What Doesn’t EPLI Cover?

EPLI commonly excludes or limits wage claims, workers’ compensation, criminal acts, and uninsurable damages.

Review wage-and-hour terms, conduct exclusions, and exceptions; the policy does not cover every workplace cost.

Providers Listing Employment Practices Liability Insurance

Sources for Employment Practices Liability Insurance Answers

  1. Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-25.
  2. Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-25.

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