Insurance provider

What Does Equipment Breakdown Insurance from HUB International Cover?

HUB International brokers equipment breakdown insurance, as a standalone policy or within a property policy, for manufacturers, processors of goods and small businesses.

HUB International Boiler and Machinery (Equipment Breakdown) Insurance Brokerage · Updated

What Is HUB International’s Role in Equipment Breakdown Insurance?

  • HUB brokers boiler and machinery (equipment breakdown) insurance, available as a standalone monoline policy or embedded within a client's property policy, rather than underwriting the coverage itself. 1

    Company-reported.Boiler and machinery product page, read 2026-09-23. The page does not name an issuing insurer.

Who Issues HUB International Equipment Breakdown Insurance?

  • No insurer is named for equipment breakdown coverage on the product page; the carrier depends on the placement. 1

    Not found in reviewed sources.Checked the boiler and machinery product page on 2026-09-23.

Who Is HUB International Equipment Breakdown Insurance For?

  • HUB targets this coverage at manufacturing companies running equipment that must operate continuously, businesses that process goods using electrical, mechanical, heating or refrigeration equipment at scale, and small businesses protecting equipment such as air conditioners, computers, refrigerators and ovens. 1

    Company-reported.Product-page target-market description; not a published underwriting appetite.

Coverage Features of HUB International Equipment Breakdown Insurance

  • HUB says the coverage it arranges pays the costs to repair or replace equipment damaged by a sudden, unforeseen breakdown, losses from the resulting downtime, and other property damage caused by the malfunctioning equipment, and lists manufacturing equipment (boilers, generators, engines, HVAC systems, transformers) and office equipment (elevators, computers, copiers, security systems) as typical covered items. 1

    Company-reported.Product-page coverage description; the issued policy's definitions and exclusions control an actual claim.

  • HUB describes three coverage options for equipment breakdown: basic, broad, and consequential-damage coverage for losses resulting from equipment failure, plus an Extra Expense component that covers costs to keep operating during a breakdown but excludes loss of income unless combined with business income coverage. 1

    Company-reported.Product-page coverage-tier description.

HUB International Equipment Breakdown Insurance Limits and Retentions

  • Published policy limits or retentions for equipment breakdown coverage were not found on the product page. 1

    Not publicly disclosed.Checked the boiler and machinery product page on 2026-09-23; limits are set on the quote and declarations.

HUB International Equipment Breakdown Insurance Risk Services

  • The boiler and machinery product page does not describe engineering inspections or other line-specific risk-control services. 1

    Not found in reviewed sources.Checked the boiler and machinery product page on 2026-09-23.

How Do You Apply for HUB International Equipment Breakdown Insurance?

  • HUB directs prospects to "contact a HUB broker to get started" rather than an online quote or bind flow. 1

    Company-reported.Product-page call to action.

HUB International vs Other Equipment Breakdown Insurance Providers

Other Coverage Lines From HUB International

Sources for HUB International Equipment Breakdown Insurance

  1. Boiler and Machinery Equipment Insurance Coverage. HUB International; What is Boiler and Machinery Insurance?; What does Boiler and Machinery Insurance cover?; covered manufacturing and office equipment examples; basic, broad and consequential-damage coverage options; Extra Expense coverage description; Contact a HUB broker call to action. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, email The General Average with the page URL and supporting source.

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