Does EPLI Cover Unpaid Overtime?
EPLI usually does not cover unpaid overtime damages; some forms offer limited defense coverage by endorsement.
Check whether the policy covers defense only or also wages, penalties, and settlements.
Coverage Guides Related to Employment Practices Liability Insurance
Which Providers Offer Employment Practices Liability Insurance?
Sources for This Answer
- Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-25.
- Wages and the Fair Labor Standards Act. U.S. Department of Labor, Wage and Hour Division; Minimum Wage; Overtime Pay; Coverage; Enforcement and Remedies. Accessed 2026-09-25.