Does EPLI Cover Third-Party Claims?
EPLI covers nonemployee claims only when the policy includes third-party coverage, often by endorsement.
Customers or vendors may allege discrimination or harassment; check the endorsement’s claimant definition and separate limit.
Coverage Guides Related to Employment Practices Liability Insurance
Which Providers Offer Employment Practices Liability Insurance?
Sources for This Answer
- Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-25.
- Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-25.