What Does Surety Bonds from HUB International Cover?

HUB brokers surety bonds, acting as an intermediary between the contractor buying the bond (principal), the party requiring it (obligee) and the insurance company guaranteeing performance (surety), rather than acting as the surety itself. ¹Company-reportedSurety bonds product page as read 2026-09-23.

The surety bonds page does not name a specific surety company; HUB places bonds with sureties that vary by client and bond type. ¹Not found in reviewed sourcesChecked the surety bonds page on 2026-09-23; no surety company is disclosed there.

HUB underwrites bond eligibility around what it calls the three C's: character (credit record and business integrity), capacity (skills, experience, equipment and facilities), and capital (financial strength for project costs), and says a surety specialist guides applicants through the required documentation. ¹Company-reportedProduct-page underwriting-criteria description; the surety, not HUB, makes the final bonding decision.

HUB describes contract surety bonds it arranges as including bid bonds that secure a bid submission, performance bonds that guarantee a project is completed per contract, and payment bonds that guarantee subcontractors, laborers and suppliers are paid, plus other bond types such as wage, warranty, maintenance and lien-release bonds. ¹Company-reportedProduct-page bond-type descriptions; the issued bond and its terms control an actual claim.

HUB also arranges commercial surety bonds, which it says are primarily required by government entities, financial institutions and private corporations to guard against fraud, theft or illegal conduct. ¹Company-reportedProduct-page commercial-surety description.

HUB says a surety specialist works with applicants on the documentation and underwriting process needed to obtain a bond, positioning the broker relationship as central to getting bonded. ¹Company-reportedProduct-page application description as read 2026-09-23.