What Does Business Owner’s Policy from TechInsurance Cover?

TechInsurance arranges a business owner's policy (BOP) as a bundle of general liability and commercial property insurance sold at a discount versus buying the two policies separately, according to the company. ¹Company-reportedBusiness owner's policy product page.

The reviewed page does not name the issuing insurer for a BOP. ¹Not publicly disclosedBusiness owner's policy product page as read on 2026-09-23.

TechInsurance says small businesses typically qualify for BOP savings if they have fewer than 100 employees, operate in a low-risk industry, earn less than $1 million in yearly revenue, and use a small commercial space. ¹Company-reportedBusiness owner's policy product page, Eligibility requirements for a BOP section.

TechInsurance says a BOP covers property damage and business personal property, common third-party accidents (general liability), copyright infringement and defamation claims, theft and vandalism, and product liability claims, but excludes employee injuries, cyberattacks, business vehicles and (without an endorsement) natural-disaster property damage. ¹Company-reportedBusiness owner's policy product page; general policy description, not a specific policy form.

TechInsurance says its BOP policyholders pay a median of $83 per month, or about $990 a year, with the exact cost depending on business property value, profession risk, policy limits and deductible, location, employee count and claims history. ¹Company-reportedBusiness owner's policy product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.

You request BOP quotes online through a single application; TechInsurance says licensed agents can help tailor the policy with endorsements, and a certificate of insurance is typically available the same day you buy coverage. ¹Company-reportedBusiness owner's policy product page.