What Does Cyber Insurance from Beazley Cover?
Beazley sells cyber insurance to small businesses; its Full Spectrum Cyber covers accounts under $35 million in revenue with limits up to $5 million, bought through brokers.
Beazley Full Spectrum Cyber for Small Businesses · Updated
What Is Beazley’s Role in Cyber Insurance?
For small businesses, Beazley sells cyber coverage two ways: as Full Spectrum Cyber, built around its Beazley Breach Response product plus integrated risk-management services from its in-house Beazley Security unit, and as the cyber component bundled inside the broader MediaTech form alongside tech E&O, professional E&O and media liability. 1,2
Company-reported.US small-business product pages for Full Spectrum Cyber and MediaTech; does not address any larger-account cyber program Beazley may write separately.
Who Issues Beazley Cyber Insurance?
The Full Spectrum Cyber page does not name an issuing insurer. Beazley's Digital MediaTech Application, which bundles a cyber insuring agreement, names Beazley Insurance Company, Inc. on its cover page, but the actual issuing entity for a stand-alone cyber quote is not established by the reviewed pages. 1,4
Not found in reviewed sources.Full Spectrum Cyber product page and MediaTech application form, both checked on 2026-09-23; not a regulator record.
Who Is Beazley Cyber Insurance For?
Beazley says Full Spectrum Cyber is available to accounts with under $35 million in annual revenue, with coverage limits up to $5 million, purchased by a broker through Beazley's myBeazley platform. 1
Company-reported.Full Spectrum Cyber product page eligibility paragraph; eligibility for a particular business still depends on underwriting.
What Coverage Features Does Beazley Cyber Insurance Include?
The sample MediaTech cyber insuring agreements cover Breach Response Costs after an actual or suspected data breach, Cyber Extortion Loss from an extortion threat, business interruption loss from a security breach or system failure, and eCrime losses from fraudulent instruction, funds transfer fraud or telephone fraud. 3
Company-reported.Sample policy form F00731, 022019 edition; the issued policy's wording and any endorsements control, and a stand-alone Full Spectrum Cyber policy may use different wording.
What Limits and Retentions Does Beazley Cyber Insurance Have?
In the sample MediaTech form, unless the declarations list a separate amount, the cyber-related insuring agreements share the same Policy Aggregate Limit of Liability with the policy's technology, professional and media coverages rather than carrying a dedicated cyber-only limit. 3
Company-reported.Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations, and may differ for a stand-alone Full Spectrum Cyber policy.
What Risk Services Come With Beazley Cyber Insurance?
Full Spectrum Cyber policyholders get discounted access to vendor services, including anti-phishing tools and training, email security services, cyber risk analysis and other pre-breach prevention services, through Beazley's partnership with its in-house Beazley Security unit. 1
Company-reported.Full Spectrum Cyber product page Vendor Services section; discount terms and vendor identities are not disclosed on the page.
How Do You Apply for Beazley Cyber Insurance?
Beazley says brokers can get a quote and bind Full Spectrum Cyber through its myBeazley platform for qualifying small accounts. The MediaTech application separately asks about ransomware controls such as multi-factor authentication, VPN use, patch timing and backup frequency, which affect underwriting. 1,4
Company-reported.Full Spectrum Cyber product page myBeazley paragraph and MediaTech application Ransomware Controls section; a completed application does not establish acceptance, and myBeazley is a broker tool, not a direct-to-business portal.
How Does Beazley Handle Cyber Insurance Claims?
Beazley describes its Beazley Breach Response service as mobilizing a coordinated response after a cyber incident, including forensics specialists, legal counsel, notification services and call centers, credit monitoring and public-relations support. 1
Company-reported.Full Spectrum Cyber product page Beazley Breach Response Services section; service quality and turnaround are Beazley's own description and not independently verified.
Beazley Cyber Insurance Compared With Other Providers
Other Coverage Lines Documented for Beazley
Sources for Beazley Cyber Insurance
- Full Spectrum Cyber for Small Businesses. Beazley; What we offer: Beazley Breach Response, integrated cyber risk management services, Beazley Security partnership; Beazley Breach Response Services; Vendor Services; Eligibility and myBeazley platform paragraph. Accessed 2026-09-23.
- MediaTech for Small Businesses. Beazley; What we offer: Cyber coverage includes; SME placement paragraph. Accessed 2026-09-23.
- Beazley MediaTech Sample Policy. Beazley; F00731, 022019 edition; Breach Response, Regulatory Defense & Penalties, Payment Card Liabilities & Costs, First Party Data & Network Loss and eCrime insuring agreements; Definitions: Breach Response Costs, Cyber Extortion Loss, Security Breach; Limit of Liability and Coverage. Accessed 2026-09-23.
- Beazley Digital Media Tech Application. Beazley; F00859, 042022 edition, Beazley Insurance Company, Inc.; pages 3-4 Ransomware Controls (MFA, VPN, patching, backups, security awareness training). Accessed 2026-09-23.