What Does D&O Insurance from TechInsurance Cover?

TechInsurance arranges directors and officers (D&O) insurance, a type of management liability insurance, and says it can be purchased as a standalone policy or as an endorsement to a general liability policy or business owner's policy. ¹Company-reportedD&O product page.

The reviewed page does not name the issuing insurer for a D&O policy. ¹Not publicly disclosedD&O product page as read on 2026-09-23.

TechInsurance targets D&O at companies with an active board, naming employers with employees or stockholders, venture-backed startups (where investor term sheets often require the coverage), and nonprofits (where most states require a board of directors) as examples. ¹Company-reportedD&O product page, Who needs D&O insurance coverage? section.

TechInsurance says D&O covers legal costs when directors, board members or officers are sued over employment practices, fund mismanagement, failure to follow corporate bylaws, regulatory non-compliance, or IP infringement or libel tied to their decisions, and structures coverage into Side A (personal protection), Side B (company reimbursement) and Side C (entity coverage, mainly for public-company securities claims). ¹Company-reportedD&O product page; general policy description, not a specific policy form.

TechInsurance says D&O is a claims-made policy, meaning coverage applies only if the policy is active when a claim is made, and that criminal acts by directors or officers, such as fraud or embezzlement, are excluded. ¹Company-reportedD&O product page, How does directors and officers insurance work? and exclusions sections.

TechInsurance says D&O policyholders pay a median of $133 per month, with the exact premium depending on policy limits, deductible, legal jurisdiction, industry risk, headcount, revenue, claims history and IPO potential. ¹Company-reportedD&O product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.