What Does Inland Marine Insurance from TechInsurance Cover?

TechInsurance arranges inland marine insurance, also called tools and equipment insurance, as a form of property coverage sold as an add-on to another property policy such as a business owner's policy or commercial package policy, not as a standalone product. ¹Company-reportedInland marine product page.

The reviewed page does not name the issuing insurer for an inland marine policy. ¹Not publicly disclosedInland marine product page as read on 2026-09-23.

TechInsurance targets inland marine coverage at businesses that ship property, transport high-value equipment, take tools to worksites, or store property off-site, naming construction contractors, photographers, cleaning services and IT professionals as example segments. ¹Company-reportedInland marine product page, Who needs inland marine insurance coverage? section.

TechInsurance says inland marine coverage protects business property in transit or off-site storage, client property temporarily in the business's care (bailee coverage), equipment installed in a fixed but movable location such as a service truck, and high-value items that standard commercial property policies may exclude. ¹Company-reportedInland marine product page; general policy description, not a specific policy form.

TechInsurance says its inland marine customers pay a median of $48 per month, with annual premiums ranging from about $150 to more than $4,500 depending on the value and type of insured property, coverage limits and deductible chosen, location, claims history and industry risk. ¹Company-reportedInland marine product page cost section; a company-reported median and range from TechInsurance's own book of business, not a published rate table.

TechInsurance says you can add inland marine coverage to a business owner's policy or commercial package policy through its online application, and typically get a certificate of insurance within 24 hours after purchase. ¹Company-reportedInland marine product page, How do you purchase inland marine insurance? section.