What Does Product Liability Insurance from Embroker Cover?
Embroker sells product liability insurance as a standalone policy for businesses that manufacture, repair, distribute or sell products.
Embroker Product Liability Insurance · Updated
What Is Embroker’s Role in Product Liability Insurance?
Embroker sells product liability as a standalone policy, and says most companies instead add it as an endorsement to a general liability policy or bundle it into a Business Owners Policy, with only larger companies typically buying an independent policy. 1
Company-reported.Product-page description and 'Tips for Saving' section; not a statement about the issuing insurer.
Who Is Embroker Product Liability Insurance For?
Embroker markets the policy to businesses that manufacture, repair, distribute or sell products, saying manufacturers are most often held liable but sellers and repairers can also be named in claims. 1
Company-reported.Product-page 'Who Is It For?' section; not a guarantee of coverage for a particular business.
Coverage Features of Embroker Product Liability Insurance
Embroker lists coverage for bodily injury, property damage, illness and wrongful death claims arising from design defects, manufacturing defects, or warning/labeling defects in a product. 1
Company-reported.Product-page 'What Does Product Liability Insurance Cover?' section; the issued policy and declarations control.
Embroker says the policy excludes employee injuries (covered by workers' compensation), third-party accidents on the policyholder's property (covered by general liability), product recall costs (which need a separate endorsement or product recall policy), and technology product claims (covered by tech E&O). 1
Company-reported.Product-page What's Not Covered section, distinguishing product liability from general liability, product recall insurance and technology E&O.
Embroker Product Liability Insurance Limits and Retentions
Embroker says pricing depends heavily on product risk category (for example, pharmaceuticals or firearms cost more than lower-risk goods), company size and revenue, and claims history; it does not publish standard policy limits. 1
Company-reported.Product-page 'How Much Does Product Liability Insurance Cost?' section.
How Do You Apply for Embroker Product Liability Insurance?
Embroker says applicants can get a product liability quote in under 10 minutes through its digital platform and choose their own deductibles and limits. 1
Company-reported.Product-page 'Why Get It With Embroker?' section; no quote was requested during this research.
Embroker Product Liability Insurance Compared With Other Providers
Other Coverage Lines Documented for Embroker
Sources for Embroker Product Liability Insurance
- Product Liability Insurance: Coverage & Quotes. Embroker; What Is Product Liability Insurance?; Who Is It For?; Product Liability vs. General Liability; What Does Product Liability Insurance Cover?; What's Not Covered?; How Much Does Product Liability Insurance Cost? Accessed 2026-09-23.