Does EPLI Cover Wage and Hour Claims?
EPLI often excludes wage-and-hour damages or covers them only through a narrow endorsement.
Review whether defense costs, unpaid wages, penalties, and settlements are treated differently.
Coverage Guides Related to Employment Practices Liability Insurance
Providers Listing Employment Practices Liability Insurance
Sources for Employment Practices Liability Insurance Answers
- Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-25.
- Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-25.
- Wages and the Fair Labor Standards Act. U.S. Department of Labor, Wage and Hour Division; Minimum Wage; Overtime Pay; Coverage; Enforcement and Remedies. Accessed 2026-09-25.