do Startups Need D&O Insurance?' sections; not a guarantee of coverage for a particular company.
What Coverage Features Does Embroker D&O Insurance Include?
Embroker lists coverage for misuse of company funds, misrepresentation of company assets, breach of fiduciary duty, failure to comply with workplace laws and lack of corporate governance. 1
Company-reported.Product-page What's covered section; the issued policy and declarations control.
Embroker says the policy excludes lawsuits between members of the same company, criminal or deliberately fraudulent activity, prior-knowledge claims, and claims against directors actively engaged in antitrust violations. 1
Company-reported.Product-page What's not included section.
Embroker structures its D&O policy with three insuring agreements: Side A covers individual directors and officers when the company cannot indemnify them, Side B reimburses the company for indemnifying its leaders, and Side C covers the company itself when it is sued for financial mismanagement. 1
Company-reported.Product-page 'What are Side A, B, and C insuring agreements?' section; specific policy structure, not a claim about every insurer's D&O form.
What Limits and Retentions Does Embroker D&O Insurance Have?
For its startup package, Embroker publishes illustrative D&O/EPLI/fiduciary limit and retention ranges by funding stage, from roughly $1-2 million in limits with a $10-25k retention for companies raising up to $10 million, up to $8-10 million in limits with a $25-75k retention for companies raising $100-250 million. 1
Company-reported.Product-page cost table for the Embroker Startup Package; actual limits, retentions and premiums depend on underwriting.
How Do You Apply for Embroker D&O Insurance?
Embroker offers an online quote for D&O coverage through its digital platform, describing underwriting factors including revenue, industry risk and claims history. 1
Company-reported.Product-page 'Quick quotes' feature and cost-factor list; no quote was requested during this research.
How Does Embroker Compare With Other D&O Insurance Providers?
Other Coverage Lines From Embroker
Sources for Embroker D&O Insurance
- Directors & Officers Insurance Coverage: D&O Explained. Embroker; Why it's essential; Who needs this coverage; What is Directors and Officers (D&O) insurance?; What's covered; What's not included; What are Side A, B, and C insuring agreements?; What does Directors and Officers insurance cost? Accessed 2026-09-23.