Beazley vs Resilience: How Do They Compare for Business Insurance?

Businesses seeking technology, media and cyber in MediaTech can assess Beazley; companies wanting cyber and technology E&O with separate security services can consider Resilience.

An Overview of Beazley and Resilience

A software company that also creates content or sells non-technology consulting should describe those activities before renewal: Beazley MediaTech combines technology, professional, media and cyber cover, while Resilience offers Tech E&O and cyber with separate security services. 1 24 23 Choose Beazley if you sell media or non-technology consulting that needs its media cover; choose Resilience if technology E&O and cyber with separately scoped security services match your operation.

What Stands Out About Beazley and Resilience?

Beazley at a Glance

  • MediaTech combines technology E&O, media liability and cyber coverage. 1Company-reportedUS small-business MediaTech marketing; maximum is advertised capacity, not a guaranteed quote.
  • Execuguard lets eligible buyers choose separate or shared limits for executive risks. 10Company-reportedUS Execuguard; no assertion every coverage is included in every quote.

Resilience at a Glance

  • Technology companies can seek E&O coverage for software, hardware and technology services. 24Company-reportedTechnology-specific professional liability; not general professional E&O or a guarantee of offered limits.
  • Resilience helps prioritize financial cyber risks and track exposure across entities. 28,29Company-reportedCurrent named cybersecurity products; outcomes not independently established.

Beazley vs Resilience Coverage Lines Compared

CoverageBeazleyResilience
Commercial propertyListed 15Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis.Not listed
CrimeListed 11Beazley offers commercial crime insurance.Not listed
Cyber liabilityListed 1,9Beazley offers cyber insurance for small and midsized businesses.Listed 23Resilience markets cyber insurance on a primary or excess basis.
Directors and officersListed 10Beazley offers directors and officers liability insurance for private organizations through ExecuGuard.Not listed
Employment practices liabilityListed 10Beazley offers employment practices liability insurance for private organizations through ExecuGuard.Not listed
Fidelity bondsListed 11Beazley offers fidelity bonds for financial institutions.Not listed
Fiduciary liabilityListed 10Beazley offers fiduciary liability insurance for private organizations through ExecuGuard.Not listed
General liabilityListed 17,13Beazley offers general liability insurance in packages such as its environmental-services policy.Not listed
Hired and non-owned autoListed 17Beazley offers hired and non-owned auto coverage within its environmental-services package.Not listed
Management liabilityListed 10Beazley offers management liability insurance for private organizations through ExecuGuard.Not listed
Media liabilityListed 1Beazley offers media liability insurance through MediaTech for small technology and business-services companies.Not listed
Medical malpracticeListed 13,14Beazley offers medical professional liability insurance for digital-health businesses and middle-to-large life-sciences organizations.Not listed
Product liabilityListed 14Beazley offers product liability insurance for middle-to-large life-sciences organizations.Not listed
Product recallListed 16Beazley offers product recall insurance through its manufacturing risk product.Not listed
Professional errors and omissions (E&O)Listed 1,17Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies.Not listed
Representations and warrantiesListed 12Beazley offers representations and warranties insurance.Not listed
Technology errors and omissions (E&O)Listed 1Beazley offers technology errors and omissions insurance through MediaTech for small technology and business-services companies.Listed 24Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue.
Virtual care and telehealthListed 13Beazley offers virtual care insurance for digital-health businesses.Not listed

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

Beazley and Resilience Coverage, Line by Line

Open what Beazley and Resilience each document for one coverage line.

Beazley and Resilience Reliability Scores

Each score uses the rubric for that provider’s documented role. Providers with more than one role may have a score for each.

Beazley and Resilience Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Beazley Review Score

5.6/ 10

Review Score

1 rated source

Beazley’s available customer feedback is mixed, with a 2.8/5 WalletHub rating from 15 reviews. That small, mixed-product sample gives business buyers limited guidance.

Read Beazley reviews

Resilience Review Score

9.0/ 10

Review Score

1 rated source

There's almost nothing public to go on. G2 shows 4.5 out of 5 for Resilience, but from a single review.

Read Resilience reviews

Key Differences Between Beazley and Resilience

Mixed Services Need an Explicit Description

MediaTech's published scope includes non-technology professional services and media liability. Resilience's page lists technology categories, including software and consulting. Ask each underwriter to confirm the combined business description and any carve-outs; the word consulting does not establish coverage for every advisory activity. 1 24

Resilience's technology E&O revenue range may be material for a small mixed-services company. Beazley's small-business positioning is not a substitute for an account-specific eligibility decision either. Start with that screening before comparing higher advertised limits with a smaller packaged offering. 1 24

A Sample Form Is Useful Evidence with a Date Limit

Review exclusions before relying on MediaTech for IP disputes: the linked February 2019 sample excludes patent infringement and trade-secret misappropriation tied to technology or other products and restricts contractual liability and retroactive dates. It is not current quote wording. 3,5Company-reportedF00731 022019; exclusions on printed pages 16–18; qualified reviewer must interpret a current quote form.

The application also warns about claims-made-and-reported liability and defense costs reducing the limit. Use these documents to ask targeted questions about earlier work, reporting and IP allegations, not to assert that a new quote uses the older specimen unchanged. Resilience's product summaries do not resolve the same wording questions, so request a current form from both. 2 24

Do Not Transfer Another Product’s Service Criteria

Beazley's small-business Full Spectrum Cyber page describes broker access criteria and cyber services. Those criteria should not be applied automatically to MediaTech. Resilience's Edge and Arc are security services, with insurance purchase expressly separate from buying security services. Ask which services accompany the specific insurance quote and which require another contract. 9 28 29 22

What Should You Confirm in Beazley and Resilience Quotes?

Provide a revenue split across software, consulting and content activities. Obtain the current forms, selected agreements, IP exclusions and defense-cost treatment. Confirm the California placement route and legal issuer: neither Beazley's posted application nor Resilience's general US insurer disclosure identifies the final insurer and form for this applicant. 2 5 22

Beazley vs Resilience Services Compared

What each provider documents about the services you may need

CriteriaBeazleyResilience
Customer focus

Small technology and business-services companies can consider MediaTech; digital-health buyers can look at Virtual Care, while Beazley’s Life Sciences offering targets middle and large organizations. 1,13,14Company-reportedProduct-specific audiences; funding stage is not an eligibility criterion established by these sources.

Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. 24Company-reportedPublished US primary and excess technology E&O appetite; not a minimum established for every cyber product.

Application process

Prepare company services, products, employee count, US and foreign revenue, financial statements and expected changes for a MediaTech application; Beazley accepts placement through third-party platforms or email, but submission is not acceptance or binding. 1,2Company-reportedPublished small-business placement description and F00859 042022; no application submitted or binding time tested.

Brokers can access Resilience through its broker page and businesses can submit an inquiry; no end-to-end self-serve purchase or binding-time guarantee was documented. 25,27Company-reportedObserved public broker/contact route; no application submitted or portal accessed.

Access to insurers

Check the insurer named on your quote: Beazley’s Digital Media Tech application names Beazley Insurance Company, Inc., while other US business can use Beazley Excess and Surplus Insurance, Inc. or Lloyd’s syndicates. These examples do not identify the issuer for every MediaTech quote. 2,7Company-reportedApplication F00859 042022 and general US toolkit disclosure; no blanket insurer assignment.

Ask which insurer will issue your California policy: Resilience names Homeland Insurance Company of New York or Delaware but not which one applies to a specific quote. 22Company-reportedCompany-reported US insurer disclosure; no binder or California policy form reviewed.

Availability

California companies should confirm a current MediaTech form, admitted or surplus-lines route and eligibility before applying; reviewed pages do not establish these product-specific details, and the license disclosure alone does not answer them. 1,2,5,6Not found in reviewed sourcesReviewed public documents as of 2026-09-16; no California regulator product filing or issued quote inspected.

California M&A buyers can ask about Beazley’s stated all-state underwriting and placement for M&A, but that claim does not establish MediaTech availability or acceptance of a particular transaction. 12Company-reportedM&A product only; independently verified state authorization not established.

Confirm California insurer and admitted or surplus-lines route before applying because reviewed product pages do not establish them for cyber or Tech E&O. 23,24,22Not found in reviewed sourcesCalifornia eligibility remains unresolved; neither the San Francisco office nor a national producer number establishes state product availability.

Servicing and renewals

Do not assume renewal or service speed: Beazley publishes a MediaTech renewal application, but no guarantee, dedicated account manager or policy-change turnaround was established. 4,1Company-reportedPublic renewal document and service description; no policyholder account or service performance tested.

Small businesses under $35 million in revenue may consider Beazley’s broker myBeazley quote-and-bind route for eligible cyber accounts with limits up to $5 million; Full Spectrum Cyber combines breach response with security tools. These route criteria do not establish MediaTech eligibility. 9Company-reportedSmall-business Full Spectrum Cyber only; services, costs and entitlements depend on actual arrangements.

Resilience’s Edge service helps prioritize security spending by estimated financial impact, while Arc shows cyber risk across entities; these tools are risk-management services, not insurance. 28,29Company-reportedCurrent named cybersecurity products; outcomes not independently established.

You can buy insurance without buying Resilience security services; confirm which tools are bundled and which require a separate agreement. 22Company-reportedCompany disclaimer; does not establish free services or package pricing.

Ask Resilience for renewal deadlines and service timing because reviewed pages do not specify renewal documents, price commitments or standard turnaround. 25,23,24Not publicly disclosedScoped to current HTML pages; older package materials were not used to promise current renewal terms.

Sources

30 documents, numbered as cited.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

Comparisons Related to Beazley vs Resilience

  • AIG describes commercial solutions across several business sizes; Beazley markets MediaTech to small technology and business-services firms through broker and platform routes.

  • Compare AIG’s commercial insurance offerings with Resilience’s cyber insurance and separate cybersecurity services.

  • For a technology startup with one dominant customer, compare Alliance Risk's contract review with Beazley's MediaTech renewal materials.

All Comparisons

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