What Does Tech E&O Insurance from Beazley Cover?
Beazley sells tech E&O insurance to small businesses, bundled in its MediaTech policy with professional E&O, media liability and cyber coverage.
Beazley MediaTech for Small Businesses · Updated
What Is Beazley’s Role in Tech E&O Insurance?
Beazley sells technology errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes professional E&O, media liability and cyber coverage. It is not offered as a standalone tech E&O policy for this segment. 1
Company-reported.US small-business MediaTech product page; does not address Beazley's larger-account technology E&O programs, if any.
Who Issues Beazley Tech E&O Insurance?
Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity and state of admission for a given policy is confirmed on the quote and declarations, not the blank application. 2
Company-reported.Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route.
What Coverage Features Does Beazley Tech E&O Insurance Include?
The sample MediaTech form defines two technology-specific triggers: a Tech & Professional Services Wrongful Act (a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Tech Services) and a Tech Product Wrongful Act (a Tech Product that fails to perform as intended, or software copyright infringement). Both are separate from the policy's Media Wrongful Act trigger. 3
Company-reported.Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control.
The sample form excludes patent infringement and trade-secret misappropriation connected to Tech Products or other products, even though it insures Tech Product Wrongful Acts generally. 3
Company-reported.Sample policy form F00731, 022019 edition, Patent & Misappropriation of Information exclusion; excludes only patent and the described trade-secret scenario, not all IP claims.
What Limits and Retentions Does Beazley Tech E&O Insurance Have?
Coverage is claims-made and reported: it responds only to claims first made and reported during the policy period (or a purchased Optional Extension Period), and defense costs reduce the available limit. A buyer can purchase an Optional Extension Period (a tail) for additional premium after non-renewal or cancellation. 2,3
Company-reported.Sample policy form F00731; application form repeats the same notice; specific tail pricing and duration are set in the declarations, not disclosed publicly.
How Do You Apply for Beazley Tech E&O Insurance?
Beazley's MediaTech application asks for employee count, US and non-US revenue for the last three years, the share of revenue from managed IT services, and answers about ransomware controls such as multi-factor authentication, VPN use, patching cadence and backup frequency. 2
Company-reported.Application form F00859, 042022 edition, General Information, Revenue Information and Ransomware Controls sections; a completed application does not establish acceptance.
Beazley says small and midsize MediaTech business is placed through third-party placement platforms or by email, with automated processing rather than a direct-to-consumer purchase flow. 1
Company-reported.MediaTech product page SME placement paragraph; describes the stated distribution channel only.
How Does Beazley Handle Tech E&O Insurance Claims?
Beazley says its cyber and tech claims team, including experienced litigators, has handled thousands of E&O claims involving software failures, implementation errors and IP disputes. 1
Company-reported.MediaTech product page claims paragraph; outcome and volume figures are Beazley's own description and not independently verified.
Beazley Tech E&O Insurance Compared With Other Providers
Other Coverage Lines Documented for Beazley
Sources for Beazley Tech E&O Insurance
- MediaTech for Small Businesses. Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; SME placement paragraph; claims team paragraph. Accessed 2026-09-23.
- Beazley Digital Media Tech Application. Beazley; F00859, 042022 edition, Beazley Insurance Company, Inc.; page 1 claims-made-and-reported notice and General Information; page 1-2 Revenue Information; pages 3-4 Contractual Controls and Ransomware Controls. Accessed 2026-09-23.
- Beazley MediaTech Sample Policy. Beazley; F00731, 022019 edition; Media, Tech, Data & Network Liability insuring agreement; Definitions: Tech & Professional Services Wrongful Act, Tech Product Wrongful Act, Professional Services, Tech Services; Exclusions: Patent & Misappropriation of Information; Limit of Liability and Coverage; Optional Extension Period. Accessed 2026-09-23.