What Does Telehealth Insurance from Beazley Cover?

Beazley sells Virtual Care as a single modular policy bundling healthcare professional liability, technology liability, cyber, media liability, general liability and products/completed operations for digital-health businesses, rather than separate line-item policies. ¹Company-reportedVirtual Care product description and Available Coverages list.

Beazley targets five digital-health segments with Virtual Care: telehealth/telemedicine providers, mHealth companies building wearables and apps, med-tech/devices platforms and SaaS developers, lifestyle-and-wellness businesses, and traditional in-person healthcare entities with cyber-related bodily-injury exposure. ¹Company-reportedVirtual Care "Who we can help" section.

Beazley offers Virtual Care worldwide for organizations domiciled in the United States, United Kingdom, Canada, Singapore, Australia, Hong Kong, Colombia, Chile and Spain. ¹Company-reportedVirtual Care "Where is this offered" section.

The Available Coverages list under Virtual Care includes Healthcare Professional Liability, Tech Services/Tech Products Liability, Cyber Liability (Beazley Breach Response or InfoSec), First Party Cyber, General Liability (claims-made or occurrence), Products/Completed Operations, Media Liability and Clinical Trials Financial Injury. ¹Company-reportedVirtual Care Available Coverages list; actual coverage purchased depends on the modules selected and the issued policy.

Beazley highlights "affirmative coverage for claims made against an insured which results in bodily injury" as a feature of Virtual Care, distinguishing it as a policy point rather than describing every underlying module's terms. ¹Company-reported"The Beazley Difference" section of the Virtual Care page.

The reviewed page does not publish specific dollar limits or retentions for Virtual Care or its component modules. Those terms appear only on an actual quote. ¹Not publicly disclosedVirtual Care page as read on 2026-09-23; a supplementary product-overview PDF found in search could not be parsed for numeric limits.

Policyholders that include the cyber module get access to Beazley Breach Response Services, which Beazley describes as covering breach-response management, information-security insurance solutions and risk-management services. ¹Company-reported"The Beazley Difference" section; service scope depends on whether the cyber module is selected.

Beazley lists several downloadable application brochures for different Virtual Care coverage combinations, such as "Virtual Care - InfoSec (no First Party)" and "Virtual Care - Professional Liability," indicating a broker-submitted, module-by-module application rather than one online form. ¹Company-reportedTools & Resources section of the Virtual Care page.

Beazley names a dedicated Claims Team Leader for Healthcare and several claims managers and specialists on the Virtual Care team, and directs customers to a general "Notify a Claim" channel. The page does not describe specific claims-handling procedures or timelines. ¹Company-reportedTeam listing and claims-contact links on the Virtual Care page.